INTEGRATED FILING — BANKING



General information about company

Scrip code 541153
NSE Symbol BANDHANBNK
MSEI Symbol NOTLISTED
ISIN INE545U01014
Name of bank Bandhan Bank Limited
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 30-Apr-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 21-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 30-Apr-2025   10:00:00
End date and time of board meeting 30-Apr-2025   15:20:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 2025-01-31
Indicate Company website link for updated RPT policy of the Company https://bandhanbank.com/pdfViewerJS/index.html#../sites/default/files/2025-02/Policy-on-Dealing-With-Related-Party-Transactions.pdf
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
For FY 2024-25, there were no instances of outstanding default on loans and debt securities.


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 47635552000 193674639000
Income on investments 5822321000 21818682000
Interest on balances with reserve bank of India and other inter bank funds 92941000 971765000
Others 787821000 3017201000
Total interest earned 54338635000 219482287000
2 Other income 6996188000 29666000000
3 Total income 61334823000 249148287000
Expenses
4 Interest expenses 26779683000 104576451000
5 Operating expenses
(i) Employees cost 10842193000 43609753000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 7999560000 27075198000
Total other operating Expenses 7999560000 27075198000
Total Operating Expenses 18841753000 70684951000
6 Total expenditure excluding provisions and contingencies 45621436000 175261402000
7 Operating profit before provision and contingencies 15713387000 73886885000
8 Provisions other than tax and contingencies 12601593000 37654115000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 3111794000 36232770000
11 Provision for Tax -67249000 8779815000
12 Net profit (loss) from ordinary activities after tax 3179043000 27452955000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 3179043000 27452955000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 3179043000 27452955000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 16109714000 16109714000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 227481304000
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 18.71 18.71
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 1.97 17.04
Diluted earnings per share before extraordinary items 1.97 17.04
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 1.97 17.04
Diluted earnings per share after extraordinary items 1.97 17.04
(iv) NPA Ratios
Amount of gross non-performing assets 64355616000 64355616000
Amount of net non-performing assets 16928492000 16928492000
% of gross NPAs 4.71 4.71
% of net NPAs 1.28 1.28
Return on assets 0.17 1.53
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Detailed notes on the Audited Financial Results of quarter (Q4) and Financial Year ended March 31, 2025, have been submitted along with the PDF of the Results submitted on April 30, 2025.


Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 16109714000
Reserves and surplus 229940355000
Deposits 1512124991000
Borrowings 111384927000
Other liabilities and provisions 45202898000
Total Capital Liabilities 1914762885000
2 ASSETS
Cash and Balances with Reserve Bank of India 74774496000
Balances with Banks and money at call and short notice 20919416000
Investments 407122755000
Advances 1319873177000
Fixed Assets 11803819000
Other Assets 80269222000
Total Assets 1914762885000
Disclosure of notes on assets and liabilities Textual Information(1)


Text Block
Textual Information(1) The Balance of Employee Stock Option Outstanding Rs 24,590.51 lacs is included under Reserve and Surplus as on March 25 and Rs 4,418.99 lacs as on March 24.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 6149718000 25178192000
2 Retail Banking 54474193000 219373520000
3 Wholesale Banking 6658756000 22131380000
4 Other Banking Operations 1593712000 3858028000
Total Segment Revenue 68876379000 270541120000
Less: Inter segment revenue 7541556000 21392833000
Income from operations 61334823000 249148287000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 1731375000 8403262000
2 Retail Banking -183377000 23451957000
3 Wholesale Banking 30570000 701012000
4 Other Banking Operations 1533226000 3676539000
Total Profit before tax 3111794000 36232770000
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 3111794000 36232770000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 504163541000 504163541000
2 Retail Banking 1102834567000 1102834567000
3 Wholesale Banking 295325390000 295325390000
4 Other Banking Operations 450231000 450231000
Total Segment Assets 1902773729000 1902773729000
Un-allocable Assets 11989156000 11989156000
Net Segment Assets 1914762885000 1914762885000
4 Segment Liabilities
Segment Liabilities
1 Treasury 116429549000 116429549000
2 Retail Banking 1497700466000 1497700466000
3 Wholesale Banking 52726328000 52726328000
4 Other Banking Operations 0 0
Total Segment Liabilities 1666856343000 1666856343000
Un-allocable Liabilities 1856473000 1856473000
Net Segment Liabilities 1666856343000 1666856343000
Disclosure of notes on segments In the segment section, capital employed is not included in this XBRL sheet. Detailed notes on the Audited Financial Results for the quarter (Q4) and Financial Year ended March 31, 2025, have been submitted along with the PDF of the Results on April 30, 2025.




