Integrated Filing — IndAS



General information about company

Scrip Code 543390
NSE Symbol POLICYBZR
MSEI Symbol NOTLISTED
ISIN INE417T01026
Name of company PB Fintech Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 06-05-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 27-04-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Single segment
Description of single segment Single segment
Start date and time of board meeting 06-05-2026   14:15:00
End date and time of board meeting 06-05-2026   16:35:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. NA
Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 15-05-2025
Indicate Company website link for updated RPT policy of the Company https://www.pbfintech.in/pdf/policy-on-related-party-transactions-and-its-materiality-PB-Fintech.pdf?v=3
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? Yes
No. of times funds raised during the quarter 1
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
We do not have borrowings during the quarter and hence this is not applicable



Financial Results Ind-AS

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Unaudited Audited
D Nature of report standalone or consolidated Standalone Standalone
1 Income
Revenue from operations 6,514.00 20,837.00
Other income 5,035.00 21,334.00
Total income 11,549.00 42,171.00
2 Expenses
(a) Cost of materials consumed 0.00 0.00
(b) Purchases of stock-in-trade 0.00 0.00
(c) Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
(d) Employee benefit expense 3,060.00 13,727.00
(e) Finance costs 82.00 276.00
(f) Depreciation, depletion and amortisation expense 92.00 358.00
(f) Other Expenses
1 Advertising and promotion expenses 6,992.00 22,149.00
2 Network and internet expenses 166.00 758.00
3 Other expenses 248.00 1,189.00
Total other expenses 7,406.00 24,096.00
Total expenses 10,640.00 38,457.00
3 Total profit before exceptional items and tax 909.00 3,714.00
4 Exceptional items 953.00 953.00
5 Total profit before tax 1,862.00 4,667.00
6 Tax expense
7 Current tax 84.00 523.00
8 Deferred tax 0.00 0.00
9 Total tax expenses 84.00 523.00
10 Net movement in regulatory deferral account balances related to profit or loss and the related deferred tax movement 0.00 0.00
11 Net Profit Loss for the period from continuing operations 1,778.00 4,144.00
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
14 Net profit (loss) from discontinued operation after tax 0.00 0.00
15 Share of profit (loss) of associates and joint ventures accounted for using equity method 0.00 0.00
16 Total profit (loss) for period 1,778.00 4,144.00
17 Other comprehensive income net of taxes (13.00) 49.00
18 Total Comprehensive Income for the period 1,765.00 4,193.00
19 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
20 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
21 Details of equity share capital
Paid-up equity share capital 9,254.00 9,254.00
Face value of equity share capital 2 2
27 Details of debt securities
22 Reserves excluding revaluation reserve 8,10,419.00
23 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings (loss) per share from continuing operations 0.38 0.9
Diluted earnings (loss) per share from continuing operations 0.38 0.89
ii Earnings per equity share for discontinued operations
Basic earnings (loss) per share from discontinued operations 0 0
Diluted earnings (loss) per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings (loss) per share from continuing and discontinued operations 0.38 0.9
Diluted earnings (loss) per share from continuing and discontinued operations 0.38 0.89
24 Debt equity ratio
25 Debt service coverage ratio
26 Interest service coverage ratio
27 Disclosure of notes on financial results



