| Scrip code | 532978 |
|---|---|
| NSE Symbol | BAJAJFINSV |
| MSEI Symbol | NOTLISTED |
| ISIN | INE918I01026 |
| Name of company | BAJAJ FINSERV LIMITED |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 04-02-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 07-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 04-02-2026 11:30:00 |
| End date and time of board meeting | 04-02-2026 13:10:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 20,44,894.00 | 58,93,737.00 |
| (ii) | Dividend Income | 7,986.00 | 17,812.00 |
| (iii) | Rental Income | 0.00 | 176.00 |
| (iv) | Fees and commission Income | 1,75,689.00 | 4,95,791.00 |
| (v) | Net gain on fair value changes | 77,091.00 | 1,42,674.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 27,017.00 | 75,777.00 |
| (ix) | Other revenue from operations | ||
| 1 | Premium and other operating income from insurance business | 15,77,019.00 | 44,51,052.00 |
| 2 | Others | 61,110.00 | 1,77,988.00 |
| Total other revenue from operations | 16,38,129.00 | 46,29,040.00 | |
| Total Revenue From Operations | 39,70,806.00 | 1,12,55,007.00 | |
| Other income | 0.00 | 1,226.00 | |
| Total income | 39,70,806.00 | 1,12,56,233.00 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 3,56,398.00 | 10,14,330.00 | |
| Finance costs | 7,23,245.00 | 20,94,088.00 | |
| Depreciation, depletion and amortisation expense | 32,983.00 | 97,435.00 | |
| Fees and commission expense | 2,77,821.00 | 7,77,277.00 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 3,63,939.00 | 8,02,908.00 | |
| (f) | Other expenses | ||
| 1 | Claims paid | 6,72,733.00 | 19,21,385.00 |
| 2 | Reinsurance ceded | 3,44,922.00 | 10,10,635.00 |
| 3 | Net change in insurance / investment contract liabilities | 3,59,733.00 | 9,49,779.00 |
| 4 | Other expenses | 2,08,625.00 | 5,55,494.00 |
| Total other expenses | 15,86,013.00 | 44,37,293.00 | |
| Total expenses | 33,40,399.00 | 92,23,331.00 | |
| 3 | Total profit before exceptional items and tax | 6,30,407.00 | 20,32,902.00 |
| 4 | Exceptional items | (37,949.00) | (37,949.00) |
| 5 | Total profit before tax | 5,92,458.00 | 19,94,953.00 |
| 7 | Tax expense | ||
| 8 | Current tax | 1,85,417.00 | 5,98,565.00 |
| 9 | Deferred tax | (29,546.00) | (47,381.00) |
| 10 | Total tax expenses | 1,55,871.00 | 5,51,184.00 |
| 11 | Net Profit Loss for the period from continuing operations | 4,36,587.00 | 14,43,769.00 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 170.00 | 552.00 |
| 15 | Total profit (loss) for period | 4,36,757.00 | 14,44,321.00 |
| 16 | Other comprehensive income net of taxes | (16,659.00) | (1,95,576.00) |
| 17 | Total Comprehensive Income for the period | 4,20,098.00 | 12,48,745.00 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | 2,22,915.00 | 7,26,230.00 | |
| Total profit or loss, attributable to non-controlling interests | 2,13,842.00 | 7,18,091.00 | |
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | 2,09,973.00 | 5,83,205.00 | |
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | 2,10,125.00 | 6,65,540.00 | |
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 15,971.00 | 15,971.00 | |
| Face value of equity share capital | 1 | 1 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 14 | 45.5 | |
| Diluted earnings per share from continuing operations | 13.8 | 45 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 14 | 45.5 | |
| Diluted earnings per share | 13.8 | 45 | |
| 23 | Debt equity ratio | ||
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | ||
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Consolidated | Consolidated | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| 1 | Insurance | 18,49,126.00 | 51,80,145.00 |
| 2 | Investments and others | 46,650.00 | 3,12,314.00 |
| 3 | Retail financing | 21,21,458.00 | 60,92,308.00 |
| 4 | Windmill | 408.00 | 2,154.00 |
| Total Segment Revenue | 40,17,642.00 | 1,15,86,921.00 | |
| Less: Inter segment revenue | 46,836.00 | 3,30,688.00 | |
| Revenue from operations | 39,70,806.00 | 1,12,56,233.00 | |
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| 1 | Insurance | 76,539.00 | 2,18,196.00 |
| 2 | Investments and others | (19,945.00) | (62,273.00) |
| 3 | Retail financing | 5,35,891.00 | 18,38,288.00 |
| 4 | Windmill | 143.00 | 1,294.00 |
| Total Profit before tax | 5,92,628.00 | 19,95,505.00 | |
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | |||
| Profit before tax | 5,92,628.00 | 19,95,505.00 | |
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| 1 | Insurance | 2,02,87,278.00 | 2,02,87,278.00 |
| 2 | Investments and others | 4,74,351.00 | 4,74,351.00 |
| 3 | Retail financing | 5,30,88,340.00 | 5,30,88,340.00 |
| 4 | Windmill | 3,599.00 | 3,599.00 |
| Total Segment Asset | 7,38,53,568.00 | 7,38,53,568.00 | |
| Un-allocable Assets | 1,038.00 | 1,038.00 | |
| Net Segment Asset | 7,38,54,606.00 | 7,38,54,606.00 | |
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| 1 | Insurance | 1,83,10,609.00 | 1,83,10,609.00 |
| 2 | Investments and others | 86,174.00 | 86,174.00 |
| 3 | Retail financing | 7,26,290.00 | 7,26,290.00 |
| 4 | Windmill | 62.00 | 62.00 |
| Total Segment Liabilities | 1,91,23,135.00 | 1,91,23,135.00 | |
| Un-allocable Liabilities | 8,909.00 | 8,909.00 | |
| Net Segment Liabilities | 1,91,32,044.00 | 1,91,32,044.00 | |
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Items that will not be reclassified to profit or loss | 1670200000 | 1547400000 |
| Total Amount of items that will not be reclassified to profit and loss | 1670200000 | 1547400000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | 0.00 | 0.00 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| 1 | Items that will be reclassified to profit or loss | -3336100000 | -21105000000 |
| Total Amount of items that will be reclassified to profit and loss | -3336100000 | -21105000000 | |
| 4 | Income tax relating to items that will be reclassified to profit or loss | 0.00 | 0.00 |
| 5 | Total Other comprehensive income | (16,659.00) | (1,95,576.00) |
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | KKC & Associates LLP (formerly Khimji Kunverji & Co LLP) | Yes | 31-07-2027 | ||
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