INTEGRATED FILING — NBFC



General information about company

Scrip code 500034
NSE Symbol BAJFINANCE
MSEI Symbol NOTLISTED
ISIN INE296A01032
Name of company BAJAJ FINANCE LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 24-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 30-Jun-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Single segment
Description of single segment NBFC
Start date and time of board meeting 24-Jul-2025   13:15:00
End date and time of board meeting 24-Jul-2025   15:15:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results — NBFC
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Part I Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column.
1 Income
Revenue from operations
(i) Interest Income 171446500000 171446500000
(ii) Dividend Income 0 0
(iii) Rental Income 0 0
(iv) Fees and commission Income 17839500000 17839500000
(v) Net gain on fair value changes 2253000000 2253000000
(vi) Net gain on derecognition of financial instruments under amortised cost category 0 0
(vii) Sale of products (including Excise Duty) 0 0
(viii) Sale of services 97700000 97700000
(ix) Other revenue from operations
1 Income on derecognised (assigned) loans 915200000 915200000
2 Other operating income 2686900000 2686900000
Total other revenue from operations 3602100000 3602100000
Total Revenue From Operations 195238800000 195238800000
Other income 38600000 38600000
Total income 195277400000 195277400000
2 Expenses
Cost of materials consumed 0 0
Purchases of stock-in-trade 0 0
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0 0
Employee benefit expense 21025600000 21025600000
Finance costs 69176800000 69176800000
Depreciation, depletion and amortisation expense 2514900000 2514900000
Fees and commission expense 7674900000 7674900000
Net loss on fair value changes 0 0
Net loss on derecognition of financial instruments under amortised cost category 0 0
Impairment on financial instruments 21202100000 21202100000
(f) Other expenses
1 Other expenses 10014700000
Total other expenses 10014700000 10014700000
Total expenses 131609000000 131609000000
3 Total profit before exceptional items and tax 63668400000 63668400000
4 Exceptional items 0 0
5 Total profit before tax 63668400000 63668400000
7 Tax expense
8 Current tax 18577700000 18577700000
9 Deferred tax -2554800000 -2554800000
10 Total tax expenses 16022900000 16022900000
11 Net Profit Loss for the period from continuing operations 47645500000 47645500000
12 Profit (loss) from discontinued operations before tax 0 0
13 Tax expense of discontinued operations 0 0
17 Net profit (loss) from discontinued operation after tax 0 0
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 7400000 7400000
15 Total profit (loss) for period 47652900000 47652900000
16 Other comprehensive income net of taxes 885200000 885200000
17 Total Comprehensive Income for the period 48538100000 48538100000
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 46996100000 46996100000
Total profit or loss, attributable to non-controlling interests 656800000 656800000
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent 47876200000 47876200000
Total comprehensive income for the period attributable to owners of parent non-controlling interests 661900000 661900000
20 Details of equity share capital
Paid-up equity share capital 6212400000 6212400000
Face value of equity share capital 1 1
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 7.57 7.57
Diluted earnings per share from continuing operations 7.55 7.55
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 7.57 7.57
Diluted earnings per share 7.55 7.55
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results Textual Information(1)


Remarks
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio


Text Block
Textual Information(1) Full financial results have been filed with stock exchanges. Detailed notes forms part of financial results.




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
Whether accounts are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025 01-Apr-2025
B Date of end of reporting period 30-Jun-2025 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Items that will not be reclassified to profit or loss -217000000 -217000000
Total Amount of items that will not be reclassified to profit and loss -217000000 -217000000
2 Income tax relating to items that will not be reclassified to profit or loss -38400000 -38400000
3 Amount of items that will be reclassified to profit and loss
1 Items that will be reclassified to profit or loss 1390700000 1390700000
Total Amount of items that will be reclassified to profit and loss 1390700000 1390700000
4 Income tax relating to items that will be reclassified to profit or loss 326900000 326900000
5 Total Other comprehensive income 885200000 885200000