Remarks

Debt equity ratio
Debt service coverage ratio
Interest service coverage ratio


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025
Date of end of reporting period 31-03-2026
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
Assets
1 Non-current assets
Property, plant and equipment 2,653.00
Capital work-in-progress 0.00
Investment property 0.00
Goodwill 0.00
Other intangible assets 204.00
Intangible assets under development 0.00
Biological assets other than bearer plants 0.00
Investments accounted for using equity method 0.00
Non-current financial assets
Non-current investments 5,31,283.00
Trade receivables, non-current 0.00
Loans, non-current 0.00
Other non-current financial assets
1 Other non-current financial assets 94,539.00
Total of other non-current financial assets 94,539.00
Total non-current financial assets 6,25,822.00
Deferred tax assets (net)
Other non-current assets
1 Other non-current assets 16,501.00
Total of other non-current assets 16,501.00
Total non-current assets 6,45,180.00
2 Current assets
Inventories 0.00
Current financial asset
Current investments 1,01,540.00
Trade receivables, current 280.00
Cash and cash equivalents 22,515.00
Bank balance other than cash and cash equivalents 117.00
Loans, current 10,008.00
Other current financial assets
Total of other current financial assets 42,527.00
Total current financial assets 1,76,987.00
Current tax assets (net)
Other current assets
1 Other current assets 7,541.00
Total of other current assets 7,541.00
Total current assets 1,84,528.00
3 Non-current assets classified as held for sale 0.00
4 Regulatory deferral account debit balances and related deferred tax Assets 0.00
Total assets 8,29,708.00
Equity and liabilities
1 Equity
Equity attributable to owners of parent
Equity share capital 9,254.00
Other equity 8,10,419.00
Total equity attributable to owners of parent 8,19,673.00
Non controlling interest
Total equity 8,19,673.00
2 Liabilities
Non-current liabilities
Non-current financial liabilities
Borrowings, non-current 0.00
Trade payables, non-current
(A) Total outstanding dues of micro enterprises and small enterprises 0.00
(B) Total outstanding dues of creditors other than micro enterprises and small enterprises 0.00
Total Trade payable 0.00
Other non-current financial liabilities
1 Other non-current financial liabilities 2,591.00
Total of other non-current financial liabilities 2,591.00
Total non-current financial liabilities 2,591.00
Provisions, non-current 104.00
Deferred tax liabilities (net) 0.00
Deferred government grants, Non-current 0.00
Other non-current liabilities
Total of other non-current liabilities
Total non-current liabilities 2,695.00
Current liabilities
Current financial liabilities
Borrowings, current 0.00
Trade payables, current
(A) Total outstanding dues of micro enterprises and small enterprises 44.00
(B) Total outstanding dues of creditors other than micro enterprises and small enterprises 5,737.00
Total Trade payable 5,781.00
Other current financial liabilities
1 Other current financial liabilities 1,261.00
Total of other current financial liabilities 1,261.00
Total current financial liabilities 7,042.00
Other current liabilities 128.00
1 Other current liabilities 128.00
Total of other current liabilities 128.00
Provisions, current 170.00
Current tax liabilities (Net) 0.00
Deferred government grants, Current 0.00
Total current liabilities 7,340.00
3 Liabilities directly associated with assets in disposal group classified as held for sale 0.00
4 Regulatory deferral account credit balances and related deferred tax liability 0.00
Total liabilities 10,035.00
Total equity and liabilites 8,29,708.00
Disclosure of notes on assets and liabilities



Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-01-2026 01-04-2025
Date of end of reporting period 31-03-2026 31-03-2026
Whether results are audited or unaudited Unaudited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets null null
Net Segment Asset null null
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities null null
Net Segment Liabilities null null
Disclosure of notes on segments



Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Unaudited Audited
D Nature of report standalone or consolidated Standalone Standalone
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Remeasurement of post employment benefits obligations (13.00) 49.00
Total Amount of items that will not be reclassified to profit and loss (13.00) 49.00
2 Income tax relating to items that will not be reclassified to profit or loss 0.00 0.00
3 Amount of items that will be reclassified to profit and loss
Total Amount of items that will be reclassified to profit and loss
4 Income tax relating to items that will be reclassified to profit or loss 0.00 0.00
5 Total Other comprehensive income (13.00) 49.00



