INTEGRATED FILING — NBFC



General information about company

Scrip code 535322
NSE Symbol REPCOHOME
MSEI Symbol NA
ISIN INE612J01015
Name of company REPCO HOME FINANCE LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 05-02-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 24-01-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Third quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 05-02-2026   14:30:00
End date and time of board meeting 05-02-2026   17:30:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results — NBFC

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Income
Revenue from operations
(i) Interest Income 44,532.00 1,30,600.00
(ii) Dividend Income 0.00 0.00
(iii) Rental Income 0.00 0.00
(iv) Fees and commission Income 677.00 1,853.00
(v) Net gain on fair value changes 174.00 547.00
(vi) Net gain on derecognition of financial instruments under amortised cost category 0.00 0.00
(vii) Sale of products (including Excise Duty) 0.00 0.00
(viii) Sale of services 0.00 0.00
(ix) Other revenue from operations
1 Other operating revenue 310.00 848.00
Total other revenue from operations 310.00 848.00
Total Revenue From Operations 45,693.00 1,33,848.00
Other income 20.00 125.00
Total income 45,713.00 1,33,973.00
2 Expenses
Cost of materials consumed 0.00 0.00
Purchases of stock-in-trade 0.00 0.00
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
Employee benefit expense 4,231.00 10,445.00
Finance costs 24,893.00 73,740.00
Depreciation, depletion and amortisation expense 1,027.00 2,587.00
Fees and commission expense 0.00 0.00
Net loss on fair value changes 0.00 0.00
Net loss on derecognition of financial instruments under amortised cost category 0.00 0.00
Impairment on financial instruments (1,557.00) (1,972.00)
(f) Other expenses
1 Other expenses 2,222.00 5,778.00
Total other expenses 2,222.00 5,778.00
Total expenses 30,816.00 90,578.00
3 Total profit before exceptional items and tax 14,897.00 43,395.00
4 Exceptional items 0.00 0.00
5 Total profit before tax 14,897.00 43,395.00
7 Tax expense
8 Current tax 3,134.00 7,664.00
9 Deferred tax 886.00 3,744.00
10 Total tax expenses 4,020.00 11,408.00
11 Net Profit Loss for the period from continuing operations 10,877.00 31,987.00
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
17 Net profit (loss) from discontinued operation after tax 0.00 0.00
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 667.00 2,037.00
15 Total profit (loss) for period 11,544.00 34,024.00
16 Other comprehensive income net of taxes 10.00 (42.00)
17 Total Comprehensive Income for the period 11,554.00 33,982.00
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 6,256.00 6,256.00
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 18.45 54.38
Diluted earnings per share from continuing operations 18.45 54.38
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 18.45 54.38
Diluted earnings per share 18.45 54.38
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results


Remarks

23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 a. Housing related finance 45,713.00 1,33,973.00
2 b. Others 0.00 0.00
Total Segment Revenue 45,713.00 1,33,973.00
Less: Inter segment revenue
Revenue from operations 45,713.00 1,33,973.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 a. Housing related finance 10,877.00 31,987.00
2 b. Others 667.00 2,037.00
Total Profit before tax 11,544.00 34,024.00
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 11,544.00 34,024.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 a. Housing related finance 0.00 0.00
2 b. Others 0.00 0.00
Total Segment Asset 0.00 0.00
Un-allocable Assets 0.00 0.00
Net Segment Asset 0.00 0.00
4 Segment Liabilities
Segment Liabilities
1 a. Housing related finance 0.00 0.00
2 b. Others 0.00 0.00
Total Segment Liabilities 0.00 0.00
Un-allocable Liabilities 0.00 0.00
Net Segment Liabilities 0.00 0.00
Disclosure of notes on segments


Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Remeasurement gain / (loss) on defined benefit plan 1300000 -5600000
Total Amount of items that will not be reclassified to profit and loss 1300000 -5600000
2 Income tax relating to items that will not be reclassified to profit or loss 3.00 (14.00)
3 Amount of items that will be reclassified to profit and loss
Total Amount of items that will be reclassified to profit and loss
4 Income tax relating to items that will be reclassified to profit or loss
5 Total Other comprehensive income 10.00 (42.00)