INTEGRATED FILING — BANKING



General information about company

Scrip code 532483
NSE Symbol CANBK
MSEI Symbol NOTLISTED
ISIN INE476A01022
Name of bank Canara Bank
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 08-May-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 25-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 08-May-2025   10:00:00
End date and time of board meeting 08-May-2025   13:10:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 228069200000 877988100000
Income on investments 67367800000 264189900000
Interest on balances with reserve bank of India and other inter bank funds 13927900000 46780500000
Others 5590800000 27052700000
Total interest earned 314955700000 1216011200000
2 Other income 87606200000 310567700000
3 Total income 402561900000 1526578900000
Expenses
4 Interest expenses 215559600000 826806800000
5 Operating expenses
(i) Employees cost 50087300000 186057600000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other opreating expenses 52848400000 195827900000
Total other operating Expenses 52848400000 195827900000
Total Operating Expenses 102935700000 381885500000
6 Total expenditure excluding provisions and contingencies 318495300000 1208692300000
7 Operating profit before provision and contingencies 84066600000 317886600000
8 Provisions other than tax and contingencies 18307300000 87636400000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 65759300000 230250200000
11 Provision for Tax 14784800000 56890300000
12 Net profit (loss) from ordinary activities after tax 50974500000 173359900000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 50974500000 173359900000
15 Share of profit (loss) of associates 137800000 3559100000
16 Profit (loss) of minority interest 410400000 1522800000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 50701900000 175396200000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 18141300000 18141300000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 971528000000
20 Analytical ratios
(i) Percentage of share held by government of India 62.93 62.93
(ii) Capital adequacy ratio
CET 1 ratio 12.09 12.09
Additional Tier 1 ratio 2.34 2.34
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 5.59 19.34
Diluted earnings per share before extraordinary items 5.59 19.34
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 5.59 19.34
Diluted earnings per share after extraordinary items 5.59 19.34
(iv) NPA Ratios
Amount of gross non-performing assets 315483200000 315483200000
Amount of net non-performing assets 73569500000 73569500000
% of gross NPAs 2.94 2.94
% of net NPAs 0.7 0.7
Return on assets 1.23 1.09
21 Disclosure of notes on financial results by banks


Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Consolidated
1 Capital and liabilities
Capital 18141300000
Reserves and surplus 1036026300000
Deposits 14564950300000
Borrowings 896651200000
Other liabilities and provisions 791144400000
Total Capital Liabilities 17306913500000
2 ASSETS
Cash and Balances with Reserve Bank of India 900476800000
Balances with Banks and money at call and short notice 1158424300000
Investments 4261884400000
Advances 10493320600000
Fixed Assets 103015900000
Other Assets 389791500000
Total Assets 17306913500000
Disclosure of notes on assets and liabilities


Text Block
Textual Information(1)


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 70352500000 276860000000
2 Retail Banking operations 166436500000 649728200000
3 wholesale Banking operations 135579900000 490421000000
4 Life insurance Operations 30193000000 109569700000
5 Other Banking Operations 0 0
Total Segment Revenue 402561900000 1526578900000
Less: Inter segment revenue
Income from operations 402561900000 1526578900000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 30479800000 78396800000
2 Retail Banking operations 31711400000 159317000000
3 wholesale Banking operations 3175500000 -8787400000
4 Life insurance Operations 392600000 1323800000
5 Other Banking Operations 0 0
Total Profit before tax 65759300000 230250200000
i. Finance cost 15195200000 58413100000
ii. Other Unallocable Expenditure net off Unallocable income -137800000 -3559100000
Profit before tax 50701900000 175396200000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 4670876500000 4670876500000
2 Retail Banking operations 5926326000000 5926326000000
3 wholesale Banking operations 5579502100000 5579502100000
4 Life insurance Operations 429142800000 429142800000
5 Other Banking Operations 0 0
Total Segment Assets 16605847400000 16605847400000
Un-allocable Assets 701066000000 701066000000
Net Segment Assets 17306913400000 17306913400000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 4192008600000 4192008600000
2 Retail Banking operations 5791448100000 5791448100000
3 wholesale Banking operations 5506255500000 5506255500000
4 Life insurance Operations 413974200000 413974200000
5 Other Banking Operations 0 0
Total Segment Liabilities 15903686400000 15903686400000
Un-allocable Liabilities 337161500000 337161500000
Net Segment Liabilities 15903686400000 15903686400000
Disclosure of notes on segments




Cash Flow Statement, Indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Consolidated
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 26852400000
Adjustments for depreciation and amortisation expense 8697700000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for share-based payments 0
Other adjustments for which cash effects are investing or financing cash flow -37109900000
Other adjustments to reconcile profit (loss) -22700000
Other adjustments for non-cash items 87636400000
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments to profit (loss) 86053900000
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories -184805600000
Adjustments for decrease (increase) in trade receivables -1271361000000
Adjustments for decrease (increase) in other current assets -7604500000
Adjustments for increase (decrease) in trade payables 300275500000
Adjustments for increase (decrease) in other current liabilities 1442525600000
Adjustments for provisions 50348800000
Total adjustments for working capital 329378800000
Total adjustments for reconcile profit (loss) 415432700000
Net cash flows from (used in) operations 645682900000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) 41033600000
Other inflows (outflows) of cash 2036500000
Net cash flows from (used in) operating activities before extraordinary items 606685800000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) operating activities 606685800000
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 8186600000
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of tangible assets 0
Purchase of tangible assets -11618700000
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash -28044500000
Proceeds from government grants 0
Net cash flows from (used in) investing activities before extraordinary items -24612400000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) investing activities -24612400000
5 Cash flows from used in financing activities
Proceeds from issuing shares 0
Proceeds from issuing other equity instruments 0
Proceeds from issuing debentures notes bonds etc 70000000000
Proceeds from borrowings 0
Repayments of borrowings 49000000000
Dividends paid 29207500000
Interest paid 26852400000
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities before extraordinary items -35059900000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) financing activities -35059900000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 547013500000
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 240800000
Net increase (decrease) in cash and cash equivalents 547254300000
Cash and cash equivalents cash flow statement at beginning of period 1511646800000
Cash and cash equivalents cash flow statement at end of period 2058901100000


Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 K VENKATACHALAM AIYER & CO Yes 31-Mar-2026


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth

Any other financial item(s) (as felt appropriate by the management)



Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date