INTEGRATED FILING — LI



General information about company

Scrip code 540719
NSE Symbol SBILIFE
MSEI Symbol NOTLISTED
ISIN INE123W01016
Name of Company SBI LIFE INSURANCE COMPANY LIMITED
Type of company Main Board
Class of security Equity
Type Of Insurance Non-Linked Policy And Linked Policy
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 24-Apr-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 09-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Start date and time of board meeting 24-Apr-2025   11:30:00
End date and time of board meeting 24-Apr-2025   15:20:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Direct
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. NA
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 2025-02-28
Indicate Company website link for updated RPT policy of the Company https://www.sbilife.co.in/en/about-us/investor--relations
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
The Company doesn't have any borrowings hence the disclosure with respect to defualt on loans and borrowing is not applicable.





Format for financial results by life insurance companies filed with stock exchanges
Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether accounts are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
Policyholders' Accounts
1 Income
(i) Gross premium income
(a) First Year Premium 48586907000 193716221000
(b) Renewal Premium 146803050000 494077880000
(c) Single Premium 44625457000 162052190000
Gross premium income 240015414000 849846291000
(ii) Net premium income 238607108000 840598313000
(iii) Income from investments (Net) -10408252000 317140854000
(iv) Other income
1 Unclaim Investment Income 5077000 95540000
2 Bank Charges recovery 650000 2141000
3 Interest on renewal Premium 808000 2417000
4 Interest on revived policies 113735000 360541000
5 Stale Cheque written back 0 69000
6 FMC Income on Variable insurance products (VIP) 45000 118000
7 Other Income -84120000 -472391000
Total other income 36195000 -11565000
(v) Transfer Of Funds From Shareholders Account 13459087000 13459087000
(vi) Total Income 241694138000 1171186689000
2 Expenses
(i) Commission on
(a) First Year Premium 5671366000 19930847000
(b) Renewal Premium 3708297000 11995597000
(c) Single Premium 598574000 2255695000
Total Commission 9978237000 34182139000
(ii) Net Commission 7767630000 37387504000
(iii) Operating Expenses related to insurance business
(a) Employees remuneration and welfare expenses 6818958000 27287939000
(b) Administration expenses 0 0
(c) Advertisement and publicity 759609000 1966265000
(b) Other operating expenses
1 Legal & professional charges 708409000 2327038000
2 Depreciation 237356000 837463000
3 Rent, rates & taxes 302164000 1130055000
4 Information technology expenses 553957000 1830826000
5 Stamp duty on policies 468171000 1283725000
6 Travel, conveyance and vehicle running expenses 385552000 1508011000
7 Repairs 228713000 1022029000
8 Communication expenses 195261000 751100000
9 Training Expenses 94948000 471554000
10 Other expenses 1630283000 4491973000
Total other operating expenses 4804814000 15653774000
Total operating expenses related to insurance business 12383381000 44907978000
Total Expenses of Management 20151011000 82295482000
(iv) Provisions for doubtful debts (including bad debts written off) 735000 11746000
(v) Provisions for diminution in value of investments 65052000 -122308000
(vi) Goods & Service tax charge on linked charges 2901749000 11058337000
(vii) Provision for taxes
Current Tax 600178000 1979323000
Deffered Tax 0 0
Total provision of taxes 600178000 1979323000
(viii) Benefits Paid (Net) 125283003000 489018310000
(ix) Change in actuarial liability 77059960000 557001252000
Total Expenses 226061688000 1141242142000
3 Net Surplus(Deficit) 15632450000 29944547000



4 Appropriations
(a) Transferred to Shareholders A/c 19476870000 27396492000
(b) Funds for Future Appropriation -3844420000 2548055000
5 Details of Surplus / Deficit
(a) Interim bonus paid 181562000 931727000
(b) Allocation of bonus to policyholders 19672282000 19672282000
(c) Surplus shown in the Revenue Account 15632350000 29944556000
(d) Terminal bonus paid 1636643000 4791623000
Total Surplus (Deficit ) 37122837000 55340188000



