Integrated Filing-Governance



General information about company

Scrip Code 532388
NSE Symbol IOB
MSEI Symbol NOTLISTED
ISIN INE565A01014
Name of the entity INDIAN OVERSEAS BANK
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Reporting Quarter Yearly
Date of Quarter Ending 31-Mar-2026
Type of company Equity
Whether Annexure I (Part A) of the SEBI Circular dated December 31, 2024 related to Compliance Report on Corporate Governance is applicable to the entity? Yes
Whether Annexure I (Part B) of the SEBI Circular dated December 31, 2024 related to Investor Grievance Redressal Report is Applicable to the entity? Yes
Whether Annexure I (Part C) of the SEBI Circular dated December 31, 2024 related to Disclosure of Acquisition of Shares or Voting Rights in Unlisted Companies is Applicable to the entity? No
Reason For Part C Of Annexure I Disclosure Of Acquisition Of Shares OrVotingRightsInUnlistedCompaniesIsNotApplicableToTheEntity There was no acquistion of shares in unlisted entities during the quarter ended March 31, 2026 as contemplated under SEBI LODR
Whether Annexure I (Part D) of the SEBI Circular dated December 31, 2024 related to Disclosure of Imposition of Fine or Penalty is Applicable to the entity? Yes
Whether Annexure I (Part E) of the SEBI Circular dated December 31, 2024 related to Disclosure of Updates to Ongoing Tax Litigations or Disputes is Applicable to the entity? Yes
Whether Annexure I (Part F) of the SEBI Circular dated December 31, 2024 related to Disclosure Of Loans / Guarantees / Comfort Letters / Securities Etc. is Applicable to the entity? No
Reason For Part F Of Annexure I Disclosure Of Loans Or Guarantees Or Comfort Letters Or Securities Etc Is Not Applicable To The Entity This is not applicable
Risk management committee Yes
Market Capitalisation as per immediate previous Financial Year Top 100 listed entities
Is SCORE ID Available ? Yes
SCORE Registration ID bnk00026
Reason For No SCORE ID
Type of Submission New
Remarks (website dissemination)



Annexure I
Annexure I to be submitted by listed entity on quarterly basis
I. Composition of Board of Directors
Disclosure of notes on composition of board of directors explanatory
Whether the listed entity has a Regular Chairperson Yes
Whether Chairperson is related to MD or CEO No Disqualification of Directors under section 164 of the Companies Act, 2013
Sr Title (Mr / Ms) Name of the Director PAN DIN Category 1 of directors Category 2 of directors Category 3 of directors Date of Birth Whether the director is disqualified? Start Date of disqualification End Date of disqualification Details of disqualification Current status Whether special resolution passed? [Refer Reg. 17(1A) of Listing Regulations] Date of passing special resolution Initial Date of appointment Date of Re-appointment Date of cessation Tenure of director (in months) No of Directorship in listed entities including this listed entity (Refer Regulation 17A of Listing Regulations) No of Independent Directorship in listed entities including this listed entity [with reference to proviso to regulation 17A(1) & 17A(2)] Number of memberships in Audit/ Stakeholder Committee(s) including this listed entity (Refer Regulation 26(1) of Listing Regulations) No of post of Chairperson in Audit/ Stakeholder Committee held in listed entities including this listed entity (Refer Regulation 26(1) of Listing Regulations) Reason for Cessation Notes for not providing PAN Notes for not providing DIN
1 Mr. SRINIVASAN SRIDHAR 07240718 Non-Executive - Independent Director Chairperson 03-May-1960 No NA 21-Feb-2024 25.09 2 2 1 1
2 Mr. AJAY KUMAR SRIVASTAVA 08946309 Executive Director Not Applicable CEO-MD 15-Oct-1967 No NA 01-Jan-2023 1 0 0 0
3 Mr. JOYDEEP DUTTA ROY 08055872 Executive Director Not Applicable 01-Jul-1972 No NA 30-Jan-2024 1 0 1 0
4 Mr. DHANARAJ T 99999991 Executive Director Not Applicable 20-May-1970 No NA 10-Mar-2024 1 0 1 0
5 Ms. NEELAM AGRAWAL 99999997 Non-Executive - Nominee Director Not Applicable 07-Nov-1979 No NA 05-Aug-2024 1 0 0 0
6 Ms. SONALI SEN GUPTA 99999998 Non-Executive - Nominee Director Not Applicable 04-Sep-1968 No NA 14-Jul-2023 03-Mar-2026 1 0 1 0 Others
7 Mr. SURESH KUMAR RUNGTA 99999993 Non-Executive - Independent Director Not Applicable 07-Jul-1956 No NA 11-Apr-2025 11.2 1 1 1 0
8 Mr. B CHANDRA REDDY 99999994 Non-Executive - Independent Director Not Applicable 14-Apr-1958 No NA 11-Apr-2025 11.2 1 1 1 0
9 Mr. DEEPAK SHARMA 99999995 Non-Executive - Independent Director Not Applicable 31-Jul-1976 No NA 11-Apr-2025 11.2 1 1 2 0
10 Mr. G. VENKATARAMANAN 99999981 Non-Executive - Independent Director Not Applicable Shareholder Director 24-Jul-1965 No NA 03-Dec-2025 3.29 1 1 1 1
11 Mr. THOMAS MATHEW 99999996 Non-Executive - Nominee Director Not Applicable 13-Nov-1965 No NA 03-Mar-2026 0.29 1 0 1 0



