INTEGRATED FILING — LI
General information about company
| Scrip code |
543526 |
| NSE Symbol |
LICI |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE0J1Y01017 |
| Name of Company |
LIFE INSURANCE CORPORATION OF INDIA |
| Type of company |
Main Board |
| Class of security |
Equity |
| Type Of Insurance |
Non-Linked Policy And Linked Policy |
| Date of start of financial year |
01-04-2026 |
| Date of end of financial year |
31-03-2027 |
| Date of board meeting when results were approved |
06-08-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
30-07-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
First quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited for the quarter ended |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
|
| Start date and time of board meeting |
06-08-2026
14:45:00 |
| End date and time of board meeting |
06-08-2026 16:55:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
Format for financial results by life insurance companies filed with stock exchanges
Amount in (Lakhs)
| Partiuclars |
Current Quarter |
Year to Date Figures |
| Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| Policyholders' Accounts |
|
| 1 |
Income |
|
| (i) |
Gross premium income |
|
| (a) |
First Year Premium |
9,25,746.00 |
9,25,746.00 |
| (b) |
Renewal Premium |
62,12,926.00 |
62,12,926.00 |
| (c) |
Single Premium |
56,40,942.00 |
56,40,942.00 |
|
Gross premium income |
1,27,79,614.00 |
1,27,79,614.00 |
| (ii) |
Net premium income |
1,27,62,316.00 |
1,27,62,316.00 |
| (iii) |
Income from investments (Net) |
1,09,68,530.00 |
1,09,68,530.00 |
| (iv) |
Other income |
|
| 1 |
Other Income |
63,830.00 |
63,830.00 |
| 2 |
Share of Profit in Associates |
1,61,260.00 |
1,61,260.00 |
| 3 |
Minority Interest |
(244.00) |
(244.00) |
|
Total other income |
2,24,846.00 |
2,24,846.00 |
| (v) |
Transfer Of Funds From Shareholders Account |
61,091.00 |
61,091.00 |
| (vi) |
Total Income |
2,40,16,783.00 |
2,40,16,783.00 |
| 2 |
Expenses |
|
| (i) |
Commission on |
|
| (a) |
First Year Premium |
1,92,013.00 |
1,92,013.00 |
| (b) |
Renewal Premium |
3,00,701.00 |
3,00,701.00 |
| (c) |
Single Premium |
13,450.00 |
13,450.00 |
|
Total Commission |
5,06,164.00 |
5,06,164.00 |
| (ii) |
Net Commission |
5,06,156.00 |
5,06,156.00 |
| (iii) |
Operating Expenses related to insurance business |
|
| (a) |
Employees remuneration and welfare expenses |
6,04,830.00 |
6,04,830.00 |
| (b) |
Administration expenses |
1,86,710.00 |
1,86,710.00 |
| (c) |
Advertisement and publicity |
9,346.00 |
9,346.00 |
| (b) |
Other operating expenses |
|
| 1 |
Rent Rates & Taxes |
19,897.00 |
19,897.00 |
| 2 |
Repairs |
3,792.00 |
3,792.00 |
| 3 |
Auditors' fees |
228.00 |
228.00 |
| 4 |
Interest & Bank Charges |
2,011.00 |
2,011.00 |
| 5 |
Expenses on Investment Property |
3,931.00 |
3,931.00 |
| 6 |
Electricity Charges |
5,929.00 |
5,929.00 |
| 7 |
Depreciation |
17,621.00 |
17,621.00 |
|
Total other operating expenses |
53,409.00 |
53,409.00 |
|
Total operating expenses related to insurance business |
8,54,295.00 |
8,54,295.00 |
|
Total Expenses of Management |
13,60,451.00 |
13,60,451.00 |
| (iv) |
Provisions for doubtful debts (including bad debts written off) |
(56,568.00) |
(56,568.00) |
| (v) |
