INTEGRATED FILING — NBFC



General information about company

Scrip code 511218
NSE Symbol SHRIRAMFIN
MSEI Symbol NOTLISTED
ISIN INE721A01047
Name of company Shriram Finance Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 25-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Single segment
Description of single segment Financial Activities
Start date and time of board meeting 25-Jul-2025   11:00:00
End date and time of board meeting 25-Jul-2025   13:30:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results — NBFC

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Part I Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column.
1 Income
Revenue from operations
(i) Interest Income 111735500000 111735500000
(ii) Dividend Income 0 0
(iii) Rental Income 0 0
(iv) Fees and commission Income 996300000 996300000
(v) Net gain on fair value changes 1350200000 1350200000
(vi) Net gain on derecognition of financial instruments under amortised cost category 0 0
(vii) Sale of products (including Excise Duty) 0 0
(viii) Sale of services 0 0
(ix) Other revenue from operations
1 Other operating income 1281200000 1281200000
Total other revenue from operations 1281200000 1281200000
Total Revenue From Operations 115363200000 115363200000
Other income 61200000 61200000
Total income 115424400000 115424400000
2 Expenses
Cost of materials consumed 0 0
Purchases of stock-in-trade 0 0
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0 0
Employee benefit expense 9773700000 9773700000
Finance costs 54007600000 54007600000
Depreciation, depletion and amortisation expense 1731100000 1731100000
Fees and commission expense 1423100000 1423100000
Net loss on fair value changes 0 0
Net loss on derecognition of financial instruments under amortised cost category 0 0
Impairment on financial instruments 12855700000 12855700000
(f) Other expenses
1 Other expenses 6570900000
Total other expenses 6570900000 6570900000
Total expenses 86362100000 86362100000
3 Total profit before exceptional items and tax 29062300000 29062300000
4 Exceptional items 0 0
5 Total profit before tax 29062300000 29062300000
7 Tax expense
8 Current tax 9793500000 9793500000
9 Deferred tax -2283700000 -2283700000
10 Total tax expenses 7509800000 7509800000
11 Net Profit Loss for the period from continuing operations 21552500000 21552500000
12 Profit (loss) from discontinued operations before tax -500000 -500000
13 Tax expense of discontinued operations 0 0
17 Net profit (loss) from discontinued operation after tax -500000 -500000
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 41900000 41900000
15 Total profit (loss) for period 21593900000 21593900000
16 Other comprehensive income net of taxes 371700000 371700000
17 Total Comprehensive Income for the period 21965600000 21965600000
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 21594000000 21594000000
Total profit or loss, attributable to non-controlling interests -100000 -100000
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent 21965700000 21965700000
Total comprehensive income for the period attributable to owners of parent non-controlling interests -100000 -100000
20 Details of equity share capital
Paid-up equity share capital 3761300000 3761300000
Face value of equity share capital 2 2
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 11.48 11.48
Diluted earnings per share from continuing operations 11.47 11.47
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 11.48 11.48
Diluted earnings per share 11.47 11.47
23 Debt equity ratio 0.0414 0.0414
24 Debt service coverage ratio 0.0 0.0
25 Interest service coverage ratio 0.0 0.0
26 Disclosure of notes on financial results


Remarks

23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
Whether accounts are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Remeasurement gain/ (loss) on defined benefit plan -80100000 -80100000
2 Gain/ (loss) on fair valuation of quoted investments in equity shares 12300000 12300000
3 Share of other comprehensive income from associates(net) -5900000 -5900000
Total Amount of items that will not be reclassified to profit and loss -73700000 -73700000
2 Income tax relating to items that will not be reclassified to profit or loss -17100000 -17100000
3 Amount of items that will be reclassified to profit and loss
1 Gain/ (loss) on effective portion of hedging instruments in a cash flow hedge 572400000 572400000
Total Amount of items that will be reclassified to profit and loss 572400000 572400000
4 Income tax relating to items that will be reclassified to profit or loss 144100000 144100000
5 Total Other comprehensive income 371700000 371700000




Details of Impact of Audit Qualification

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s G. D. Apte & Co Yes 30-Nov-2026
2 M/s M M Nissim & Co LLP Yes 31-Mar-2028