SHAREHOLDERS ' Account
1 Income
(i) Transfer from Poliycholders' Account 19476870000 27396492000
(ii) Income under Shareholders' Account
(a) Investment Income 2510674000 11144956000
(b) Other income
1 Other income 2546000 13766000
Total Other income 2546000 13766000
Total income under shareholders account 2513220000 11158722000
Total Income 21990090000 38555214000
2 Expenses
(i) Expenses other than those related to insurance business 103965000 341889000
(ii) Transfer of funds to policyholders account 13459087000 13459087000
(iii) Provisions for doubtful debts (including write off) 0 0
(iv) Provisions for diminution in value of investments 20943000 -192442000
Total Expenses 13583995000 13608534000
3 Profit/ (loss) before tax 8406095000 24946680000
4 Provisions for tax 271031000 813722000
(i) Current tax 271031000 813722000
(ii) Deffered tax 0 0
5 Profit / (loss) after tax and before Extraordinary Items 8135064000 24132958000
6 Extraordinary Items (Net of tax expenses) 0 0
7 Profit/ (loss) after tax and Extraordinary Items 8135064000 24132958000
8 Dividend per share
(a) Interim Dividend 270000 270000
(b) Final Dividend 0 0
9 Profit/(Loss) carried to Balance Sheet 156305643000 156305643000
10 Paid up equity share capital 10021351000 10021351000
11 Reserve & Surplus (excluding Revaluation Reserve) 157906786000 157906786000
12 Fair Value Change Account and Revaluation Reserve (Shareholders) 1924218000 1924218000
13 Assets
(i) Investments:
(a) Shareholders 146044605000 146044605000
(b) Policyholders Fund excluding Linked Assets 1852267716000 1852267716000
(c) Assets held to cover Linked Liabilities 2476356678000 2476356678000
Total Investments 4474668999000 4474668999000
(b) Other Assets (Net of current liabilities and provisions) 34562725000 34562725000
Total Assets 4509231724000 4509231724000
14 Analytical Ratios
(i) Solvency Ratio 0.0196 0.0196
(ii) Expenses of Management Ratio 0.0008 0.001
(iii) Policyholder 's liabilities to shareholders' fund 2555000 2555000
(iv) Earnings per share (Rs.):
(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 8.12 24.09
(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 8.11 24.07
(v) NPA ratios: (for policyholders' fund)
(a) Gross NPAs
Non Linked
Par 0 0
Non Par 0 0
Linked
Par 0 0
Non Par 0 0
Net NPAs
Non Linked
Par 0 0
Non Par 0 0
Linked
Par 0 0
Non Par 0 0
% of Gross NPAs
Non Linked
Par 0 0
Non Par 0 0
Linked
Par 0 0
Non Par 0 0
% of Net NPAs
Non Linked
Par 0 0
Non Par 0 0
Linked
Par 0 0
Non Par 0 0
(vi) Yield on Investments (on policyholders' fund)
(a) Without unrealised gains
Non Linked
Par 0.0007 0.0009
Non Par 0.0007 0.0007
Linked
Par 0 0
Non Par 0.0004 0.0009
(b) With unrealised gains
Non Linked
Par 0.0007 0.0009
Non Par 0.0011 0.001
Linked
Par 0 0
Non Par -0.0008 0.0008
(vii) NPA ratios: (for shareholders' fund)
(a) Gross NPAs 0 0
Net NPAs 0 0
(b) Percentage of Gross NPAs 0 0
Percentage of Net NPAs 0 0
(viii) Yield on Investments (on shareholders' fund)
(a) Without unrealised gains 7000 8000
(b) With unrealised gains 6000 9000
(ix) Persistency Ratio
1 13th Month 0.0087 0.0087
2 25th Month 0.0076 0.0078
3 37th Month 0.0071 0.0072
4 49th Month 0.0068 0.0068
5 61st Month 0.0063 0.0063
(ix) Other Rations
(x) Conservation Ratio 0.0084 0.0081
(xi) Percentage of shares held by Government of India (in case of public sector insurance companies) 0 0


Investor Compliants
(i) No of investor complaints pending at the beginning of the period 0 0
(ii) No of investor complaints during the period 0 35
(iii) No of investor complaints disposed off during the period 0 35
(iv) No of investor complaints remaining unresolved at the end of the period 0 0