Provisions for diminution in value of investments |
(182.00) |
(182.00) |
| (vi) |
Goods & Service tax charge on linked charges |
0.00 |
0.00 |
| (vii) |
Provision for taxes |
|
|
Current Tax |
1,62,604.00 |
1,62,604.00 |
|
Deffered Tax |
0.00 |
0.00 |
|
Total provision of taxes |
1,62,604.00 |
1,62,604.00 |
| (viii) |
Benefits Paid (Net) |
1,21,91,147.00 |
1,21,91,147.00 |
| (ix) |
Change in actuarial liability |
89,63,324.00 |
89,63,324.00 |
|
Total Expenses |
2,26,20,776.00 |
2,26,20,776.00 |
| 3 |
Net Surplus(Deficit) |
13,96,007.00 |
13,96,007.00 |
| 4 |
Appropriations |
| (a) |
Transferred to Shareholders A/c |
12,20,917.00 |
12,20,917.00 |
| (b) |
Funds for Future Appropriation |
1,75,090.00 |
1,75,090.00 |
| 5 |
Details of Surplus / Deficit |
|
| (a) |
Interim bonus paid |
92,842.00 |
92,842.00 |
| (b) |
Allocation of bonus to policyholders |
0.00 |
0.00 |
| (c) |
Surplus shown in the Revenue Account |
13,96,007.00 |
13,96,007.00 |
| (d) |
Terminal bonus paid |
0.00 |
0.00 |
|
Total Surplus (Deficit ) |
14,88,849.00 |
14,88,849.00 |
SHAREHOLDERS ' Account
Amount in (Lakhs)
| 1 |
Income |
|
| (i) |
Transfer from Poliycholders' Account |
12,20,917.00 |
12,20,917.00 |
| (ii) |
Income under Shareholders' Account |
|
| (a) |
Investment Income |
2,55,724.00 |
2,55,724.00 |
| (b) |
Other income |
|
| 1 |
Other Income |
5,154.00 |
5,154.00 |
|
Total Other income |
5,154.00 |
5,154.00 |
|
Total income under shareholders account |
2,60,878.00 |
2,60,878.00 |
|
Total Income |
14,81,795.00 |
14,81,795.00 |
| 2 |
Expenses |
|
| (i) |
Expenses other than those related to insurance business |
51,777.00 |
51,777.00 |
| (ii) |
Transfer of funds to policyholders account |
61,091.00 |
61,091.00 |
| (iii) |
Provisions for doubtful debts (including write off) |
(5.00) |
(5.00) |
| (iv) |
Provisions for diminution in value of investments |
293.00 |
293.00 |
|
Total Expenses |
1,13,156.00 |
1,13,156.00 |
| 3 |
Profit/ (loss) before tax |
13,68,639.00 |
13,68,639.00 |
| 4 |
Provisions for tax |
10,214.00 |
10,214.00 |
| (i) |
Current tax |
10,214.00 |
10,214.00 |
| (ii) |
Deffered tax |
0.00 |
0.00 |
| 5 |
Profit / (loss) after tax and before Extraordinary Items |
13,58,425.00 |
13,58,425.00 |
| 6 |
Extraordinary Items (Net of tax expenses) |
0.00 |
0.00 |
| 7 |
Profit/ (loss) after tax and Extraordinary Items |
13,58,425.00 |
13,58,425.00 |
| 8 |
Dividend per share |
|
|
| (a) |
Interim Dividend |
0.00 |
0.00 |
| (b) |
Final Dividend |
0.00 |
0.00 |
|
|
|
| 9 |
Profit/(Loss) carried to Balance Sheet |
1,77,26,208.00 |
1,77,26,208.00 |
| 10 |
Paid up equity share capital |
12,65,000.00 |
12,65,000.00 |
| 11 |
Reserve & Surplus (excluding Revaluation Reserve) |
1,78,48,995.00 |
1,78,48,995.00 |
| 12 |
Fair Value Change Account and Revaluation Reserve (Shareholders) |
18,105.00 |
18,105.00 |
| 13 |
Assets |
|
| (i) |
Investments: |
|
| (a) |
Shareholders |
1,73,33,310.00 |
1,73,33,310.00 |
| (b) |
Policyholders Fund excluding Linked Assets |
55,30,39,304.00 |
55,30,39,304.00 |
| (c) |
Assets held to cover Linked Liabilities |
69,37,481.00 |
69,37,481.00 |
|
Total Investments |
57,73,10,095.00 |
57,73,10,095.00 |
| (b) |
Other Assets (Net of current liabilities and provisions) |
3,25,75,022.00 |
3,25,75,022.00 |
|
Total Assets |