Cash flow statement, indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025
B Date of end of reporting period 31-03-2026
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
Statement of cash flows
Cash flows from used in operating activities
Profit before tax 4,667.00
Adjustments for reconcile profit (loss)
Adjustments for finance costs 276.00
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables, current (214.00)
Adjustments for decrease (increase) in trade receivables, non-current 0.00
Adjustments for decrease (increase) in other current assets (2,033.00)
Adjustments for decrease (increase) in other non-current assets 0.00
Adjustments for other financial assets, non-current 0.00
Adjustments for other financial assets, current 664.00
Adjustments for other bank balances 0.00
Adjustments for increase (decrease) in trade payables, current 2,173.00
Adjustments for increase (decrease) in trade payables, non-current 0.00
Adjustments for increase (decrease) in other current liabilities (48.00)
Adjustments for increase (decrease) in other non-current liabilities 0.00
Adjustments for depreciation and amortisation expense 358.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss (953.00)
Adjustments for provisions, current (128.00)
Adjustments for provisions, non-current 0.00
Adjustments for other financial liabilities, current (4,825.00)
Adjustments for other financial liabilities, non-current 0.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for interest income 19,063.00
Adjustments for share-based payments 8,939.00
Adjustments for fair value losses (gains) (2,231.00)
Adjustments for undistributed profits of associates 0.00
Other adjustments for which cash effects are investing or financing cash flow 0.00
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 124.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments for reconcile profit (loss) (16,961.00)
Net cash flows from (used in) operations (12,294.00)
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) 1,167.00
Other inflows (outflows) of cash 1.00
Net cash flows from (used in) operating activities (13,460.00)
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 55,040.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 0.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of property, plant and equipment 1.00
Purchase of property, plant and equipment 205.00
Proceeds from sales of investment property 0.00
Purchase of investment property 0.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Proceeds from sales of intangible assets under development 0.00
Purchase of intangible assets under development 0.00
Proceeds from sales of goodwill 0.00
Purchase of goodwill 0.00
Proceeds from biological assets other than bearer plants 0.00
Purchase of biological assets other than bearer plants 0.00
Proceeds from government grants 0.00
Proceeds from sales of other long-term assets 22,883.00
Purchase of other long-term assets 3,189.00
Cash advances and loans made to other parties 48,351.00
Cash receipts from repayment of advances and loans made to other parties 42,351.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 0.00
Interest received 15,916.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 24,178.00
Net cash flows from (used in) investing activities (1,456.00)
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries 0.00
Payments from changes in ownership interests in subsidiaries 0.00
Proceeds from issuing shares 274.00
Proceeds from issuing other equity instruments 0.00
Payments to acquire or redeem entity's shares 0.00
Payments of other equity instruments 0.00
Proceeds from exercise of stock options 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 0.00
Repayments of borrowings 0.00
Payments of lease liabilities 426.00
Dividends paid 0.00
Interest paid 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 161.00
Net cash flows from (used in) financing activities 9.00
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes (14,907.00)
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents (14,907.00)
Cash and cash equivalents cash flow statement at beginning of period 37,422.00
Cash and cash equivalents cash flow statement at end of period 22,515.00





Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 Walker Chandiok & Co LLP Yes 31-05-2028


Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (1)

Amount in (Lakhs)

Mode of Fund Raising Public Issues
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds 15-11-2021
Amount Raised 5,70,971.50
Report filed for Quarter ended 31-03-2026
