| Scrip code | 540777 |
|---|---|
| NSE Symbol | HDFCLIFE |
| MSEI Symbol | NOTLISTED |
| ISIN | INE795G01014 |
| Name of Company | HDFC Life Insurance Company Limited |
| Type of company | Main Board |
| Class of security | Equity |
| Type Of Insurance | Non-Linked Policy And Linked Policy |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 15-10-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 30-09-2025 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Second quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Start date and time of board meeting | 15-10-2025 13:15:00 |
| End date and time of board meeting | 15-10-2025 15:15:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Direct |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether the company has any related party? | Yes |
| Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? | Yes |
| (I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public | NA |
| (II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. | NA |
| (III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? | Yes |
| (a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? | Yes |
| (b) If answer to above question is No, please explain the reason for not complying. | |
| Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? | Yes |
| Latest Date on which RPT policy is updated | 15-10-2024 |
| Indicate Company website link for updated RPT policy of the Company | https://www.hdfclife.com/about-us/investor-relations |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| Not Applicable. | |
| Partiuclars | Current Quarter | Year to Date Figures | |
|---|---|---|---|
| Date of start of reporting period | 01-07-2025 | 01-04-2025 | |
| Date of end of reporting period | 30-09-2025 | 30-09-2025 | |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Standalone | Standalone | |
| Policyholders' Accounts | |||
| 1 | Income | ||
| (i) | Gross premium income | ||
| (a) | First Year Premium | 3,57,946.00 | 6,12,966.00 |
| (b) | Renewal Premium | 10,33,711.00 | 17,94,007.00 |
| (c) | Single Premium | 5,36,995.00 | 10,09,186.00 |
| Gross premium income | 19,28,652.00 | 34,16,159.00 | |
| (ii) | Net premium income | 18,77,731.00 | 33,24,340.00 |
| (iii) | Income from investments (Net) | 1,41,005.00 | 16,00,504.00 |
| (iv) | Other income | ||
| 1 | Other income | 7,946.00 | 15,333.00 |
| Total other income | 7,946.00 | 15,333.00 | |
| (v) | Transfer Of Funds From Shareholders Account | 4,846.00 | 11,502.00 |
| (vi) | Total Income | 20,31,528.00 | 49,51,679.00 |
| 2 | Expenses | ||
| (i) | Commission on | ||
| (a) | First Year Premium | 1,30,780.00 | 2,73,279.00 |
| (b) | Renewal Premium | 15,518.00 | 28,466.00 |
| (c) | Single Premium | 85,788.00 | 1,05,262.00 |
| Total Commission | 2,32,086.00 | 4,07,007.00 | |
| (ii) | Net Commission | 2,32,086.00 | 4,07,007.00 |
| (iii) | Operating Expenses related to insurance business | ||
| (a) | Employees remuneration and welfare expenses | 98,581.00 | 1,86,056.00 |
| (b) | Administration expenses | 0.00 | 0.00 |
| (c) | Advertisement and publicity | 0.00 | 0.00 |
| (b) | Other operating expenses | ||
| 1 | Other operating expenses | 79,414.00 | 1,42,929.00 |
| Total other operating expenses | 79,414.00 | 1,42,929.00 | |
| Total operating expenses related to insurance business | 1,77,995.00 | 3,28,985.00 | |
| Total Expenses of Management | 4,10,081.00 | 7,35,992.00 | |
| (iv) | Provisions for doubtful debts (including bad debts written off) | 0.00 | 0.00 |
| (v) | Provisions for diminution in value of investments | (4,599.00) | (5,023.00) |
| (vi) | Goods & Service tax charge on linked charges | 12,114.00 | 24,783.00 |
| (vii) | Provision for taxes | ||
| Current Tax | 344.00 | 4,366.00 | |
| Deffered Tax | 0.00 | 0.00 | |
| Total provision of taxes | 344.00 | 4,366.00 | |
| (viii) | Benefits Paid (Net) | 9,32,891.00 | 18,00,870.00 |
| (ix) | Change in actuarial liability | 6,97,918.00 | 23,99,569.00 |
| Total Expenses | 20,48,749.00 | 49,60,557.00 | |
| 3 | Net Surplus(Deficit) | (17,221.00) | (8,878.00) |
| 4 | Appropriations | ||
|---|---|---|---|
| (a) | Transferred to Shareholders A/c | 21,522.00 | 58,156.00 |
| (b) | Funds for Future Appropriation | (38,743.00) | (67,034.00) |
| 5 | Details of Surplus / Deficit | ||
| (a) | Interim bonus paid | 71,731.00 | 1,22,139.00 |
| (b) | Allocation of bonus to policyholders | 0.00 | 0.00 |
| (c) | Surplus shown in the Revenue Account | (17,221.00) | (8,878.00) |
| (d) | Terminal bonus paid | 13,985.00 | 23,420.00 |
| Total Surplus (Deficit ) | 68,495.00 | 1,36,681.00 | |
| 1 | Income | ||
|---|---|---|---|
| (i) | Transfer from Poliycholders' Account | 21,522.00 | 58,156.00 |
| (ii) | Income under Shareholders' Account | ||
| (a) | Investment Income | 36,087.00 | 68,109.00 |
| (b) | Other income | ||
| 1 | Other income | 0.00 | 4.00 |
| Total Other income | 0.00 | 4.00 | |
| Total income under shareholders account | 36,087.00 | 68,113.00 | |
| Total Income | 57,609.00 | 1,26,269.00 | |
| 2 | Expenses | ||
| (i) | Expenses other than those related to insurance business | 6,375.00 | 12,530.00 |
| (ii) | Transfer of funds to policyholders account | 4,846.00 | 11,502.00 |
| (iii) | Provisions for doubtful debts (including write off) | 0.00 | 0.00 |
| (iv) | Provisions for diminution in value of investments | (153.00) | (369.00) |
