INTEGRATED FILING — BANKING



General information about company

Scrip code 543243
NSE Symbol EQUITASBNK
MSEI Symbol NA
ISIN INE063P01018
Name of bank EQUITAS SMALL FINANCE BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 30-Apr-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 11-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 30-Apr-2025   11:00:00
End date and time of board meeting 30-Apr-2025   14:15:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? Yes
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 2024-03-28
Indicate Company website link for updated RPT policy of the Company https://ir.equitasbank.com/wp-content/uploads/2024/04/Policy-on-materiality-of-related-party-transactions.pdf
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
Not Applicable


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 14476860000 55633195000
Income on investments 1594259000 6473870000
Interest on balances with reserve bank of India and other inter bank funds 368586000 1010185000
Others 0 0
Total interest earned 16439705000 63117250000
2 Other income 2254452000 9114891000
3 Total income 18694157000 72232141000
Expenses
4 Interest expenses 8145452000 30601124000
5 Operating expenses
(i) Employees cost 4184302000 16210067000
(ii) Details of other operating expenses
Description of other operating expenses
1 Rent, taxes and lighting 532644000 1904345000
2 Depreciation on bank's property 391295000 1481493000
3 Information Technology Expenses 377858000 1646803000
4 Postage, telegram, telephone etc. 78523000 327465000
5 Law charges (including professional fees) 162586000 555602000
6 Bank and Other finance charges 44398000 259923000
7 Directors' fees, allowances and expenses 10239000 34174000
8 Auditors' fees and expenses 2010000 11358000
9 CSR contributions 105318000 427699000
10 Others 1546543000 5429416000
Total other operating Expenses 3251414000 12078278000
Total Operating Expenses 7435716000 28288345000
6 Total expenditure excluding provisions and contingencies 15581168000 58889469000
7 Operating profit before provision and contingencies 3112989000 13342672000
8 Provisions other than tax and contingencies 2580108000 11354181000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 532881000 1988491000
11 Provision for Tax 111804000 517992000
12 Net profit (loss) from ordinary activities after tax 421077000 1470499000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 421077000 1470499000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 421077000 1470499000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 11398624000 11398624000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 49326579000
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 17.84 17.84
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.37 1.29
Diluted earnings per share before extraordinary items 0.37 1.29
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.37 1.29
Diluted earnings per share after extraordinary items 0.37 1.29
(iv) NPA Ratios
Amount of gross non-performing assets 10677299000 10677299000
Amount of net non-performing assets 3541952000 3541952000
% of gross NPAs 2.89 2.89
% of net NPAs 0.98 0.98
Return on assets 0.08 0.3
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Notes 5 The above Audited financial results (along with the notes given below) hereafter referred as Statement” of Equitas Small Finance Bank Limited (“Bank” or “ESFBL”) for the quarter and year ended March 31, 2025 were reviewed by the Audit Committee and approved by the Board of Directors at their respective meetings held on April 29, 2025 and April 30, 2025 respectively and have been subjected to an Audit by the statutory auditors of the Bank (M/s ASA & Associates LLP, Chartered Accountants and M/s Suri & Co, Chartered Accountants). The report thereon is unmodified. 6 The above financial results of the Bank have been prepared in accordance with the recognition and measurement principles laid down in the applicable Accounting Standards prescribed under section 133 of the Companies Act, 2013 ( the Act ) read with Companies (Accounting Standards Rules, 2021), as amended, to the extent applicable, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India (RBI) from time to time (the RBI Guidelines ) and other accounting principles generally accepted in India. 7 The Bank has implemented the revised RBI norms for the classification, valuation and operation of investment portfolio, which became applicable from April 01, 2024. In accordance with the revised RBI norms and the Bank's Board approved policy, the Bank has classified its investment portfolio as on April 01, 2024 under the categories of held to maturity (HTM), available for sale (AFS) and fair value through profit and loss (FVTPL) with held for trading (HFT) as a sub- category of FVTPL, and from that date, measures and values the investment portfolio under the revised framework. Consequently, the Bank has accounted net transition valuation gain of ` 266.49 Lakh (net of tax) in Revenue Reserve, resulting into net positive impact on networth of the Bank on transition. The Bank has also transferred balance in Investment Reserve amounting to ` 407.94 Lakh on the date of the transition to Revenue Reserve in compliance with these directions. Further, in compliance with the said RBI norms, the valuation gains and losses at the year ended March 31, 2025, across all performing investments held under AFS are aggregated and the net appreciation amounting to ` 2,070.03 Lakh (net of tax) has been directly recognised in AFS Reserve. The securities held in Fair Value Through Profit and Loss ('FVTPL') are valued as prescribed for the period ended March 31, 2025 and the net gain/ (loss) of (` 43.76 Lakh) and (` 314.03 Lakh) for the quarter and year ended March 31, 2025 respectively, arising on such valuation has been recognised in the Profit and Loss Account. Accordingly, the amounts for periods prior to April 1, 2024 are not comparable. 