Annexure 1

II. Composition of Committees
Disclosure of notes on composition of committees explanatory



Audit Committee Details
Whether the Audit Committee has a Regular Chairperson Yes
Sr DIN Number Name of Committee members Category 1 of directors Category 2 of directors Date of Appointment Date of Cessation Remarks
1 99999994 B CHANDRA REDDY Non-Executive - Independent Director Chairperson 22-Apr-2025
2 99999998 SONALI SEN GUPTA Non-Executive - Nominee Director Member 14-Jul-2023 03-Mar-2026
3 99999996 THOMAS MATHEW Non-Executive - Nominee Director Member 03-Mar-2026
4 99999995 DEEPAK SHARMA Non-Executive - Independent Director Member 22-Apr-2025
5 99999981 G. VENKATARAMANAN Non-Executive - Independent Director Member 03-Dec-2025



Nomination and remuneration committee
Whether the Nomination and remuneration committee has a Regular Chairperson Yes
Sr DIN Number Name of Committee members Category 1 of directors Category 2 of directors Date of Appointment Date of Cessation Remarks
1 99999995 DEEPAK SHARMA Non-Executive - Independent Director Chairperson 22-Apr-2025
2 07240718 SRINIVASAN SRIDHAR Non-Executive - Independent Director Member 03-Dec-2025
3 99999993 SURESH KUMAR RUNGTA Non-Executive - Independent Director Member 22-Apr-2025
4 99999994 B CHANDRA REDDY Non-Executive - Independent Director Member 22-Apr-2025



Stakeholders Relationship Committee
Whether the Stakeholders Relationship Committee has a Regular Chairperson Yes
Sr DIN Number Name of Committee members Category 1 of directors Category 2 of directors Date of Appointment Date of Cessation Remarks
1 99999981 G. VENKATARAMANAN Non-Executive - Independent Director Chairperson 03-Dec-2025
2 08946309 AJAY KUMAR SRIVASTAVA Executive Director Member 31-Jan-2024
3 99999991 DHANARAJ T Executive Director Member 10-Mar-2024
4 99999993 SURESH KUMAR RUNGTA Non-Executive - Independent Director Member 22-Apr-2025
5 99999995 DEEPAK SHARMA Non-Executive - Independent Director Member 22-Apr-2025