| Total Expenses | 11,068.00 | 23,663.00 | |
| 3 | Profit/ (loss) before tax | 46,541.00 | 1,02,606.00 |
| 4 | Provisions for tax | 1,826.00 | 3,245.00 |
| (i) | Current tax | 1,826.00 | 3,245.00 |
| (ii) | Deffered tax | 0.00 | 0.00 |
| 5 | Profit / (loss) after tax and before Extraordinary Items | 44,715.00 | 99,361.00 |
| 6 | Extraordinary Items (Net of tax expenses) | 0.00 | 0.00 |
| 7 | Profit/ (loss) after tax and Extraordinary Items | 44,715.00 | 99,361.00 |
| 8 | Dividend per share | ||
| (a) | Interim Dividend | 0.00 | 0.00 |
| (b) | Final Dividend | 0.00 | 0.00 |
| 9 | Profit/(Loss) carried to Balance Sheet | 10,17,160.00 | 10,17,160.00 |
| 10 | Paid up equity share capital | 2,15,609.00 | |
| 11 | Reserve & Surplus (excluding Revaluation Reserve) | 14,22,949.00 | 14,22,949.00 |
| 12 | Fair Value Change Account and Revaluation Reserve (Shareholders) | 53,790.00 | |
| 13 | Assets | ||
| (i) | Investments: | ||
| (a) | Shareholders | 18,67,882.00 | |
| (b) | Policyholders Fund excluding Linked Assets | 2,33,49,186.00 | |
| (c) | Assets held to cover Linked Liabilities | 1,07,82,850.00 | |
| Total Investments | 3,59,99,918.00 | ||
| (b) | Other Assets (Net of current liabilities and provisions) | 2,68,106.00 | |
| Total Assets | 3,62,68,024.00 | ||
| 14 | Analytical Ratios | ||
| (i) | Solvency Ratio | 175.00 | 175.00 |
| (ii) | Expenses of Management Ratio | 21.30 | 21.50 |
| (iii) | Policyholder 's liabilities to shareholders' fund | 2,028.30 | 2,028.30 |
| (iv) | Earnings per share (Rs.): | ||
| (a) | Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 2.08 | 4.61 |
| (b) | Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 2.07 | 4.61 |
| (v) | NPA ratios: (for policyholders' fund) | ||
| (a) | Gross NPAs | ||
| Non Linked | |||
| Par | 922.04 | 922.04 | |
| Non Par | 800.15 | 800.15 | |
| Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | 5,990.40 | 5,990.40 | |
| Net NPAs | |||
| Non Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | 0.00 | 0.00 | |
| Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | 0.00 | 0.00 | |
| % of Gross NPAs | |||
| Non Linked | |||
| Par | 0.01 | 0.01 | |
| Non Par | 0.01 | 0.01 | |
| Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | 0.06 | 0.06 | |
| % of Net NPAs | |||
| Non Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | 0.00 | 0.00 | |
| Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | 0.00 | 0.00 | |
| (vi) | Yield on Investments (on policyholders' fund) | ||
| (a) | Without unrealised gains | ||
| Non Linked | |||
| Par | 2.16 | 4.02 | |
| Non Par | 2.33 | 4.71 | |
| Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | 2.96 | 5.99 | |
| (b) | With unrealised gains | ||
| Non Linked | |||
| Par | -0.68 | 3.30 | |
| Non Par | -0.85 | -1.07 | |
| Linked | |||
| Par | 0.00 | 0.00 | |
| Non Par | -3.60 | 5.58 | |
| (vii) | NPA ratios: (for shareholders' fund) | ||
| (a) | Gross NPAs | 1,344.09 | 1,344.09 |
| Net NPAs | 0.00 | 0.00 | |
| (b) | Percentage of Gross NPAs | 0.07 | 0.07 |
| Percentage of Net NPAs | 0.00 | 0.00 | |
| (viii) | Yield on Investments (on shareholders' fund) | ||
| (a) | Without unrealised gains | 1.97 | 3.72 |
| (b) | With unrealised gains | 0.46 | 4.11 |
| (ix) | Persistency Ratio | ||
| 1 | 13th Month | 80.80 | 85.60 |
| 2 | 25th Month | 72.10 | 78.30 |
| 3 | 37th Month | 70.20 | 72.00 |
| 4 | 49th Month | 70.10 | 70.90 |
| 5 | 61st Month | 62.90 | 62.40 |
| (ix) | Other Rations | ||
| (x) | Conservation Ratio | 86.03 | 85.54 |
| (xi) | Percentage of shares held by Government of India (in case of public sector insurance companies) | 0.00 | 0.00 |
| Investor Compliants | |||
|---|---|---|---|
| (i) | No of investor complaints pending at the beginning of the period | 0 | 0 |
| (ii) | No of investor complaints during the period | 0 | 0 |
| (iii) | No of investor complaints disposed off during the period | 0 | 0 |
| (iv) | No of investor complaints remaining unresolved at the end of the period | 0 | 0 |
| (c) | Notes Format for financial results by life insurance companies filed with stock exchanges |
|---|---|
| Notes pertaining to Statement of Standalone Reviewed Results for quarter & half year ended september 30, 2025: 1. Net premium income is net of reinsurance. 2. Income from investments (Net) is net of amortisation and losses (including capital gains). 3. Net Commission is net of reinsurance. Rewards have been included in First year commission. 4. Benefits Paid (Net) is net of reinsurance and inclusive of interim and terminal bonus. 5. Expenses other than those related to insurance business includes interest on Non convertible debentures. 6. Provisions for diminution in value of investments is inclusive of provision for standard and non-standard assets. 7. Profit carried to Balance Sheet represents accumulated surplus. 8. Analytical ratios have been calculated as per definition given in IRDAI Analytical ratios disclosure. 9. Advertisement and publicity expenses have been included in other operating expenses for the the current period. 10. Profit after tax comprises: Underwriting profits Q2 (a) Existing business surplus (i) 1,51,092 (b) New business strain (ii) (1,34,157) Shareholders' surplus (iii) 27,780 H1 (a) Existing business surplus (i) 3,14,068 (b) New business strain (ii) (2,66,753) Shareholders' surplus (iii) 52,046 (i) Represents profit emerging during current period from business written in prior years (ii) Insurance contracts being long term in nature revenue is recognised over the period of the contract as against costs being recognised in the period in which they are incurred, leading to New business strain. (iii) Represents investment and other income arising on shareholders' funds, net of expenses and taxes | |