(c) Notes Format for financial results by life insurance companies filed with stock exchanges
1. The Company doesn't have any subsidiary/associate/joint venture company(ies) therefore consolidated financial statements are not applicable to the Company. 2. The above financial results have been reviewed by the Board Audit Committee and subsequently approved by the Board of Directors at its meeting held on April 24, 2025. 3. The audited accounts are subject to review by the Comptroller and Auditor General of India (C&AG) under section 143(6) of the Companies Act, 2013. 4. The financial results have been prepared in accordance with the requirement of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended and IRDA circular IRDA/F&I/REG/CIR/ 208/10/2016 dated October 25, 2016 on publication of financial results for life insurance companies. 5. The above financial results are audited by the Joint Statutory Auditors, M/s. A John Moris & Co, Chartered Accountants and M/s. K S Aiyar & Co, Chartered Accountants. 6. The Board of Directors, in its meeting held on February 28, 2025, has declared an interim dividend of Rs. 2.70 per equity share with face value of Rs. 10 each for the year ended March 31, 2025. 7. During the quarter ended March 31, 2025 the Company has allotted 46,083 equity shares with face value of Rs.10 each to its eligible employees pursuant to exercise of employee stock options in accordance with the Company's Employee Stock Option Scheme 2018 (ESOS 2018). 8. Insurance Regulatory and Development Authority of India (IRDAI) vide its order dated June 2, 2023 (IRDAI order) passed in terms of section 52B (2) of the Insurance Act, 1938 has directed to transfer the life insurance business of Sahara India Life Insurance Company Limited (SILIC) involving policy liabilities and policyholders investment/ assets to SBI Life Insurance Company Limited (SBI Life or the Company). On appeal filed by SILIC against the said IRDAI order, the Securities Appellate Tribunal ('SAT' or 'Tribunal') vide its order dated June 13, 2023 has granted stay on the effect and operation of the said IRDAI order. The IRDAI has filed an appeal with Honble Supreme Court against the stay order passed by SAT. The Honble Supreme Court in its hearing held on July 17, 2023 has set aside Securities Appellate Tribunals (SAT) stay and directed the SAT to hear the case and decide it afresh. Subsequently, SAT has initiated the hearing of the case which is yet to be adjudicated upon. The case is listed for hearing on 30th June 2025. The impact of the transactions pertaining to SILIC will be given in the financial results of the Company on receipt of all the relevant information as specified in the said IRDAI order and in accordance with the further directions of the Authority. 9. During the year ended March 31, 2025, the Company has reviewed its expense allocation methodology to ensure better allocation representing more equitable and fair allocation of expenses to various line of business. The change in expense allocation methodology has resulted into an increase of ` 4,883 lakhs in policy liabilities as at March 31, 2025. 10. In accordance with requirement of IRDAI Master Circular on 'Presentation of Financial Statements and Filing of Returns' and IRDAI circular no. IRDAI/F&A/CIR/MISC/256/09/2021 dated September 30, 2021, the Company will publish the financials on the Company's website latest by May 24, 2025. 11. The figures of quarter ended March 31, 2025 and the corresponding quarter ended in the previous year as reported in these financial results are the balancing figures between audited figures in respect of full financial year and published year-to-date figures upto the end of the third quarter of the relevant financial year. 12. In view of seasonality of the industry, the financial results for the quarter or interim period are not necessarily indicative of the results that may be expected of any other interim period or full year. 13. Figures of the previous period/year have been regrouped/ reclassified wherever necessary, in order to make them comparable. 14. The persistency ratios are calculated as per IRDAI circular IRDAI/NL/MSTCIR/RT/93/6/2024 dated June 14, 2024. i) Persistency ratios for the three months ended March 31, 2025 and March 31, 2024 are for the quarter persistency calculated using policies issued in 1st December toFebruary end of the relevant years. ii) Persistency ratios for the year ended March 31, 2025 and March 31, 2024 are upto the quarter persistency calculated using policies issued in 1st March to February end of the relevant years. 15.Net Commission includes rewards. 16. Profit and Loss carried forward to balance sheet represents accumulated profit. 17. Income from investments is net of amortisation and Losses (including capital gains) 18. Analytical ratios have been calculated as per definition given in IRDAI Analytical ratios disclosures. 19. Basic and diluted EPS is not annualized for three months.



Format for financial results by life insurance companies filed with stock exchanges

Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether accounts are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
Segment Income
1 Name of segment Participating Life
(i) Net premium 19407391000 65594397000
(ii) Income form investments 8935403000 44684573000
(iii) Transfer of funds from shareholders' account 9304000 9304000
(iv) Other income 49847000 165221000
2 Name of segment Participating Pension
(i) Net premium 664256000 2891401000
(ii) Income form investments 677440000 3603891000
(iii) Transfer of funds from shareholders' account 268000 268000
(iv) Other income 1220000 4687000
3 Name of segment Participating VIP
(i) Net premium 63390000 233562000
(ii) Income form investments 115798000 828876000
(iii) Transfer of funds from shareholders' account 0 0
(iv) Other income 847000 1847000
4 Name of segment Non Participating Life
(i) Net premium 47394977000 154525705000
(ii) Income form investments 8146546000 30622585000
(iii) Transfer of funds from shareholders' account 12386619000 12386619000
(iv) Other income -32664000 -324034000
5 Name of segment Non Participating Pension
(i) Net premium 31581000 90431000
(ii) Income form investments 60128000 244081000
(iii) Transfer of funds from shareholders' account 0 0
(iv) Other income 0 0
6 Name of segment Non Participating Group Life
(i) Net premium 27018810000 99429649000
(ii) Income form investments 8198670000 33816324000
(iii) Transfer of funds from shareholders' account 12117000 12117000
(iv) Other income 4673000 14962000
7 Name of segment Non Participating Annuity
(i) Net premium 14788069000 52440736000
(ii) Income form investments 4439668000 16447879000
(iii) Transfer of funds from shareholders' account 421634000 421634000
(iv) Other income 1453000 3416000
8 Name of segment Non Participating Health
(i) Net premium 64450000 177907000
(ii) Income form investments 37921000 156500000
(iii) Transfer of funds from shareholders' account 522538000 522538000
(iv) Other income 59000 284000
9 Name of segment Non Participating VIP
(i) Net premium 30826000 148877000
(ii) Income form investments 326109000 1633058000
(iii) Transfer of funds from shareholders' account 134000 134000
(iv) Other income 91000 209000
10 Name of segment Linked Individual Life
(i) Net premium 98923343000 348110462000
(ii) Income form investments -47606845000 139717009000
(iii) Transfer of funds from shareholders' account 26086000 26086000
(iv) Other income 8363000 149707000
11 Name of segment Linked Group Life
(i) Net premium 451950000 2471192000
(ii) Income form investments 127881000 426470000
(iii) Transfer of funds from shareholders' account 75305000 75305000
(iv) Other income 52000 71000
12 Name of segment Linked Pension
(i) Net premium 29768066000 114483995000
(ii) Income form investments 6067977000 45081906000
(iii) Transfer of funds from shareholders' account 5023000 5023000
(iv) Other income 2242000 -27971000
13 Name of segment Shareholders
(i) Net premium 0 0
(ii) Income form investments 2489732000 11144946000
(iii) Transfer of funds from shareholders' account 0 0
(iv) Other income 2546000 13766000
14 Name of segment Unallocated
(i) Net premium 0 0
(ii) Income form investments 0 0
(iii) Transfer of funds from shareholders' account 0 0
(iv) Other income 0 0