Cash Flow Statement, Indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0
Adjustments for depreciation and amortisation expense 2792019000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 37654115000
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for share-based payments 2106974000
Other adjustments for which cash effects are investing or financing cash flow -15547853000
Other adjustments to reconcile profit (loss) 0
Other adjustments for non-cash items -2859784000
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments to profit (loss) 24145471000
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables -145631727000
Adjustments for decrease (increase) in other current assets -41627415000
Adjustments for increase (decrease) in trade payables 160105129000
Adjustments for increase (decrease) in other current liabilities -586036000
Adjustments for provisions 0
Total adjustments for working capital -27740049000
Total adjustments for reconcile profit (loss) -3594578000
Net cash flows from (used in) operations 32638192000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) 5114923000
Other inflows (outflows) of cash 0
Net cash flows from (used in) operating activities before extraordinary items 27523269000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) operating activities 27523269000
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of tangible assets 18938000
Purchase of tangible assets 2880720000
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 14564910000
Income taxes paid (refund) 0
Other inflows (outflows) of cash -50490343000
Proceeds from government grants 0
Net cash flows from (used in) investing activities before extraordinary items -38787215000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) investing activities -38787215000
5 Cash flows from used in financing activities
Proceeds from issuing shares 298000
Proceeds from issuing other equity instruments 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 0
Repayments of borrowings 52330314000
Dividends paid 2416455000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities before extraordinary items -54746471000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) financing activities -54746471000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes -66010417000
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0
Net increase (decrease) in cash and cash equivalents -66010417000
Cash and cash equivalents cash flow statement at beginning of period 161683650000
Cash and cash equivalents cash flow statement at end of period 95673233000


Details of Impact of Audit Qualification
Whether results are audited or unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth

Any other financial item(s) (as felt appropriate by the management)



Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date


Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Bandhan Bank Ltd Abhinay Kumar Shaw KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 0 0 0
2 Bandhan Bank Ltd Allamraju Subramanya Ramasastri Director Any other transaction Deposits with the Bank 200000000 Approved 6058000 7218000 6058000
3 Bandhan Bank Ltd Amit Kumar Hazra Director of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 633000 659000 633000
4 Bandhan Bank Ltd Amrit Daga KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 260000 429000 260000
5 Bandhan Bank Ltd Angshuman Ghosh Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 39951000 52789000 39951000
6 Bandhan Bank Ltd Animesh Agrawal Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 449000 582000 449000
7 Bandhan Bank Ltd Antara Kesh Relative of KMP Any other transaction Deposits with the Bank 200000000 Approved 7721000 102000 7721000
8 Bandhan Bank Ltd Anup Kumar Sinha Director Any other transaction Deposits with the Bank 200000000 Approved 0 453000 0
9 Bandhan Bank Ltd Aparajita Mitra Director Any other transaction Deposits with the Bank 200000000 Approved 3227000 2022000 3227000
10 Bandhan Bank Ltd Arati Banerjee Relative of KMP Any other transaction Deposits with the Bank 200000000 Approved 1371000 1356000 1371000
11 Bandhan Bank Ltd Arvind Agrawal KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 4397000 6275000 4397000
12 Bandhan Bank Ltd Bandhan Financial Holdings Limited Promoter Company Any other transaction Deposits with the Bank 100000000000 As approved by the Board/Shareholder 522414000 1716813000 522414000
13 Bandhan Bank Ltd Bandhan Financial Services Limited Promoter Company Any other transaction Deposits with the Bank 100000000000 As approved by the Board/Shareholder 4626299000 5142136000 4626299000
14 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Any other transaction Deposits with the Bank 10000000000 Approved 3260093000 3349579000 3260093000
15 Bandhan Bank Ltd Bandhan Life Insurance Limited Promoter Group Company Any other transaction Deposits with the Bank 10000000000 Approved 88050000 15051000 88050000
16 Bandhan Bank Ltd Biplab Mani KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 94000 518000 94000
17 Bandhan Bank Ltd Bishwajit Kumar Shaw Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 302000 535000 302000
18 Bandhan Bank Ltd Chandra Shekhar Ghosh KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 7807000 22905000 7807000
19 Bandhan Bank Ltd Debasis Mukhopadhyay KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 988000 1131000 988000
20 Bandhan Bank Ltd Dibakar Ghosh Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 72000 1126000 72000
21 Bandhan Bank Ltd Dipak Shaw Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 1000 63000 1000
22 Bandhan Bank Ltd Financial Inclusion Trust Promoter Entity Any other transaction Deposits with the Bank 100000000000 As approved by the Board/Shareholder 11308052000 11112201000 11308052000
23 Bandhan Bank Ltd Gour Chandra Mani Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 238000 370000 238000
24 Bandhan Bank Ltd InApp Information Technologies (India) Private Limited Private Company in which Directors or theirnrelative are Member / Director Any other transaction Deposits with the Bank 10000000000 Approved 222296000 214146000 222296000
25 Bandhan Bank Ltd Inderpreet Kaur Relative of KMP Any other transaction Deposits with the Bank 200000000 Approved 66000 65000 66000
26 Bandhan Bank Ltd Indranil Banerjee KMP Any other transaction Deposits with the Bank 200000000 Approved 932000 760000 932000
27 Bandhan Bank Ltd Jayanta Choudhury Director of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 40000 0 40000
28 Bandhan Bank Ltd Karni Singh Arha KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 0 0 0
29 Bandhan Bank Ltd Madhumita Sinha Relative of Director Any other transaction Deposits with the Bank 200000000 Approved 2413000 2432000 2413000
