INTEGRATED FILING — NBFC



General information about company

Scrip code 539404
NSE Symbol SATIN
MSEI Symbol NOTLISTED
ISIN INE836B01017
Name of company SATIN CREDITCARE NETWORK LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 08-Aug-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 04-Aug-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Single segment
Description of single segment Financial Activities
Start date and time of board meeting 08-Aug-2025   14:30:00
End date and time of board meeting 08-Aug-2025   16:11:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results — NBFC

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Part I Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column.
1 Income
Revenue from operations
(i) Interest Income 6206859000 6206859000
(ii) Dividend Income 0 0
(iii) Rental Income 1074000 1074000
(iv) Fees and commission Income 49753000 49753000
(v) Net gain on fair value changes 326845000 326845000
(vi) Net gain on derecognition of financial instruments under amortised cost category 493250000 493250000
(vii) Sale of products (including Excise Duty) 0 0
(viii) Sale of services 0 0
(ix) Other revenue from operations
1 Other operating income 8018000 8018000
Total other revenue from operations 8018000 8018000
Total Revenue From Operations 7085799000 7085799000
Other income 46886000 46886000
Total income 7132685000 7132685000
2 Expenses
Cost of materials consumed 0 0
Purchases of stock-in-trade 0 0
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0 0
Employee benefit expense 1617893000 1617893000
Finance costs 2971019000 2971019000
Depreciation, depletion and amortisation expense 62074000 62074000
Fees and commission expense 0 0
Net loss on fair value changes 0 0
Net loss on derecognition of financial instruments under amortised cost category 0 0
Impairment on financial instruments 1428797000 1428797000
(f) Other expenses
1 Other expenses 472106000
Total other expenses 472106000 472106000
Total expenses 6551889000 6551889000
3 Total profit before exceptional items and tax 580796000 580796000
4 Exceptional items 0 0
5 Total profit before tax 580796000 580796000
7 Tax expense
8 Current tax 231094000 231094000
9 Deferred tax -101296000 -101296000
10 Total tax expenses 129798000 129798000
11 Net Profit Loss for the period from continuing operations 450998000 450998000
12 Profit (loss) from discontinued operations before tax 0 0
13 Tax expense of discontinued operations 0 0
17 Net profit (loss) from discontinued operation after tax 0 0
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0 0
15 Total profit (loss) for period 450998000 450998000
16 Other comprehensive income net of taxes -168827000 -168827000
17 Total Comprehensive Income for the period 282171000 282171000
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 450998000 450998000
Total profit or loss, attributable to non-controlling interests 0 0
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent 282171000 282171000
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 1100432000 1100432000
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 4.1 4.1
Diluted earnings per share from continuing operations 4.1 4.1
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 4.1 4.1
Diluted earnings per share 4.1 4.1
23 Debt equity ratio 0.0364 0.0364
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results


Remarks

23 Debt equity ratio
24 Debt service coverage ratio Not Applicable
25 Interest service coverage ratio Not Applicable




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
Whether accounts are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Items that will not be reclassified to profit and loss -177949000 -177949000
Total Amount of items that will not be reclassified to profit and loss -177949000 -177949000
2 Income tax relating to items that will not be reclassified to profit or loss -44786000 -44786000
3 Amount of items that will be reclassified to profit and loss
1 Items that will be reclassified to profit and loss -47659000 -47659000
Total Amount of items that will be reclassified to profit and loss -47659000 -47659000
4 Income tax relating to items that will be reclassified to profit or loss -11995000 -11995000
5 Total Other comprehensive income -168827000 -168827000