Format for financial results by life insurance companies filed with stock exchanges
Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether accounts are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
Segment Surplus/(Deficit) (net of transfer from shareholders' A/c)
1 Participating Life -96156000 3071608000
2 Participating Pension -972163000 376593000
3 Participating VIP -33163000 477966000
4 Non Participating Life -5057398000 -12386619000
5 Non Participating Pension 2147000 55434000
6 Non Participating Group Life 476848000 9402863000
7 Non Participating Annuity -72137000 -421634000
8 Non Participating Health -476148000 -522538000
9 Non Participating VIP 230755000 748089000
10 Linked Individual Life 6649848000 11145014000
11 Linked Group Life -77042000 -75305000
12 Linked Pension 1597983000 4613977000
13 Shareholders 2117282000 10195543000
14 Unallocated 0 0



Notes Segment Surplus/(Deficit)
Textual Information 1. Segments include: a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable b. Non-Linked 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable 2. Participating Policies : (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable c. Variable insurance further segregated into Life, General Annuity and Pension and Health where any such segment contributes ten per cent or more of the total premium of the Company. 2. Net of Provisions for diminution in value of investments and provision for standard and non-standard assets. 3. Segment policy liabilities includes fund for future appropiration and Credit/(debit) fair value change account on policyholders fund


Format for financial results by life insurance companies filed with stock exchanges
Partiuclars Current Quarter
Date of start of reporting period 01-Jan-2025
Date of end of reporting period 31-Mar-2025
Whether accounts are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
Segment Assets
1 Participating Life 572631202000
2 Participating Pension 35999696000
3 Participating VIP 4394828000
4 Non Participating Life 518344426000
5 Non Participating Pension 2839159000
6 Non Participating Group Life 432181849000
7 Non Participating Annuity 265649441000
8 Non Participating Health 1701714000
9 Non Participating VIP 13210473000
10 Linked Individual Life 1882751651000
11 Linked Group Life 6258881000
12 Linked Pension 605848224000
13 Shareholders 169853408000
14 Unallocated -2433075000


Format for financial results by life insurance companies filed with stock exchanges
Partiuclars Current Quarter
Date of start of reporting period 01-Jan-2025
Date of end of reporting period 31-Mar-2025
Whether accounts are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
Segment Liabilities
1 Participating Life 572376360000
2 Participating Pension 35766570000
3 Participating VIP 4148234000
4 Non Participating Life 518215486000
5 Non Participating Pension 2785544000
6 Non Participating Group Life 431840250000
7 Non Participating Annuity 265624691000
8 Non Participating Health 1624442000
9 Non Participating VIP 13157344000
10 Linked Individual Life 1882417284000
11 Linked Group Life 6037758000
12 Linked Pension 605384506000
13 Shareholders 169853408000
14 Unallocated 0


Cash flow statement, direct
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
Part I Blue color marked fields are non-mandatory.
Statement of cash flows
Cash flows from used in operating activities
Classes of cash receipts from operating activities
Receipts from sales of goods and rendering of services 0
Receipts from royalties fees, commissions and other revenue 0
Receipts from contracts held for dealing or trading purpose 0
Receipts from premiums and claims annuities and other policy benefits 854395436000
Receipts from rents and subsequent sales of assets held for rental to others and subsequently held for sale 0
Other cash receipts from operating activities 13015000
Classes of cash payments from operating activities
Payments to suppliers for goods and services 20021474000
Payments from contracts held for dealing or trading purpose 0
Payments to and on behalf of employees 22007767000
Payments for premiums and claims, annuities and other policy benefits 493778084000
Payments to manufacture or acquire assets held for rental to others and subsequently held for sale 0
Other cash payments from operating activities 53171027000
Net cash flows from (used in) operations 265430099000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) 9963594000
Other inflows (outflows) of cash 0
Net cash flows from (used in) operating activities 255466505000
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 1975528392000
Other cash payments to acquire equity or debt instruments of other entities 2363111810000
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Proceeds from sales of property, plant and equipment 4583000
Purchase of property, plant and equipment 1061870000
Proceeds from sales of investment property 0
Purchase of investment property 0
Proceeds from sales of goodwill 0
Purchase of goodwill 0
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Proceeds from biological assets other than bearer plants 0
Purchase of biological assets other than bearer plants 0
Proceeds from sales of other long-term assets 0
Purchase of other long-term assets 0
Cash advances and loans made to other parties 1128095000
Cash receipts from repayment of advances and loans made to other parties 200000000
Cash payments for future contracts, forward contracts, option contracts and swap contracts 96663516000
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 100884016000
Dividends received 18180585000
Interest received 169330273000
Income taxes paid (refund) 0
Other inflows (outflows) of cash -20051201000
Proceeds from government grants 0
Net cash flows from (used in) investing activities -217888643000
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries that do not result in loss of control 0
Payments from changes in ownership interests in subsidiaries that do not result in loss of control 0
Proceeds from issuing shares 557916000
Proceeds from issuing other equity instruments 0
Payments to acquire or redeem entity's shares 0
Payments of other equity instruments 0
Proceeds from exercise of stock options 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 0
Repayments of borrowings 0
Payments of lease liabilities 0
Dividends paid 2705954000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities -2148038000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 35429824000
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents /th> 0
Net increase (decrease) in cash and cash equivalents 35429824000
Cash and cash equivalents cash flow statement at beginning of period 65957706000
Cash and cash equivalents cash flow statement at end of period 101387530000


