| Scrip code | 501150 |
|---|---|
| NSE Symbol | CENTRUM |
| MSEI Symbol | NOTLISTED |
| ISIN | INE660C01027 |
| Name of company | CENTRUM CAPITAL LIMITED |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 07-11-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 26-09-2025 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Second quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 07-11-2025 17:00:00 |
| End date and time of board meeting | 07-11-2025 17:37:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2025 | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 68,387.38 | 1,35,647.20 |
| (ii) | Dividend Income | 0.00 | 0.00 |
| (iii) | Rental Income | 0.00 | 0.00 |
| (iv) | Fees and commission Income | 9,431.40 | 16,078.52 |
| (v) | Net gain on fair value changes | (994.70) | 2,695.99 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 |
| (vii) | Sale of products (including Excise Duty) | 2,557.23 | 6,275.63 |
| (viii) | Sale of services | 0.00 | 0.00 |
| (ix) | Other revenue from operations | ||
| 1 | Others | 2,912.58 | 6,223.93 |
| Total other revenue from operations | 2,912.58 | 6,223.93 | |
| Total Revenue From Operations | 82,293.89 | 1,66,921.27 | |
| Other income | 27,550.47 | 47,012.76 | |
| Total income | 1,09,844.36 | 2,13,934.03 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 1,730.75 | 6,350.46 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 20,651.65 | 40,638.87 | |
| Finance costs | 45,899.31 | 90,860.73 | |
| Depreciation, depletion and amortisation expense | 2,393.10 | 5,464.71 | |
| Fees and commission expense | 0.00 | 0.00 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 19,332.75 | 37,088.31 | |
| (f) | Other expenses | ||
| 1 | Other expenses | 23,014.20 | 44,775.49 |
| Total other expenses | 23,014.20 | 44,775.49 | |
| Total expenses | 1,13,021.76 | 2,25,178.57 | |
| 3 | Total profit before exceptional items and tax | (3,177.40) | (11,244.54) |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | (3,177.40) | (11,244.54) |
| 7 | Tax expense | ||
| 8 | Current tax | 343.70 | 2,341.00 |
| 9 | Deferred tax | (2,670.62) | (2,038.70) |
| 10 | Total tax expenses | (2,326.92) | 302.30 |
| 11 | Net Profit Loss for the period from continuing operations | (850.48) | (11,546.84) |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 0.00 | 0.00 |
| 15 | Total profit (loss) for period | (850.48) | (11,546.84) |
| 16 | Other comprehensive income net of taxes | (83.77) | (29.61) |
| 17 | Total Comprehensive Income for the period | (934.25) | (11,576.45) |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | (4,065.08) | (5,457.98) | |
| Total profit or loss, attributable to non-controlling interests | 3,214.60 | (6,088.86) | |
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | (4,104.33) | (5,482.57) | |
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | 3,170.08 | (6,093.88) | |
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 4,595.79 | 4,595.79 | |
| Face value of equity share capital | 1 | 1 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | -0.96 | -1.29 | |
| Diluted earnings per share from continuing operations | -0.94 | -1.26 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | -0.96 | -1.29 | |
| Diluted earnings per share | -0.94 | -1.26 | |
| 23 | Debt equity ratio | ||
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | ||
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated |
| Statement of cash flows | ||
| Cash flows from used in operating activities | ||
| Profit before tax | (11,244.54) | |
| Adjustments for reconcile profit (loss) | ||
| Adjustments for finance costs | 18,951.32 | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables, current | 836.74 | |
| Adjustments for decrease (increase) in trade receivables, non-current | 0.00 | |
| Adjustments for decrease (increase) in other current assets | (27,503.26) | |
| Adjustments for decrease (increase) in other non-current assets | 0.00 | |
| Adjustments for other financial assets, non-current | 0.00 | |
| Adjustments for other financial assets, current | (54,445.90) | |
| Adjustments for other bank balances | (8,997.43) | |
| Adjustments for increase (decrease) in trade payables, current | 956.69 | |
| Adjustments for increase (decrease) in trade payables, non-current | 0.00 | |
| Adjustments for increase (decrease) in other current liabilities | 1,591.53 | |
| Adjustments for increase (decrease) in other non-current liabilities | 0.00 | |
| Adjustments for depreciation and amortisation expense | 5,464.71 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | 36,644.27 | |
| Adjustments for provisions, current | 0.00 | |
| Adjustments for provisions, non-current | (716.25) | |
| Adjustments for other financial liabilities, current | 12,394.51 | |