Monitoring Agency Applicable
Monitoring Agency Name, if applicable ICICI Bank Limited
Is there a Deviation / Variation in use of funds raised No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation Not Applicable
Comments of the Audit Committee after review No Comments
Comments of the auditors, if any No Comments
Sr. Original Object Modified Object, if any Original Allocation Modified allocation, if any Funds Utilised Amount of Deviation/Variation for the quarter according to applicable object Remarks if any
1 Enhancing visibility and awareness of our brands, including but not limited to Policybazaar and Paisabazaar Not Applicable 1,50,000.00 1,50,000.00 1,50,000.00 0.00 Not Applicable
2 New opportunities to expand growth initiatives to increase our Consumer base including offline presence Not Applicable 37,500.00 79,851.90 79,851.90 0.00 (a) During the quarter ended March 31, 2025, the Company has altered the objects for which the amount was raised; and extended the time limit for the utilization of funds raised in the Initial Public Offer till March 31, 2026, through special resolution and postal ballot results dated March 16, 2025. (b) Rs. 42,351.90 Lakhs (comprising Rs 17,351.90 lakhs of estimated unutilized proceeds as at March 31, 2025, for Object no. 3; and Rs 25,000 lakhs of estimated unutilized proceeds as at March 31, 2025, for Object no. 4) will be utilized towards new opportunities to expand growth initiatives to increase our consumer base including offline presence. On finalization of offer expenses, the amount proposed to be utilized under Object no. 2 (New opportunities to expand growth initiatives to increase our Consumer base including offline presence) is revised to Rs 79,851.90 lakhs as compared to the original amount of Rs 37,500 lakhs. The timeline for utilization of Rs 42,351.90 lakhs proceeds to be extended to March 31, 2026.
3 Funding Strategic investments and acquisitions Not Applicable 60,000.00 42,648.10 42,648.10 0.00 (a) During the quarter ended March 31, 2025, the Company has altered the objects for which the amount was raised; and extended the time limit for the utilization of funds raised in the Initial Public Offer till March 31, 2026, through special resolution and postal ballot results dated March 16, 2025. (c) Rs 17,351.90 lakhs of proceeds estimated to be unutilized as at March 31, 2025, to be directed towards Object no. 2, i.e. utilization for new opportunities to expand growth initiatives to increase our consumer base including offline presence. On finalization of offer expenses, the amount proposed to be utilized under Object no. 3 (Funding Strategic investments and acquisitions) is revised to Rs 42,648.10 lakhs as compared to the original amount of Rs 60,000 lakhs. Timeline for utilization of Rs 34,995 lakhs of proceeds estimated to be unutilized as at March 31, 2025, to be extended to March 31, 2026.
4 Expanding our presence outside India Not Applicable 37,500.00 12,500.00 12,500.00 0.00 (a) During the quarter ended March 31, 2025, the Company has altered the objects for which the amount was raised; and extended the time limit for the utilization of funds raised in the Initial Public Offer till March 31, 2026, through special resolution and postal ballot results dated March 16, 2025. (d) Rs 25,000 lakhs to be directed towards Object no. 2, i.e. utilization for new opportunities to expand growth initiatives to increase our consumer base including offline presence. On finalization of offer expenses, the amount proposed to be utilized under Object no. 4 (Expanding our presence outside India) is revised to Rs 12,500 lakhs as compared to the original amount of Rs 37,500 lakhs. Timelines for utilization of Rs 3,092.10 lakhs of proceeds estimated to be unutilized as at March 31, 2025, to be extended to March 31, 2026.
5 General corporate purposes Not Applicable 76,309.00 76,268.50 76,268.50 0.00 (e) On finalization of offer expenses during the quarter ended December 31, 2021, the amount proposed to be utilized for General Corporate purpose has been revised to Rs 76,210.80 lakhs as compared to original amount of Rs 76,309 lakhs. During the quarter ended September 30, 2023, an amount of Rs 57.70 lakhs has been added to IPO proceeds amount under Object no.5 General Corporate Purposes as this pertains to reversal of earlier provision, which was created for expenses pertaining to IPO. On finalization of offer expenses, the amount proposed to be utilized for General Corporate Purpose is revised to Rs 76,268.50 lakhs as compared to the original amount of Rs 76,309 lakhs.


