| Scrip Code | 000000 |
|---|---|
| NSE Symbol | RNFI |
| MSEI Symbol | NOTLISTED |
| ISIN | INE0SA001017 |
| Name of company | RNFI SERVICES LIMITED |
| Type of company | SME |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 10-02-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 27-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 10-02-2026 12:30:00 |
| End date and time of board meeting | 10-02-2026 13:50:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | Yes |
| No. of times funds raised during the quarter | 2 |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| N.A. | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Income | ||
| Revenue from operations | 7,505.90 | 20,992.28 | |
| Other income | 129.89 | 391.00 | |
| Total income | 7,635.79 | 21,383.28 | |
| 2 | Expenses | ||
| (a) | Cost of materials consumed | 4,000.45 | 11,514.66 |
| (b) | Purchases of stock-in-trade | 51.30 | 586.05 |
| (c) | Changes in inventories of finished goods, work-in-progress and stock-in-trade | 76.02 | (45.17) |
| (d) | Employee benefit expense | 1,908.02 | 5,046.97 |
| (e) | Finance costs | 32.65 | 108.22 |
| (f) | Depreciation, depletion and amortisation expense | 333.48 | 836.90 |
| (f) | Other Expenses | ||
| 1 | Other expenses | 490.49 | 1,281.24 |
| 2 | Prior Period Expenses | 0.00 | 1.38 |
| Total other expenses | 490.49 | 1,282.62 | |
| Total expenses | 6,892.41 | 19,330.25 | |
| 3 | Total profit before exceptional items and tax | 743.38 | 2,053.03 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | 743.38 | 2,053.03 |
| 6 | Tax expense | ||
| 7 | Current tax | 179.77 | 526.71 |
| 8 | Deferred tax | 2.19 | (26.12) |
| 9 | Total tax expenses | 181.96 | 500.59 |
| 10 | Net movement in regulatory deferral account balances related to profit or loss and the related deferred tax movement | 0.00 | 0.00 |
| 11 | Net Profit Loss for the period from continuing operations | 561.42 | 1,552.44 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 14 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 15 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 0.00 | 0.00 |
| 16 | Total profit (loss) for period | 561.42 | 1,552.44 |
| 17 | Other comprehensive income net of taxes | 4.48 | 7.99 |
| 18 | Total Comprehensive Income for the period | 565.90 | 1,560.43 |
| 19 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | |||
| Total profit or loss, attributable to non-controlling interests | |||
| 20 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | |||
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | |||
| 21 | Details of equity share capital | ||
| Paid-up equity share capital | 2,506.07 | 2,506.07 | |
| Face value of equity share capital | 10 | 10 | |
| 27 | Details of debt securities | ||
| 22 | Reserves excluding revaluation reserve | ||
| 23 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings (loss) per share from continuing operations | 2.25 | 6.21 | |
| Diluted earnings (loss) per share from continuing operations | 2.25 | 6.21 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings (loss) per share from discontinued operations | 0 | 0 | |
| Diluted earnings (loss) per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings (loss) per share from continuing and discontinued operations | 2.25 | 6.21 | |
| Diluted earnings (loss) per share from continuing and discontinued operations | 2.25 | 6.21 | |
| 24 | Debt equity ratio | 0.1200 | 0.1200 |
| 25 | Debt service coverage ratio | ||
| 26 | Interest service coverage ratio | ||
| 27 | Disclosure of notes on financial results | Textual Information(1) | |
