General information about company |
|
|---|---|
| Scrip code | 531213 |
| NSE Symbol | MANAPPURAM |
| MSEI Symbol | NOTLISTED |
| ISIN | INE522D01027 |
| Name of company | MANAPPURAM FINANCE LIMITED |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-Apr-2025 |
| Date of end of financial year | 31-Mar-2026 |
| Date of board meeting when results were approved | 08-Aug-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 08-Aug-2025 |
| Description of presentation currency | INR (in Actuals) |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 08-Aug-2025 10:00:00 |
| End date and time of board meeting | 08-Aug-2025 15:35:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
Financial Results — NBFC |
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|---|---|---|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
| A | Date of start of reporting period | 01-Apr-2025 | 01-Apr-2025 |
| B | Date of end of reporting period | 30-Jun-2025 | 30-Jun-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Part I | Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column. | ||
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 22356500000 | 22356500000 |
| (ii) | Dividend Income | 0 | 0 |
| (iii) | Rental Income | 0 | 0 |
| (iv) | Fees and commission Income | 49600000 | 49600000 |
| (v) | Net gain on fair value changes | 1500000 | 1500000 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | -200000 | -200000 |
| (vii) | Sale of products (including Excise Duty) | 0 | 0 |
| (viii) | Sale of services | 0 | 0 |
| (ix) | Other revenue from operations | ||
| 1 | Others | 216500000 | 216500000 |
| Total other revenue from operations | 216500000 | 216500000 | |
| Total Revenue From Operations | 22623900000 | 22623900000 | |
| Other income | 25500000 | 25500000 | |
| Total income | 22649400000 | 22649400000 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0 | 0 | |
| Purchases of stock-in-trade | 0 | 0 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0 | 0 | |
| Employee benefit expense | 4744100000 | 4744100000 | |
| Finance costs | 8552800000 | 8552800000 | |
| Depreciation, depletion and amortisation expense | 747900000 | 747900000 | |
| Fees and commission expense | 215700000 | 215700000 | |
| Net loss on fair value changes | 0 | 0 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0 | 0 | |
| Impairment on financial instruments | 5593700000 | 5593700000 | |
| (f) | Other expenses | ||
| 1 | Other expenses | 1780000000 | |
| Total other expenses | 1780000000 | 1780000000 | |
| Total expenses | 21634200000 | 21634200000 | |
| 3 | Total profit before exceptional items and tax | 1015200000 | 1015200000 |
| 4 | Exceptional items | 0 | 0 |
| 5 | Total profit before tax | 1015200000 | 1015200000 |
| 7 | Tax expense | ||
| 8 | Current tax | 720700000 | 720700000 |
| 9 | Deferred tax | -1030200000 | -1030200000 |
| 10 | Total tax expenses | -309500000 | -309500000 |
| 11 | Net Profit Loss for the period from continuing operations | 1324700000 | 1324700000 |
| 12 | Profit (loss) from discontinued operations before tax | 0 | 0 |
| 13 | Tax expense of discontinued operations | 0 | 0 |
| 17 | Net profit (loss) from discontinued operation after tax | 0 | 0 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 0 | 0 |
| 15 | Total profit (loss) for period | 1324700000 | 1324700000 |
| 16 | Other comprehensive income net of taxes | -238900000 | -238900000 |
| 17 | Total Comprehensive Income for the period | 1085800000 | 1085800000 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | 1383800000 | 1383800000 | |
| Total profit or loss, attributable to non-controlling interests | -59100000 | -59100000 | |
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | 1144500000 | 1144500000 | |
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | -58700000 | -58700000 | |
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 1692900000 | 1692900000 | |
| Face value of equity share capital | 2 | 2 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 1.57 | 1.57 | |
| Diluted earnings per share from continuing operations | 1.57 | 1.57 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 1.57 | 1.57 | |
| Diluted earnings per share | 1.57 | 1.57 | |
| 23 | Debt equity ratio | ||
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | ||
Remarks |
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|---|---|---|
| 23 | Debt equity ratio | |
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio | |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results |
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|---|---|---|---|
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
| A | Date of start of reporting period | 01-Apr-2025 | 01-Apr-2025 |
| B | Date of end of reporting period | 30-Jun-2025 | 30-Jun-2025 |
| Whether accounts are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Consolidated | Consolidated | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| 1 | Gold loan and others | 19041700000 | |
| 2 | Micro Finance | 3607700000 | |
| Total Segment Revenue | 22649400000 | 22649400000 | |
| Less: Inter segment revenue | |||
| Revenue from operations | 22649400000 | 22649400000 | |
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| 1 | Gold loan and others | 5387900000 | |
| 2 | Micro Finance | -4372700000 | |
| Total Profit before tax | 1015200000 | 1015200000 | |
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | |||
| Profit before tax | 1015200000 | 1015200000 | |
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| 1 | Gold loan and others | 434469700000 | 434469700000 |
| 2 | Micro Finance | 77889300000 | 77889300000 |
| Total Segment Asset | 512359000000 | 512359000000 | |
| Un-allocable Assets | 0 | 0 | |
| Net Segment Asset | 512359000000 | 512359000000 | |
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| 1 | Gold loan and others | 326807700000 | 326807700000 |
| 2 | Micro Finance | 60410500000 | 60410500000 |
| Total Segment Liabilities | 387218200000 | 387218200000 | |
| Un-allocable Liabilities | 0 | 0 | |
| Net Segment Liabilities | 387218200000 | 387218200000 | |
| Disclosure of notes on segments | |||
Other Comprehensive Income |
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|---|---|---|---|
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
| A | Date of start of reporting period | 01-Apr-2025 | 01-Apr-2025 |
| B | Date of end of reporting period | 30-Jun-2025 | 30-Jun-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Acturial gains/ (losses) on post retirement benefit plans | 40000000 | 40000000 |
| Total Amount of items that will not be reclassified to profit and loss | 40000000 | 40000000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | 10100000 | 10100000 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| 1 | fair value changes on derivatives designated as cash flow hedges,net | -382600000 | -382600000 |
| 2 | fair value changes on investment held as FVOCI | 90500000 | 90500000 |
| Total Amount of items that will be reclassified to profit and loss | -292100000 | -292100000 | |
| 4 | Income tax relating to items that will be reclassified to profit or loss | -23300000 | -23300000 |
| 5 | Total Other comprehensive income | -238900000 | -238900000 |