Risk Management Committee
Whether the Risk Management Committee has a Regular Chairperson Yes
Sr DIN Number Name of Committee members Category 1 of directors Category 2 of directors Date of Appointment Date of Cessation Remarks
1 99999993 SURESH KUMAR RUNGTA ID Chairperson 22-Apr-2025
2 07240718 SRINIVASAN SRIDHAR ID Member 21-Apr-2022
3 08946309 AJAY KUMAR SRIVASTAVA ED Member 01-Jan-2023
4 08055872 JOYDEEP DUTTA ROY ED Member 31-Jan-2024
5 99999991 DHANARAJ T ED Member 10-Mar-2024
6 99999995 DEEPAK SHARMA ID Member 22-Apr-2025
7 99999994 B CHANDRA REDDY ID Member 22-Apr-2025



Annexure 1
III. Meeting of Board of Directors
Disclosure of notes on meeting of board of directors explanatory
Sr Date(s) of meeting (Enter dates of Previous quarter and Current quarter in chronological order) Maximum gap between any two consecutive (in number of days) Notes for not providing Date Whether requirement of Quorum met (Yes/No) Total Number of Directors as on date of the meeting Number of Directors present* (All directors including Independent Director) No. of Independent Directors attending the meeting*
1 15-Oct-2025 Yes 10 9 5
2 16-Oct-2025 0 Yes 10 10 5
3 28-Nov-2025 42 Yes 10 9 5
4 29-Nov-2025 0 Yes 10 9 5
5 14-Jan-2026 45 Yes 10 10 5
6 27-Feb-2026 43 Yes 10 10 5
7 25-Mar-2026 25 Yes 10 8 5



Annexure 1
IV. Meeting of Committees
Disclosure of notes on meeting of committees explanatory
Sr Name of Committee Date(s) of meeting (Enter dates of Previous quarter and Current quarter in chronological order) Maximum gap between any two consecutive (in number of days) Name of other committee Reson for not providing date Whether requirement of Quorum met (Yes/No) Total Number of Directors in the Committee as on date of the meeting Number of Directors Present (All Directors including Independent Director) No. of Independent Directors attending the meeting* No. of members attending the meeting (other than Board of Directors)
1 Audit Committee 15-Oct-2025 Yes 4 4 3 0
2 Audit Committee 16-Oct-2025 0 Yes 4 4 3 0
3 Nomination and remuneration committee 05-Nov-2025 19 Yes 4 3 3 0
4 Risk Management Committee 21-Nov-2025 15 Yes 7 7 4 0
5 Stakeholders Relationship Committee 21-Nov-2025 Yes 5 5 4 0
6 Risk Management Committee 23-Dec-2025 31 Yes 5 5 3 0
7 Audit Committee 13-Jan-2026 20 Yes 4 4 3 0
8 Audit Committee 14-Jan-2026 0 Yes 4 4 3 0
9 Risk Management Committee 28-Jan-2026 13 Yes 7 7 4 0
10 Risk Management Committee 25-Mar-2026 55 Yes 7 7 4 0
11 Stakeholders Relationship Committee 25-Mar-2026 Yes 5 5 3 0



Annexure 1
VI. Affirmations
Sr Subject Compliance status (Yes/No)
1 The composition of Board of Directors is in terms of SEBI (Listing obligations and disclosure requirements) Regulations, 2015 No
2 The composition of the following committees is in terms of SEBI(Listing obligations and disclosure requirements) Regulations, 2015 a. Audit Committee Yes
3 The composition of the following committees is in terms of SEBI(Listing obligations and disclosure requirements) Regulations, 2015. b. Nomination & remuneration committee Yes
4 The composition of the following committees is in terms of SEBI(Listing obligations and disclosure requirements) Regulations, 2015. c. Stakeholders relationship committee Yes
5 The composition of the following committees is in terms of SEBI(Listing obligations and disclosure requirements) Regulations, 2015. d. Risk management committee (applicable to the top 1000 listed entities) Yes
6 The committee members have been made aware of their powers, role and responsibilities as specified in SEBI (Listing obligations and disclosure requirements) Regulations, 2015. Yes
7 The meetings of the board of directors and the above committees have been conducted in the manner as specified in SEBI (Listing obligations and disclosure requirements) Regulations, 2015 Yes
8 This report and/or the report submitted in the previous quarter has been placed before Board of Directors. Yes
9 Any comments/observations/advice of Board of Directors may be mentioned here:



