INTEGRATED FILING — BANKING



General information about company

Scrip code 532652
NSE Symbol KTKBANK
MSEI Symbol NOTLISTED
ISIN INE614B01018
Name of bank The Karnataka Bank Limited
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 14-May-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 05-May-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 14-May-2025   10:00:00
End date and time of board meeting 14-May-2025   18:00:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 2025-05-14
Indicate Company website link for updated RPT policy of the Company https://karnatakabank.com/investors/policies-codes
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 17649600000 70093800000
Income on investments 3802100000 14662200000
Interest on balances with reserve bank of India and other inter bank funds 46400000 413700000
Others 1086500000 4966300000
Total interest earned 22584600000 90136000000
2 Other income 4282300000 12695200000
3 Total income 26866900000 102831200000
Expenses
4 Interest expenses 14777800000 57032200000
5 Operating expenses
(i) Employees cost 5259100000 15384000000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating expenses 3079800000 12144600000
Total other operating Expenses 3079800000 12144600000
Total Operating Expenses 8338900000 27528600000
6 Total expenditure excluding provisions and contingencies 23116700000 84560800000
7 Operating profit before provision and contingencies 3750200000 18270400000
8 Provisions other than tax and contingencies 310800000 1864400000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 3439400000 16406000000
11 Provision for Tax 915700000 3682300000
12 Net profit (loss) from ordinary activities after tax 2523700000 12723700000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 2523700000 12723700000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 2523700000 12723700000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 3779500000 3779500000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 112081700000
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 19.85 19.85
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 6.68 33.69
Diluted earnings per share before extraordinary items 6.66 33.61
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 6.68 33.69
Diluted earnings per share after extraordinary items 6.66 33.61
(iv) NPA Ratios
Amount of gross non-performing assets 24020800000 24020800000
Amount of net non-performing assets 10045500000 10045500000
% of gross NPAs 3.08 3.08
% of net NPAs 1.31 1.31
Return on assets 0.81 1.05
21 Disclosure of notes on financial results by banks Textual Information(1)


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Textual Information(1) 1. Networth is calculated as per guidelines under RBI Master Circular on Exposure Norms 2. Debt (excluding deposit) represents borrowings with residual maturity of more than one year and Equity represents total of share capital and reserves less proposed dividend. 3. Total debts represent total borrowings of the bank and total assets is as per the balance sheet. 4. Ratios are calculated basis Cumulative Daily Average Balance (CDAB).


Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 3779500000
Reserves and surplus 117073700000
Deposits 1048074900000
Borrowings 19405500000
Other liabilities and provisions 21284200000
Total Capital Liabilities 1209617800000
2 ASSETS
Cash and Balances with Reserve Bank of India 75257300000
Balances with Banks and money at call and short notice 4585800000
Investments 245365100000
Advances 765414800000
Fixed Assets 9905400000
Other Assets 109089400000
Total Assets 1209617800000
Disclosure of notes on assets and liabilities


Text Block
Textual Information(1)


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 4512800000 16456400000
2 Corporate Banking 8064400000 35164400000
3 Retail Banking 12888400000 46997600000
4 Other Banking Operations 1278300000 2986500000
5 Unallocated 123000000 1226300000
Total Segment Revenue 26866900000 102831200000
Less: Inter segment revenue 0 0
Income from operations 26866900000 102831200000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 462600000 1570500000
2 Corporate Banking 1008000000 6154400000
3 Retail Banking 1912000000 9588700000
4 Other Banking Operations 484600000 581000000
5 Unallocated -427800000 -1488600000
Total Profit before tax 3439400000 16406000000
i. Finance cost 0 0
ii. Other Unallocable Expenditure net off Unallocable income 0 0
Profit before tax 3439400000 16406000000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 328817200000 328817200000
2 Corporate Banking 380376700000 380376700000
3 Retail Banking 466227200000 466227200000
4 Other Banking Operations 295700000 295700000
5 Unallocated 33901000000 33901000000
Total Segment Assets 1209617800000 1209617800000
Un-allocable Assets 0 0
Net Segment Assets 1209617800000 1209617800000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 296322700000 296322700000
2 Corporate Banking 342341500000 342341500000
3 Retail Banking 419217600000 419217600000
4 Other Banking Operations 266400000 266400000
5 Unallocated 30616400000 30616400000
Total Segment Liabilities 1088764600000 1088764600000
Un-allocable Liabilities 120853200000 120853200000
Net Segment Liabilities 1088764600000 1088764600000
Disclosure of notes on segments PART B: GEOGRAPHIC SEGMENTS: There is only one Segment i.e. Domestic Segment As per the RBI circular DOR.AUT.REC.12/22.01.001/2022-23 dated April 07, 2022, on establishment of Digital Banking Unit (DBU), for the purpose of disclosure under ‘Accounting Standard 17 - Segment reporting’, ‘Digital Banking’ has been identified as a Sub–segment under Retail Banking by the Reserve Bank of India (RBI). As on March 31, 2025, the Bank has two DBUs.and the segment information disclosed above is related to the said DBUs