| Partiuclars | Current Quarter | Year to Date Figures | |
|---|---|---|---|
| Date of start of reporting period | 01-07-2025 | 01-04-2025 | |
| Date of end of reporting period | 30-09-2025 | 30-09-2025 | |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Standalone | Standalone | |
| Segment Income | |||
| 1 | Name of segment | Segment A - Participating - Individual & Group Life | |
| (i) | Net premium | 3,66,813.00 | 6,04,560.00 |
| (ii) | Income form investments | 1,48,659.00 | 2,65,975.00 |
| (iii) | Transfer of funds from shareholders' account | 70.00 | 191.00 |
| (iv) | Other income | 4,957.00 | 9,605.00 |
| 2 | Name of segment | Segment B - Participating - Individual & Group Pension | |
| (i) | Net premium | 27,949.00 | 61,089.00 |
| (ii) | Income form investments | 5,223.00 | 11,094.00 |
| (iii) | Transfer of funds from shareholders' account | 21.00 | 30.00 |
| (iv) | Other income | 47.00 | 92.00 |
| 3 | Name of segment | Segment C - Non Participating - Individual & Group Life | |
| (i) | Net premium | 7,03,205.00 | 12,62,758.00 |
| (ii) | Income form investments | 2,72,655.00 | 5,27,444.00 |
| (iii) | Transfer of funds from shareholders' account | 87.00 | 249.00 |
| (iv) | Other income | 2,770.00 | 5,334.00 |
| 4 | Name of segment | Segment D - Non Participating - Life Group Variable | |
| (i) | Net premium | 18,284.00 | 39,662.00 |
| (ii) | Income form investments | 4,456.00 | 8,304.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 1.00 |
| 5 | Name of segment | Segment E - Non Participating - Individual & Group Pension | |
| (i) | Net premium | 16,994.00 | 27,894.00 |
| (ii) | Income form investments | 5,422.00 | 10,993.00 |
| (iii) | Transfer of funds from shareholders' account | (78.00) | 2,500.00 |
| (iv) | Other income | 11.00 | 18.00 |
| 6 | Name of segment | Segment F - Non Participating - Individual & Group Pension Variable | |
| (i) | Net premium | 6,981.00 | 44,744.00 |
| (ii) | Income form investments | 3,967.00 | 8,938.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 2.00 |
| 7 | Name of segment | Segment G - Non Participating - Individual & Group Annuity | |
| (i) | Net premium | 1,51,457.00 | 2,89,911.00 |
| (ii) | Income form investments | 63,788.00 | 1,25,519.00 |
| (iii) | Transfer of funds from shareholders' account | 9.00 | 22.00 |
| (iv) | Other income | 58.00 | 129.00 |
| 8 | Name of segment | Segment H - Non Participating - Individual & Group Health | |
| (i) | Net premium | 711.00 | 895.00 |
| (ii) | Income form investments | 68.00 | 137.00 |
| (iii) | Transfer of funds from shareholders' account | 113.00 | 363.00 |
| (iv) | Other income | 1.00 | 1.00 |
| 9 | Name of segment | Segment I - Unit Linked - Individual Life | |
| (i) | Net premium | 4,35,440.00 | 7,49,990.00 |
| (ii) | Income form investments | (3,41,860.00) | 5,73,597.00 |
| (iii) | Transfer of funds from shareholders' account | 61.00 | 143.00 |
| (iv) | Other income | 96.00 | 141.00 |
| 10 | Name of segment | Segment J - Unit Linked - Individual Pension | |
| (i) | Net premium | 31,504.00 | 54,785.00 |
| (ii) | Income form investments | (11,991.00) | 28,732.00 |
| (iii) | Transfer of funds from shareholders' account | 4,563.00 | 8,004.00 |
| (iv) | Other income | 3.00 | 3.00 |
| 11 | Name of segment | Segment K - Unit Linked - Group Life | |
| (i) | Net premium | 1,11,017.00 | 1,67,998.00 |
| (ii) | Income form investments | (3,853.00) | 38,300.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 3.00 | 6.00 |
| 12 | Name of segment | Segment L - Unit Linked - Group Pension | |
| (i) | Net premium | 7,376.00 | 20,054.00 |
| (ii) | Income form investments | (862.00) | 6,619.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 1.00 |
| 13 | Name of segment | Shareholders | |
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 36,240.00 | 68,478.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 4.00 |
| 14 | Name of segment | Unallocated | |
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 0.00 |
| Notes to Segment Income | |
|---|---|
| Textual Information | Notes pertaining to Segment Reporting (Standalone) for the quarter & half year ended September 30, 2025: 1. Segments include: a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable b. Non-Linked: 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable c. Variable insurance shall be further segregated into Life and Pension. 2. Income from Investments is net of provisions for diminution in value of investment. |
| Partiuclars | Current Quarter | Year to Date Figures | |
|---|---|---|---|
| Date of start of reporting period | 01-07-2025 | 01-04-2025 | |
| Date of end of reporting period | 30-09-2025 | 30-09-2025 | |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Standalone | Standalone | |
| Segment Surplus/(Deficit) (net of transfer from shareholders' A/c) | |||
| 1 | Segment A - Participating - Individual & Group Life | (19,127.00) | (35,329.00) |
