| Scrip code | 590071 |
|---|---|
| NSE Symbol | SUNDARMFIN |
| MSEI Symbol | NOTLISTED |
| ISIN | INE660A01013 |
| Name of company | Sundaram Finance Limited |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 02-02-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 27-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 02-02-2026 10:00:00 |
| End date and time of board meeting | 02-02-2026 13:55:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 2,12,230.00 | 6,11,840.00 |
| (ii) | Dividend Income | 0.00 | 981.00 |
| (iii) | Rental Income | 5,929.00 | 17,274.00 |
| (iv) | Fees and commission Income | 9,647.00 | 27,299.00 |
| (v) | Net gain on fair value changes | 4,344.00 | 11,544.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 3,107.00 | 9,064.00 |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 0.00 | 0.00 |
| (ix) | Other revenue from operations | ||
| 1 | Income from other Services | 14,499.00 | 43,053.00 |
| 2 | Recovery of Bad debts | 1,639.00 | 3,797.00 |
| Total other revenue from operations | 16,138.00 | 46,850.00 | |
| Total Revenue From Operations | 2,51,395.00 | 7,24,852.00 | |
| Other income | 1,600.00 | 3,521.00 | |
| Total income | 2,52,995.00 | 7,28,373.00 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 26,394.00 | 77,574.00 | |
| Finance costs | 1,20,933.00 | 3,54,840.00 | |
| Depreciation, depletion and amortisation expense | 6,283.00 | 17,869.00 | |
| Fees and commission expense | 2,999.00 | 9,453.00 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 11,634.00 | 42,965.00 | |
| (f) | Other expenses | ||
| 1 | Administrative & other expenses | 9,844.00 | 28,218.00 |
| Total other expenses | 9,844.00 | 28,218.00 | |
| Total expenses | 1,78,087.00 | 5,30,919.00 | |
| 3 | Total profit before exceptional items and tax | 74,908.00 | 1,97,454.00 |
| 4 | Exceptional items | (6,684.00) | (6,684.00) |
| 5 | Total profit before tax | 68,224.00 | 1,90,770.00 |
| 7 | Tax expense | ||
| 8 | Current tax | 16,080.00 | 51,921.00 |
| 9 | Deferred tax | (54.00) | (3,636.00) |
| 10 | Total tax expenses | 16,026.00 | 48,285.00 |
| 11 | Net Profit Loss for the period from continuing operations | 52,198.00 | 1,42,485.00 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 1,938.00 | 7,984.00 |
| 15 | Total profit (loss) for period | 54,136.00 | 1,50,469.00 |
| 16 | Other comprehensive income net of taxes | (61,571.00) | 58,218.00 |
| 17 | Total Comprehensive Income for the period | (7,435.00) | 2,08,687.00 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | 54,136.00 | 1,50,469.00 | |
| Total profit or loss, attributable to non-controlling interests | 0.00 | 0.00 | |
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | (61,571.00) | 58,218.00 | |
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | 0.00 | 0.00 | |
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 11,021.00 | 11,021.00 | |
| Face value of equity share capital | 10 | 10 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 49.12 | 136.53 | |
| Diluted earnings per share from continuing operations | 49.12 | 136.53 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 49.12 | 136.53 | |
| Diluted earnings per share | 49.12 | 136.53 | |
| 23 | Debt equity ratio | 4.5100 | 4.5100 |
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | ||
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Consolidated | Consolidated | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| 1 | Asset Financing | 2,33,650.00 | 6,71,457.00 |
| 2 | Others | 17,828.00 | 53,563.00 |
| Total Segment Revenue | 2,51,478.00 | 7,25,020.00 | |
| Less: Inter segment revenue | 83.00 | 168.00 | |
| Revenue from operations | 2,51,395.00 | 7,24,852.00 | |
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| 1 | Asset Financing | 67,823.00 | 1,78,336.00 |
| 2 | Others | 7,081.00 | 21,015.00 |
| Total Profit before tax | 74,904.00 | 1,99,351.00 | |
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | 6,680.00 | 8,581.00 | |
| Profit before tax | 68,224.00 | 1,90,770.00 | |
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| 1 | Asset Financing | 79,63,665.00 | 79,63,665.00 |
| 2 | Others | 2,91,828.00 | 2,91,828.00 |
| Total Segment Asset | 82,55,493.00 | 82,55,493.00 | |
| Un-allocable Assets | 1,50,892.00 | 1,50,892.00 | |
| Net Segment Asset | 84,06,385.00 | 84,06,385.00 | |
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| 1 | Asset Financing | 68,75,123.00 | 68,75,123.00 |
| 2 | Others | 16,546.00 | 16,546.00 |
| Total Segment Liabilities | 68,91,669.00 | 68,91,669.00 | |
| Un-allocable Liabilities | 9,089.00 | 9,089.00 | |
| Net Segment Liabilities | 69,00,758.00 | 69,00,758.00 | |
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Remeasurements of the defined benefit plans | -31600000 | -144100000 |
| 2 | Equity and other investments through Other Comprehensive Income | -7205000000 | 7196300000 |
| 3 | Share of other comprehensive income from associates & Joint Ventures using equity method | 0 | -7400000 |
| Total Amount of items that will not be reclassified to profit and loss | -7236600000 | 7044800000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | (10,376.00) | 9,956.00 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| 1 | Change in fair value of derivative instrument/Other Investments | 143400000 | 2000000 |
| 2 | Share of other comprehensive income from associates & Joint Ventures using equity method | -75400000 | -280300000 |
| 3 | Foreign currency Translation Reserve | 10000000 | 51400000 |
| Total Amount of items that will be reclassified to profit and loss | 78000000 | -226900000 | |
| 4 | Income tax relating to items that will be reclassified to profit or loss | 361.00 | 5.00 |
| 5 | Total Other comprehensive income | (61,571.00) | 58,218.00 |
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | M/s RGN Price & Co | Yes | 31-03-2028 | ||
|---|---|---|---|---|---|
| 2 | M/s Brahmayya & Co | Yes | 30-04-2027 | ||