| Adjustments for other financial liabilities, non-current | 0.00 | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 0.00 | |
| Adjustments for interest income | 467.62 | |
| Adjustments for share-based payments | 451.82 | |
| Adjustments for fair value losses (gains) | (1,372.73) | |
| Adjustments for undistributed profits of associates | 0.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | (17,441.60) | |
| Other adjustments to reconcile profit (loss) | 0.00 | |
| Other adjustments for non-cash items | 0.00 | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Total adjustments for reconcile profit (loss) | (33,653.20) | |
| Net cash flows from (used in) operations | (44,897.74) | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 1,707.29 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) operating activities | (46,605.03) | |
| Cash flows from used in investing activities | ||
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 0.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | 0.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 20,921.30 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 0.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of property, plant and equipment | 634.52 | |
| Purchase of property, plant and equipment | 10,120.09 | |
| Proceeds from sales of investment property | 0.00 | |
| Purchase of investment property | 0.00 | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Proceeds from sales of intangible assets under development | 0.00 | |
| Purchase of intangible assets under development | 0.00 | |
| Proceeds from sales of goodwill | 0.00 | |
| Purchase of goodwill | 0.00 | |
| Proceeds from biological assets other than bearer plants | 0.00 | |
| Purchase of biological assets other than bearer plants | 0.00 | |
| Proceeds from government grants | 0.00 | |
| Proceeds from sales of other long-term assets | 0.00 | |
| Purchase of other long-term assets | 0.00 | |
| Cash advances and loans made to other parties | 3,000.52 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 0.00 | |
| Interest received | 352.79 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 3,289.88 | |
| Net cash flows from (used in) investing activities | (29,764.72) | |
| Cash flows from used in financing activities | ||
| Proceeds from changes in ownership interests in subsidiaries | 0.00 | |
| Payments from changes in ownership interests in subsidiaries | 0.00 | |
| Proceeds from issuing shares | 14,971.27 | |
| Proceeds from issuing other equity instruments | 5,000.00 | |
| Payments to acquire or redeem entity's shares | 0.00 | |
| Payments of other equity instruments | 0.00 | |
| Proceeds from exercise of stock options | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 15,761.29 | |
| Proceeds from borrowings | 48,179.00 | |
| Repayments of borrowings | 0.00 | |
| Payments of lease liabilities | 5,241.54 | |
| Dividends paid | 0.00 | |
| Interest paid | 13,537.46 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) financing activities | 65,132.56 | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | (11,237.19) | |
| Effect of exchange rate changes on cash and cash equivalents | ||
| Effect of exchange rate changes on cash and cash equivalents | 0.00 | |
| Net increase (decrease) in cash and cash equivalents | (11,237.19) | |
| Cash and cash equivalents cash flow statement at beginning of period | 90,754.51 | |
| Cash and cash equivalents cash flow statement at end of period | 79,517.32 | |
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | ||
| Date of end of reporting period | 30-09-2025 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Consolidated | ||
| Assets | |||
| 1 | Finanical Asset | ||
| Cash and cash equivalents | 79,517.32 | ||
| Bank Balance other than (a) above | 63,994.26 | ||
| Derivative financial instruments | 0.00 | ||
| Receivables | |||
| (I) Trade Receivables | 4,837.75 | ||
| (II) Other Receivables | 0.00 | ||
| Loans | 13,38,603.16 | ||
| Investments | 5,69,034.41 | ||
| Other Financial assets | 38,764.81 | ||
| Total Financial Assets | 20,94,751.71 | ||
| 2 | Non Financial Asset | ||
| Inventories | 0.00 | ||
| Current tax assets (Net) | 4,465.69 | ||
| Deferred tax Assets (Net) | 89,843.48 | ||
| Investment Property | 0.00 | ||
| Biological assets other than bearer plants | 0.00 | ||
| Property, Plant and Equipment | 81,299.31 | ||
| Capital work-in-progress | 22,888.09 | ||
| Intangible assets under development | 122.35 | ||
| Goodwill | 5,763.17 | ||
| Other Intangible assets | 2,756.40 | ||
| Other non-financial assets (to be specified) | 49,587.88 | ||
| Total Non Financial Assets | 2,56,726.37 | ||
| Total assets | 23,51,478.08 | ||
| Equity and liabilities | |||
| 1 | Equity | ||
