INTEGRATED FILING — NBFC



General information about company

Scrip code 526650
NSE Symbol TFCILTD
MSEI Symbol NOTLISTED
ISIN INE305A01023
Name of company TOURISM FINANCE CORPORATION OF INDIA LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 30-01-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 22-01-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Third quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Single segment
Description of single segment Finance
Start date and time of board meeting 30-01-2026   16:30:00
End date and time of board meeting 30-01-2026   17:55:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
Not Applicable


Financial Results — NBFC

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Income
Revenue from operations
(i) Interest Income 5,892.24 17,228.33
(ii) Dividend Income 0.00 114.24
(iii) Rental Income 0.00 0.00
(iv) Fees and commission Income 661.09 1,219.18
(v) Net gain on fair value changes 410.28 1,418.14
(vi) Net gain on derecognition of financial instruments under amortised cost category 0.00 0.00
(vii) Sale of products (including Excise Duty) 0.00 0.00
(viii) Sale of services 0.00 0.00
(ix) Other revenue from operations
1 Other operating income 0.00 0.00
Total other revenue from operations 0.00 0.00
Total Revenue From Operations 6,963.61 19,979.89
Other income 95.39 309.59
Total income 7,059.00 20,289.48
2 Expenses
Cost of materials consumed 0.00 0.00
Purchases of stock-in-trade 0.00 0.00
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
Employee benefit expense 361.31 1,121.15
Finance costs 2,371.15 6,868.21
Depreciation, depletion and amortisation expense 14.04 41.92
Fees and commission expense 0.00 0.00
Net loss on fair value changes 0.00 0.00
Net loss on derecognition of financial instruments under amortised cost category 0.00 0.00
Impairment on financial instruments 0.00 0.00
(f) Other expenses
1 Other operating expenses 278.84 752.12
2 Provision/Write-off for Bad & Doubtfull Debts/Investments 0.00 0.00
Total other expenses 278.84 752.12
Total expenses 3,025.34 8,783.40
3 Total profit before exceptional items and tax 4,033.66 11,506.08
4 Exceptional items 0.00 0.00
5 Total profit before tax 4,033.66 11,506.08
7 Tax expense
8 Current tax 852.15 2,362.15
9 Deferred tax 0.00 0.00
10 Total tax expenses 852.15 2,362.15
11 Net Profit Loss for the period from continuing operations 3,181.51 9,143.93
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
17 Net profit (loss) from discontinued operation after tax 0.00 0.00
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0.00 0.00
15 Total profit (loss) for period 3,181.51 9,143.93
16 Other comprehensive income net of taxes 11.63 331.18
17 Total Comprehensive Income for the period 3,193.14 9,475.11
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 9,259.54 9,259.54
Face value of equity share capital 2 2
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 0.69 1.98
Diluted earnings per share from continuing operations 0.69 1.98
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 0.69 1.98
Diluted earnings per share 0.69 1.98
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results Textual Information(1)


Remarks

23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio


Text Block

Textual Information(1) Notes: 1 The above financial results of the Company were reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on January 30, 2026. The limited review for the quarter and nine months ended 31.12.2025 has been carried out by the Statutory Auditors as required under Regulation 33 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015, and the Statutory Auditors have issued an unmodified report thereon. 2 The company is engaged mainly in financing and investment business activity.Since all activities are related to the main business activity there is no separate reportable segmants as per the Ind AS 108 on 'Operating Segments'. 3 Provision of Expected Credit Loss (ECL) on loan assets has been made as per the methodology adopted by the Board of Directors in accordance with Ind-AS109, which may be further enhancement by the management for certain loan assets or for all the loan assets, wherever considered necessary to take care of business uncertainties. Based on prevailing indicators of future economic scenario, the company has made enhanced ECL provision in the books as on December 31, 2025, which is also higher than provision requirements as per RBI IRACP norms. Accordingly, Impairment Reserve is not required to be created as per RBI regulatory guidelines on implementation of Ind-As in NBFCs vide notification dated March 13, 2020. 4 The equity share of the company having face value of Rs.10/- were split into five (5) equity shares having face value of Rs.2/- each effective from 19.09.2025. Accordingly, the Basic and Diluted EPS for the comparative periods presented have been restated considering the number of equity shares with face value of Rs. 2/- each in accordance with Ind AS 33 on 'Earning per Share' 5 Figures in financial statements have been rounded off to the nearest lakh (except number of shares) and previous period figures have been re-grouped, re-arranged wherever necessary to make comparable with figures of the current period. 6 Disclosures in compliance with Regulation 52 (4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Ratios Quarter Ended Nine Months Ended 31.12.2025 30.09.2025 31.12.2024 31.12.2025 31.12.2024 (a) Total Debt - Equity ratio 0.75:1 0.82:1 0.82:1 0.75:1 0.82:1 (b) Outstanding redeemable preference shares (quantity and value) Nil Nil Nil Nil Nil (c) Capital redemption reserve/debenture redemption reserve Nil Nil Nil Nil Nil (d) Tangible Net worth (Rs. In lakh) 1,27,285.30 1,24,171.83 1,17,646.27 1,27,285.30 1,17,646.27 (e) Net Profit After Tax (Rs. In lakh) 3,181.51 2,906.53 2,263.15 9,143.93 7,361.01 (f) Earnings per Share (Not annualised) - Basic (Rs.) 0.69 0.63 0.49 1.98 1.59 (g) Earnings per Share (Not annualised) - Diluted (Rs.) 0.69 0.63 0.49 1.98 1.59 (h) Total Debt to Total Assets (%) 42.50% 44.61% 44.52% 42.50% 44.52% (i) Net Profit Margin(%) 45.07% 43.72% 35.28% 45.07% 38.62% (j) Sector Specific Ratios: 1. Gross NPA (%) 0.38% 0.22% 5.61% 0.38% 5.61% 2. Net NPA (%) Nil Nil 3.92% Nil 3.92% 3. Provision Coverage Ratio (%) 100.00% 100.00% 30.20% 100.00% 30.20% 4. Capital Risk Adequacy Ratio (CRAR) % 58.13% 56.60% 59.94% 58.13% 59.94% Note : Debt service coverage ratio, Interest service coverage ratio, Current ratio, Long term debt to working capital, Bad debts to Accounts receivable ratio, Current liability ratio, Debtors turnover, Inventory turnover and Operating margin ratio is not applicable to the Company.




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Item that will not be reclassified to profit or loss 1163000 1445000
Total Amount of items that will not be reclassified to profit and loss 1163000 1445000
2 Income tax relating to items that will not be reclassified to profit or loss 0.00 0.00
3 Amount of items that will be reclassified to profit and loss
1 Item that will be reclassified to profit or loss 0 31673000
Total Amount of items that will be reclassified to profit and loss 0 31673000
4 Income tax relating to items that will be reclassified to profit or loss 0.00 0.00
5 Total Other comprehensive income 11.63 331.18