| 2 | Segment B - Participating - Individual & Group Pension | (10,310.00) | (16,118.00) |
| 3 | Segment C - Non Participating - Individual & Group Life | 2,556.00 | 24,618.00 |
| 4 | Segment D - Non Participating - Life Group Variable | 173.00 | 454.00 |
| 5 | Segment E - Non Participating - Individual & Group Pension | 82.00 | (2,490.00) |
| 6 | Segment F - Non Participating - Individual & Group Pension Variable | 237.00 | 1,130.00 |
| 7 | Segment G - Non Participating - Individual & Group Annuity | 4,058.00 | 5,126.00 |
| 8 | Segment H - Non Participating - Individual & Group Health | (113.00) | (362.00) |
| 9 | Segment I - Unit Linked - Individual Life | 3,616.00 | 8,056.00 |
| 10 | Segment J - Unit Linked - Individual Pension | (4,552.00) | (7,974.00) |
| 11 | Segment K - Unit Linked - Group Life | 1,233.00 | 2,761.00 |
| 12 | Segment L - Unit Linked - Group Pension | 339.00 | 409.00 |
| 13 | Shareholders | 27,780.00 | 52,046.00 |
| 14 | Unallocated | 0.00 | 0.00 |
| Partiuclars | Current Quarter | |
|---|---|---|
| Date of start of reporting period | 01-07-2025 | |
| Date of end of reporting period | 30-09-2025 | |
| Whether results are audited or unaudited | Unaudited | |
| Nature of report standalone or consolidated | Standalone | |
| Segment Assets | ||
| 1 | Segment A - Participating - Individual & Group Life | 74,96,518.00 |
| 2 | Segment B - Participating - Individual & Group Pension | 3,03,209.00 |
| 3 | Segment C - Non Participating - Individual & Group Life | 1,13,90,216.00 |
| 4 | Segment D - Non Participating - Life Group Variable | 1,84,799.00 |
| 5 | Segment E - Non Participating - Individual & Group Pension | 3,02,489.00 |
| 6 | Segment F - Non Participating - Individual & Group Pension Variable | 1,89,063.00 |
| 7 | Segment G - Non Participating - Individual & Group Annuity | 35,58,221.00 |
| 8 | Segment H - Non Participating - Individual & Group Health | 2,348.00 |
| 9 | Segment I - Unit Linked - Individual Life | 86,73,330.00 |
| 10 | Segment J - Unit Linked - Individual Pension | 5,59,985.00 |
| 11 | Segment K - Unit Linked - Group Life | 13,49,033.00 |
| 12 | Segment L - Unit Linked - Group Pension | 2,26,037.00 |
| 13 | Shareholders | 19,39,742.00 |
| 14 | Unallocated | 93,034.00 |
| Segment Assets Text Block | |||
|---|---|---|---|
| Textual Information | Notes pertaining to Segment Reporting (Standalone) for the quarter & half year september 30, 2025: 1. Segments include: a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable b. Non-Linked: 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable c. Variable insurance shall be further segregated into Life and Pension. 2. Includes income tax deposited with tax authorities which is contested by the company and Advance Tax (net of provision for taxation). As per Accounting Standard 17 - Segment Reporting, income tax asset and liabilities cannot be allocated across reporting segments. | ||
| Partiuclars | Current Quarter | ||
|---|---|---|---|
| Date of start of reporting period | 01-07-2025 | ||
| Date of end of reporting period | 30-09-2025 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Standalone | ||
| Segment Liabilities | |||
| 1 | Segment A - Participating - Individual & Group Life | 70,55,407.00 | |
| 2 | Segment B - Participating - Individual & Group Pension | 2,79,134.00 | |
| 3 | Segment C - Non Participating - Individual & Group Life | 1,13,14,169.00 | |
| 4 | Segment D - Non Participating - Life Group Variable | 1,87,451.00 | |
| 5 | Segment E - Non Participating - Individual & Group Pension | 2,83,966.00 | |
| 6 | Segment F - Non Participating - Individual & Group Pension Variable | 1,87,844.00 | |
| 7 | Segment G - Non Participating - Individual & Group Annuity | 35,37,072.00 | |
| 8 | Segment H - Non Participating - Individual & Group Health | 2,793.00 | |
| 9 | Segment I - Unit Linked - Individual Life | 87,14,903.00 | |
| 10 | Segment J - Unit Linked - Individual Pension | 5,59,985.00 | |
| 11 | Segment K - Unit Linked - Group Life | 13,50,131.00 | |
| 12 | Segment L - Unit Linked - Group Pension | 2,26,038.00 | |
| 13 | Shareholders | 19,28,030.00 | |
| 14 | Unallocated | 0.00 | |
| Notes to Segment Liabilities | |||
|---|---|---|---|
| Textual Information | Notes pertaining to Segment Reporting (Standalone) for the quarter and half year ended sept 30, 2025: 1. Segments include: a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable b. Non-Linked: 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable c. Variable insurance shall be further segregated into Life and Pension. 2. Segment policy liabilities includes fund for future appropriations and excludes Credit / (Debit) Fair Value Change Account on Policyholders' funds. | ||
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone |
| Statement of cash flows | ||
| Cash flows from used in operating activities | ||
| Classes of cash receipts from operating activities | ||
| Receipts from sales of goods and rendering of services | 0.00 | |
| Receipts from royalties fees, commissions and other revenue | 0.00 | |
| Receipts from contracts held for dealing or trading purpose | 0.00 | |
| Receipts from premiums and claims annuities and other policy benefits | 35,67,356.00 | |
| Receipts from rents and subsequent sales of assets held for rental to others and subsequently held for sale | 0.00 | |