Format for financial results by life insurance companies filed with stock exchanges
Partiuclars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether accounts are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
Sources of Funds
1 Share capital 10021351000
2 Reserves and surplus 157906794000
3 Share application money received pending allotment of shares 1075000
4 Credit (Debit) Fair value change account 1924238000
Sub total 169853458000
5 Borrowings 0
6 Policyholders' funds
Credit (Debit) Fair value change account 48275663000
Policy Liabilities 1798832354000
Insurance Reserve 0
Revaluation reserve - Investment property 0
Linked Liabilities
Provision for Linked Liabilities 1938117010000
Change in fairvalue account 395464986000
Funds for Discontinued Policies
(i) Discontinued on account of non-payment of premium 138151317000
(ii) Credit (Debit) Fair value change account 0
(iii) Others discontinuance 4623369000
Total Linked Liabilities 2476356682000
Sub total 4323464699000
7 Funds for Future Appropriations 15913697000
Total Sources of Funds 4509231854000
APPLICATION OF FUNDS
1 Investments shareholders 146044605000
2 Investments policyholders 1852267716000
3 Assets Held to cover link Liabilities 2476356678000
4 Loans 4816802000
5 Fixed assets 5903353000
6 Deferred Tax Asset 0
7 Current assets
Cash and bank balances 18466298000
Advances and other assets 67099057000
Sub-total (a) 85565355000
8 Current liabilities 57908458000
9 Provisions 3814197000
Sub-total (b) 61722655000
10 Net current assets (c) = (a—b) 23842700000
11 Miscellaneous expenditure (to the extent not written off or adjusted) 0
12 Debit balance in profit & loss account (shareholders� account) 0
Total 4509231854000
14 Contigent Liabilities 12117079000


Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s A John Moris & Co Yes 30-Sep-2025
2 M/s K S Aiyar & Co Yes 31-May-2025


Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date


Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Premium Income 0 3456131000 0 0
2 SBI Life Insurance Company Limited State Bank of India Holding Company Interest received 2500000000 0 469982000 0 0
3 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Profit / (Loss) on Sale of Investments 115426000 0 115426000 0 0
4 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Gain / (Loss) on Change in fair value of FRA 0 50722000 0 0
5 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Other income 10000000 0 6659000 0 0
6 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Employee's Salary / Allowances / Reimbursement 80000000 0 22870000 0 0
7 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Rent and related expenses for Premises 50000000 0 296000 0 0
8 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Commission Expenses 40000000000 0 12006979000 0 0
9 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Staff Training Expenses 80000000 0 55000 0 0
10 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Bank Charges 180000000 0 49829000 0 0
11 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Royalty Charges 500000000 0 271560000 0 0
12 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Benefits/Claims paid 0 549572000 0 0
13 SBI Life Insurance Company Limited State Bank of India Holding Company Dividend paid 0 1498500000 0 0
14 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Investments: Purchased / Placed 150000000000 0 2647084000 0 0
15 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Investments: Sales / Maturity 150000000000 0 10596942000 0 0
16 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Margin Money Paid 0 585130000 0 0
17 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Margin Money Received 0 591180000 0 0
18 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Investments 0 0 10299620000 14344235000
19 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Cash & Bank balances 0 0 11977211000 8974339000
20 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Income accrued on Investments 0 0 831136000 608387000
21 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Fixed Assets to deputees 0 0 0 0
22 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Other Advances / Receivable 0 0 32441000 84581000
23 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Outstanding Sales 0 0 0 0
24 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Share Capital 0 0 5550000000 5550000000
25 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Commission Payable 0 0 296781000 495163000
26 SBI Life Insurance Company Limited State Bank of India Holding Company Any other transaction Other Liabilities 0 0 318436000 601140000
27 SBI Life Insurance Company Limited SBICap Securities Ltd. Fellow Subsidiary Any other transaction Premium Income 0 28215000 0 0
28 SBI Life Insurance Company Limited SBICap Securities Ltd. Fellow Subsidiary Any other transaction Commission Expenses 40000000000 0 12460000 0 0
29 SBI Life Insurance Company Limited SBICap Securities Ltd. Fellow Subsidiary Any other transaction Brokerage Charges 100000000 0 2653000 0 0
30 SBI Life Insurance Company Limited SBICap Securities Ltd. Fellow Subsidiary Any other transaction Benefits/Claims paid 0 16519000 0 0
31 SBI Life Insurance Company Limited SBICap Securities Ltd. Fellow Subsidiary Any other transaction Commission Payable 0 0 3693000 2193000
32 SBI Life Insurance Company Limited SBICap Securities Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 735000 2057000
33 SBI Life Insurance Company Limited SBI DFHI Ltd. Fellow Subsidiary Any other transaction Premium Income 0 -1000 0 0
34 SBI Life Insurance Company Limited SBI DFHI Ltd. Fellow Subsidiary Any other transaction Profit / (Loss) on Sale of Investments 0 52449000 0 0
35 SBI Life Insurance Company Limited SBI DFHI Ltd. Fellow Subsidiary Any other transaction Investments: Purchased / Placed 150000000000 0 18012675000 0 0
36 SBI Life Insurance Company Limited SBI DFHI Ltd. Fellow Subsidiary Any other transaction Investments: Sales / Maturity 150000000000 0 2151274000 0 0
37 SBI Life Insurance Company Limited SBI DFHI Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 10000 11000
38 SBI Life Insurance Company Limited SBI DFHI Ltd. Fellow Subsidiary Any other transaction Outstanding Purchases 0 0 0 0
39 SBI Life Insurance Company Limited SBI Cards & Payment Services Ltd. Fellow Subsidiary Any other transaction Premium Income 0 2407000 0 0
40 SBI Life Insurance Company Limited SBI Cards & Payment Services Ltd. Fellow Subsidiary Interest received 2500000000 0 514807000 0 0
41 SBI Life Insurance Company Limited SBI Cards & Payment Services Ltd. Fellow Subsidiary Any other transaction Investments 0 0 12457384000 12524544000
42 SBI Life Insurance Company Limited SBI Cards & Payment Services Ltd. Fellow Subsidiary Any other transaction Income accrued on Investments 0 0 429454000 341706000
43 SBI Life Insurance Company Limited SBI Cards & Payment Services Ltd. Fellow Subsidiary Any other transaction Commission Payable 0 0 0 0
44 SBI Life Insurance Company Limited SBI Cards & Payment Services Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 0 162000
45 SBI Life Insurance Company Limited SBI Fund Management Private Ltd. Fellow Subsidiary Any other transaction Premium Income 0 1879000 0 0
46 SBI Life Insurance Company Limited SBI Fund Management Private Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 773000 767000
47 SBI Life Insurance Company Limited SBI Capital Markets Ltd. Fellow Subsidiary Any other transaction Premium Income 0 2443000 0 0
48 SBI Life Insurance Company Limited SBI Capital Markets Ltd. Fellow Subsidiary Any other transaction Investments: Purchased / Placed 150000000000 0 19231756000 0 0
49 SBI Life Insurance Company Limited SBI Capital Markets Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 1372000 2408000
50 SBI Life Insurance Company Limited SBI Payment Services Pvt. Ltd. Fellow Subsidiary Any other transaction Premium Income 0 1232000 0 0
51 SBI Life Insurance Company Limited SBI Payment Services Pvt. Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 48000 185000
52 SBI Life Insurance Company Limited SBI Global Factors Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 12000 12000
53 SBI Life Insurance Company Limited SBI General Insurance Co. Ltd. Fellow Subsidiary Any other transaction Premium Income 0 106805000 0 0
54 SBI Life Insurance Company Limited SBI General Insurance Co. Ltd. Fellow Subsidiary Any other transaction Premium expense 250000000 0 -25000 0 0
55 SBI Life Insurance Company Limited SBI General Insurance Co. Ltd. Fellow Subsidiary Any other transaction Benefits/Claims paid 0 3000 0 0
56 SBI Life Insurance Company Limited SBI General Insurance Co. Ltd. Fellow Subsidiary Any other transaction Other Advances / Receivable 0 0 11000 20000
57 SBI Life Insurance Company Limited SBI General Insurance Co. Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 612000 941000