| Equity attributable to owners of parent | |||
| Equity share capital | 4,595.79 | ||
| Other equity | 40,594.01 | ||
| Total equity attributable to owners of parent | 45,189.80 | ||
| Non controlling interest | 12850785000 | ||
| Total equity | 1,73,697.65 | ||
| 2 | Liabilities | ||
| 2.1 | Financial Liabilities | ||
| (a) | Derivative financial instruments | 35,574.39 | |
| (b) | Payables | 0.00 | |
| (I)Trade Payables | |||
| (i) total outstanding dues of micro enterprises and small enterprises | 11,167.08 | ||
| (ii) total outstanding dues of creditors other than micro enterprises and small enterprises | 5,947.24 | ||
| II) Other Payables | |||
| (i) total outstanding dues of micro enterprises and small enterprises | 0.00 | ||
| (ii) total outstanding dues of creditors other than micro enterprises and small enterprises | 2,889.03 | ||
| (C ) | Debt Securities | 1,61,132.29 | |
| (d) | Borrowings (Other than Debt Securities) | 3,37,935.77 | |
| (e) | Deposits | 11,95,267.84 | |
| (f) | Subordinated Liabilities | 0.00 | |
| (g) | Other financial liabilities | 4,00,173.49 | |
| Total Financial Liabilities | 21,50,087.13 | ||
| 2.2 | Non-Financial Liabilities | ||
| (a) | Current tax liabilities (Net) | 0.00 | |
| (b) | Provisions | 14,086.57 | |
| (C ) | Deferred tax liabilities (Net) | 0.00 | |
| (d) | Other non-financial liabilities | 13,606.73 | |
| Total Non Financial Liabilities | 27,693.30 | ||
| Total liabilities | 21,77,780.43 | ||
| Total equity and liabilites | 23,51,478.08 | ||
| Disclosure of notes on assets and liabilities | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2025 | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 | 30-09-2025 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Consolidated | Consolidated | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| 1 | Banking Business | 63,985.55 | 1,29,891.78 |
| 2 | Institutional Business | 4,585.03 | 8,571.52 |
| 3 | Wealth Management and Distribution | 4,617.54 | 9,490.93 |
| 4 | Housing Finance | 5,687.49 | 11,084.60 |
| 5 | Unallocated | 7,228.57 | 15,322.61 |
| 6 | Less: Eliminations | (3,810.29) | (7,440.17) |
| Total Segment Revenue | 82,293.89 | 1,66,921.27 | |
| Less: Inter segment revenue | 0.00 | 0.00 | |
| Revenue from operations | 82,293.89 | 1,66,921.27 | |
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| 1 | Banking Business | 3,771.63 | (15,223.79) |
| 2 | Institutional Business | (462.08) | (1,330.08) |
| 3 | Wealth Management and Distribution | (244.18) | (441.23) |
| 4 | Housing Finance | 482.81 | 554.88 |
| 5 | Unallocated | 685.72 | 1,387.74 |
| 6 | Less: Eliminations | (1,149.37) | (2,107.33) |
| Total Profit before tax | 3,084.53 | (17,159.81) | |
| i. Finance cost | 6,291.29 | 12,689.31 | |
| ii. Other Unallocable Expenditure net off Unallocable income | (29.36) | (18,604.58) | |
| Profit before tax | (3,177.40) | (11,244.54) | |
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| 1 | Banking Business | 19,92,858.94 | 19,92,858.94 |
| 2 | Institutional Business | 16,495.86 | 16,495.86 |
| 3 | Wealth Management and Distribution | 13,639.90 | 13,639.90 |
| 4 | Housing Finance | 1,67,357.48 | 1,67,357.48 |
| 5 | Unallocated | 3,71,626.71 | 3,71,626.71 |
| 6 | Less: Eliminations | (2,10,500.81) | (2,10,500.81) |
| Total Segment Asset | 23,51,478.08 | 23,51,478.08 | |
| Un-allocable Assets | 0.00 | 0.00 | |
| Net Segment Asset | 23,51,478.08 | 23,51,478.08 | |
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| 1 | Banking Business | 18,21,879.27 | 18,21,879.27 |
| 2 | Institutional Business | 12,203.43 | 12,203.43 |
| 3 | Wealth Management and Distribution | 5,074.40 | 5,074.40 |
| 4 | Housing Finance | 1,19,319.54 | 1,19,319.54 |
| 5 | Unallocated | 2,72,984.55 | 2,72,984.55 |
| 6 | Less: Eliminations | (53,680.76) | (53,680.76) |
| Total Segment Liabilities | 21,77,780.43 | 21,77,780.43 | |
| Un-allocable Liabilities | 0.00 | 0.00 | |
| Net Segment Liabilities | 21,77,780.43 | 21,77,780.43 | |
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2025 | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Remeasurements of Defined benefit scheme | -2845000 | -12507000 |
| 2 | Tax on above | 680000 | 3116000 |
| Total Amount of items that will not be reclassified to profit and loss | -2165000 | -9391000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | 0.00 | 0.00 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| 1 | Changes in fair value of FVOCI instruments | -8301000 | 8592000 |
| 2 | Tax on above | 2089000 | -2162000 |
| Total Amount of items that will be reclassified to profit and loss | -6212000 | 6430000 | |
| 4 | Income tax relating to items that will be reclassified to profit or loss | 0.00 | 0.00 |
| 5 | Total Other comprehensive income | (83.77) | (29.61) |