Annexure 1
Sr Subject Compliance status
1 Name of signatory RAGHURAM MALLELA
2 Designation Company Secretary and Compliance Officer



Details of Cyber security incidence
Whether as per Regulation 27(2)(ba) of SEBI (LODR) Regulations, 2015 there has been cyber security incidents or breaches or loss of data or documents during the quarter No
Other details of cyber security incidence or breaches or loss of data event
Number of cyber security incidence or breaches or loss of data event occurred during the quarter
Sr Date of the event Brief details of the event



Annexure II to be submitted by listed entity at the end of the financial year (for the whole of financial year)
I. Disclosure on website in terms of LODR Regulation
Sr Item Compliance status (Yes/No/NA) If status is No details of non-compliance may be given here. Web address
1.1 Details of business Yes https://www.iob.bank.in/
1.2 Memorandum of Association and Articles of Association NA
1.3 Brief profile of board of directors including directorship and full time positions in body corporates Yes https://iob.bank.in/Annual_Reports
2 Terms and conditions of appointment of independent directors Yes https://iob.bank.in/Annual_Reports
3 Composition of various committees of board of directors Yes https://iob.bank.in/Annual_Reports
4 Code of conduct of board of directors and senior management personnel Yes https://iob.bank.in/Annual_Reports
5 Details of establishment of vigil mechanism or whistle blower policy Yes https://iob.bank.in/Whistle-blower-scheme
6 Criteria of making payments to non-executive directors NA
7 Policy on dealing with related party transactions Yes https://iob.bank.in/Policies
8 Policy for determining material subsidiaries No Bank does not have a subsidiary at present
9 Details of familiarization programmes imparted to independent directors Yes https://iob.bank. in/upload/CEDocuments/iobDetail_Familiarisation_Program.pdf
10 Contact information of the designated officials of the listed entity who are responsible for assisting and handling investor grievances Yes https://iob.bank.in/Contact_Details_Investors
11 Email address for grievance redressal and other relevant details Yes https://iob.bank.in/Contact_Details_Investors
12 Financial results Yes https://iob.bank.in/Financial_perf
13 Shareholding pattern Yes https://iob.bank.in/Share_holding_Pattern
14 Details of agreements entered into with the media companies and/or their associates NA
15.1 Schedule of analyst or institutional investor meet and presentation prepared by listed entity for analyst or institutional investor meet Yes https://iob.bank.in/presentation_to_analysts
15.2 Audio or video recordings and transcripts of post earnings/quarterly calls Yes https://www.iob.bank.in/Analyst-Meet
16 New name and the old name of the listed entity NA
17 Advertisements as per regulation 47 (1) Yes https://www.iob.bank.in/Newspaper_Publications
18 Credit rating or revision in credit rating obtained Yes https://iob.bank.in/Important_Disclosure_and_Information
19 Separate audited financial statements of each subsidiary of the listed entity NA
20 Secretarial compliance report Yes https://iob.bank.in/Important_Disclosure_and_Information
21 Materiality policy as per regulation 30 (4) Yes https://iob.bank.in/Policies
22 Disclosure of contact details of KMP who are authorized for the purpose of determining materiality as required under regulation 30(5) Yes https://www.iob.bank.in/Disclosures-under-Regulation-46-And-62-of-the-LODR-Regulations
23 Disclosures under regulation 30(8) Yes https://iob.bank.in/Important_Disclosure_and_Information
24 Statements of deviation(s) or variations(s) as specified in regulation 32 Yes https://iob.bank.in/Policies
25 Dividend distribution policy as specified in regulation 43A (1) Yes https://iob.bank.in/Policies
26.1 Annual return as provided under section 92 of the Companies Act 2013 NA
26.2 Employee benefit scheme documents framed in terms of SEBI (SBEB) regulations 2021
27 Confirmation that the above disclosures are in a separate section as specified in regulation 46(2) Yes https://www.iob.bank.in/Disclosures-under-Regulation-46-And-62-of-the-LODR-Regulations
28 Compliance with regulation 46(3) with respect to accuracy of disclosures on the website and timely updation Yes https://www.iob.bank.in/
29 Disclosure of notes on website in terms of Listing Regulations explanatory