8 The Bank has applied its significant accounting policies, in the preparation of these financial results, consistent with those followed in the annual financial statements for the year ended March 31, 2024, except for note 7 above with respect to investment accounting. Any circular/ direction issued by the RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. 9 The Capital adequacy ratio has been computed as per the operating guidelines for Small Finance Banks in accordance with RBI Circular No. RBl/2016-17/81 DBR.NBD.No.26/16.13.218/2016-17 dated October 6, 2016 and other related guidelines issued thereto. Accordingly, the Bank has been following Basel II standardized approach for credit risk in accordance with the aforesaid guidelines and no separate capital charge is prescribed for market risk and operational risk. Basel II Standardized approach is followed in accordance with RBI Master Circular No.RBI/2015-16/85 DBR.No.BP.BC.4./21.06.001/2015-16 dated July 1, 2015 on Prudential Guidelines on Capital Adequacy and Market Discipline – New Capital Adequacy Framework (NCAF). 10 The Bank makes Pillar III disclosures as part of Market Discipline as per above referred RBI circular. In addition to this, the Bank provides disclosures on Leverage ratio as per Basel III- Capital Regulations (vide Circular RBI/2024-25/08 DOR.CAP.REC.4/21.06.201/2024-25 dated April 1, 2024). Further, the Bank makes disclosures on liquidity coverage ratio (vide ref. RBI/2013-14/635 DBOD.BP.BC.No.120 / 21.04.098/2013-14 dated June 9, 2014) read together with the RBI circular RBI/2017-18/36 DBR.BP.BC.No. 81/21.04.098/2017-18 dated August 2, 2017 and Net Stable Funding Ratio (vide ref. RBI/2017-18/178 DBR.BP.BC.No.106/21.04.098/2017-18 dated May 17, 2018) and any amendments in this regard from time to time. These disclosures are available on the Bank's website at the following link: https://ir.equitasbank.com/reports-and-presentations/. These disclosures have not been subjected to audit or limited review. 11 Details of resolution plan implemented under the Resolution Framework for COVID-19-related Stress as per RBI circular dated August 6, 2020 (Resolution Framework 1.0) and May 05, 2021 (Resolution Framework 2.0) as at March 31, 2025 are given below: (` in Lakh) Type of Borrower Exposure to accounts classified as Standard consequent to implementation of resolution plan - Position as at the end of previous half - year i.e. September 30, 2024 (A)$ Of (A) aggregate debt that slipped into NPA during the half - year March 31, 2025 (Of (A) amount written off during the half -year ) March 31, 2025 # Of (A) amount paid by the borrower during the half-year March 31, 2025 ## Exposure to accounts classified as Standard consequent of implementation of resolution plan - Position as at the end of this half-year i.e. March 31, 2025 Personal Loans 615.00 4.48 - 44.58 565.94 Corporate persons* 264.25 - - 136.23 128.02 Of which, MSMEs 145.50 - - 51.16 94.34 Others 16,371.95 979.93 50.17 3,406.17 11,985.85 Total 17,251.20 984.41 50.17 3,586.98 12,679.81 *As defined in Section 3(7) of the Insolvency and Bankruptcy Code, 2016 # represents debt that slipped into NPA and was subsequently written off during the half year ## includes change in the balances on account of interest $ Excludes other facilities to the borrowers which have not been restructured There were 225 borrower accounts having an aggregate exposure of ` 550.90 Lakh to the Bank, where resolution plans had been Implemented under RBI's Resolution Framework 1.0 dated August 6, 2020 and were modified under RBI's Resolution Framework 2.0 dated May 5, 2021 12 Details of loans transferred / acquired during the quarter and year ended March 31, 2025 under the RBI Master Direction on Transfer of Loan Exposures dated September 24, 2021 are given below: (i) The Bank has not transferred any non-performing assets (NPAs). (ii) The Bank has not transferred any Special Mention Account (SMA) and loan not in default. (iii) The Bank has not acquired any loans not in default from other entities through assignment. (iv) The Bank has not acquired any stressed loan. (v) Details of Ratings of Security receipts (SR) as on March 31, 2025 are given below. (Amount in ` Lakh) Rating Rating Agency Recovery Rating Gross Value of Outstanding SRs IND RR5 India Ratings Upto 25% 4,033.00 RR1 India Ratings 100% - 150% 6,027.54 Total 10,060.54 13 During the quarter and year ended March 31,2025, the Bank has allotted 5,40,971 and 49,75,142 equity shares of ` 10 each respectively pursuant to the exercise of options by its employees in accordance with the ESFB ESOP Scheme. 14 During the year ended March 31, 2025, the Bank has raised Tier II Capital of ` 50,000 Lakh. 15 During the year ended March 31, 2025, the Bank has made a floating provision of `18,000 Lakh in line with the Board approved policy and RBI guidelines. 16 Other Income includes fees earned from providing services to customers, selling of third-party products, profit on sale of investments (net), recoveries from accounts previously written off, excess interest spread on securitisation, etc., 17 The ratios and other information which are to be disclosed as per Regulation 52(4) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, have been disclosed to the extent applicable. 18 The Bank does not have any Subsidiary, Associate or Joint venture as at March 31, 2025. Accordingly, the Bank is not required to publish the consolidated financial results. 19 During the year ended March 31, 2025, the Bank has paid `1,605 Lakh (Previous year: ` 6 Lakh) towards purchase of Priority Sector Lending Certificates (‘PSLC’). 20 The figures of the last quarter in each of the financial years are the balancing figures between audited figures in respect of the full financial year and the published year to date figures upto the end of the third quarter of the respective financial year. 21 Previous period / year figures have been reclassified/regrouped, wherever necessary, to conform to the current period / year classification/ grouping. For Equitas Small Finance Bank Limited Place: Chennai P N Vasudevan Date : April 30, 2025 Managing Director and Chief Executive Officer


Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 11398624000
Reserves and surplus 49326579000
Deposits 431067209000
Borrowings 21369900000
Other liabilities and provisions 15194032000
Total Capital Liabilities 528356344000
2 ASSETS
Cash and Balances with Reserve Bank of India 49541056000
Balances with Banks and money at call and short notice 5821937000
Investments 92886851000
Advances 362088881000
Fixed Assets 6957024000
Other Assets 11060595000
Total Assets 528356344000
Disclosure of notes on assets and liabilities


Text Block
Textual Information(1)


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 2241188000 8902057000
2 Retail Banking 15926373000 61445987000
3 Wholesale Banking 158939000 637648000
4 Other Banking operations 367657000 1246449000
5 Unallocated 0 0
Total Segment Revenue 18694157000 72232141000
Less: Inter segment revenue 0 0
Income from operations 18694157000 72232141000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 367707000 1939988000
2 Retail Banking 111183000 -160949000
3 Wholesale Banking -50843000 -26970000
4 Other Banking operations 334734000 1108830000
5 Unallocated -229900000 -872408000
Total Profit before tax 532881000 1988491000
i. Finance cost 0 0
ii. Other Unallocable Expenditure net off Unallocable income 0 0
Profit before tax 532881000 1988491000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 143961075000 143961075000
2 Retail Banking 373183556000 373183556000
3 Wholesale Banking 7761398000 7761398000
4 Other Banking operations 0 0
5 Unallocated 3450315000 3450315000
Total Segment Assets 528356344000 528356344000
Un-allocable Assets 0 0
Net Segment Assets 528356344000 528356344000
4 Segment Liabilities
Segment Liabilities
1 Treasury 127650540000 127650540000
2 Retail Banking 332491323000 332491323000
3 Wholesale Banking 6910902000 6910902000
4 Other Banking operations 0 0
5 Unallocated 578376000 578376000
Total Segment Liabilities 467631141000 467631141000
Un-allocable Liabilities 0 0
Net Segment Liabilities 467631141000 467631141000
Disclosure of notes on segments Business Segments have been identified and reported taking into account the target customer profile, the nature of products and services, the differing risks and returns, and guidelines prescribed by RBI and in compliance with the Accounting Standard 17 - Segment Reporting . The methodology adopted by the Bank in compiling and reporting the above information has been relied upon by the auditors. The RBI vide its circular dated April 7, 2022 on establishment of Digital Banking Units (DBUs), has prescribed reporting of Digital Banking Segment as a sub - segment of Retail Banking Segment. The Bank has not set up any DBUs and hence no Digital Banking Segment disclosure have been made. The business operations of the Bank are in India and for the purpose of segment reporting as per Accounting Standard-17 (Segment reporting) the bank is considered to operate only in domestic segment.