60,98,85,117.00 |
60,98,85,117.00 |
| 14 |
Analytical Ratios |
|
| (i) |
Solvency Ratio |
2.4200 |
2.4200 |
| (ii) |
Expenses of Management Ratio |
10.6500 |
10.6500 |
| (iii) |
Policyholder 's liabilities to shareholders' fund |
3,083.00 |
3,083.00 |
| (iv) |
Earnings per share (Rs.): |
|
| (a) |
Basic and diluted EPS before extraordinary items (net of tax expense) for
the
period (not to be annualized) |
10.74 |
10.74 |
| (b) |
Basic and diluted EPS after extraordinary items (net of tax expense) for
the
period (not to be annualized) |
10.74 |
10.74 |
| (v) |
NPA ratios: (for policyholders' fund) |
|
| (a) |
Gross NPAs |
|
|
Non Linked |
|
|
Par |
7,13,224.00 |
7,13,224.00 |
|
Non Par |
0.00 |
0.00 |
|
Linked |
|
|
Par |
0.00 |
0.00 |
|
Non Par |
3,583.00 |
3,583.00 |
|
Net NPAs |
|
|
Non Linked |
|
|
Par |
492.00 |
492.00 |
|
Non Par |
0.00 |
0.00 |
|
Linked |
|
|
Par |
0.00 |
0.00 |
|
Non Par |
0.00 |
0.00 |
|
% of Gross NPAs |
|
|
Non Linked |
|
|
Par |
1.4600 |
1.4600 |
|
Non Par |
0 |
0 |
|
Linked |
|
|
Par |
0 |
0 |
|
Non Par |
7.6200 |
7.6200 |
|
% of Net NPAs |
|
|
Non Linked |
|
|
Par |
0 |
0 |
|
Non Par |
0 |
0 |
|
Linked |
|
|
Par |
0 |
0 |
|
Non Par |
0 |
0 |
|
|
|
| (vi) |
Yield on Investments (on policyholders' fund) |
|
| (a) |
Without unrealised gains |
|
|
Non Linked |
|
|
Par |
7.5100 |
7.5100 |
|
Non Par |
9.9100 |
9.9100 |
|
Linked |
|
|
Par |
0 |
0 |
|
Non Par |
4.7800 |
4.7800 |
| (b) |
With unrealised gains |
|
|
|
Non Linked |
|
|
|
Par |
15.400 |
15.400 |
|
Non Par |
14.00 |
14.00 |
|
Linked |
|
|
|
Par |
0 |
0 |
|
Non Par |
24.7100 |
24.7100 |
| (vii) |
NPA ratios: (for shareholders' fund) |
|
| (a) |
Gross NPAs |
0.00 |
0.00 |
|
Net NPAs |
0.00 |
0.00 |
| (b) |
Percentage of Gross NPAs |
0 |
0 |
|
Percentage of Net NPAs |
0 |
0 |
| (viii) |
Yield on Investments (on shareholders' fund) |
|
| (a) |
Without unrealised gains |
621.00 |
621.00 |
| (b) |
With unrealised gains |
898.00 |
898.00 |
| (ix) |
Persistency Ratio |
|
| 1 |
13th Month |
70.3800 |
70.3800 |
| 2 |
25th Month |
65.9500 |
65.9500 |
| 3 |
37th Month |
62.6300 |
62.6300 |
| 4 |
49th Month |
61.7900 |
61.7900 |
| 5 |
61st Month |
61.2700 |
61.2700 |
| (ix) |
Other Rations |
|
| (x) |
Conservation Ratio |
90.9300 |
90.9300 |
| (xi) |
Percentage of shares held by Government of India (in case of public sector
insurance companies) |
96.500 |
96.500 |
|
Investor Compliants |
| (i) |
No of investor complaints pending at the beginning of the period |
3 |
3 |
| (ii) |
No of investor complaints during the period |
323 |
323 |
| (iii) |
No of investor complaints disposed off during the period |
312 |
312 |
| (iv) |
No of investor complaints remaining unresolved at the end of the period |
14 |
14 |
| (c) |
Notes Format for financial results by life insurance companies filed with
stock exchanges |
|
NA
|
Format for financial results by life insurance companies filed with stock exchanges
Amount in (Lakhs)
| Partiuclars |
Current Quarter |
Year to Date Figures |
| Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| Segment Income |
|
| 1 |
Name of segment |
Life Participating |
| (i) |
Net premium |
62,98,621.00 |
62,98,621.00 |
| (ii) |
Income form investments |
62,54,866.00 |
62,54,866.00 |
| (iii) |