| Other cash receipts from operating activities | 14,637.00 | |
| Classes of cash payments from operating activities | ||
| Payments to suppliers for goods and services | 0.00 | |
| Payments from contracts held for dealing or trading purpose | 0.00 | |
| Payments to and on behalf of employees | 1,634.00 | |
| Payments for premiums and claims, annuities and other policy benefits | 19,10,972.00 | |
| Payments to manufacture or acquire assets held for rental to others and subsequently held for sale | 0.00 | |
| Other cash payments from operating activities | 6,30,914.00 | |
| Net cash flows from (used in) operations | 10,38,473.00 | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 12,070.00 | |
| Other inflows (outflows) of cash | (2,94,556.00) | |
| Net cash flows from (used in) operating activities | 7,31,847.00 | |
| Cash flows from used in investing activities | ||
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 0.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | (34,014.00) | |
| Other cash payments to acquire equity or debt instruments of other entities | 0.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 0.00 | |
| Proceeds from sales of property, plant and equipment | 100.00 | |
| Purchase of property, plant and equipment | 12,247.00 | |
| Proceeds from sales of investment property | 48,86,248.00 | |
| Purchase of investment property | 63,49,108.00 | |
| Proceeds from sales of goodwill | 0.00 | |
| Purchase of goodwill | 0.00 | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Proceeds from biological assets other than bearer plants | 0.00 | |
| Purchase of biological assets other than bearer plants | 0.00 | |
| Proceeds from sales of other long-term assets | 0.00 | |
| Purchase of other long-term assets | 0.00 | |
| Cash advances and loans made to other parties | 26,006.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 0.00 | |
| Interest received | 7,00,915.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | (47.00) | |
| Proceeds from government grants | 0.00 | |
| Net cash flows from (used in) investing activities | (8,34,159.00) | |
| Cash flows from used in financing activities | ||
| Proceeds from changes in ownership interests in subsidiaries that do not result in loss of control | 0.00 | |
| Payments from changes in ownership interests in subsidiaries that do not result in loss of control | 0.00 | |
| Proceeds from issuing shares | 17,164.91 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Payments to acquire or redeem entity's shares | 0.00 | |
| Payments of other equity instruments | 0.00 | |
| Proceeds from exercise of stock options | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 0.00 | |
| Proceeds from borrowings | 0.00 | |
| Repayments of borrowings | 60,000.00 | |
| Payments of lease liabilities | 0.00 | |
| Dividends paid | 6,870.29 | |
| Interest paid | 45,248.35 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) financing activities | (94,953.73) | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | (1,97,265.73) | |
| Effect of exchange rate changes on cash and cash equivalents | ||
| Effect of exchange rate changes on cash and cash equivalents /th> | 0.00 | |
| Net increase (decrease) in cash and cash equivalents | (1,97,265.73) | |
| Cash and cash equivalents cash flow statement at beginning of period | 11,07,228.00 | |
| Cash and cash equivalents cash flow statement at end of period | 9,09,962.27 | |
| Partiuclars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | ||
| Date of end of reporting period | 30-09-2025 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Standalone | ||
| Sources of Funds | |||
| 1 | Share capital | 2,15,609.00 | |
| 2 | Reserves and surplus | 14,22,949.00 | |
| 3 | Share application money received pending allotment of shares | 682.00 | |
| 4 | Credit (Debit) Fair value change account | 53,790.00 | |
| Sub total | 16,93,030.00 | ||
| 5 | Borrowings | 2,35,000.00 | |
| 6 | Policyholders' funds | ||
| Credit (Debit) Fair value change account | 6,41,101.00 | ||
| Policy Liabilities | 2,28,57,313.00 | ||
| Insurance Reserve | 0.00 | ||
| Revaluation reserve - Investment property | 0.00 | ||
| Linked Liabilities | |||
| Provision for Linked Liabilities | 78,22,589.00 | ||
| Change in fairvalue account | 25,19,308.00 | ||
| Funds for Discontinued Policies | |||
| (i) Discontinued on account of non-payment of premium | 4,40,009.00 | ||
| (ii) Credit (Debit) Fair value change account | 0.00 | ||
| (iii) Others discontinuance | 944.00 | ||
| Total Linked Liabilities | 1,07,82,850.00 | ||
| Sub total | 3,42,81,264.00 | ||
| 7 | Funds for Future Appropriations | 58,730.00 | |
| Total Sources of Funds | 3,62,68,024.00 | ||
| APPLICATION OF FUNDS | |||
| 1 | Investments shareholders | 18,67,882.00 | |
| 2 | Investments policyholders | 2,33,49,186.00 | |
| 3 | Assets Held to cover link Liabilities | 1,07,82,850.00 | |
| 4 | Loans | 2,63,836.00 | |
| 5 | Fixed assets | 66,585.00 | |
| 6 | Deferred Tax Asset | 0.00 | |
| 7 | Current assets | ||
| Cash and bank balances | 51,522.00 | ||
| Advances and other assets | 6,79,285.00 | ||
| Sub-total (a) | 7,30,807.00 | ||
| 8 | Current liabilities | 7,82,011.00 | |
| 9 | Provisions | 11,111.00 | |
| Sub-total (b) | 7,93,122.00 | ||
| 10 | Net current assets (c) = (a—b) | (62,315.00) | |
| 11 | Miscellaneous expenditure (to the extent not written off or adjusted) | 0.00 | |
