| Scrip code | 531213 |
|---|---|
| NSE Symbol | MANAPPURAM |
| MSEI Symbol | NOTLISTED |
| ISIN | INE522D01027 |
| Name of company | MANAPPURAM FINANCE LIMITED |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 29-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 29-01-2026 10:00:00 |
| End date and time of board meeting | 29-01-2026 15:50:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 2,24,410.00 | 6,73,098.00 |
| (ii) | Dividend Income | 0.00 | 0.00 |
| (iii) | Rental Income | 0.00 | 0.00 |
| (iv) | Fees and commission Income | 1,136.00 | 2,697.00 |
| (v) | Net gain on fair value changes | 145.00 | 241.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 1,627.00 | (7.00) |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 0.00 | 0.00 |
| (ix) | Other revenue from operations | ||
| 1 | Other operating income | 7,996.00 | 12,863.00 |
| Total other revenue from operations | 7,996.00 | 12,863.00 | |
| Total Revenue From Operations | 2,35,314.00 | 6,88,892.00 | |
| Other income | 575.00 | 1,020.00 | |
| Total income | 2,35,889.00 | 6,89,912.00 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 50,179.00 | 1,42,062.00 | |
| Finance costs | 94,521.00 | 2,67,612.00 | |
| Depreciation, depletion and amortisation expense | 7,724.00 | 23,148.00 | |
| Fees and commission expense | 1,805.00 | 5,942.00 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 35,407.00 | 1,28,264.00 | |
| (f) | Other expenses | ||
| 1 | Other expenses | 15,968.00 | 52,245.00 |
| Total other expenses | 15,968.00 | 52,245.00 | |
| Total expenses | 2,05,604.00 | 6,19,273.00 | |
| 3 | Total profit before exceptional items and tax | 30,285.00 | 70,639.00 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | 30,285.00 | 70,639.00 |
| 7 | Tax expense | ||
| 8 | Current tax | 14,288.00 | 34,358.00 |
| 9 | Deferred tax | (7,857.00) | (22,553.00) |
| 10 | Total tax expenses | 6,431.00 | 11,805.00 |
| 11 | Net Profit Loss for the period from continuing operations | 23,854.00 | 58,834.00 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 0.00 | 0.00 |
| 15 | Total profit (loss) for period | 23,854.00 | 58,834.00 |
| 16 | Other comprehensive income net of taxes | 407.00 | 1,288.00 |
| 17 | Total Comprehensive Income for the period | 24,261.00 | 60,122.00 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | 24,106.00 | 59,935.00 | |
| Total profit or loss, attributable to non-controlling interests | (250.00) | (1,098.00) | |
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | 24,918.00 | 62,512.00 | |
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | (250.00) | (1,100.00) | |
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 16,929.00 | 16,929.00 | |
| Face value of equity share capital | 2 | 2 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 2.82 | 6.95 | |
| Diluted earnings per share from continuing operations | 2.82 | 6.95 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 2.82 | 6.95 | |
| Diluted earnings per share | 2.82 | 6.95 | |
| 23 | Debt equity ratio | ||
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | ||
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Consolidated | Consolidated | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| 1 | Gold loan and others | 2,05,756.00 | 5,94,310.00 |
| 2 | Micro finance | 30,133.00 | 95,602.00 |
| Total Segment Revenue | 2,35,889.00 | 6,89,912.00 | |
| Less: Inter segment revenue | |||
| Revenue from operations | 2,35,889.00 | 6,89,912.00 | |
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| 1 | Gold loan and others | 52,747.00 | 1,58,310.00 |
| 2 | Micro finance | (22,462.00) | (87,671.00) |
| Total Profit before tax | 30,285.00 | 70,639.00 | |
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | |||
| Profit before tax | 30,285.00 | 70,639.00 | |
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| 1 | Gold loan and others | 53,35,844.00 | 53,35,844.00 |
| 2 | Micro finance | 6,99,081.00 | 6,99,081.00 |
| Total Segment Asset | 60,34,925.00 | 60,34,925.00 | |
| Un-allocable Assets | 0.00 | 0.00 | |
| Net Segment Asset | 60,34,925.00 | 60,34,925.00 | |
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| 1 | Gold loan and others | 42,10,971.00 | 42,10,971.00 |
| 2 | Micro finance | 5,31,862.00 | 5,31,862.00 |
| Total Segment Liabilities | 47,42,833.00 | 47,42,833.00 | |
| Un-allocable Liabilities | 0.00 | 0.00 | |
| Net Segment Liabilities | 47,42,833.00 | 47,42,833.00 | |
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Actuarial gains / (losses) on post retierment benefit plans | 21600000 | 86800000 |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | -5400000 | -21900000 |
| Total Amount of items that will not be reclassified to profit and loss | 16200000 | 64900000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | 0.00 | 0.00 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| 1 | Fair value changes on derivatives designated as cash flow hedges, net | 34500000 | 92600000 |
| 2 | Fair value changes on investment held as FVOCI | -8200000 | -21500000 |
| 3 | Income tax relating to items that will be reclassified to profit or loss | -1800000 | -7200000 |
| Total Amount of items that will be reclassified to profit and loss | 24500000 | 63900000 | |
| 4 | Income tax relating to items that will be reclassified to profit or loss | 0.00 | 0.00 |
| 5 | Total Other comprehensive income | 407.00 | 1,288.00 |