Transfer of funds from shareholders' account |
59,948.00 |
59,948.00 |
| (iv) |
Other income |
59,095.00 |
59,095.00 |
| 2 |
Name of segment |
Pension Participating |
| (i) |
Net premium |
4,940.00 |
4,940.00 |
| (ii) |
Income form investments |
79,077.00 |
79,077.00 |
| (iii) |
Transfer of funds from shareholders' account |
481.00 |
481.00 |
| (iv) |
Other income |
0.00 |
0.00 |
| 3 |
Name of segment |
Annuity Participating |
| (i) |
Net premium |
37.00 |
37.00 |
| (ii) |
Income form investments |
9,538.00 |
9,538.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
0.00 |
0.00 |
| 4 |
Name of segment |
Life Non Participating |
| (i) |
Net premium |
29,80,937.00 |
29,80,937.00 |
| (ii) |
Income form investments |
21,77,903.00 |
21,77,903.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
1,089.00 |
1,089.00 |
| 5 |
Name of segment |
Pension Non Participating |
| (i) |
Net premium |
25,76,323.00 |
25,76,323.00 |
| (ii) |
Income form investments |
17,42,565.00 |
17,42,565.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
3,696.00 |
3,696.00 |
| 6 |
Name of segment |
Annuity Non Participating |
| (i) |
Net premium |
3,18,762.00 |
3,18,762.00 |
| (ii) |
Income form investments |
3,20,988.00 |
3,20,988.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
(20.00) |
(20.00) |
| 7 |
Name of segment |
Variable Non Participating |
| (i) |
Net premium |
16.00 |
16.00 |
| (ii) |
Income form investments |
20.00 |
20.00 |
| (iii) |
Transfer of funds from shareholders' account |
662.00 |
662.00 |
| (iv) |
Other income |
0.00 |
0.00 |
| 8 |
Name of segment |
Health Non Participating |
| (i) |
Net premium |
2,382.00 |
2,382.00 |
| (ii) |
Income form investments |
1,872.00 |
1,872.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
0.00 |
0.00 |
| 9 |
Name of segment |
Linked Life Non Participating |
| (i) |
Net premium |
5,34,527.00 |
5,34,527.00 |
| (ii) |
Income form investments |
3,13,849.00 |
3,13,849.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
(30.00) |
(30.00) |
| 10 |
Name of segment |
Linked Pension Non Participating |
| (i) |
Net premium |
44,893.00 |
44,893.00 |
| (ii) |
Income form investments |
60,381.00 |
60,381.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
0.00 |
0.00 |
| 11 |
Name of segment |
Linked Health Non Participating |
| (i) |
Net premium |
872.00 |
872.00 |
| (ii) |
Income form investments |
6,107.00 |
6,107.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
0.00 |
0.00 |
| 12 |
Name of segment |
Capital Redemption Annuity certain Non Participating |
| (i) |
Net premium |
6.00 |
6.00 |
| (ii) |
Income form investments |
238.00 |
238.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
0.00 |
0.00 |
| 13 |
Name of segment |
Shareholders |
| (i) |
Net premium |
0.00 |
0.00 |
| (ii) |
Income form investments |
2,55,494.00 |
2,55,494.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
5,154.00 |
5,154.00 |
| 14 |
Name of segment |
Unallocated |
| (i) |
Net premium |
0.00 |
0.00 |
| (ii) |
Income form investments |
0.00 |
0.00 |
| (iii) |
Transfer of funds from shareholders' account |
0.00 |
0.00 |
| (iv) |
Other income |
0.00 |
0.00 |
|
Notes to Segment Income
|
| Textual Information |
NA |
Format for financial results by life insurance companies filed with stock exchanges
