INTEGRATED FILING — GI



General information about company

Scrip code 544179
NSE Symbol GODIGIT
MSEI Symbol NOTLISTED
ISIN INE03JT01014
Name of Company Go Digit General Insurance Limited
Type of company Main Board
Class of security Equity
Type Of Insurance Non-Linked Policy
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 23-07-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-07-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Start date and time of board meeting 23-07-2026   16:36:00
End date and time of board meeting 23-07-2026   17:39:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
NA


Format for financial results by general insurance companies filed with stock exchanges

Amount in (Lakhs)

Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
OPERATING RESULTS
1 Operating income
(i) Gross Premiums Written 2,73,086.00 2,73,086.00
(ii) Net Premium written 2,09,419.00 2,09,419.00
(iii) Premium Earned (Net) 2,00,696.00 2,00,696.00
(iv) Income from investments (net) 35,183.00 35,183.00
(v) Other income
1 Contribution from Shareholders Funds towards Excess EOM 0.00
2 Contribution towards remuneration of MD/CEO/WTD/Other KMPs 20.00
3 Others 37.00
Total other income 57.00 57.00
(vi) Total income 2,35,936.00 2,35,936.00
2 Operating expenses
(i) Commissions & Brokerage (net) 61,512.00 61,512.00
(ii) Net commission 61,512.00 61,512.00
(iii) Operating Expenses related to insurance business
(a) Employees remuneration and welfare expenses 9,910.00 9,910.00
(b) Other operating expenses
0 Business Development & Sales Promotion Expenses 3,914.00
1 Other expenses 6,374.00
Total other operating expenses 10,288.00 10,288.00
(c) Total operating expenses related to insurance business 20,198.00 20,198.00
(iv) Premium Deficiency 0.00 0.00
(v) Incurred Claims
(a) Claims Paid 1,04,654.00 1,04,654.00
(b) Change in Outstanding Claims (incl. IBNR/IBNER) 42,533.00 42,533.00
Total Incurred claims 1,47,187.00 1,47,187.00
(vi) Total Expense 2,28,897.00 2,28,897.00
(vii) Underwriting Profit(Loss) (28,201.00) (28,201.00)
(viii) Provisions for doubtful debts (including bad debts written off) 0.00 0.00
(ix) Provisions for diminution in value of investments 0.00 0.00
(x) Operating Profit/loss: 7,039.00 7,039.00
(xi) Appropriations
(a) Transfer to Profit and Loss A/c 7,039.00 7,039.00
(b) Transfer to reserves 0.00 0.00



NON-OPERATING RESULTS
1 Income in shareholder's account
(a) Transfer from Policyholders' Fund 7,039.00 7,039.00
(b) Income from investments 6,823.00 6,823.00
(c) Other income
1 Other income 39.00
Total other income 39.00 39.00
Total income 13,901.00 13,901.00
2 Expenses
(i) Expenses other than those related to insurance business 2,182.00 2,182.00
(ii) Provisions for doubtful debts (including bad debts written off) 174.00 174.00
(iii) Provisions for diminution in value of investments 0.00 0.00
Total Expense 2,356.00 2,356.00
3 Profit / Loss before extraordinary items
 11,545.00 11,545.00
4 Extraordinary Items
0.00 0.00
5 Profit/ (loss) before tax
 11,545.00 11,545.00
6 Provision for tax
 2,906.00 2,906.00
7 Profit / (loss) after tax
 8,639.00 8,639.00
8 Divident per share
(a) Interim Dividend 0.00 0.00
(b) Final dividend 0.00 0.00
9 Opening Balance and Appropriations from PAT (Net) 0.00 0.00
10 Profit (loss) carried to balance sheet 8,639.00 8,639.00
11 Paid up equity capital 92,460.00 92,460.00
12 Reserve and Surplus (Excluding Revaluation Reserve) 3,81,096.00 3,81,096.00
13 Fair value change account and revaluation reserve 26,812.00 26,812.00
14 Assets
(a) Investments
(i) Shareholders Fund 4,78,515.00 4,78,515.00
(ii) Policyholders' Fund 18,66,856.00 18,66,856.00
Total investments 23,45,371.00 23,45,371.00
(b) Other Assets (Net of current liabilities and provisions) (18,10,003.00) (18,10,003.00)
Total assets 5,35,368.00 5,35,368.00