Signatory Details

Name of signatory Bhasker Joshi
Designation of person Company Secretary and Compliance Officer
Place Gurugram
Date 06-05-2026




Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity/subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 PB Fintech Limited PB Wheels Private Limited (Erstwhile, Accurex Marketing and Consulting Private Limited) Wholly owned subsidiary Investment Approved 0.00 9.24 9.24
2 PB Fintech Limited Icall Support Services Private Limited Wholly owned subsidiary Investment Approved 0.00 5,926.80 6,879.49
3 PB Fintech Limited Docprime Technologies Private Limited Wholly owned subsidiary Investment Approved 0.00 9,300.00 9,300.00
4 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Investment Approved 0.00 84,479.99 84,479.99
5 PB Fintech Limited PB Marketing and Consulting Private Limited Wholly owned subsidiary Investment Approved 0.00 502.00 502.00
6 PB Fintech Limited PB Fintech FZ LLC (UAE) Wholly owned subsidiary Investment Approved 0.00 20,477.85 20,477.85
7 PB Fintech Limited PB Financial Account Aggregators Private Limited Wholly owned subsidiary Investment Approved 100.00 500.00 600.00
8 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Investment Approved 0.00 2,65,149.97 2,65,149.97
9 PB Fintech Limited MyLoanCare Ventures Private Limited Subsidiary Investment Approved 0.00 1,794.21 1,794.21
10 PB Fintech Limited PB Pay Private Limited Wholly owned subsidiary Investment Approved 0.00 3,700.00 3,700.00
11 PB Fintech Limited PB Healthcare Services Private Limited Associate Investment Approved 0.00 53,945.00 53,945.00
12 PB Fintech Limited Icall Support Services Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense Approved 0.00 113.75 113.75
13 PB Fintech Limited Docprime Technologies Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense Approved 0.00 28.30 28.30
14 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense Approved (316.43) 12,386.12 12,069.69
15 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense Approved (86.39) 42,638.43 42,552.04
16 PB Fintech Limited PB Fintech FZ LLC (UAE) Wholly owned subsidiary Any other transaction Employee Share-based payment expense Approved 38.59 2,830.32 2,868.91
17 PB Fintech Limited Policybazaar Middle East Insurance Brokers LLC (Erstwhile, Genesis Insurance Brokers LLC) Step down subsidiary of a wholly owned subsidiary Any other transaction Employee Share-based payment expense Approved 77.63 335.25 412.88
18 PB Fintech Limited PB Financial Account Aggregators Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense Approved 0.00 12.30 12.30
19 PB Fintech Limited Icall Support Services Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense (Rechargeable from subsidaries) Approved 20.39 37.77 58.16
20 PB Fintech Limited Docprime Technologies Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense (Rechargeable from subsidaries) Approved 4.01 8.44 12.16
21 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense (Rechargeable from subsidaries) Approved 417.81 1,537.02 1,917.77
22 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense (Rechargeable from subsidaries) Approved 4,281.40 9,977.25 14,130.54
23 PB Fintech Limited PB Financial Account Aggregators Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense (Rechargeable from subsidaries) Approved 2.50 14.24 16.60
24 PB Fintech Limited PB Pay Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense (Rechargeable from subsidaries) Approved 9.94 0.00 9.94
25 PB Fintech Limited PB Marketing and Consulting Private Limited Wholly owned subsidiary Any other transaction Employee Share-based payment expense (Rechargeable from subsidaries) Approved 62.29 0.00 62.29
26 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Loan Approved 19,019.50 23,331.26 0.00
27 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Interest received Approved 877.90 359.40 0.00
28 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Any other transaction Intellectual Property Rights (IPR) Fees Approved 9,939.13 8,037.66 5,332.32
29 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Any other transaction Intellectual Property Rights (IPR) Fees Approved 1,021.77 1,033.13 436.07
30 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Loan Approved 2,000.00 8,000.00 10,000.00
31 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Interest received Approved 551.67 621.96 1,118.47
32 PB Fintech Limited PB Fintech FZ LLC (UAE) Wholly owned subsidiary Any other transaction Intellectual Property Rights (IPR) Fees Approved 557.64 435.99 1,039.13
33 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed from Wholly owned subsidiary Company for other expenses Approved 7.44 0.00 0.24
34 PB Fintech Limited Paisabazaar Marketing and Consulting Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed to Wholly owned subsidiary Company for other expenses Approved 75.83 0.00 (72.54)
35 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed to Wholly owned subsidiary Company for other expenses Approved 24.85 0.00 (3.71)