58 SBI Life Insurance Company Limited SBI Cap Trustee Company Ltd. Fellow Subsidiary Any other transaction Premium Income 0 -11000 0 0
59 SBI Life Insurance Company Limited SBI Cap Trustee Company Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 53000 440000
60 SBI Life Insurance Company Limited SBI CAPS Ventures Ltd. Fellow Subsidiary Any other transaction Premium Income 0 -3000 0 0
61 SBI Life Insurance Company Limited SBI CAPS Ventures Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 9000 878000
62 SBI Life Insurance Company Limited SBI Pension Funds Pvt. Ltd. Fellow Subsidiary Any other transaction Other Liabilities 0 0 91000 91000
63 SBI Life Insurance Company Limited SBI Life Insurance Company Limited Employee PF Trust Significant Influence/Controlling Enterprise Any other transaction Contribution 0 776534000 0 0
64 SBI Life Insurance Company Limited SBI Life Insurance Company Limited Employees Gratuity Fund Significant Influence/Controlling Enterprise Any other transaction Premium Income 0 160825000 0 0
65 SBI Life Insurance Company Limited SBI Life Insurance Company Limited Employees Gratuity Fund Significant Influence/Controlling Enterprise Any other transaction Reimbursement of bank charges 0 1000 0 0
66 SBI Life Insurance Company Limited SBI Life Insurance Company Limited Employees Gratuity Fund Significant Influence/Controlling Enterprise Any other transaction Contribution 0 160825000 0 0
67 SBI Life Insurance Company Limited SBI Life Insurance Company Limited Employees Gratuity Fund Significant Influence/Controlling Enterprise Any other transaction Benefits/Claims paid 0 60696000 0 0
68 SBI Life Insurance Company Limited SBI Life Insurance Company Limited Employees Gratuity Fund Significant Influence/Controlling Enterprise Any other transaction Other Liabilities 0 0 6000 6000
69 SBI Life Insurance Company Limited C-Edge Technologies Ltd. Promotor Group Jointly Controlled Entities Any other transaction IT expense 20000000 0 474000 0 0
70 SBI Life Insurance Company Limited C-Edge Technologies Ltd. Promotor Group Jointly Controlled Entities Any other transaction Other Liabilities 0 0 691000 337000
71 SBI Life Insurance Company Limited The Clearing Corporation of India Ltd. Promotor Group (Others - Associates of SBI) Interest received 2500000000 0 4448000 0 0
72 SBI Life Insurance Company Limited The Clearing Corporation of India Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Brokerage Charges 100000000 0 17987000 0 0
73 SBI Life Insurance Company Limited The Clearing Corporation of India Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Margin Money 0 0 624000000 414000000
74 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Interest received 2500000000 0 17652000 0 0
75 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Profit / (Loss) on Sale of Investments 0 9286000 0 0
76 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 4111000 0 0
77 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Investments: Purchased / Placed 150000000000 0 4380850000 0 0
78 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Investments: Sales / Maturity 150000000000 0 1732781000 0 0
79 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Investments 0 0 500000000 0
80 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Income accrued on Investments 0 0 26357000 0
81 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Cash & Bank balances 0 0 15000 1932000
82 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Commission Payable 0 0 468000 729000
83 SBI Life Insurance Company Limited YES Bank Ltd. Promotor Group (Others - Associates of SBI) Any other transaction Other Liabilities 0 0 0 0
84 SBI Life Insurance Company Limited Andhra Pradesh Grameena Vikas Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 100000000 0 0
85 SBI Life Insurance Company Limited Andhra Pradesh Grameena Vikas Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 39276000 0 0
86 SBI Life Insurance Company Limited Andhra Pradesh Grameena Vikas Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 4020000 5000
87 SBI Life Insurance Company Limited Andhra Pradesh Grameena Vikas Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 28951000 14415000
88 SBI Life Insurance Company Limited Andhra Pradesh Grameena Vikas Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 0 0
89 SBI Life Insurance Company Limited Arunachal Pradesh Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 313000 0 0
90 SBI Life Insurance Company Limited Arunachal Pradesh Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 1314000 0 0
91 SBI Life Insurance Company Limited Arunachal Pradesh Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 -44000 0
92 SBI Life Insurance Company Limited Arunachal Pradesh Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 710000 185000
93 SBI Life Insurance Company Limited Arunachal Pradesh Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 3000 3000
94 SBI Life Insurance Company Limited Chhattisgarh Rajya Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 284138000 0 0
95 SBI Life Insurance Company Limited Chhattisgarh Rajya Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 73884000 0 0
96 SBI Life Insurance Company Limited Chhattisgarh Rajya Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 1275000 0
97 SBI Life Insurance Company Limited Chhattisgarh Rajya Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 23850000 1899000
98 SBI Life Insurance Company Limited Chhattisgarh Rajya Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 1000 1000
99 SBI Life Insurance Company Limited Ellaquai Dehati Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 7019000 0 0
100 SBI Life Insurance Company Limited Ellaquai Dehati Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 4032000 0 0
101 SBI Life Insurance Company Limited Ellaquai Dehati Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 271000 5000
102 SBI Life Insurance Company Limited Ellaquai Dehati Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 957000 550000
103 SBI Life Insurance Company Limited Ellaquai Dehati Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 17000 17000
104 SBI Life Insurance Company Limited Jharkhand Rajya Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 49689000 0 0
105 SBI Life Insurance Company Limited Jharkhand Rajya Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 9075000 1761000
106 SBI Life Insurance Company Limited Madhyanchal Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 241056000 0 0
107 SBI Life Insurance Company Limited Madhyanchal Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 22775000 0 0
108 SBI Life Insurance Company Limited Madhyanchal Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 -400000 2000
109 SBI Life Insurance Company Limited Madhyanchal Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 786000 1032000
110 SBI Life Insurance Company Limited Madhyanchal Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 223000 4703000
