INTEGRATED FILING — NBFC



General information about company

Scrip code 590071
NSE Symbol SUNDARMFIN
MSEI Symbol NOTLISTED
ISIN INE660A01013
Name of company SUNDARAM FINANCE LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 04-Aug-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 29-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 04-Aug-2025   10:00:00
End date and time of board meeting 04-Aug-2025   13:45:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results — NBFC

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Part I Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column.
1 Income
Revenue from operations
(i) Interest Income 19842200000 19842200000
(ii) Dividend Income 27300000 27300000
(iii) Rental Income 570700000 570700000
(iv) Fees and commission Income 779600000 779600000
(v) Net gain on fair value changes 437100000 437100000
(vi) Net gain on derecognition of financial instruments under amortised cost category 345600000 345600000
(vii) Sale of products (including Excise Duty) 0 0
(viii) Sale of services 0 0
(ix) Other revenue from operations
1 Income from other Services 1376300000 1376300000
2 Recovery of Bad debts 110500000 110500000
Total other revenue from operations 1486800000 1486800000
Total Revenue From Operations 23489300000 23489300000
Other income 41700000 41700000
Total income 23531000000 23531000000
2 Expenses
Cost of materials consumed 0 0
Purchases of stock-in-trade 0 0
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0 0
Employee benefit expense 2564700000 2564700000
Finance costs 11631000000 11631000000
Depreciation, depletion and amortisation expense 558700000 558700000
Fees and commission expense 244500000 244500000
Net loss on fair value changes 0 0
Net loss on derecognition of financial instruments under amortised cost category 0 0
Impairment on financial instruments 1866400000 1866400000
(f) Other expenses
1 Administrative & other expenses 912500000
Total other expenses 912500000 912500000
Total expenses 17777800000 17777800000
3 Total profit before exceptional items and tax 5753200000 5753200000
4 Exceptional items 0 0
5 Total profit before tax 5753200000 5753200000
7 Tax expense
8 Current tax 2028000000 2028000000
9 Deferred tax -392800000 -392800000
10 Total tax expenses 1635200000 1635200000
11 Net Profit Loss for the period from continuing operations 4118000000 4118000000
12 Profit (loss) from discontinued operations before tax 0 0
13 Tax expense of discontinued operations 0 0
17 Net profit (loss) from discontinued operation after tax 0 0
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 634100000 634100000
15 Total profit (loss) for period 4752100000 4752100000
16 Other comprehensive income net of taxes 8893300000 8893300000
17 Total Comprehensive Income for the period 13645400000 13645400000
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 4752100000 4752100000
Total profit or loss, attributable to non-controlling interests 0 0
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent 13645400000 13645400000
Total comprehensive income for the period attributable to owners of parent non-controlling interests 0 0
20 Details of equity share capital
Paid-up equity share capital 1102100000 1102100000
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 43.12 43.12
Diluted earnings per share from continuing operations 43.12 43.12
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 43.12 43.12
Diluted earnings per share 43.12 43.12
23 Debt equity ratio 0.0434 0.0434
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results


Remarks

23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
Whether accounts are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Asset Financing 21781200000
2 Others 1711700000
Total Segment Revenue 23492900000 23492900000
Less: Inter segment revenue 3600000
Revenue from operations 23489300000 23489300000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Asset Financing 5222400000
2 Others 661500000
Total Profit before tax 5883900000 5883900000
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income 130700000 130700000
Profit before tax 5753200000 5753200000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Asset Financing 743183600000 743183600000
2 Others 31214000000 31214000000
Total Segment Asset 774397600000 774397600000
Un-allocable Assets 14759100000 14759100000
Net Segment Asset 789156700000 789156700000
4 Segment Liabilities
Segment Liabilities
1 Asset Financing 640256600000 640256600000
2 Others 1492500000 1492500000
Total Segment Liabilities 641749100000 641749100000
Un-allocable Liabilities 1781700000 1781700000
Net Segment Liabilities 643530800000 643530800000
Disclosure of notes on segments


Other Comprehensive Income

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Remeasurements of the defined benefit plans -63600000 -63600000
2 Equity and other investments through Other Comprehensive Income 10445700000 10445700000
3 Share of other comprehensive income from associates & Joint Ventures using equity method 0 0
Total Amount of items that will not be reclassified to profit and loss 10382100000 10382100000
2 Income tax relating to items that will not be reclassified to profit or loss 1476900000 1476900000
3 Amount of items that will be reclassified to profit and loss
1 Change in fair value of derivative instrument/Other Investments -185600000 -185600000
2 Share of other comprehensive income from associates & Joint Ventures using equity method 99400000 99400000
3 Foreign currency Translation Reserve 27500000 27500000
Total Amount of items that will be reclassified to profit and loss -58700000 -58700000
4 Income tax relating to items that will be reclassified to profit or loss -46800000 -46800000
5 Total Other comprehensive income 8893300000 8893300000




Details of Impact of Audit Qualification

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s RGN Price & Co Yes 31-Mar-2028
2 M/s Brahmayya & Co Yes 30-Apr-2027