| 12 | Debit balance in profit & loss account (shareholders account) | 0.00 | |
| Total | 3,62,68,024.00 | ||
| 14 | Contigent Liabilities | 2,47,135.69 | |
| 15 | Notes to the Balance Sheet |
|---|---|
| Cash flow note: 1. Payments to reinsurer, net of commissions and claims/ benefits and Payments of claims/benefits clubbed together in the line item receipts for premium and claims, annuities and other policy benefits 2. Payments of commission, brokerage and payments of other operating expenses has been clubbed under other cash payments from operating activities 4. GST paid is clubbed under other outflows of cash under operating activities. 5. Purchase of Investment and Investment in money market instruments and liquid mutual fund is clubbed under head other cash payments to acquire equity or debt instruments under Investing actvities. 6. Proceeds from issuance of share capital and share application money is clubbed in line item proceeds from issuance of shares. 7. Breakup of cash and cash equivalents and reconciliation with cash and bank balance as per LODR not shown as the same is not part of format in the current utility. | |
Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter) |
| Sr No. | Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken. | ||||||||||||||||||||||||
| Details of the party (listed entity /subsidiary) entering into the transaction | Details of the counterparty | Type of related party transaction | Details of other related party transaction | Value of the related party transaction as approved by the audit committee | Remarks on approval by audit committee | Value of the related party transaction ratified by the audit committee | Date of Audit Committee Meeting where the ratification was approved | Value of transaction during the reporting period | In case monies are due to either party as a result of the transaction | In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments | Details of the loans, inter-corporate deposits, advances or investments | Notes | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Name | PAN | Name | PAN | Relationship of the counterparty with the listed entity or its subsidiary | Opening balance | Closing balance | Nature of indebtedness (loan/ issuance of debt/ any other etc.) | Details of other indebtedness | Cost | Tenure | Nature (loan/ advance/ intercorporate deposit/ investment ) | Interest Rate (%) | Tenure | Secured/ unsecured | Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage) | ||||||||||
| 1 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Bank Charges | 3,000.00 | - | 288.90 | 0.00 | 0.00 | |||||||||||||||
| 2 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Interest received | 65,000.00 | - | 17,527.34 | 14,002.20 | 16,976.01 | Investment | 5.78 | 0.2 to 8.5 years | Unsecured | Business Operations | Textual Information(1) | ||||||||||
| 3 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Purchase of Investments | 1,25,000.00 | - | 0.00 | 0.00 | 0.00 | |||||||||||||||
| 4 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Purchase of Investments (Secondary Market) | 16,25,000.00 | - | 27,511.15 | 0.00 | 0.00 | |||||||||||||||
| 5 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Sale of Investment(Secondary Market) | 16,50,000.00 | - | 0.00 | 0.00 | 0.00 | |||||||||||||||
| 6 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Sale/Maturity of Investment | 1,00,000.00 | - | 4,000.00 | 0.00 | 0.00 | Investment | 6.43 | - | Unsecured | Business Operations | Textual Information(2) | |||||||||
| 7 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Dividend received | 0.00 | - | 7,884.52 | 0.00 | 0.00 | ||||||||||||||||
| 8 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Name Usage fess | 35,000.00 | - | 13,741.06 | 16,274.78 | 7,358.70 | |||||||||||||||
| 9 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Rent paid | 100.00 | - | 40.81 | 0.00 | 0.00 | |||||||||||||||
| 10 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Commission | 4,00,000.00 | - | 1,60,703.77 | 59,197.84 | 37,052.76 | |||||||||||||||
| 11 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Sale of goods or services | 10,000.00 | - | 3,595.26 | 146.74 | 136.11 | ||||||||||||||||
| 12 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Claim expense | 2,000.00 | - | 180.25 | 0.00 | 0.00 | |||||||||||||||
| 13 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Credit Card outstanding Balance | 0.00 | - | 0.00 | 0.00 | 6.08 | |||||||||||||||
| 14 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Investment | 0.00 | - | 0.00 | 4,71,072.02 | 4,54,126.41 | Investment | 5.78 | 0.2 to 8.5 years | Unsecured | Business Operations | Textual Information(3) | ||||||||||
| 15 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Any other transaction | Security Deposit | 100.00 | - | 0.00 | 20.41 | 20.41 | |||||||||||||||
| 16 | HDFC Life Insurance Company Limited | HDFC Bank Limited | Promoter and holding Company | Investment | 0.00 | - | 0.00 | 5,35,035.98 | 5,55,218.00 | ||||||||||||||||
| 17 | HDFC Life Insurance Company Limited | HDFC Asset Management Company Limited | Fellow subsidiary | Sale of goods or services | 360.17 | - | 162.78 | 6.04 | 3.91 | ||||||||||||||||