Cash Flow Statement, Indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0
Adjustments for depreciation and amortisation expense 850600000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for share-based payments 0
Other adjustments for which cash effects are investing or financing cash flow 0
Other adjustments to reconcile profit (loss) 0
Other adjustments for non-cash items 885800000
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments to profit (loss) 1736400000
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables 0
Adjustments for decrease (increase) in other current assets -38229600000
Adjustments for increase (decrease) in trade payables 0
Adjustments for increase (decrease) in other current liabilities 23959300000
Adjustments for provisions 1864400000
Total adjustments for working capital -12405900000
Total adjustments for reconcile profit (loss) -10669500000
Net cash flows from (used in) operations 5736500000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) 3641300000
Other inflows (outflows) of cash 0
Net cash flows from (used in) operating activities before extraordinary items 2095200000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) operating activities 2095200000
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of tangible assets 16600000
Purchase of tangible assets 1626700000
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash -5295400000
Proceeds from government grants 0
Net cash flows from (used in) investing activities before extraordinary items -6905500000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) investing activities -6905500000
5 Cash flows from used in financing activities
Proceeds from issuing shares 42200000
Proceeds from issuing other equity instruments 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 6155400000
Repayments of borrowings 0
Dividends paid 2076900000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities before extraordinary items 4120700000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) financing activities 4120700000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes -689600000
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0
Net increase (decrease) in cash and cash equivalents -689600000
Cash and cash equivalents cash flow statement at beginning of period 80532800000
Cash and cash equivalents cash flow statement at end of period 79843200000


Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s RGN Price & Co Yes 31-Mar-2028
2 M/s Ravi Rajan & Co LLP Yes 31-May-2025


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth

Any other financial item(s) (as felt appropriate by the management)



Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date


Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 THE KARNATAKA BANK LIMITED MR.JUSTICE A V CHANDRASHEKAR DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 1200000 10100000 10400000 Textual Information(1)
2 THE KARNATAKA BANK LIMITED MRS.VIJAYALAKSHMI CHANDRASHEKAR RELATIVE OF MR.JUSTICE A V CHANDRASHEKAR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 200000 2600000 2700000 Textual Information(2)
3 THE KARNATAKA BANK LIMITED MR.BALAKRISHNA ALSE S DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 200000 200000 Textual Information(3)
4 THE KARNATAKA BANK LIMITED MR.GURUPRASAD ALSE SETTUVALLI RELATIVE OF MR.BALAKRISHNA ALSE S Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 300000 300000 Textual Information(4)
5 THE KARNATAKA BANK LIMITED MS.VARSHA R HANDE RELATIVE OF MR.BALAKRISHNA ALSE S Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 300000 300000 Textual Information(5)
6 THE KARNATAKA BANK LIMITED MR.D S RAVINDRAN DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 2300000 2400000 Textual Information(6)
7 THE KARNATAKA BANK LIMITED MS.ROOPALAKSHMI K RELATIVE OF MR.D S RAVINDRAN Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 1100000 1200000 Textual Information(7)
8 THE KARNATAKA BANK LIMITED MS. SHARVARI RAVINDRAN RELATIVE OF MR.D S RAVINDRAN Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 700000 700000 Textual Information(8)
9 THE KARNATAKA BANK LIMITED MR.HARISH H V DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 600000 300000 300000 Textual Information(9)
10 THE KARNATAKA BANK LIMITED MR.JEEVANDAS NARAYAN DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 4500000 4200000 0 Textual Information(10)
11 THE KARNATAKA BANK LIMITED MRS.APARNA JEEVANDAS RELATIVE OF MR.JEEVANDAS NARAYAN Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 2800000 9200000 12100000 Textual Information(11)
12 THE KARNATAKA BANK LIMITED MR.GURURAJ ACHARYA K DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 16600000 7200000 23800000 Textual Information(12)
13 THE KARNATAKA BANK LIMITED MRS. GEETHA SHRIDHAR RELATIVE OF MR.GURURAJ ACHARYA K Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 300000 300000 Textual Information(13)
14 THE KARNATAKA BANK LIMITED MS. K AMOGHA ACHARYA RELATIVE OF MR.GURURAJ ACHARYA K Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 2200000 1000000 1000000 Textual Information(14)
15 THE KARNATAKA BANK LIMITED MS. MAMATHA D R RELATIVE OF MR.GURURAJ ACHARYA K Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 1400000 3300000 2100000 Textual Information(15)
16 THE KARNATAKA BANK LIMITED MR.THRIVIKRAMA ACHARYA K RELATIVE OF MR.GURURAJ ACHARYA K Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 6900000 2900000 9000000 Textual Information(16)
17 THE KARNATAKA BANK LIMITED MS. VASANTHI T ACHARYA RELATIVE OF MR.GURURAJ ACHARYA K Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 1000000 1100000 Textual Information(17)
18 THE KARNATAKA BANK LIMITED MRS. ARATHI RAO RELATIVE OF MR.GURURAJ ACHARYA K Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 10000000 0 0 Textual Information(18)
19 THE KARNATAKA BANK LIMITED M/S.KBL SERVICES LIMITED WHOLLY OWNED SUBSIDIARY Purchase of goods or services 130000000 Nil 24300000 0 24300000
20 THE KARNATAKA BANK LIMITED MS.PANJA SUCHITRA RELATIVE OF MR. PRADEEP KUMAR PANJA Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 0 1100000 1200000 Textual Information(19)
21 THE KARNATAKA BANK LIMITED MR.SEKHAR RAO EXECUTIVE DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 700000 0 700000 Textual Information(20)
22 THE KARNATAKA BANK LIMITED MS.PADMA SRIDHAR RELATIVE OF MR.SEKHAR RAO Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 1300000 1900000 3200000 Textual Information(21)
23 THE KARNATAKA BANK LIMITED MR.ASHOK B R DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 1100000 1500000 2600000 Textual Information(22)
24 THE KARNATAKA BANK LIMITED MS.JYOTI ASHOK ACHAR RELATIVE OF MR.ASHOK B R Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 800000 24600000 25500000 Textual Information(23)
25 THE KARNATAKA BANK LIMITED MR.RAVISHANKAR ACHAR B R RELATIVE OF MR.ASHOK B R Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 100000 0 100000 Textual Information(24)
26 THE KARNATAKA BANK LIMITED MR.SRIKRISHNAN HARIHARA SARMA MD AND CEO Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 200000 0 200000 Textual Information(25)
27 THE KARNATAKA BANK LIMITED MRS.UMA SHANKAR DIRECTOR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 200000 5000000 5100000 Textual Information(26)
28 THE KARNATAKA BANK LIMITED MR.S SHANKAR RELATIVE OF MRS.UMA SHANKAR Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 1000000 0 1000000 Textual Information(27)
29 THE KARNATAKA BANK LIMITED MR. SHAM K COMPANY SECRETARY Any other transaction Deposits accepted and withdrawn and Interest paid thereon 0 Nil 100000 4000000 4200000 Textual Information(28)
Total value of transaction during the reporting period 76200000



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Textual Information(1) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(2) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(3) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(4) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(5) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(6) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(7) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(8) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(9) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(10) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(11) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(12) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(13) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(14) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(15) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(16) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(17) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(18) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(19) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(20) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(21) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(22) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(23) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(24) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(25) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(26) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(27) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.
Textual Information(28) The value of opening and closing balance is calculated after excluding the current account and savings account balance which is based on the amendment to the definition of RPTs pursuant to Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) (Third Amendment) Regulations, 2024 dated 12.12.2024.


Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 16405500000 *includes refinance from Financial Institutions like NABARD and SIDBI.
B Of the total amount outstanding, amount of default as on date 0
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0
B Of the total amount outstanding, amount of default as on date 0
3. Total financial indebtedness of the listed entity including short-term and long-term debt 16405500000