INTEGRATED FILING — NBFC



General information about company

Scrip code 540268
NSE Symbol TRU
MSEI Symbol NOTLISTED
ISIN INE615R01029
Name of company TRUCAP FINANCE LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 11-02-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 06-02-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Third quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 11-02-2026   15:30:00
End date and time of board meeting 11-02-2026   16:30:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results — NBFC

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Income
Revenue from operations
(i) Interest Income 1,469.55 6,431.52
(ii) Dividend Income 0.00 0.00
(iii) Rental Income 0.00 0.00
(iv) Fees and commission Income 40.28 346.92
(v) Net gain on fair value changes 0.12 20.38
(vi) Net gain on derecognition of financial instruments under amortised cost category 0.00 0.00
(vii) Sale of products (including Excise Duty) 0.00 0.00
(viii) Sale of services 0.00 0.00
(ix) Other revenue from operations
Total other revenue from operations
Total Revenue From Operations 1,509.95 6,798.82
Other income 71.46 1,449.65
Total income 1,581.41 8,248.47
2 Expenses
Cost of materials consumed 0.00 0.00
Purchases of stock-in-trade 0.00 0.00
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
Employee benefit expense 534.90 2,471.98
Finance costs 1,417.25 5,411.65
Depreciation, depletion and amortisation expense 193.73 600.05
Fees and commission expense 66.08 261.91
Net loss on fair value changes 0.00 0.00
Net loss on derecognition of financial instruments under amortised cost category 0.00 0.00
Impairment on financial instruments 3,524.81 7,288.63
(f) Other expenses
1 Other expenses 1,094.47 3,603.11
Total other expenses 1,094.47 3,603.11
Total expenses 6,831.24 19,637.33
3 Total profit before exceptional items and tax (5,249.83) (11,388.86)
4 Exceptional items 0.00 0.00
5 Total profit before tax (5,249.83) (11,388.86)
7 Tax expense
8 Current tax 0.00 0.00
9 Deferred tax (1,004.57) (2,944.71)
10 Total tax expenses (1,004.57) (2,944.71)
11 Net Profit Loss for the period from continuing operations (4,245.26) (8,444.15)
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
17 Net profit (loss) from discontinued operation after tax 0.00 0.00
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0.00 0.00
15 Total profit (loss) for period (4,245.26) (8,444.15)
16 Other comprehensive income net of taxes 22.13 (5.30)
17 Total Comprehensive Income for the period (4,223.13) (8,449.45)
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 0.00 0.00
Total profit or loss, attributable to non-controlling interests 0.00 0.00
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent 0.00 0.00
Total comprehensive income for the period attributable to owners of parent non-controlling interests 0.00 0.00
20 Details of equity share capital
Paid-up equity share capital 2,377.24 2,377.24
Face value of equity share capital 2 2
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations -3.54 -7.13
Diluted earnings per share from continuing operations -3.54 -7.13
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share -3.54 -7.13
Diluted earnings per share -3.54 -7.13
23 Debt equity ratio 4.7700 4.7700
24 Debt service coverage ratio 0.0 0.0
25 Interest service coverage ratio 0.0 0.0
26 Disclosure of notes on financial results Textual Information(1)


Remarks

23 Debt equity ratio
24 Debt service coverage ratio Not Applicable
25 Interest service coverage ratio Not Applicable


Text Block

Textual Information(1) Notes 2 Fees and commission income includes advisory service fees and commission from syndication loan. 3 The above unaudited consolidated financial results for the quarter and nine months ended December 31, 2025 have been reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors of TruCap Finance Limited (Parent Company) at their respective meeting(s) held on February 11, 2026. 4 The unaudited consolidated financial results for the quarter and nine months ended December 31, 2025 have been limited reviewed by the Statutory Auditors of the Parent Company and they have issued an unmodified opinion. The unaudited consolidated financial results for the quarter and nine months ended December 31, 2025 includes the limited reviewed financial results for the quarter and nine months ended December 31, 2025 of the wholly owned subsidiary, DFL Technologies Private Limited. 5 The registered office address of the Parent Company has been shifted within the limits of the same city from 4th Floor to 3rd Floor of DJ House, A Wing, Old Nagardas Road, Andheri East, Mumbai - 400 069 with effect from November 14, 2025. Further, the registered office address of DFL Technologies Private Limited, subsidiary company of the Parent Company has been shifted within the limits of the same city from Ground Floor to 3rd Floor of DJ House, A Wing, Old Nagardas Road, Andheri East, Mumbai - 400 069 with the effect from November 14, 2025. 6 The figure for the quarter ended December 31, 2025 and quarter ended December 31, 2024 are balancing figures between unaudited figures in respect of the nine months ended December 31, 2025 and December 31, 2024 and the unaudited figure of half year ended September 30, 2025 and unaudited figure of half year ended September 30, 2024 respectively. 7 The figures for the previous quarter/year have been regrouped I rearranged wherever necessary to conform to the current quarter presentation. For and on behalf of TruCap Finance Limited SD/- Rohanjeet Singh Juneja Managing Director and Chief Executive Officer Mumbai, February 11, 2026 DIN: 08342094




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 - Fund Based Activities 1,481.30 6,921.83
2 - Advisory Services 0.00 0.00
Total Segment Revenue 1,481.30 6,921.83
Less: Inter segment revenue 0.00 0.00
Revenue from operations 1,481.30 6,921.83
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 - Fund Based Activities (5,179.85) (12,083.32)
2 - Advisory Services (48.66) (156.38)
Total Profit before tax (5,228.51) (12,239.70)
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 21.29 (850.83)
Profit before tax (5,249.80) (11,388.87)
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 - Fund Based Activities 31,761.65 31,761.65
2 - Advisory Services 1,311.84 1,311.84
Total Segment Asset 33,073.49 33,073.49
Un-allocable Assets 6,605.20 6,605.20
Net Segment Asset 39,678.69 39,678.69
4 Segment Liabilities
Segment Liabilities
1 - Fund Based Activities 32,950.53 32,950.53
2 - Advisory Services 56.61 56.61
Total Segment Liabilities 33,007.14 33,007.14
Un-allocable Liabilities 0.00 0.00
Net Segment Liabilities 33,007.14 33,007.14
Disclosure of notes on segments


Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Remeasurement gain/(loss) on defined benefit plan -177000 -709000
Total Amount of items that will not be reclassified to profit and loss -177000 -709000
2 Income tax relating to items that will not be reclassified to profit or loss (0.45) (1.79)
3 Amount of items that will be reclassified to profit and loss
1 Effective portion of gain/(Loss) on hedging instruments in cash flow hedges 3134000 0
Total Amount of items that will be reclassified to profit and loss 3134000 0
4 Income tax relating to items that will be reclassified to profit or loss 7.89 0.00
5 Total Other comprehensive income 22.13 (5.30)




Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 Khandelwal Kakani & Company Yes 31-10-2026