Integrated Filing — IndAS



General information about company

Scrip Code 544953
NSE Symbol MONEYVIEW
MSEI Symbol NOTLISTED
ISIN INE0PTN01011
Name of company MONEYVIEW LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 05-11-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 29-10-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Second quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Single segment
Description of single segment Financial Technology Solution
Start date and time of board meeting 05-11-2026   11:30:00
End date and time of board meeting 05-11-2026   12:50:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion



Financial Results Ind-AS

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-07-2026 01-04-2026
B Date of end of reporting period 30-09-2026 30-09-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Income
Revenue from operations 1,12,017.90 2,16,129.20
Other income 2,544.10 4,942.00
Total income 1,14,562.00 2,21,071.20
2 Expenses
(a) Cost of materials consumed 0.00 0.00
(b) Purchases of stock-in-trade 0.00 0.00
(c) Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
(d) Employee benefit expense 9,742.30 19,079.90
(e) Finance costs 19,441.10 38,253.80
(f) Depreciation, depletion and amortisation expense 421.10 738.50
(f) Other Expenses
1 Impairment of financial instruments 28,648.40 54,788.70
2 Other Expenses 29,393.90 58,020.20
Total other expenses 58,042.30 1,12,808.90
Total expenses 87,646.80 1,70,881.10
3 Total profit before exceptional items and tax 26,915.20 50,190.10
4 Exceptional items 0.30 23.50
5 Total profit before tax 26,915.50 50,213.60
6 Tax expense
7 Current tax 7,197.20 14,501.20
8 Deferred tax (353.50) (1,739.00)
9 Total tax expenses 6,843.70 12,762.20
10 Net movement in regulatory deferral account balances related to profit or loss and the related deferred tax movement 0.00 0.00
11 Net Profit Loss for the period from continuing operations 20,071.80 37,451.40
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
14 Net profit (loss) from discontinued operation after tax 0.00 0.00
15 Share of profit (loss) of associates and joint ventures accounted for using equity method 0.00 0.00
16 Total profit (loss) for period 20,071.80 37,451.40
17 Other comprehensive income net of taxes (3.20) (6.30)
18 Total Comprehensive Income for the period 20,068.60 37,445.10
19 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 20,071.80 37,541.40
Total profit or loss, attributable to non-controlling interests 0.00 0.00
20 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent (3.20) (6.30)
Total comprehensive income for the period attributable to owners of parent non-controlling interests 0.00 0.00
21 Details of equity share capital
Paid-up equity share capital 17,480.00 17,480.00
Face value of equity share capital 1 1
27 Details of debt securities
22 Reserves excluding revaluation reserve
23 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings (loss) per share from continuing operations 1.35 2.52
Diluted earnings (loss) per share from continuing operations 1.34 2.5
ii Earnings per equity share for discontinued operations
Basic earnings (loss) per share from discontinued operations 0 0
Diluted earnings (loss) per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings (loss) per share from continuing and discontinued operations 1.35 2.52
Diluted earnings (loss) per share from continuing and discontinued operations 1.34 2.5
24 Debt equity ratio
25 Debt service coverage ratio
26 Interest service coverage ratio
27 Disclosure of notes on financial results Textual Information(1)



Disclosure of notes on financial results

Textual Information(1) Earnings per equity share in Rs. (Face Value : Re 1/- per share) disclosed in the statement of financial results is not annualised for quarter and half year periods



Remarks

Debt equity ratio Not applicable for Consolidated Financial results.
Debt service coverage ratio Not applicable for Consolidated Financial results.
Interest service coverage ratio Not applicable for Consolidated Financial results.