Annexure II
II. Annual Affirmations
Sr Particulars Regulation Number Compliance status (Yes/No/NA) If status is No details of non-compliance may be given here.
1 Independent director(s) have been appointed in terms of specified criteria of independence and/or eligibility 16(1)(b) Yes
2 Board Composition 17(1), 17(1A) & 17(1C), 17(1D) & 17(1E) No Bank's Board of Directors is constituted as per the provisions of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970
3 Meeting Of Board Of Directors 17(2) Yes
4 Quorum of board meeting 17(2A) Yes
5 Review of Compliance Reports 17(3) Yes
6 Plans for orderly succession for appointments 17(4) Yes
7 Code of Conduct 17(5) Yes
8 Fees/compensation 17(6) Yes
9 Minimum Information 17(7) Yes
10 Compliance Certificate 17(8) Yes
11 Risk Assessment & Management 17(9) Yes
12 Performance Evaluation of Independent Directors 17(10) Yes
13 Recommendation of Board 17(11) Yes
14 Maximum number of Directorships 17A Yes
15 Composition of Audit Committee 18(1) Yes
16 Meeting of Audit Committee 18(2) Yes
17 Role of Audit Committee and information to be reviewed by the audit committee 18(3) Yes
18 Composition of nomination & remuneration committee 19(1) & (2) Yes
19 Quorum of Nomination and Remuneration Committee meeting 19(2A) Yes
20 Meeting of Nomination and Remuneration Committee 19(3A) Yes
21 Role of Nomination and Remuneration Committee 19(4) Yes
22 Composition of Stakeholder Relationship Committee 20(1), 20(2) & 20(2A) Yes
23 Meeting of Stakeholders Relationship Committee 20(3A) Yes
24 Role of Stakeholders Relationship Committee 20(4) Yes
25 Composition and role of risk management committee 21(1),(2),(3),(4) Yes
26 Meeting of Risk Management Committee 21(3A) Yes
27 Quorum of Risk Management Committee meeting 21(3B) Yes
28 Gap between the meetings of the Risk Management Committee 21(3C) Yes
29 Vigil Mechanism 22 Yes
30 Policy for related party Transaction 23(1), (1A), (5), (6), & (8) Yes
31 Prior or Omnibus approval of Audit Committee for all related party transactions 23(2), (3) NA
32 Approval for material related party transactions 23(4) NA
33 Disclosure of related party transactions on consolidated basis 23(9) Yes
34 Composition of Board of Directors of unlisted material Subsidiary 24(1) NA
35 Other Corporate Governance requirements with respect to subsidiary of listed entity 24(2),(3),(4),(5) & (6) NA
36 Alternate Director to Independent Director 25(1) NA
37 Maximum Tenure 25(2) Yes
38 Appointment, Re-appointment or removal of an Independent Director through special resolution or the alternate mechanism 25(2A) Yes
39 Meeting of independent directors 25(3) & (4) Yes
40 Familiarization of independent directors 25(7) Yes
41 Declaration from Independent Director 25(8) & (9) Yes
42 Directors and Officers insurance 25(10) Yes
43 Confirmation with respect to appointment of Independent Directors who resigned from the listed entity 25(11) NA
44 Memberships in Committees 26(1) Yes
45 Affirmation with compliance to code of conduct from members of Board of Directors and Senior management personnel 26(3) Yes
46 Policy with respect to Obligations of directors and senior management 26(2) & 26(5) Yes
47 Approval of the Board and shareholders for compensation or profit sharing in connection with dealings in the securities of the listed entity 26(6) NA
48 Vacancies in respect Key Managerial Personnel 26A(1) & 26A(2), 26A(3) Yes
Any other information to be provided - Add Notes



