| Scrip code | 511196 |
|---|---|
| NSE Symbol | CANFINHOME |
| MSEI Symbol | NOTLISTED |
| ISIN | INE477A01020 |
| Name of company | CAN FIN HOMES LIMITED |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 17-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 09-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Single segment |
| Description of single segment | HOUSING FINANCE |
| Start date and time of board meeting | 17-01-2026 16:40:00 |
| End date and time of board meeting | 17-01-2026 17:40:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| Company has not defaulted on any loans and debt securities. | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 1,06,314.09 | 3,11,736.93 |
| (ii) | Dividend Income | 0.00 | 0.00 |
| (iii) | Rental Income | 0.00 | 0.00 |
| (iv) | Fees and commission Income | 969.44 | 2,524.12 |
| (v) | Net gain on fair value changes | 0.00 | 0.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 0.00 | 0.00 |
| (ix) | Other revenue from operations | ||
| Total other revenue from operations | |||
| Total Revenue From Operations | 1,07,283.53 | 3,14,261.05 | |
| Other income | 32.67 | 40.89 | |
| Total income | 1,07,316.20 | 3,14,301.94 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 4,508.35 | 13,001.37 | |
| Finance costs | 64,217.98 | 1,92,906.84 | |
| Depreciation, depletion and amortisation expense | 434.01 | 1,176.45 | |
| Fees and commission expense | 320.36 | 669.66 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 973.25 | 3,905.45 | |
| (f) | Other expenses | ||
| 1 | Corporate Social Responsibility Expenses | 477.50 | 1,432.50 |
| 2 | Rates and tax | 383.49 | 1,046.90 |
| 3 | Professional fee - IBS | 300.73 | 888.33 |
| 4 | Other Expenses | 1,563.60 | 4,216.09 |
| Total other expenses | 2,725.32 | 7,583.82 | |
| Total expenses | 73,179.27 | 2,19,243.59 | |
| 3 | Total profit before exceptional items and tax | 34,136.93 | 95,058.35 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | 34,136.93 | 95,058.35 |
| 7 | Tax expense | ||
| 8 | Current tax | 7,729.56 | 21,327.53 |
| 9 | Deferred tax | (70.57) | (277.27) |
| 10 | Total tax expenses | 7,658.99 | 21,050.26 |
| 11 | Net Profit Loss for the period from continuing operations | 26,477.94 | 74,008.09 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 0.00 | 0.00 |
| 15 | Total profit (loss) for period | 26,477.94 | 74,008.09 |
| 16 | Other comprehensive income net of taxes | (6.72) | (64.89) |
| 17 | Total Comprehensive Income for the period | 26,471.22 | 73,943.20 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | |||
| Total profit or loss, attributable to non-controlling interests | |||
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | |||
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | |||
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 2,663.31 | 2,663.31 | |
| Face value of equity share capital | 2 | 2 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 19.89 | 55.58 | |
| Diluted earnings per share from continuing operations | 19.89 | 55.58 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 19.89 | 55.58 | |
| Diluted earnings per share | 19.89 | 55.58 | |
| 23 | Debt equity ratio | 6.5500 | 6.5500 |
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | 1.4900 | 1.4900 |
| 26 | Disclosure of notes on financial results | Textual Information(1) | |
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Textual Information(1) | The financial results have been prepared in accordance with the recognition and measuresement principles laid down in Indian Accounting Standard 34 Interim Financial Reporting, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India. and is in compliance with the presentation and disclosure requirements as prescibed under regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirement) Regulations, 2015 as amended. The circular/direction issued by the Reserve Bank of India and NHB are implemented as and when they become applicable. The main business of the company is to provide loans against /for purchase, construction, renovation of houses/flats/commercial properties. All the activities of the Company are incidental to the main business and accordingly there are no seperate reportable segment as per the Ind AS 108 “Operating Segments”, specified under Section 133 of the Companies Act, 2013. Disclosure as per the Reg. 54(2) of SEBI (LODR) Regulations, 2015 the Company has maintained 100% Asset Cover on its secured redeemable non-convertible debentures as on December 31, 2025 (floating charge on hypothecation of book debts and receivables). That proceeds of the NCDs are used for the objects that were stated in the offer document(s). The Board of Directors had declared an Interim dividend of Rs.7 per share for equity share of face value of Rs.2 each at their meeting held on December 15, 2025 and paid subsequently on 29/12/2025. In compliance with Reg.33 and 52 of SEBI (LODR) Regulations, 2015, the above financial results for the quarter and Nine months ended December 31, 2025 have been reviewed and recommended by the Audit Committee of the Board and subsequently approved by the Board of Directors at their respective meetings held on January 17, 2026. The above results have been subjected to a Limited Review by the Joint Statutory Auditors of the Company, in terms of the said regulations. The Company does not have any Susbsidiary/Associate/ Joint Venture Company. Accordingly, Consolidation of Financial Statements is not applicable for the Company. During the three months quarter ended Dec 31, 2025, the Company has redeemed following debentures as per the terms of issue : (i) 7.80% CFHL Secured Redeemable Non-Convertible Debentures of Rs 1000 crores Previous period / year figures have been re-grouped wherever necessary to conform with current period presentation. The Government of India has notified the implementation of four new labour Codes on November 21, 2025, by consolidating and rationalizing 29 existing labour laws. The Company has estimated the financial implications thereof and has made additional provision of Rs. 47.17. lakhs towards gratuity in the financial results for the Quarter and Nine months ended December 31, 2025. The NRC of the Company at its meeting held on November 29,2025 had approved the grant of 1,76,377 options exercisable into not more than 1,76,377 equity shares of the company of the face value of Rs 2/- each fully paid up to 66 employees of the company in accordance with the CFHL ESOP Scheme 2024. |
|---|
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Standalone | Standalone | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| Total Segment Revenue | |||
| Less: Inter segment revenue | |||
| Revenue from operations | |||
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| Total Profit before tax | |||
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | |||
| Profit before tax | |||
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| Total Segment Asset | |||
| Un-allocable Assets | |||
| Net Segment Asset | |||
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| Total Segment Liabilities | |||
| Un-allocable Liabilities | |||
| Net Segment Liabilities | |||
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| Total Amount of items that will not be reclassified to profit and loss | |||
| 2 | Income tax relating to items that will not be reclassified to profit or loss | 8.98 | 86.71 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| Total Amount of items that will be reclassified to profit and loss | |||
| 4 | Income tax relating to items that will be reclassified to profit or loss | (2.26) | (21.82) |
| 5 | Total Other comprehensive income | (6.72) | (64.89) |