| 18 | HDFC Life Insurance Company Limited | HDFC ERGO General Insurance Company Limited | Fellow subsidiary | Purchase of goods or services | 200.00 | - | 40.51 | 5.00 | 0.00 | ||||||||||||||||
| 19 | HDFC Life Insurance Company Limited | HDFC ERGO General Insurance Company Limited | Fellow subsidiary | Sale of goods or services | 500.00 | - | 18.36 | 10.00 | 19.07 | ||||||||||||||||
| 20 | HDFC Life Insurance Company Limited | HDFC ERGO General Insurance Company Limited | Fellow subsidiary | Any other transaction | General insurance premium advance | 0.00 | - | 0.00 | 59.00 | 24.22 | |||||||||||||||
| 21 | HDFC Life Insurance Company Limited | HDFC ERGO General Insurance Company Limited | Fellow subsidiary | Any other transaction | Payable / Receivable for Jointly sold policies | 0.00 | - | 0.00 | 146.00 | 60.99 | |||||||||||||||
| 22 | HDFC Life Insurance Company Limited | HDFC Sales Private Limited | Fellow subsidiary | Any other transaction | Commission | 25,000.00 | - | 8,160.16 | 2,086.62 | 1,661.28 | |||||||||||||||
| 23 | HDFC Life Insurance Company Limited | Ms. Anuradha Shah | Relative of Key Management Personnel | Sale of goods or services | 200.00 | - | 0.32 | 0.00 | 0.00 | ||||||||||||||||
| 24 | HDFC Life Insurance Company Limited | Ms Sapana Gangan | Relative of Key Management Personnel | Sale of goods or services | 200.00 | - | 6.00 | 0.00 | 0.00 | ||||||||||||||||
| 25 | HDFC Life Insurance Company Limited | HDFC Pension Management Company Limited | Wholly Owned Subsidiary | Investment | 0.00 | - | 0.00 | 5,400.00 | 5,400.00 | ||||||||||||||||
| 26 | HDFC Life Insurance Company Limited | HDFC Pension Management Company Limited | Wholly Owned Subsidiary | Any other transaction | Cost of resource utilisation | 1,000.00 | - | 390.00 | 0.00 | 0.00 | |||||||||||||||
| 27 | HDFC Life Insurance Company Limited | HDFC Pension Management Company Limited | Wholly Owned Subsidiary | Any other transaction | Transfer of Laptops | 25.00 | - | 3.20 | 0.00 | 0.00 | |||||||||||||||
| 28 | HDFC Life Insurance Company Limited | HDFC International Life and Re Company Limited | Wholly Owned Subsidiary | Any other transaction | Reinsurance Premium | 7,000.00 | - | 0.00 | 21.70 | 7.66 | |||||||||||||||
| 29 | HDFC Life Insurance Company Limited | HDFC International Life and Re Company Limited | Wholly Owned Subsidiary | Any other transaction | Reinsurance Claims | 7,000.00 | - | 67.28 | 354.18 | 148.28 | |||||||||||||||
| 30 | HDFC Life Insurance Company Limited | HDFC International Life and Re Company Limited | Wholly Owned Subsidiary | Investment | 0.00 | - | 0.00 | 20,870.91 | 20,870.91 | ||||||||||||||||
| 31 | HDFC Life Insurance Company Limited | HDFC International Life and Re Company Limited | Wholly Owned Subsidiary | Any other transaction | Name Usage Fees | 125.00 | - | 66.90 | 0.00 | 67.00 | |||||||||||||||
| 32 | HDFC Life Insurance Company Limited | HDFC Securities Limited | Fellow subsidiary | Any other transaction | Commission | 12,000.00 | - | 3,956.93 | 2,430.00 | 1,458.53 | |||||||||||||||
| 33 | HDFC Life Insurance Company Limited | HDFC Securities Limited | Fellow subsidiary | Any other transaction | Work Station and other support Fees | 100.00 | - | 5.41 | 148.00 | 141.17 | |||||||||||||||
| 34 | HDFC Life Insurance Company Limited | HDFC Securities Limited | Fellow subsidiary | Sale of goods or services | 100.00 | - | 17.35 | 0.04 | 0.96 | ||||||||||||||||
| 35 | HDFC Life Insurance Company Limited | HDFC Securities Limited | Fellow subsidiary | Any other transaction | Brokerage | 1,000.00 | - | 135.05 | 0.00 | 0.00 | |||||||||||||||
| 36 | HDFC Life Insurance Company Limited | HDB Financial Service Limited | Fellow subsidiary | Any other transaction | Commission | 11,500.00 | - | 3,439.73 | 768.00 | 640.78 | |||||||||||||||
| 37 | HDFC Life Insurance Company Limited | HDB Financial Service Limited | Fellow subsidiary | Interest received | 15,000.00 | - | 4,458.19 | 5,271.00 | 2,168.52 | Investment | 6.35 | 0.5 to 3.9 years | Secured | Business Operations | Textual Information(4) | ||||||||||
| 38 | HDFC Life Insurance Company Limited | HDB Financial Service Limited | Fellow subsidiary | Investment | 0.00 | - | 0.00 | 1,10,051.30 | 1,10,067.24 | Investment | 6.35 | 0.5 to 3.9 years | Secured | Business Operations | Textual Information(5) | ||||||||||
| 39 | HDFC Life Insurance Company Limited | HDB Financial Service Limited | Fellow subsidiary | Investment | 0.00 | - | 0.00 | 15,616.70 | 16,257.17 | ||||||||||||||||
| 40 | HDFC Life Insurance Company Limited | HDFC Capital Advisors Limited | Fellow subsidiary | Sale of goods or services | 20.00 | - | 14.60 | 1.29 | 10.92 | ||||||||||||||||
| 41 | HDFC Life Insurance Company Limited | Mrs. Renu Sud Karnad | Director of Holding Company | Sale of goods or services | 500.00 | - | 0.45 | 0.00 | 0.00 | ||||||||||||||||
| 42 | HDFC Life Insurance Company Limited | Ms Arnaaz Mistry | Relative of Non-Executive Director | Sale of goods or services | 200.00 | - | 100.00 | 0.00 | 0.00 | ||||||||||||||||
| 43 | HDFC Life Insurance Company Limited | Ms. Arpita Ghosh | Relative of Independent Director | Sale of goods or services | 200.00 | - | 0.14 | 0.00 | 0.00 | ||||||||||||||||
| 44 | HDFC Life Insurance Company Limited | Mr. Bhaskar Ghosh | Independent Director and their Relatives | Any other transaction | Claims Paid | 120.00 | - | 8.06 | 0.00 | 0.00 | |||||||||||||||