| Textual Information(1) | 1 The accompanying Ind AS financial results have been reviewed by the Audit Committee in meeting held on Tuesday, 10th February, 2026 and approved by the Board of Directors in their meeting held on Tuesday, 10th February, 2026. 2 These financial results have been prepared in accordance with the recognition and measurement principles of Indian Accounting Standards (Ind AS) prescribed under Section 133 of the Companies Act, 2013 read with the relevant rules issued thereunder and the other Accounting principles generally accepted in India. 3 The Figures for the Quarter ended December 31, 2025 and corresponding Quarter ended December 31, 2024 are the balancing figures between the Unaudited figures in respect of the Nine Months and the half year ended of the respective financial year. 4 As required under Regulation 33 of the SEBI(LODR) Regulation, 2015, the Statutory Auditors of the Company have Issued Limited Review Report on the aforesaid Unaudited Financial Results for the Quarter & Nine Month ended 31st December, 2025, which was also taken on record by the Audit Committee and Board at their meeting held on Tuesday, 10th February, 2026. The report does not have any impact on the -aforesaid financial results which needs any explanation by the Board. 5 During the period, Persuant to change in use, the Company has reclassified its Investment Property to Property, Plant and Equipment in accordance with Ind AS 40 and Ind AS 16 “Property, Plant and Equipment. 6 The carrying amount as on the date of reclassification has been considered as the deemed cost of Property, Plant and Equipment, and depreciation has been charged prospectively in line with Ind AS 16. 6 RNFI Money Private Limited, a material subsidiary of RNFI Services Limited, has received approval from Reserve bank of India (RBI) for Expansion of 6 new Branches. This will enable RNFI Money Private Limited to strengthens digital presence in the foreign remittance market and supports scalable cross-border payment solutions. 7 Reliassure Insurance Broking Private Limited, a wholly owned subsidiary of RNFI Services Limited, has received approval from IRDAI for the for expansion of two new branches. 8 The Government of India w.e.f. November 21, 2025, notified code on social security 2020; Occupational Safety, Health and Working Conditions Code, 2020; the Industrial Relations Code, 2020 and the Code on Wages, 2019, consolidating 29 existing labour laws. The Ministry of Labour & Employment published draft Central Rules and FAQs to enable assessment of the financial impact due to changes in regulations. The incremental impact consisting of gratuity of 4.37 lakhs primarily arises due to change in wage definition under new labour laws. Being a Non Material amount Group has decided not to present the same in Exceptional Item as one regulatory-driven, non-recurring in nature. 9 Figures pertaining to prior period have been regrouped and reclassified wherever necessary to conform to the classification adopted in the current period. 10 RNFI Services Limited complies with the provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as are applicable to the companies listed on the Main Board of National Stock Exchange of India Limited. The Financial Results have been prepared in the format applicable to the Main Board Listed Companies. 11 EPS for the respective periods have been calculated based on the weighted average number of shares outstanding for the said period. 12 The above Ind AS financial results of the Company are available on the Company's website (www.rnfiservices.com) and also on the website of NSE (www.nseindia.com) |
|---|
| Debt equity ratio | |
|---|---|
| Debt service coverage ratio | |
| Interest service coverage ratio |
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Non Business Correspondent | 5,349.56 | 14,175.29 | ||||
| 2 | Business Correspondent | 2,156.34 | 6,816.99 | ||||
| 3 | Others | 0.0012989 | 0.00391 | ||||
| Total Segment Revenue | 7,635.79 | 21,383.28 | |||||
| Less: Inter segment revenue | 0.00 | 0.00 | |||||
| Revenue from operations | 7,635.79 | 21,383.28 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Non Business Correspondent | 444.94 | 1,126.95 | ||||
| 2 | Business Correspondent | 168.55 | 535.08 | ||||
| 3 | Others | 129.89 | 391.00 | ||||
| Total Profit before tax | 743.38 | 2,053.03 | |||||
| i. Finance cost | |||||||
| ii. Other Unallocable Expenditure net off Unallocable income | |||||||