36 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed to Wholly owned subsidiary Company for advertisement Approved 293.11 0.00 (287.25)
37 PB Fintech Limited Policybazaar Insurance Brokers Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed from Wholly owned subsidiary Company for other expenses Approved 23.64 0.00 23.17
38 PB Fintech Limited PB Pay Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed from Wholly owned subsidiary Company for other expenses Approved 3.60 1.62 2.13
39 PB Fintech Limited PB Pay Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed to Wholly owned subsidiary Company for other expenses Approved 13.91 0.00 (13.64)
40 PB Fintech Limited PB Financial Account Aggregators Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed from Wholly owned subsidiary Company for other expenses Approved 0.78 0.49 0.00
41 PB Fintech Limited PB Financial Account Aggregators Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed to Wholly owned subsidiary Company for other expenses Approved 4.54 0.00 (4.45)
42 PB Fintech Limited Icall Support Services Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed from Wholly owned subsidiary Company for other expenses Approved 4.22 0.00 0.83
43 PB Fintech Limited Icall Support Services Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed to Wholly owned subsidiary Company for other expenses Approved 17.48 0.00 (17.13)
44 PB Fintech Limited PB Healthcare Services Private Limited Associate Any other transaction Amount reimbursed from Associate Company for other expense Approved 185.85 249.98 426.38
45 PB Fintech Limited PB Healthcare Services Private Limited Associate Sale of goods or services Approved 299.15 0.00 269.23
46 PB Fintech Limited Nilesh Bhaskar Sathe Independent Director Remuneration Approved 19.80 0.00 0.00 Textual Information(1)
47 PB Fintech Limited Nilesh Bhaskar Sathe Independent Director Any other transaction Sitting Fees Approved 6.90 0.00 0.00 Textual Information(2)
48 PB Fintech Limited Veena Vikas Mankar Independent Director Remuneration Approved 17.60 0.00 0.00 Textual Information(3)
49 PB Fintech Limited Veena Vikas Mankar Independent Director Any other transaction Sitting Fees Approved 3.70 0.00 0.00 Textual Information(4)
50 PB Fintech Limited Kaushik Dutta Independent Director Remuneration Approved 19.80 0.00 0.00 Textual Information(5)
51 PB Fintech Limited Kaushik Dutta Independent Director Any other transaction Sitting Fees Approved 4.60 0.00 0.00 Textual Information(6)
52 PB Fintech Limited Lilian Jessie Paul Independent Director Remuneration Approved 17.60 0.00 0.00 Textual Information(7)
53 PB Fintech Limited Lilian Jessie Paul Independent Director Any other transaction Sitting Fees Approved 3.30 0.00 0.00 Textual Information(8)
54 PB Fintech Limited Dhruv Shringi Independent Director Remuneration Approved 17.60 0.00 0.00 Textual Information(9)
55 PB Fintech Limited Dhruv Shringi Independent Director Any other transaction Sitting Fees Approved 3.30 0.00 0.00 Textual Information(10)
56 PB Fintech Limited Alok Bansal Executive Vice Chairman and Whole Time Director Remuneration Approved 851.85 (34.55) (69.10) Textual Information(11)
57 PB Fintech Limited Mandeep Mehta Chief Financial Officer Remuneration Approved 352.87 (21.41) (42.82) Textual Information(12)
58 PB Fintech Limited Yashish Dahiya Director, Chairman & Chief Executive Officer Remuneration Approved 1,745.21 0.00 0.00 Textual Information(13)
59 Paisabazaar Marketing and Consulting Private Limited Kaushik Dutta Independent Director Any other transaction Sitting Fees N.A. 3.85 0.00 0.00
60 Paisabazaar Marketing and Consulting Private Limited Veena Vikas Mankar Independent Director Remuneration N.A. 2.20 0.00 0.00
61 Paisabazaar Marketing and Consulting Private Limited Veena Vikas Mankar Independent Director Any other transaction Sitting Fees N.A. 3.75 0.00 0.00
62 Paisabazaar Marketing and Consulting Private Limited Dhruv Shringi Independent Director Remuneration N.A. 2.20 0.00 0.00
63 Paisabazaar Marketing and Consulting Private Limited Dhruv Shringi Independent Director Any other transaction Sitting Fees N.A. 1.10 0.00 0.00
64 Paisabazaar Marketing and Consulting Private Limited Santosh Agarwal (w.e.f. March 01, 2025) Whole Time Director and Chief Executive Officer Remuneration N.A. 221.44 (12.34) (24.67)
65 Paisabazaar Marketing and Consulting Private Limited MyLoanCare Ventures Private Limited Fellow Subsidiary Purchase of fixed assets Approved 0.00 7.03 0.00
66 Paisabazaar Marketing and Consulting Private Limited MLC Finotech Private Limited Wholly owned Subsidiary of Fellow Subsidiary Purchase of fixed assets Approved 0.00 3.94 0.00
67 Paisabazaar Marketing and Consulting Private Limited Paisa Financial Services Private Limited Wholly owned subsidiary Investment Approved 300.00 0.00 300.00
68 Paisabazaar Marketing and Consulting Private Limited Paisa Financial Services Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed from Wholly owned subsidiary Company for pre-incorporation expenses Approved 5.09 0.00 5.09