| 45 | HDFC Life Insurance Company Limited | Mr. Sashidhar Jagdishan | Director of Holding Company and their Relatives | Sale of goods or services | 400.00 | - | 141.77 | 0.00 | 0.00 | ||||||||||||||||
| 46 | HDFC Life Insurance Company Limited | Mr. Sameer Yogishwar | Director of Subsidiary Company | Sale of goods or services | 200.00 | - | 111.79 | 0.00 | 0.00 | ||||||||||||||||
| 47 | HDFC Life Insurance Company Limited | Ms. Sumona Bose | Relative of Independent Director | Sale of goods or services | 200.00 | - | 14.57 | 0.00 | 0.00 | ||||||||||||||||
| 48 | HDFC Life Insurance Company Limited | Mr. Rahul Prasad | KMP of Subsidiary Company | Sale of goods or services | 100.00 | - | 9.77 | 0.00 | 0.00 | ||||||||||||||||
| 49 | HDFC Life Insurance Company Limited | Mr. Prasun Gajri | Director of Subsidiary Company | Sale of goods or services | 100.00 | - | 10.00 | 0.00 | 0.00 | ||||||||||||||||
| 50 | HDFC Life Insurance Company Limited | Mr. Ishaan Jaiswal | Relative of Independent Director | Sale of goods or services | 100.00 | - | 0.90 | 0.00 | 0.00 | ||||||||||||||||
| 51 | HDFC Life Insurance Company Limited | Mr. Bhavesh Zaveri | Director of Holding Company and their Relatives | Sale of goods or services | 200.00 | - | 1.12 | 0.00 | 0.00 | ||||||||||||||||
| 52 | HDFC Life Insurance Company Limited | Mr. Ketan Dalal | Independent Director and their Relatives | Any other transaction | Claims Paid | 200.00 | - | 1.36 | 0.00 | 0.00 | |||||||||||||||
| 53 | HDFC Life Insurance Company Limited | Ms. Isha Dalal | Relative of Independent Director | Sale of goods or services | 200.00 | - | 0.65 | 0.00 | 0.00 | ||||||||||||||||
| 54 | HDFC Life Insurance Company Limited | Ms. Bharti Gupta Ramola | Independent Director and their Relatives | Any other transaction | Claims Paid | 50.00 | - | 0.22 | 0.00 | 0.00 | |||||||||||||||
| 55 | HDFC Life Insurance Company Limited | Mr. Susirkumar Mangalore | Director of Subsidiary Company | Any other transaction | Claims Paid | 100.00 | - | 0.21 | 0.00 | 0.00 | |||||||||||||||
| 56 | HDFC Life Insurance Company Limited | Mr. Sashidhar Jagdishan | Director of Holding Company and their Relatives | Any other transaction | Claims Paid | 500.00 | - | 40.01 | 0.00 | 0.00 | |||||||||||||||
| 57 | HDFC Pension Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Custodian fee and SEBI charges | 1.00 | - | 0.25 | 0.00 | 0.00 | Investment | 7.00 | 6 months-7 years | Secured | Business operations | ||||||||||
| 58 | HDFC Pension Company Limited | HDFC Bank Limited | Ultimate Holding Company | Interest received | 5.00 | - | 0.80 | 1.12 | 1.91 | Investment | 7.00 | 6 months-7 years | Secured | Business operations | Textual Information(6) | ||||||||||
| 59 | HDFC Pension Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Deposit in Bank | 0.00 | - | 0.00 | 21.52 | 21.52 | |||||||||||||||
| 60 | HDFC Pension Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Gurantee issued | 0.00 | - | 0.00 | 1.38 | 1.38 | |||||||||||||||
| 61 | HDFC International Life and Re Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Balance of term deposits | 0.00 | - | 0.00 | 855.80 | 887.90 | |||||||||||||||
| 62 | HDFC International Life and Re Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Purchase of Term deposit | 0.00 | - | 259.32 | 0.00 | 0.00 | |||||||||||||||
| 63 | HDFC International Life and Re Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Maturity of term deposit | 0.00 | - | 259.32 | 0.00 | 0.00 | |||||||||||||||
| 64 | HDFC International Life and Re Company Limited | HDFC Bank Limited | Ultimate Holding Company | Interest received | 0.00 | - | 0.96 | 0.00 | 0.00 | ||||||||||||||||
| 65 | HDFC International Life and Re Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Interest accrued recivable on term deposits | 0.00 | - | 23.51 | 23.15 | 65.71 | |||||||||||||||
| 66 | HDFC International Life and Re Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Fees on direct insurance business written | 0.00 | - | 11.68 | 15.13 | 71.14 | |||||||||||||||
| 67 | HDFC International Life and Re Company Limited | HDFC Bank Limited | Ultimate Holding Company | Any other transaction | Bank charges on current account | 0.00 | - | 3.67 | 0.00 | 0.00 | |||||||||||||||
| Total value of transaction during the reporting period | 2,57,416.36 | ||||||||||||||||||||||||
| Textual Information(1) | 5.78% to 9.05% |
| Textual Information(2) | 6.43% to 8.96% |
| Textual Information(3) | 5.78% to 9.05% |
| Textual Information(4) | 6.35% to 8.38%-0.5 to 3.9 years 8.40% to 9.70%-0.8 to 8.2 years |
| Textual Information(5) | 6.35% to 9.70% |
| Textual Information(6) | 1. HDFC Limited was promotor company upto 30th June 23, w.e.f 1st July 23 HDFC Bank became our holding and promotor company as a result transaction relating to HDFC Limited has now been combined with Hdfc Bank and presented together 2. The value of transactions approved is omnibus approval for the entire financial year 2025-26 3. Opening and closing balance represents outstanding commitments. 4. PAN is not required as per Note 8 of Annexure I of SEBI Circular SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021. 5. Transactions with related parties of HDFC Life Group have been disclosed separately for the Listed entity and its subsidiaries. 6. NA = Not Applicable |