Annexure II
III. Affirmations
Sr Particulars Compliance status (Yes/No/NA)
1 The Listed Entity has approved Material Subsidiary Policy and the Corporate Governance requirements with respect to subsidiary of Listed Entity have been complied NA
Any other information to be provided



Annexure II
1 Name of signatory RAGHURAM MALLELA
2 Designation Company Secretary and Compliance Officer



Additional Half yearly Disclosure
Any Other Information for Disclosure of Loans / Guarantees / Comfort Letters / Securities Etc.
I. Disclosure of Loans/ guarantees/comfort letters /securities etc.refer note below
(A)Any loan or any other form of debt advanced by the listed entity directly or indirectly to
Entity Aggregate amount advanced during six months Balance outstanding at the end of six months
Promoter or any other entity controlled by them
Promoter Group or any other entity controlled by them
Directors (including relatives) or any other entity controlled by them
KMPs or any other entity controlled by them
(B) Any guarantee / comfort letter (by whatever name called) provided by the listed entity directly or indirectly, in connection with any loan(s) or any other form of debt availed By
Entity Type (guarantee, comfort letter etc.) Aggregate amount of issuance during six months Balance outstanding at the end of six months(taking into account any invocation)
Promoter or any other entity controlled by them
Promoter Group or any other entity controlled by them
Directors (including relatives) or any other entity controlled by them
KMPs or any other entity controlled by them
(C) Any security provided by the listed entity directly or indirectly, in connection with any loan(s) or any other form of debt availed by
Entity Type of security (cash, shares etc.) Aggregate value of security provided during six months Balance outstanding at the end of six months
Promoter or any other entity controlled by them
Promoter Group or any other entity controlled by them
Directors (including relatives) or any other entity controlled by them
KMPs or any other entity controlled by them
(D) Additional Information
II. Affirmations
Affirmations Compliance Status Company Remarks
All loans (or other form of debt), guarantees, comfort letters (by whatever name called) or securities in connection with any loan(s) (or other form of debt) given directly or indirectly by the listed entity to promoter(s), promoter group, director(s) (including their relatives), key managerial personnel (including their relatives) or any entity controlled by them are in the economic interest of the company. $intratedCg.get("CG_YN_$!integratedFillingMasterDto.cgMasterVO.anx4aAffirmComplStatus")
Name
Designation
Place
Date



Signatory Details
Name of signatory RAGHURAM MALLELA
Designation of person Company Secretary and Compliance Officer
Place Chennai
Date 22-Apr-2026


Investor Grievance Details
No. of investor complaints pending at the beginning of Quarter 0
No. of investor complaints received during the Quarter 1
No. of investor complaints disposed off during the Quarter 1
No. of investor complaints those remaining unresolved at the end of the Quarter 0


Disclosure of Acquisition of Shares or Voting Rights in Unlisted Companies-
The details of acquisition of shares or voting rights in unlisted companies during the quarter in terms of sub-para 1 of para A of Part A of Schedule III are given below
Any Other Information for Disclosure of Acquisition of Shares or Voting Rights in Unlisted Companies
Sr. No. Name of the unlisted company in which shares or voting rights have been acquired Date of acquisition Aggregate holding (% shares or voting rights) as at the end of the previous quarter % shares or voting rights acquired during the quarter Aggregate holding (% shares or voting rights) as at the end of the quarter