69 Paisabazaar Marketing and Consulting Private Limited Docprime Technologies Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 2.32 0.00 2.27
70 Paisabazaar Marketing and Consulting Private Limited Docprime Technologies Private Limited Fellow Subsidiary Purchase of goods or services Approved 0.00 0.00 0.00
71 Paisabazaar Marketing and Consulting Private Limited PB Financial Account Aggregators Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 2.34 0.00 2.29
72 Paisabazaar Marketing and Consulting Private Limited PB Financial Account Aggregators Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 0.71 0.00 (0.35)
73 Paisabazaar Marketing and Consulting Private Limited PB Marketing and Consulting Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 6.06 0.00 1.18
74 Paisabazaar Marketing and Consulting Private Limited PB Marketing and Consulting Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 21.36 0.00 (20.93)
75 Policybazaar Insurance Brokers Private Limited Jagennath Jayanthi Independent Director Remuneration N.A. 15.40 0.00 0.00
76 Policybazaar Insurance Brokers Private Limited Jagennath Jayanthi Independent Director Any other transaction Sitting Fees N.A. 4.70 0.00 0.00
77 Policybazaar Insurance Brokers Private Limited Lilian Jessie Paul Independent Director Remuneration N.A. 2.20 0.00 0.00
78 Policybazaar Insurance Brokers Private Limited Lilian Jessie Paul Independent Director Any other transaction Sitting Fees N.A. 3.30 0.00 0.00
79 Policybazaar Insurance Brokers Private Limited Mamta Suri Independent Director Remuneration N.A. 14.75 0.00 0.00
80 Policybazaar Insurance Brokers Private Limited Mamta Suri Independent Director Any other transaction Sitting Fees N.A. 2.30 0.00 0.00
81 Policybazaar Insurance Brokers Private Limited Manoj Sharma Whole Time director till September 18, 2025 Remuneration N.A. 0.00 (12.14) (12.14)
82 PB Fintech Limited Sarbvir Singh Executive Vice Chairman and Whole Time Director Remuneration N.A. 989.11 0.00 (29.99)
83 Policybazaar Insurance Brokers Private Limited Sarbvir Singh Additional Director w.e.f November 29, 2025 Remuneration N.A. 0.00 (29.99) (29.99)
84 Policybazaar Insurance Brokers Private Limited Paisabazaar Marketing and Consulting Private Limited Fellow Subsidiary Sale of fixed assets Approved 0.20 0.25 0.00
85 Policybazaar Insurance Brokers Private Limited Paisabazaar Marketing and Consulting Private Limited Fellow Subsidiary Purchase of fixed assets Approved 0.00 (0.25) 0.00
86 Policybazaar Insurance Brokers Private Limited Paisabazaar Marketing and Consulting Private Limited Fellow Subsidiary Purchase of goods or services Approved 1,350.34 (509.93) (460.03)
87 Policybazaar Insurance Brokers Private Limited Paisabazaar Marketing and Consulting Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 12.26 0.00 9.77
88 Policybazaar Insurance Brokers Private Limited Paisabazaar Marketing and Consulting Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 62.44 0.00 (61.19)
89 Policybazaar Insurance Brokers Private Limited Icall Support Services Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 9.46 5.25 1.90
90 Policybazaar Insurance Brokers Private Limited Icall Support Services Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 61.12 0.00 (59.90)
91 Policybazaar Insurance Brokers Private Limited Docprime Technologies Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 0.71 0.00 0.69
92 Policybazaar Insurance Brokers Private Limited Docprime Technologies Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 0.02 0.00 (0.02)
93 Policybazaar Insurance Brokers Private Limited PB Pay Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from fellow Subsidiary Company for other expenses Approved 3.45 1.62 1.84
94 Policybazaar Insurance Brokers Private Limited PB Pay Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 7.25 0.00 (7.10)
95 Policybazaar Insurance Brokers Private Limited PB Financial Account Aggregators Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 0.90 0.00 0.45
96 Policybazaar Insurance Brokers Private Limited PB Financial Account Aggregators Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 7.16 0.00 (7.01)
97 Policybazaar Insurance Brokers Private Limited PB Marketing and Consulting Private Limited Fellow Subsidiary Any other transaction Amount reimbursed from Fellow Subsidiary Company for other expenses Approved 0.03 0.00 0.00
98 Policybazaar Insurance Brokers Private Limited PB Marketing and Consulting Private Limited Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 10.87 0.00 (10.65)
99 Policybazaar Insurance Brokers Private Limited PB Wheels Private Limited (Erstwhile, Accurex Marketing and Consulting Private Limited) Fellow Subsidiary Purchase of goods or services Approved 58.14 0.00 (56.97)
100 Policybazaar Insurance Brokers Private Limited PB Wheels Private Limited (Erstwhile, Accurex Marketing and Consulting Private Limited) Fellow Subsidiary Any other transaction Amount reimbursed to Fellow Subsidiary Company for other expenses Approved 2.20 0.00 (2.16)