30 Bandhan Bank Ltd Manoshi Das Relative of Director of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 756000 85000 756000
31 Bandhan Bank Ltd Mousumi Mukherjee Relative of KMP Any other transaction Deposits with the Bank 200000000 Approved 4243000 3128000 4243000
32 Bandhan Bank Ltd Nilima Ghosh Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 5000 1042000 5000
33 Bandhan Bank Ltd North East Financial Inclusion Trust Promoter Entity Any other transaction Deposits with the Bank 100000000000 As approved by the Board/Shareholder 2908409000 2912910000 2908409000
34 Bandhan Bank Ltd Partha Pratim Sengupta KMP Any other transaction Deposits with the Bank 200000000 Approved 6011000 0 6011000 Textual Information(1)
35 Bandhan Bank Ltd Rajeev Mantri KMP Any other transaction Deposits with the Bank 200000000 Approved 6503000 4733000 6503000
36 Bandhan Bank Ltd Rajinder Kumar Babbar KMP Any other transaction Deposits with the Bank 200000000 Approved 1611000 2132000 1611000
37 Bandhan Bank Ltd Ratan Kumar Kesh KMP Any other transaction Deposits with the Bank 200000000 Approved 1552000 3115000 1552000
38 Bandhan Bank Ltd Santanu Mukherjee Director Any other transaction Deposits with the Bank 200000000 Approved 1728000 1142000 1728000
39 Bandhan Bank Ltd Shipra Ghosh Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 998000 956000 998000
40 Bandhan Bank Ltd Shujaat Mitra Relative of Director Any other transaction Deposits with the Bank 200000000 Approved 163000 154000 163000
41 Bandhan Bank Ltd Siddhartha Mitra Relative of Director Any other transaction Deposits with the Bank 200000000 Approved 3000 10000 3000
42 Bandhan Bank Ltd Subrata Dutta Gupta Director Any other transaction Deposits with the Bank 200000000 Approved 39000 38000 39000
43 Bandhan Bank Ltd Suchitra Ghosh Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 814000 636000 814000
44 Bandhan Bank Ltd Sujata Duggal Relative of Director Any other transaction Deposits with the Bank 200000000 Approved 2441000 1912000 2441000
45 Bandhan Bank Ltd Sushil Kumar Sood Relative of Director Any other transaction Deposits with the Bank 200000000 Approved 573000 75000 573000
46 Bandhan Bank Ltd Usha Shaw Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 978000 803000 978000
47 Bandhan Bank Ltd Vaskar Ghosh Relative of KMP of Promoter Company Any other transaction Deposits with the Bank 200000000 Approved 1265000 3357000 1265000
48 Bandhan Bank Ltd Abhinay Kumar Shaw KMP of Promoter Company Interest paid 20000000 Approved 0 0 0
49 Bandhan Bank Ltd Allamraju Subramanya Ramasastri Director Interest paid 20000000 Approved 260000 0 0
50 Bandhan Bank Ltd Amit Kumar Hazra Director of Promoter Company Interest paid 20000000 Approved 14000 0 0
51 Bandhan Bank Ltd Amrit Daga KMP of Promoter Company Interest paid 20000000 Approved 3000 0 0
52 Bandhan Bank Ltd Angshuman Ghosh Relative of KMP of Promoter Company Interest paid 20000000 Approved 2231000 0 0
53 Bandhan Bank Ltd Animesh Agrawal Relative of KMP of Promoter Company Interest paid 20000000 Approved 22000 0 0
54 Bandhan Bank Ltd Antara Kesh Relative of KMP Interest paid 20000000 Approved 132000 0 0
55 Bandhan Bank Ltd Anup Kumar Sinha Director Interest paid 20000000 Approved 6000 0 0
56 Bandhan Bank Ltd Aparajita Mitra Director Interest paid 20000000 Approved 113000 0 0
57 Bandhan Bank Ltd Arati Banerjee Relative of KMP Interest paid 20000000 Approved 50000 0 0
58 Bandhan Bank Ltd Arvind Agrawal KMP of Promoter Company Interest paid 20000000 Approved 123000 0 0
59 Bandhan Bank Ltd Bandhan Financial Holdings Limited Promoter Company Interest paid 2000000000 Approved 46630000 0 0
60 Bandhan Bank Ltd Bandhan Financial Services Limited Promoter Company Interest paid 2000000000 Approved 190561000 0 0
61 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Interest paid 800000000 Approved 124459000 0 0
62 Bandhan Bank Ltd Bandhan Life Insurance Limited Promoter Group Company Interest paid 2000000000 Approved 0 0 0