111 SBI Life Insurance Company Limited Meghalaya Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 32145000 0 0
112 SBI Life Insurance Company Limited Meghalaya Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 9950000 0 0
113 SBI Life Insurance Company Limited Meghalaya Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Benefits/Claims paid 0 4873000 0 0
114 SBI Life Insurance Company Limited Meghalaya Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 3711000 1000
115 SBI Life Insurance Company Limited Meghalaya Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 5013000 0
116 SBI Life Insurance Company Limited Meghalaya Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 10000 54000
117 SBI Life Insurance Company Limited Mizoram Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 26132000 0 0
118 SBI Life Insurance Company Limited Mizoram Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 6636000 0 0
119 SBI Life Insurance Company Limited Mizoram Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Benefits/Claims paid 0 2000000 0 0
120 SBI Life Insurance Company Limited Mizoram Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 -379000 2000
121 SBI Life Insurance Company Limited Mizoram Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 1859000 1116000
122 SBI Life Insurance Company Limited Mizoram Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 16000 16000
123 SBI Life Insurance Company Limited Nagaland Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 -6000 1000
124 SBI Life Insurance Company Limited Nagaland Rural Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 0 0
125 SBI Life Insurance Company Limited Rajasthan Marudhara Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 150161000 0 0
126 SBI Life Insurance Company Limited Rajasthan Marudhara Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 56026000 0 0
127 SBI Life Insurance Company Limited Rajasthan Marudhara Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Benefits/Claims paid 0 7000000 0 0
128 SBI Life Insurance Company Limited Rajasthan Marudhara Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 -2464000 2000
129 SBI Life Insurance Company Limited Rajasthan Marudhara Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 9984000 2023000
130 SBI Life Insurance Company Limited Rajasthan Marudhara Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 351000 161000
131 SBI Life Insurance Company Limited Saurashtra Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 24681000 0 0
132 SBI Life Insurance Company Limited Saurashtra Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Benefits/Claims paid 0 3000000 0 0
133 SBI Life Insurance Company Limited Saurashtra Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 -448000 0
134 SBI Life Insurance Company Limited Saurashtra Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 5709000 1695000
135 SBI Life Insurance Company Limited Telangana Grameena Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 1470000 0 0
136 SBI Life Insurance Company Limited Telangana Grameena Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 80623000 0 0
137 SBI Life Insurance Company Limited Telangana Grameena Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 3779000 10349000
138 SBI Life Insurance Company Limited Telangana Grameena Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Liabilities 0 0 0 0
139 SBI Life Insurance Company Limited Telangana Grameena Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 23525000 5092000
140 SBI Life Insurance Company Limited Telangana Grameena Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 20000 17000
141 SBI Life Insurance Company Limited Utkal Grameen Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Premium Income 0 58173000 0 0
142 SBI Life Insurance Company Limited Utkal Grameen Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 42796000 0 0
143 SBI Life Insurance Company Limited Utkal Grameen Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 -1982000 0
144 SBI Life Insurance Company Limited Utkal Grameen Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 6889000 3312000
145 SBI Life Insurance Company Limited Utkal Grameen Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Other Liabilities 0 0 0 0
146 SBI Life Insurance Company Limited Uttarakhand Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Expenses 40000000000 0 24439000 0 0
147 SBI Life Insurance Company Limited Uttarakhand Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Cash & Bank balances 0 0 1137000 0
148 SBI Life Insurance Company Limited Uttarakhand Gramin Bank Promotor Group n(RRBs - Associates of SBI) Any other transaction Commission Payable 0 0 3761000 1049000
149 SBI Life Insurance Company Limited Mr. Amit Jhingran Key Management Personnel Remuneration 30000000 0 8128000 0 0
150 SBI Life Insurance Company Limited Mr. Sangramjit Sarangi Key Management Personnel Any other transaction Premium Income 0 530000 0 0
151 SBI Life Insurance Company Limited Mr. Sangramjit Sarangi Key Management Personnel Remuneration 0 14091000 0 0
152 SBI Life Insurance Company Limited Mr. Sangramjit Sarangi Key Management Personnel Any other transaction ESOP granted (Numbers of Shares) 0 0 0 0
153 SBI Life Insurance Company Limited Mr. Girish Manik Key Management Personnel Remuneration 0 2509000 0 0
154 SBI Life Insurance Company Limited Mr. Narayan K. Seshadri Independent director Any other transaction Sitting Fees 0 1400000 0 0
155 SBI Life Insurance Company Limited Mr. Shobinder Duggal Independent director Any other transaction Sitting Fees 0 1350000 0 0
156 SBI Life Insurance Company Limited Ms. Usha Sangwan Independent director Any other transaction Sitting Fees 0 1300000 0 0
157 SBI Life Insurance Company Limited Mr. T M Bhasin Independent director Any other transaction Sitting Fees 0 1450000 0 0
158 SBI Life Insurance Company Limited Mrs. Poonam Tewari Relative of Director Any other transaction Premium Income 0 5000 0 0
159 SBI Life Insurance Company Limited Mr. Venugopal Bhaskaran Nayar Independent director Any other transaction Sitting Fees 0 150000 0 0
160 SBI Life Insurance Company Limited Mr. Ashwini Kumar Tewari Nominee Director Any other transaction Premium Income 0 57000 0 0
161 SBI Life Insurance Company Limited Mrs. Pragnya Sarangi Relative of Key Management Personnel Any other transaction Premium Income 0 102000 0 0
162 SBI Life Insurance Company Limited Mrs. Sreedevi Surya Relative of Key Management Personnel Any other transaction Premium Income 0 152000 0 0
163 SBI Life Insurance Company Limited Mr Sreekar Challa Relative of Key Management Personnel Any other transaction Premium Income 0 50000 0 0
164 SBI Life Insurance Company Limited Mr. Amit Jhingran Key Management Personnel Any other transaction Premium Income 0 19000 0 0
Total value of transaction during the reporting period 81767818000





Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
3. Total financial indebtedness of the listed entity including short-term and long-term debt