Disclosure of Imposition of Fine or Penalty
The details of imposition of fine or penalty during the quarter in terms of sub-para 20 of para A of Part A of Schedule III are given below:
Any Other Information for Disclosure of Imposition of Fine or Penalty
Sr. No. Name of the authority Nature and details of the action(s) taken or order(s) passed Date of receipt of direction or order, including any ad interim or interim orders, or any other communication from the authority Details of the violation(s)/ contravention(s) committed or alleged to be committed Impact on financial, operation or other activities of the listed entity, quantifiable in monetary terms to the extent possible
1 RBI Penalty of Rs 22000 19-Feb-2026 Shortage of notes found in CC Remittance Nil
2 RBI Penalty of Rs 1200 19-Feb-2026 Counterfeit notes found in CC Remittance Nil
3 RBI Penalty of Rs 100 19-Feb-2026 Mutilated notes found in CC Remittance Nil
4 RBI Penalty of Rs 200 13-Feb-2026 Mutilated Notes in CC balance Nil
5 RBI Penalty of Rs 5000 13-Feb-2026 Non-conduct of Bi-monthly surprise verification of CC Balance. Nil
6 RBI Penalty of Rs 10000 13-Feb-2026 Non-Issue of Coins Over the Counter of attached CC Branch. Nil
7 RBI Penalty of Rs 15000 13-Feb-2026 Penalty-Any other deficiency observed Nil
8 RBI Penalty of Rs 100 16-Mar-2026 Mutilated note found in CC remittance Nil
9 RBI Penalty of Rs 41500 19-Feb-2026 Shortage of notes found in CC Remittance Nil
10 RBI Penalty of Rs 250 19-Feb-2026 Mutilated notes found in CC Remittance Nil
11 RBI Penalty of Rs 1100 20-Feb-2026 Counterfeit notes found in CC Remittance Nil
12 RBI Penalty of Rs 5000 24-Feb-2026 Penalty-CCTV related penalties Nil
13 RBI Penalty of Rs 400 10-Feb-2026 Penalty-Counterfeit Notes in CC balance Nil
14 RBI Penalty of Rs 3950 10-Feb-2026 Penalty-Counterfeit Notes in CC balance Nil
15 RBI Penalty of Rs 5750 24-Feb-2026 Penalty-Mutilated Notes in CC balance Nil
16 RBI Penalty of Rs 5000 10-Feb-2026 Penalty-Non-conduct of surprise verification of CC Balance Nil
17 RBI Penalty of Rs 5000 24-Feb-2026 Penalty-Non-conduct of surprise verication of CC Balance. Nil
18 RBI Penalty of Rs 500 17-Mar-2026 Shortage of notes found in CC Remittance Nil
19 RBI Penalty of Rs 500 17-Mar-2026 Shortage of notes found in CC Remittance Nil
20 RBI Penalty of Rs 750 17-Mar-2026 Mutilated note found in CC remittance Nil
21 RBI Penalty of Rs 900 17-Mar-2026 Mutilated note found in CC remittance Nil
22 RBI Penalty of Rs 250 17-Mar-2026 Mutilated note found in CC remittance Nil
23 RBI Penalty of Rs 100 04-Feb-2026 Mutilated notes found in CC Remittance Nil
24 RBI Penalty of Rs 150 19-Feb-2026 Penalty-Mutilated Notes in CC balance Nil
25 RBI Penalty of Rs 100 27-Feb-2026 Mutilated notes found in CC Remittance Nil
26 RBI Penalty of Rs 10000 23-Feb-2026 Penalty-Any other deficiency observed Nil
27 RBI Penalty of Rs 25000 03-Feb-2026 Penalty-Any other deficiency observed Nil
28 RBI Penalty of Rs 650 03-Feb-2026 Penalty-Mutilated Notes in CC balance Nil
29 RBI Penalty of Rs 100 09-Jan-2026 Counterfeit notes found in CC Remittance Nil
30 RBI Penalty of Rs 200 09-Jan-2026 Mutilated notes found in CC Remittance Nil
31 RBI Penalty of Rs 1700 09-Jan-2026 Shortage of notes found in CC Remittance Nil
32 RBI Penalty of Rs 50 21-Jan-2026 Mutilated notes found in CC Remittance Nil
33 RBI Penalty of Rs 15000 04-Mar-2026 Any other deficiency observed During Inspection. Nil
34 RBI Penalty of Rs 200 20-Mar-2026 Counterfeit Notes found in CC balance Nil
35 RBI Penalty of Rs 5000 20-Mar-2026 Non-conduct of Bi-Monthly verification of CC Balance. Nil
36 RBI Penalty of Rs 15000 20-Mar-2026 Violation of any Terms of Agreement Nil
37 RBI Penalty of Rs 15450 20-Mar-2026 Penalty-Mutilated Notes found in CC balance Nil
38 RBI Penalty of Rs 10000 30-Oct-2025 Incognito penalty IOB Pollachi branch� Nil
39 RBI Penalty of Rs 10000 16-Feb-2026 Penalty Incognito Visit Nil
40 RBI Penalty of Rs 10000 20-Feb-2026 Incognito Penalty Nil
41 RBI Penalty of Rs 10000 10-Mar-2026 Incognito Visit to Indian Overseas Bank Nil
42 RBI Penalty of Rs 20000 17-Mar-2026 Penalty for non-exchange of soiled/mutilated notes and non-issue of coins. Nil
43 Assistant Commissioner of State Tax, Mumbai, Maharashtra Penalty to the tune of Rs. 9,00,218/- 02-Jan-2026 Tax Demand along with penalty for FY 2021-22 under CGST, SGST and IGST Acts Nil