63 Bandhan Bank Ltd Biplab Mani KMP of Promoter Company Interest paid 20000000 Approved 2000 0 0
64 Bandhan Bank Ltd Bishwajit Kumar Shaw Relative of KMP of Promoter Company Interest paid 20000000 Approved 16000 0 0
65 Bandhan Bank Ltd Chandra Shekhar Ghosh KMP of Promoter Company Interest paid 20000000 Approved 778000 0 0
66 Bandhan Bank Ltd Debasis Mukhopadhyay KMP of Promoter Company Interest paid 20000000 Approved 39000 0 0
67 Bandhan Bank Ltd Dibakar Ghosh Relative of KMP of Promoter Company Interest paid 20000000 Approved 16000 0 0
68 Bandhan Bank Ltd Dipak Shaw Relative of KMP of Promoter Company Interest paid 20000000 Approved 0 0 0
69 Bandhan Bank Ltd Financial Inclusion Trust Promoter Entity Interest paid 2000000000 Approved 418160000 0 0
70 Bandhan Bank Ltd Gour Chandra Mani Relative of KMP of Promoter Company Interest paid 20000000 Approved 8000 0 0
71 Bandhan Bank Ltd InApp Information Technologies (India) Private Limited Private Company in which Directors or theirnrelative are Member / Director Interest paid 800000000 Approved 9040000 0 0
72 Bandhan Bank Ltd Inderpreet Kaur Relative of KMP Interest paid 20000000 Approved 1000 0 0
73 Bandhan Bank Ltd Indranil Banerjee KMP Interest paid 20000000 Approved 12000 0 0
74 Bandhan Bank Ltd Jayanta Choudhury Director of Promoter Company Interest paid 20000000 Approved 0 0 0
75 Bandhan Bank Ltd Karni Singh Arha KMP of Promoter Company Interest paid 20000000 Approved 0 0 0
76 Bandhan Bank Ltd Madhumita Sinha Relative of Director Interest paid 20000000 Approved 96000 0 0
77 Bandhan Bank Ltd Manoshi Das Relative of Director of Promoter Company Interest paid 20000000 Approved 14000 0 0
78 Bandhan Bank Ltd Mousumi Mukherjee Relative of KMP Interest paid 20000000 Approved 131000 0 0
79 Bandhan Bank Ltd Nilima Ghosh Relative of KMP of Promoter Company Interest paid 20000000 Approved 10000 0 0
80 Bandhan Bank Ltd North East Financial Inclusion Trust Promoter Entity Interest paid 2000000000 Approved 113926000 0 0
81 Bandhan Bank Ltd Partha Pratim Sengupta KMP Interest paid 20000000 Approved 91000 0 0 Textual Information(2)
82 Bandhan Bank Ltd Rajeev Mantri KMP Interest paid 20000000 Approved 173000 0 0
83 Bandhan Bank Ltd Rajinder Kumar Babbar KMP Interest paid 20000000 Approved 18000 0 0
84 Bandhan Bank Ltd Ratan Kumar Kesh KMP Interest paid 20000000 Approved 78000 0 0
85 Bandhan Bank Ltd Santanu Mukherjee Director Interest paid 20000000 Approved 46000 0 0
86 Bandhan Bank Ltd Shipra Ghosh Relative of KMP of Promoter Company Interest paid 20000000 Approved 35000 0 0
87 Bandhan Bank Ltd Shujaat Mitra Relative of Director Interest paid 20000000 Approved 6000 0 0
88 Bandhan Bank Ltd Siddhartha Mitra Relative of Director Interest paid 20000000 Approved 0 0 0
89 Bandhan Bank Ltd Subrata Dutta Gupta Director Interest paid 20000000 Approved 1000 0 0
90 Bandhan Bank Ltd Suchitra Ghosh Relative of KMP of Promoter Company Interest paid 20000000 Approved 20000 0 0
91 Bandhan Bank Ltd Sujata Duggal Relative of Director Interest paid 20000000 Approved 79000 0 0
92 Bandhan Bank Ltd Sushil Kumar Sood Relative of Director Interest paid 20000000 Approved 3000 0 0
93 Bandhan Bank Ltd Usha Shaw Relative of KMP of Promoter Company Interest paid 20000000 Approved 38000 0 0
94 Bandhan Bank Ltd Vaskar Ghosh Relative of KMP of Promoter Company Interest paid 20000000 Approved 39000 0 0
95 Bandhan Bank Ltd Amit Kumar Hazra Director of Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
96 Bandhan Bank Ltd Arati Banerjee Relative of KMP Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
97 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
98 Bandhan Bank Ltd Bandhan Life Insurance Limited Promoter Group Company Any other transaction Rendering of services by the Bank 50000000 Approved 0 0 0
99 Bandhan Bank Ltd Dibakar Ghosh Relative of KMP of Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