Analytical Ratios
(i) Solvency ratio 2.4300 2.4300
(ii) Expenses of management ratio 39.00 39.00
(iii) Incurred Claim Ratio 73.300 73.300
(iv) Net retention ratio 76.700 76.700
(v) Combined ratio 112.300 112.300
(vi) Earning per share
(a) Basic and diluated EPS before extraordinary items (net of tax expense) for the period (not to be annualized) 0.93 0.93
(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) 0.93 0.93
(vii) NPA ratios
(a) Gross NPAs 0.00 0.00
(c) Net NPAs 0.00 0.00
(b) Percentage of Gross NPAs 0 0
(d) Percentage of net NPAs 0 0
(viii) Yield on Investments
(a) Without unrealized gains 1.80 1.80
(b) With unrealised gains 2.80 2.80
(ix) Public shareholding (in case of public sector insurance companies)
(a) Number of shares 249642356 249642356
(b) Percentage of shareholding 27.00 27.00
(c) Percentage of government holding 0 0



Investor Compliants
(i) No of investor complaints pending at the beginning of the period 0 0
(ii) No of investor complaints during the period 1 1
(iii) No of investor complaints disposed off during the period 1 1
(iv) No of investor complaints remaining unresolved at the end of the period 0 0



Format for financial results by general insurance companies filed with stock exchanges

Amount in (Lakhs)

Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
Segment Income
1 Fire
(i) Net premium 3,160.00 3,160.00
(ii) Income form investments 857.00 857.00
(iii) Other income 2.00 2.00
2 Marine
(i) Net premium 220.00 220.00
(ii) Income form investments 16.00 16.00
(iii) Other income 0.00 0.00
3 Health including personal accident
(i) Net premium 0.00 0.00
(ii) Income form investments 0.00 0.00
(iii) Other income 0.00 0.00
4 Health retail
(i) Net premium 1,974.00 1,974.00
(ii) Income form investments 127.00 127.00
(iii) Other income 0.00 0.00
5 Health group
(i) Net premium 36,579.00 36,579.00
(ii) Income form investments 2,373.00 2,373.00
(iii) Other income 4.00 4.00
6 Health government schemes
(i) Net premium 1,701.00 1,701.00
(ii) Income form investments 154.00 154.00
(iii) Other income 0.00 0.00
7 Motor
(i) Net premium 1,51,011.00 1,51,011.00
(ii) Income form investments 30,567.00 30,567.00
(iii) Other income 50.00 50.00
8 Retail
(i) Net premium 3,274.00 3,274.00
(ii) Income form investments 287.00 287.00
(iii) Other income 0.00 0.00
9 Group and corporate
(i) Net premium 2,203.00 2,203.00
(ii) Income form investments 295.00 295.00
(iii) Other income 0.00 0.00
10 Any other class as may be specified by the Authority. - Enter the name below
(1) Other segment 1
Name of other segment Crop
(i) Net premium 574.00 574.00
(ii) Income form investments 507.00 507.00
(iii) Other income 1.00 1.00

Notes to the Income


Format for financial results by general insurance companies filed with stock exchanges

Amount in (Lakhs)

Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
Segment Premium Deficiency
1 Fire 0.00 0.00
2 Marine 0.00 0.00
3 Health including personal accident 0.00 0.00
4 Health Retail 0.00 0.00
5 Health Group 0.00 0.00
6 Health Government Schemes 0.00 0.00
7 Motor 0.00 0.00
8 Retail 0.00 0.00
9 Group And Corporate 0.00 0.00
10 Any other class as may be specified by the Authority. - Enter the name below
Name of Other Segment
1 Crop 0.00 0.00
11 Unallocated $!intigratedFilingGivo.generalInsuranceMasterVO.segmentPremiDeficiencyUnallocateList[0].itemValue0

Notes to the Premium Deficiency


Format for financial results by general insurance companies filed with stock exchanges

Amount in (Lakhs)

Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
Segment Underwriting Profit/Loss
1 Fire 1,927.00 1,927.00
2 Marine 421.00 421.00
3 Health including personal accident 0.00 0.00
4 Health Retail (343.00) (343.00)
5 Health Group (5,143.00) (5,143.00)
6 Health Government Schemes 1,546.00 1,546.00
7 Motor (28,209.00) (28,209.00)
8 Retail 31.00 31.00
9 Group And Corporate 995.00 995.00
10 Any other class as may be specified by the Authority. - Enter the name below
Name of Other Segment
1 Crop 574.00 574.00
11 Unallocated $!intigratedFilingGivo.generalInsuranceMasterVO.segmentUnderWriPropLossUnallocateList[0].itemValue0

Notes to the Underwriting ProfitLoss


Format for financial results by general insurance companies filed with stock exchanges

Amount in (Lakhs)

Partiuclars Current Quarter Year to Date Figures
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
Segment Operating Profit/Loss
1 Fire 2,786.00 2,786.00
2 Marine 437.00 437.00
3 Health including personal accident 0.00 0.00
4 Health Retail (216.00) (216.00)
5 Health Group (2,766.00) (2,766.00)
6 Health Government Schemes 1,700.00 1,700.00
7 Motor 2,408.00 2,408.00
8 Retail 318.00 318.00
9 Group And Corporate 1,290.00 1,290.00
10 Any other class as may be specified by the Authority. - Enter the name below
Name of Other Segment
1 Crop 1,082.00 1,082.00
11 Unallocated $!intigratedFilingGivo.generalInsuranceMasterVO.segmentOperatingPropLossUnallocateList[0].itemValue0

Notes to the Operating ProfitLoss


Format for financial results by general insurance companies filed with stock exchanges

Amount in (Lakhs)

Partiuclars Current Quarter
Date of start of reporting period 01-04-2026
Date of end of reporting period 30-06-2026
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Standalone
Segment Technical Liabilities (Unexpired Risk Reserve-Net)
1 Fire 12,477.00
2 Marine 265.00
3 Health including personal accident 0.00
4 Health Retail 4,276.00
5 Health Group 63,167.00
6 Health Government Schemes 0.00
7 Motor 2,95,521.00
8 Retail 6,043.00
9 Group And Corporate 4,890.00
10 Any other class as may be specified by the Authority. - Enter the name below
Name of Other Segment
1 Crop 0.00
11 Unallocated

Notes to the Technical Liabilities


Format for financial results by general insurance companies filed with stock exchanges

Amount in (Lakhs)

Partiuclars Current Quarter
Date of start of reporting period 01-04-2026
Date of end of reporting period 30-06-2026
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Standalone
Segment Technical Liabilities (Unexpired Claims Reserves Including IBNR & IIBNER)
1 Fire 19,304.00
2 Marine 440.00
3 Health including personal accident 0.00
4 Health Retail 1,774.00
5 Health Group 34,363.00
6 Health Government Schemes 1,607.00
7 Motor 10,31,889.00
8 Retail 8,350.00
9 Group And Corporate 10,236.00
10 Any other class as may be specified by the Authority. - Enter the name below
Name of Other Segment
1 Crop 25,404.00
11 Unallocated



Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 Kirane and Pandit LLP Yes 31-12-2028
2 PKF Sridhar & Santhanam LLP Yes 31-12-2028


Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date