| Profit before tax | 743.38 | 2,053.03 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Non Business Correspondent | 5,760.81 | 5,760.81 | ||||
| 2 | Business Correspondent | 4,273.84 | 4,273.84 | ||||
| 3 | Others | 0.00 | 0.00 | ||||
| Total Segment Asset | 10,034.65 | 10,034.65 | |||||
| Un-allocable Assets | 15,397.88 | 15,397.88 | |||||
| Net Segment Asset | 25,432.53 | 25,432.53 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Non Business Correspondent | 700.03 | 700.03 | ||||
| 2 | Business Correspondent | 310.66 | 310.66 | ||||
| 3 | Others | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 1,010.69 | 1,010.69 | |||||
| Un-allocable Liabilities | 10,431.17 | 10,431.17 | |||||
| Net Segment Liabilities | 11,441.86 | 11,441.86 | |||||
| Disclosure of notes on segments | |||||||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| Total Amount of items that will not be reclassified to profit and loss | |||
| 2 | Income tax relating to items that will not be reclassified to profit or loss | (4.48) | (7.99) |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| Total Amount of items that will be reclassified to profit and loss | |||
| 4 | Income tax relating to items that will be reclassified to profit or loss | 0.00 | 0.00 |
| 5 | Total Other comprehensive income | 4.48 | 7.99 |
| Mode of Fund Raising | Public Issues |
|---|---|
| Description of mode of fund raising (Applicable in case of others is selected) | |
| Date of Raising Funds | 25-07-2024 |
| Amount Raised | 6,049.04 |
| Report filed for Quarter ended | 31-12-2025 |
| Monitoring Agency | Not Applicable |
| Monitoring Agency Name, if applicable | |
| Is there a Deviation / Variation in use of funds raised | No |
| If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders | |
| If Yes, Date of shareholder Approval | |
| Explanation for the Deviation / Variation | NA |
| Comments of the Audit Committee after review | No Comments |
| Comments of the auditors, if any | No Comments |
| Sr. | Original Object | Modified Object, if any | Original Allocation | Modified allocation, if any | Funds Utilised | Amount of Deviation/Variation for the quarter according to applicable object | Remarks if any |
| 1 | Funding the Working Capital requirements of our Company | No | 25,00,00,000.00 | 0.00 | 25,00,00,000.00 | 0.00 | |
| 2 | Funding Capital expenditure requirements for the Purchase of Micro ATMs/laptops/Server | No | 10,81,34,000.00 | 0.00 | 7,73,84,000.00 | 0.00 | |
| 3 | Strengthening our technology infrastructure to develop new capabilities | No | 5,30,00,000.00 | 0.00 | 2,80,00,000.00 | 0.00 | |
| 4 | Achieving inorganic growth through unidentified acquisitions and other strategic initiatives and General corporate purposes | No | 19,37,70,000.00 | 0.00 | 0.00 | 0.00 |
| Mode of Fund Raising | Preferential Issues |
|---|---|
| Description of mode of fund raising (Applicable in case of others is selected) | |
| Date of Raising Funds | 22-10-2025 |
| Amount Raised | 1,861.49 |
| Report filed for Quarter ended | 31-12-2025 |
| Monitoring Agency | Not Applicable |
| Monitoring Agency Name, if applicable | |
| Is there a Deviation / Variation in use of funds raised | No |
| If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders | |
| If Yes, Date of shareholder Approval | |
| Explanation for the Deviation / Variation | false |
| Comments of the Audit Committee after review | No Comments |
| Comments of the auditors, if any | No Comments |
| Sr. | Original Object | Modified Object, if any | Original Allocation | Modified allocation, if any | Funds Utilised | Amount of Deviation/Variation for the quarter according to applicable object | Remarks if any |
| 1 | Strategic business opportunities, facilitating the growth and expansion of the Company and its subsidiaries | No | 15,11,49,000.00 | 0.00 | 3,52,70,000.00 | 0.00 | |
| 2 | Acquisition and General Corporate Purposes | No | 3,50,00,000.00 | 0.00 | 0.00 | 0.00 |
| Name of signatory | Nimesh Khandelwal |
| Designation of person | Chief Financial Officer |
| Place | New Delhi |
| Date | 10-02-2026 |