Cash Flow Statement, Indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0
Adjustments for depreciation and amortisation expense 1481493000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 2592088000
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for share-based payments 237821000
Other adjustments for which cash effects are investing or financing cash flow 0
Other adjustments to reconcile profit (loss) -4555000
Other adjustments for non-cash items 710577000
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments to profit (loss) 5017424000
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables -54977445000
Adjustments for decrease (increase) in other current assets 970891000
Adjustments for increase (decrease) in trade payables 0
Adjustments for increase (decrease) in other current liabilities 509925000
Adjustments for provisions 0
Total adjustments for working capital -53496629000
Total adjustments for reconcile profit (loss) -48479205000
Net cash flows from (used in) operations -46490714000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) 1643267000
Other inflows (outflows) of cash 67502189000
Net cash flows from (used in) operating activities before extraordinary items 19368208000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) operating activities 19368208000
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of tangible assets 60127000
Purchase of tangible assets 1592263000
Proceeds from sales of intangible assets 0
Purchase of intangible assets 854575000
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Proceeds from government grants 0
Net cash flows from (used in) investing activities before extraordinary items -2386711000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) investing activities -2386711000
5 Cash flows from used in financing activities
Proceeds from issuing shares 232859000
Proceeds from issuing other equity instruments 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 3494600000
Repayments of borrowings 0
Dividends paid 1135479000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities before extraordinary items 2591980000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) financing activities 2591980000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 19573477000
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0
Net increase (decrease) in cash and cash equivalents 19573477000
Cash and cash equivalents cash flow statement at beginning of period 35078485000
Cash and cash equivalents cash flow statement at end of period 54651962000


Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s. ASA & Associates, LLP Yes 31-Mar-2026
2 M/s. Suri and Co., Yes 30-Apr-2027


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth

Any other financial item(s) (as felt appropriate by the management)



Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date


Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Equitas Small Finance Bank Limited Equitas Development Initiatives Trust Entities under the Same Management Interest paid 30000000 N.A 4875000 29000 30000
2 Equitas Small Finance Bank Limited Equitas Development Initiatives Trust Entities under the Same Management Any other transaction Deposits received 200000000 Receipt of Deposits (Outstanding at any point of time) 281000 2776000 2857000
3 Equitas Small Finance Bank Limited Equitas Development Initiatives Trust Entities under the Same Management Any other transaction Deposits paid on maturity N.A 200000 0 0
4 Equitas Small Finance Bank Limited Equitas Healthcare Foundation Entities under the Same Management Interest paid 40000000 N.A 1438000 0 0
5 Equitas Small Finance Bank Limited Equitas Healthcare Foundation Entities under the Same Management Any other transaction Rent and electricity paid 0 N.A 35000 0 0
6 Equitas Small Finance Bank Limited Equitas Healthcare Foundation Entities under the Same Management Any other transaction Saving account N.A 0 87913000 13597000
7 Equitas Small Finance Bank Limited Equitas Healthcare Foundation Entities under the Same Management Any other transaction Security Deposit N.A 0 24000 24000
8 Equitas Small Finance Bank Limited Equitas Development Initiatives Trust Entities under the Same Management Any other transaction Savings account N.A 0 161665000 78269000
Total value of transaction during the reporting period 6829000





Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
3. Total financial indebtedness of the listed entity including short-term and long-term debt