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2026
Date of end of reporting period 30-09-2026
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Consolidated
Assets
1 Non-current assets
Property, plant and equipment 1,353.80
Capital work-in-progress 0.00
Investment property 0.00
Goodwill 3,317.70
Other intangible assets 550.90
Intangible assets under development 0.00
Biological assets other than bearer plants 0.00
Investments accounted for using equity method 0.00
Non-current financial assets
Non-current investments 15,982.70
Trade receivables, non-current 0.00
Loans, non-current 1,24,104.20
Other non-current financial assets
1 Other financial assets 9,731.00
Total of other non-current financial assets 9,731.00
Total non-current financial assets 1,49,817.90
Deferred tax assets (net) 7,567.90
Other non-current assets
1 Income tax assets (net) 3,246.80
2 Other non-current assets 18.00
3 Right of use assets 2,716.40
Total of other non-current assets 5,981.20
Total non-current assets 1,68,589.40
2 Current assets
Inventories 0.00
Current financial asset
Current investments 39,094.90
Trade receivables, current 54,735.00
Cash and cash equivalents 1,61,151.80
Bank balance other than cash and cash equivalents 1,050.80
Loans, current 4,50,014.60
Other current financial assets
Total of other current financial assets 96,282.20
Total current financial assets 8,02,329.30
Current tax assets (net) 0.00
Other current assets
1 Other current assets 2,165.80
Total of other current assets 2,165.80
Total current assets 8,04,495.10
3 Non-current assets classified as held for sale 0.00
4 Regulatory deferral account debit balances and related deferred tax Assets 0.00
Total assets 9,73,084.50
Equity and liabilities
1 Equity
Equity attributable to owners of parent
Equity share capital 17,480.00
Other equity 3,17,415.10
Total equity attributable to owners of parent 3,34,895.10
Non controlling interest 0.00
Total equity 3,34,895.10
2 Liabilities
Non-current liabilities
Non-current financial liabilities
Borrowings, non-current 2,11,948.80
Trade payables, non-current
(A) Total outstanding dues of micro enterprises and small enterprises 0.00
(B) Total outstanding dues of creditors other than micro enterprises and small enterprises 0.00
Total Trade payable 0.00
Other non-current financial liabilities
1 Lease liabilities 2,513.80
Total of other non-current financial liabilities 2,513.80
Total non-current financial liabilities 2,14,462.60
Provisions, non-current 2,075.50
Deferred tax liabilities (net) 0.00
Deferred government grants, Non-current 0.00
Other non-current liabilities
Total of other non-current liabilities
Total non-current liabilities 2,16,538.10
Current liabilities
Current financial liabilities
Borrowings, current 3,46,877.20
Trade payables, current
(A) Total outstanding dues of micro enterprises and small enterprises 2,068.40
(B) Total outstanding dues of creditors other than micro enterprises and small enterprises 24,333.20
Total Trade payable 26,401.60
Other current financial liabilities
1 Lease liabilities 546.10
2 Other financial liabilities 34,111.80
Total of other current financial liabilities 34,657.90
Total current financial liabilities 4,07,936.70
Other current liabilities 12,829.00
1 Other current liabilities 12,829.00
Total of other current liabilities 12,829.00
Provisions, current 885.60
Current tax liabilities (Net) 0.00
Deferred government grants, Current 0.00
Total current liabilities 4,21,651.30
3 Liabilities directly associated with assets in disposal group classified as held for sale 0.00
4 Regulatory deferral account credit balances and related deferred tax liability 0.00
Total liabilities 6,38,189.40
Total equity and liabilites 9,73,084.50
Disclosure of notes on assets and liabilities Textual Information(1)



Text Block

Textual Information(1) 1.The unaudited consolidated financial results for the quarter, and half year ended September 30, 2026 in respect of Moneyview Limited ('the Company') have been reviewed by the Audit Committee and approved by the Board of Directors of the Company at their meetings held on November 05, 2026. The above results have been subjected to limited review by the statutory auditors of the Company. The figures for the corresponding quarter and six months ended September 30, 2025, as reported in these unaudited financial results, have been approved by the Company's Board of Directors but have not been subjected to review or audit by the statutory auditors. 2.These financial results have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standards 34 ('Ind AS 34') Interim Financial Reporting prescribed under Section 133 of the Companies Act, 2013 (as amended), read with relevant rules issued there under and other accounting principles generally accepted in India and in compliance with Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended). 3.The consolidated financial results include the financial results of the Company and its subsidiaries as follows: a.Whizdm Finance Private Limited b.Zeo Fin Technology Private Limited Moneyview Limited and its subsidiaries are collectively referred to as 'the Group'. In addition to the above, the consolidated financial results also include the financial results in respect of Moneyview Employees Trust. 4.Exceptional items: a)During the year ended March 31, 2026, the Company’s Board of Directors and shareholders approved a one-time performance-based incentive of Rs. 1,600 million to Managing Director and Chief Executive Officer. This was disclosed as an exceptional item and its consequential tax impact of Rs. 402.72 million was included within tax expense as exceptional item. b)Whizdm Finance Private Limited (“WFPL”), subsidiary of the Company, encountered a cyber incident between August 5, 2025 and August 7, 2025, wherein unknown threat actors exploited application programming interface (API) integrated with the associated banks and initiated substantial number of unauthorised withdrawals from WFPL's bank accounts aggregating Rs. 483.20 million. The net cash loss (along with incidental cost and recoveries) amounting to Rs. 466.53 million for the year ended March 31, 2026 (Rs. 479.46 million for quarter and half year ended September 30, 2025) was presented as an exceptional item. The consequential tax impact of Rs. 117.42 million for the year ended March 31, 2026 (Rs. 120.67 million for quarter and half year ended September 30, 2025) was included within tax expense as exceptional item. 5.During the quarter ended September 30, 2026, the Company made an initial public offer (IPO) for 321,082,435 aggregating to 10,916.80 million of which 100,494,200 equity shares aggregating to Rs. 3,416.80 million were offered by selling shareholders and 220,588,235 equity shares aggregating to Rs. 7,500.00 million at a face value of Re. 1 each at a premium of Rs. 33 per equity share by way of fresh Issue of equity shares. The Company's equity shares were listed on the BSE and NSE on October 01, 2026. 6.During the quarter ended September 30, 2026, Series A, A1, B, C, C2, C3, D2, E1 Compulsorily convertible preference shares totalling to 2,145,347 shares each with a face value of Rs. 10, were converted into 1,082,475,864 equity shares with face value of Re. 1 each. 7.During the quarter ended September 30, 2026, the Company’s trust (“Moneyview Employee Trust”) transferred 62,672,336 equity shares pursuant to the exercise of stock options under the Moneyview Employees Stock Option Plan – 2015 (“ESOP Scheme”). 8.As at September 30, 2026, the Company has not utilized the IPO proceeds. 9.The Company and Group is primarily engaged in the financial services business including financial technology solutions and corresponding lending. Accordingly, there are no reportable segments as per IND AS 108 Operating Segment. 10.The unaudited results for the quarter and half year ended September 30, 2026 are available on the Company's website at www.moneyview.in, website of BSE Limited at www.bseindia.com and National Stock Exchange of India Limited at www.nseindia.com, where the shares of the Company are listed.



Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-07-2026 01-04-2026
Date of end of reporting period 30-09-2026 30-09-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets null null
Net Segment Asset null null
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities null null
Net Segment Liabilities null null
Disclosure of notes on segments Textual Information(2)



Text Block

Textual Information(2) The Company and Group is primarily engaged in the financial services business including financial technology solutions and corresponding lending. Accordingly, there are no reportable segments as per IND AS 108 Operating Segment.



Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-07-2026 01-04-2026
B Date of end of reporting period 30-09-2026 30-09-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Re-measurement (loss) /gain on defined benefit plan (4.20) (8.40)
Total Amount of items that will not be reclassified to profit and loss (4.20) (8.40)
2 Income tax relating to items that will not be reclassified to profit or loss (1.00) (2.10)
3 Amount of items that will be reclassified to profit and loss
Total Amount of items that will be reclassified to profit and loss
4 Income tax relating to items that will be reclassified to profit or loss
5 Total Other comprehensive income (3.20) (6.30)



Cash flow statement, indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026
B Date of end of reporting period 30-09-2026
C Whether results are audited or unaudited Unaudited
D Nature of report standalone or consolidated Consolidated
Statement of cash flows
Cash flows from used in operating activities
Profit before tax 50,213.60
Adjustments for reconcile profit (loss)
Adjustments for finance costs 38,007.50
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables, current (9,074.00)
Adjustments for decrease (increase) in trade receivables, non-current 0.00
Adjustments for decrease (increase) in other current assets (3,778.40)
Adjustments for decrease (increase) in other non-current assets 7.10
Adjustments for other financial assets, non-current 3,434.00
Adjustments for other financial assets, current (7,455.90)
Adjustments for other bank balances 0.00
Adjustments for increase (decrease) in trade payables, current 9,490.60
Adjustments for increase (decrease) in trade payables, non-current 0.00
Adjustments for increase (decrease) in other current liabilities (1,650.30)
Adjustments for increase (decrease) in other non-current liabilities 0.00
Adjustments for depreciation and amortisation expense 738.50
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 34,448.60
Adjustments for provisions, current 203.90
Adjustments for provisions, non-current 712.80
Adjustments for other financial liabilities, current 0.00
Adjustments for other financial liabilities, non-current 0.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for interest income 78,827.20
Adjustments for share-based payments 3,313.20
Adjustments for fair value losses (gains) (2,334.10)
Adjustments for undistributed profits of associates 0.00
Other adjustments for which cash effects are investing or financing cash flow (4,247.80)
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 0.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments for reconcile profit (loss) (17,011.50)
Net cash flows from (used in) operations 33,202.10
Dividends received 0.00
Interest paid 31,111.90
Interest received 79,121.60
Income taxes paid (refund) 11,080.60
Other inflows (outflows) of cash (78,097.70)
Net cash flows from (used in) operating activities (7,966.50)
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 1,13,350.30
Other cash payments to acquire equity or debt instruments of other entities 1,49,383.90
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of property, plant and equipment 0.00
Purchase of property, plant and equipment 672.20
Proceeds from sales of investment property 0.00
Purchase of investment property 0.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Proceeds from sales of intangible assets under development 0.00
Purchase of intangible assets under development 0.00
Proceeds from sales of goodwill 0.00
Purchase of goodwill 0.00
Proceeds from biological assets other than bearer plants 0.00
Purchase of biological assets other than bearer plants 0.00
Proceeds from government grants 0.00
Proceeds from sales of other long-term assets 0.00
Purchase of other long-term assets 0.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 0.00
Interest received 4,292.80
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash (9,810.80)
Net cash flows from (used in) investing activities (42,223.80)
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries 0.00
Payments from changes in ownership interests in subsidiaries 0.00
Proceeds from issuing shares 75,000.00
Proceeds from issuing other equity instruments 0.00
Payments to acquire or redeem entity's shares 0.00
Payments of other equity instruments 0.00
Proceeds from exercise of stock options 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 2,87,494.00
Repayments of borrowings 2,50,560.30
Payments of lease liabilities 392.00
Dividends paid 0.00
Interest paid 1,478.10
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash (1,430.90)
Net cash flows from (used in) financing activities 1,08,632.70
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 58,442.40
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents 58,442.40
Cash and cash equivalents cash flow statement at beginning of period 1,02,709.40
Cash and cash equivalents cash flow statement at end of period 1,61,151.80





Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 S. R. Batliboi & Associates LLP Yes 31-07-2027