100 Bandhan Bank Ltd Dipak Shaw Relative of KMP of Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
101 Bandhan Bank Ltd Financial Inclusion Trust Promoter Entity Any other transaction Rendering of services by the Bank 10000000 Approved 72000 0 0
102 Bandhan Bank Ltd Jayanta Choudhury Director of Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 1000 0 0
103 Bandhan Bank Ltd Madhumita Sinha Relative of Director Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
104 Bandhan Bank Ltd Manoshi Das Relative of Director of Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
105 Bandhan Bank Ltd Mousumi Mukherjee Relative of KMP Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
106 Bandhan Bank Ltd Nilima Ghosh Relative of KMP of Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 2000 0 0
107 Bandhan Bank Ltd Rajinder Kumar Babbar KMP Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
108 Bandhan Bank Ltd Siddhartha Mitra Relative of Director Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
109 Bandhan Bank Ltd Sujata Duggal Relative of Director Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
110 Bandhan Bank Ltd Usha Shaw Relative of KMP of Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
111 Bandhan Bank Ltd Shujaat Mitra Relative of Director Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
112 Bandhan Bank Ltd Santanu Mukherjee Director Any other transaction Rendering of services by the Bank 10000000 Approved 0 0 0
113 Bandhan Bank Ltd Bandhan Financial Services Limited Promoter Company Any other transaction Rendering of services by the Bank 10000000 Approved 3000 0 0
114 Bandhan Bank Ltd Bandhan Life Insurance Limited Promoter Group Company Any other transaction Commission Income 1000000000 Approved 424487000 0 0
115 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Any other transaction CSR payment 318108000 Approved 105773000 0 0
116 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Any other transaction Reimbursement of Expenses At Actuals 5997000 0 0
117 Bandhan Bank Ltd Indranil Banerjee KMP Any other transaction Reimbursement of Expenses 10000000 Approved 68000 0 0
118 Bandhan Bank Ltd Chandra Shekhar Ghosh KMP of Promoter Company Any other transaction Reimbursement of Expenses 10000000 Approved 0 0 0
119 Bandhan Bank Ltd Rajeev Mantri KMP Any other transaction Reimbursement of Expenses 10000000 Approved 104000 0 0
120 Bandhan Bank Ltd Ratan Kumar Kesh KMP Any other transaction Reimbursement of Expenses 10000000 Approved 258000 0 0
121 Bandhan Bank Ltd Rajinder Kumar Babbar KMP Any other transaction Reimbursement of Expenses 10000000 Approved 243000 0 0
122 Bandhan Bank Ltd Partha Pratim Sengupta KMP Any other transaction Reimbursement of Expenses 10000000 Approved 275000 0 0 Textual Information(3)
123 Bandhan Bank Ltd Vaskar Ghosh Relative of KMP of Promoter Company Any other transaction Reimbursement of Expenses 10000000 Approved 1000 0 0
124 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Any other transaction Rent paid 66100000 Approved 33694000 0 0
125 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Any other transaction Rent paid 200000 Approved 200000 0 0
126 Bandhan Bank Ltd The Bengal Chamber of Commerce and Industry Private Company in which Director is a member or director Any other transaction Rent (including other expenses) 1252000 Approved 1252000 0 0
127 Bandhan Bank Ltd Bandhan Konnagar Promoter Group Entity Any other transaction Training expense Approved ( as per agreement) 29695000 0 0
Total value of transaction during the reporting period 24551921000



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Textual Information(1) (Appointed as MD&CEO w.e.f. November 01, 2024)
Textual Information(2) (Appointed as MD&CEO w.e.f. November 01, 2024)
Textual Information(3) (Appointed as MD&CEO w.e.f. November 01, 2024)


Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
3. Total financial indebtedness of the listed entity including short-term and long-term debt