Disclosure of Updates to Ongoing Tax Litigations or Disputes
The updates on tax litigations or disputes in terms of sub-para 8 of para B of Part A of Schedule III read with corresponding provisions of Annexure 18 of the Master Circular are given below:

Any Other Information for Disclosure of Updates to Ongoing Tax Litigations or Disputes
Sr. No. Name of the opposing party Date of initiation of the litigation / dispute Status of the litigation / dispute as per last disclosure Current status of the litigation / dispute
1 GST Department, Tamil Nadu 28-Apr-2023 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras
2 GST Department, Tamil Nadu 19-Jun-2023 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
3 GST Department, Maharashtra 15-Mar-2024 Pending before GST Department of State of Maharashtra. Next hearing date not notified. The amount is below the materiality threshold of the Bank. Pending before GST Department of State of Maharashtra. Next hearing date not notified. The amount is below the materiality threshold of the Bank.
4 Income Tax Department 29-Nov-2021 Pending before High Court of Madras. Next hearing date not notified Pending before High Court of Madras
5 Income Tax Department 13-Feb-2015 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
6 Income Tax Department 25-May-2013 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras
7 Income Tax Department 25-May-2013 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras
8 Income Tax Department 15-Jul-2013 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
9 Income Tax Department 29-Feb-2020 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
10 Income Tax Department 16-Oct-2024 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
11 Income Tax Department 02-Dec-2019 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
12 Income Tax Department 15-Mar-2016 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
13 Income Tax Department 27-Nov-2019 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
14 Income Tax Department 11-Nov-2019 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
15 Income Tax Department 23-Oct-2020 Pending before High Court of Madras. Next hearing date not notified. Pending before High Court of Madras.
16 Income Tax Department 17-Mar-2020 Pending before CIT(A). Next hearing date not notified. Pending before CIT(A).
17 Income Tax Department 19-Apr-2022 Pending before CIT(A). Next hearing date not notified. Pending before CIT(A).
18 Income Tax Department 04-Jan-2020 Pending before CIT(A). Next hearing date not notified. Pending before CIT(A).
19 Income Tax Department 29-Mar-2019 Pending before CIT(A). Next hearing date not notified. Pending before CIT(A).
20 Income Tax Department 19-Nov-2022 Pending before CIT(A). Next hearing date not notified. Pending before CIT(A).
21 Income Tax Department 09-Mar-2025 Pending before CIT(A). Next Hearing date not notified Pending before CIT(A). Next hearing date not notified.
22 GST Department, State of Tamil Nadu 30-Apr-2025 Pending before High Court of Madras. Next hearing date not notified Pending before High Court of Madras. Next hearing date not notified
23 Income Tax Department 17-Mar-2026 Nil Pending before High Court of Madras. Next hearing date not notified
24 Income Tax Department 24-Mar-2026 Nil Pending before High Court of Madras. Next hearing date not notified