101 Icall Support Services Private Limited PB Fintech FZ LLC (UAE) Fellow Subsidiary Sale of goods or services Approved 3,807.04 1,389.48 1,953.03
102 Icall Support Services Private Limited PB Wheels Private Limited (Erstwhile, Accurex Marketing and Consulting Private Limited) Fellow Subsidiary Any other transaction Amount reimbursed from fellow Subsidiary Company for other expenses Approved 1.33 0.00 1.33
103 Icall Support Services Private Limited Genesis Group limited Wholly owned subsidiary Investment Approved 3,138.40 0.00 3,138.40
104 Docprime Technologies Private Limited PB Healthcare Services Private Limited Fellow associate Any other transaction Amount reimbursed from Fellow associate Approved 84.70 0.00 84.70
105 PB Fintech FZ LLC (UAE) YKNP Marketing Management L.L.C. Associate Investment Approved 0.00 1,634.65 1,634.65
106 PB Fintech FZ LLC (UAE) Zphin Computer Systems and Software Designing - Sole Proprietorship L.L.C. Wholly owned subsidiary Investment Approved 0.00 278.14 278.14
107 PB Fintech FZ LLC (UAE) Paisabazaar Middle East Marketing L.L.C Wholly owned subsidiary Investment Approved 0.00 232.74 232.74
108 PB Fintech FZ LLC (UAE) YKNP Marketing Management L.L.C. Associate Sale of goods or services Approved 15.22 89.96 1.61
109 PB Fintech FZ LLC (UAE) YKNP Marketing Management L.L.C. Associate Purchase of goods or services Approved 13.65 (131.22) (1.53)
110 PB Fintech FZ LLC (UAE) YKNP Marketing Management L.L.C. Associate Any other transaction Amount reimbursed to associate for other expenses Approved 0.00 (87.18) 0.00
111 PB Fintech FZ LLC (UAE) Policybazaar Middle East Insurance Brokers LLC (Erstwhile, Genesis Insurance Brokers LLC) Step down subsidiary of Fellow Subsidiary Any other transaction Intellectual Property Rights (IPR) Fees Approved 483.39 188.05 258.64
112 PB Fintech FZ LLC (UAE) Policybazaar Middle East Insurance Brokers LLC (Erstwhile, Genesis Insurance Brokers LLC) Step down subsidiary of Fellow Subsidiary Sale of goods or services Approved 10,289.73 4,137.26 5,109.11
113 PB Fintech FZ LLC (UAE) Policybazaar Middle East Insurance Brokers LLC (Erstwhile, Genesis Insurance Brokers LLC) Step down subsidiary of Fellow Subsidiary Any other transaction Amount reimbursed from Step down subsidiary of Fellow Subsidiary for other expenses Approved 71.71 0.00 75.07
114 PB Fintech FZ LLC (UAE) Policybazaar Middle East Insurance Brokers LLC (Erstwhile, Genesis Insurance Brokers LLC) Step down subsidiary of Fellow Subsidiary Any other transaction Amount reimbursed from Step down subsidiary of Fellow Subsidiary for other expenses Approved 92.31 0.00 (96.64)
115 PB Fintech FZ LLC (UAE) Paisabazaar Middle East Marketing L.L.C Wholly owned subsidiary Any other transaction Amount reimbursed from Step down subsidiary of Fellow Subsidiary for other expenses Approved 355.51 0.00 372.17
116 PB Fintech FZ LLC (UAE) Paisabazaar Middle East Marketing L.L.C Wholly owned subsidiary Purchase of goods or services Approved 822.99 0.00 0.00
117 PB Fintech FZ LLC (UAE) Yashish Dahiya Chief Executive Officer Remuneration Approved 171.50 (54.16) (116.45)
118 Policybazaar Middle East Insurance Brokers LLC (Erstwhile, Genesis Insurance Brokers LLC) Neeraj Gupta Central Bank (UAE) –Approved General Insurance Specialist and Director at PB Fintech FZ LLC Remuneration N.A. 170.11 (23.71) (50.97)
119 Myloancare Ventures Private Limited MLC Finotech Private Limited Wholly owned subsidiary Any other transaction Amount reimbursed from Wholly owned subsidiary Company for other expenses Approved (0.54) 2.05 1.51
120 Myloancare Ventures Private Limited MLC Finotech Private Limited Wholly owned subsidiary Loan Approved 0.00 49.74 49.74
121 Myloancare Ventures Private Limited MLC Finotech Private Limited Wholly owned subsidiary Interest received Approved (3.49) 6.93 3.78
122 Paisabazaar Marketing and Consulting Private Limited Hero Fincorp Limited Entity having Common Directors Sale of goods or services Approved 6,477.08 885.30 1,112.21
123 Paisabazaar Marketing and Consulting Private Limited Hero Fincorp Limited Entity having Common Directors Any other transaction Financial guarantee expense Approved 2,264.88 (2,166.18) (2,867.40)
Total value of transaction during the reporting period 74,044.13



Text Block

Textual Information(1) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(2) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(3) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(4) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(5) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(6) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(7) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(8) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(9) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(10) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(11) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(12) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.
Textual Information(13) Remuneration is approved by Nomination & Remuneration Committee, Board of Directors and Shareholders of the Company.