Amount in (Lakhs)
| Partiuclars |
Current Quarter |
Year to Date Figures |
| Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
|
Segment Surplus/(Deficit) (net of transfer from shareholders' A/c) |
|
| 1 |
Life Participating |
1,71,081.00 |
1,71,081.00 |
| 2 |
Pension Participating |
5,051.00 |
5,051.00 |
| 3 |
Annuity Participating |
5,219.00 |
5,219.00 |
| 4 |
Life Non Participating |
11,41,548.00 |
11,41,548.00 |
| 5 |
Pension Non Participating |
20,766.00 |
20,766.00 |
| 6 |
Annuity Non Participating |
35,256.00 |
35,256.00 |
| 7 |
Variable Non Participating |
(662.00) |
(662.00) |
| 8 |
Health Non Participating |
4,006.00 |
4,006.00 |
| 9 |
Linked Life Non Participating |
7,753.00 |
7,753.00 |
| 10 |
Linked Pension Non Participating |
3,194.00 |
3,194.00 |
| 11 |
Linked Health Non Participating |
1,247.00 |
1,247.00 |
| 12 |
Capital Redemption Annuity certain Non Participating |
886.00 |
886.00 |
| 13 |
Shareholders |
0.00 |
0.00 |
| 14 |
Unallocated |
0.00 |
0.00 |
|
Notes Segment Surplus/(Deficit)
|
| Textual Information |
NA |
Format for financial results by life insurance companies filed with stock exchanges
Amount in (Lakhs)
| Partiuclars |
Current Quarter |
| Date of start of reporting period |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
| Segment Assets |
|
| 1 |
Life Participating |
37,36,90,861.00 |
| 2 |
Pension Participating |
42,63,295.00 |
| 3 |
Annuity Participating |
5,51,657.00 |
| 4 |
Life Non Participating |
9,64,57,183.00 |
| 5 |
Pension Non Participating |
9,13,17,006.00 |
| 6 |
Annuity Non Participating |
1,87,51,545.00 |
| 7 |
Variable Non Participating |
2,373.00 |
| 8 |
Health Non Participating |
51,419.00 |
| 9 |
Linked Life Non Participating |
58,25,010.00 |
| 10 |
Linked Pension Non Participating |
9,85,876.00 |
| 11 |
Linked Health Non Participating |
1,91,490.00 |
| 12 |
Capital Redemption Annuity certain Non Participating |
8,933.00 |
|
| 13 |
Shareholders |
1,77,88,469.00 |
| 14 |
Unallocated |
0.00 |
|
Segment Assets Text Block
|
| Textual Information |
NA |
Format for financial results by life insurance companies filed with stock exchanges
Amount in (Lakhs)
| Partiuclars |
Current Quarter |
| Date of start of reporting period |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
| Segment Liabilities |
|
| 1 |
Life Participating |
37,35,33,433.00 |
| 2 |
Pension Participating |
42,63,295.00 |
| 3 |
Annuity Participating |
5,51,657.00 |
| 4 |
Life Non Participating |
9,53,15,635.00 |
| 5 |
Pension Non Participating |
9,12,96,240.00 |
| 6 |
Annuity Non Participating |
1,87,16,289.00 |
| 7 |
Variable Non Participating |
3,035.00 |
| 8 |
Health Non Participating |
47,413.00 |
| 9 |
Linked Life Non Participating |
58,17,290.00 |
| 10 |
Linked Pension Non Participating |
9,82,682.00 |
| 11 |
Linked Health Non Participating |
1,90,243.00 |
| 12 |
Capital Redemption Annuity certain Non Participating |
8,047.00 |
|
| 13 |
Shareholders |
1,91,59,858.00 |
| 14 |
Unallocated |
0.00 |
|
Notes to Segment Liabilities
|
| Textual Information |
NA |
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Unaudited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
V. SANKAR AIYAR & CO. |
Yes |
30-04-2028 |
| 2 |
MUKUND M CHITALE & CO |
Yes |
30-04-2027 |