INTEGRATED FILING — BANKING



General information about company

Scrip code 500116
NSE Symbol IDBI
MSEI Symbol NOTLISTED
ISIN INE008A01015
Name of bank IDBI Bank Limited
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 28-Apr-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 23-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 28-Apr-2025   11:45:00
End date and time of board meeting 28-Apr-2025   14:20:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 47203200000 192235200000
Income on investments 20806700000 82738800000
Interest on balances with reserve bank of India and other inter bank funds 1377000000 4136900000
Others 442800000 10059800000
Total interest earned 69829700000 289170700000
2 Other income 21068400000 51416800000
3 Total income 90898100000 340587500000
Expenses
4 Interest expenses 36831900000 142565500000
5 Operating expenses
(i) Employees cost 10317400000 42578200000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 11479100000 43611900000
Total other operating Expenses 11479100000 43611900000
Total Operating Expenses 21796500000 86190100000
6 Total expenditure excluding provisions and contingencies 58628400000 228755600000
7 Operating profit before provision and contingencies 32269700000 111831900000
8 Provisions other than tax and contingencies 2354900000 5127200000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 29914800000 106704700000
11 Provision for Tax 9194700000 30814800000
12 Net profit (loss) from ordinary activities after tax 20720100000 75889900000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 20720100000 75889900000
15 Share of profit (loss) of associates 222700000 673300000
16 Profit (loss) of minority interest 67900000 256400000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 20874900000 76306800000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 107524700000 107524000000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 403560100000
20 Analytical ratios
(i) Percentage of share held by government of India 45.48 45.48
(ii) Capital adequacy ratio
CET 1 ratio 23.67 23.67
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 1.94 7.1
Diluted earnings per share before extraordinary items 1.94 7.1
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 1.94 7.1
Diluted earnings per share after extraordinary items 1.94 7.1
(iv) NPA Ratios
Amount of gross non-performing assets 66951500000 66951500000
Amount of net non-performing assets 3373400000 3373400000
% of gross NPAs 2.98 2.98
% of net NPAs 0.15 0.15
Return on assets 2.11 1.98
21 Disclosure of notes on financial results by banks


Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Consolidated
1 Capital and liabilities
Capital 107524000000
Reserves and surplus 508676500000
Deposits 3099750400000
Borrowings 199319900000
Other liabilities and provisions 214348000000
Total Capital Liabilities 4129618800000
2 ASSETS
Cash and Balances with Reserve Bank of India 212942400000
Balances with Banks and money at call and short notice 231823400000
Investments 1184528000000
Advances 2183991600000
Fixed Assets 122000200000
Other Assets 194333200000
Total Assets 4129618800000
Disclosure of notes on assets and liabilities


Text Block
Textual Information(1)


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Corporate/Wholesale banking 24492800000 86587200000
2 Retail Banking 91478000000 343683100000
3 Treasury 35345600000 143914200000
4 Other Banking Operations 1468100000 4744600000
5 Unallocated 127200000 8193600000
Total Segment Revenue 152911700000 587122700000
Less: Inter segment revenue 62013600000 246535200000
Income from operations 90898100000 340587500000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Corporate/Wholesale banking 18978200000 22548700000
2 Retail Banking 17886500000 51256100000
3 Treasury -7663600000 23111700000
4 Other Banking Operations 741300000 2011500000
5 Unallocated 127200000 8193600000
Total Profit before tax 30069600000 107121600000
i. Finance cost 9194700000 30814800000
ii. Other Unallocable Expenditure net off Unallocable income 0 0
Profit before tax 20874900000 76306800000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Corporate/Wholesale banking 657099000000 657099000000
2 Retail Banking 1663297600000 1663297600000
3 Treasury 1732803600000 1732803600000
4 Other Banking Operations 7718400000 7718400000
5 Unallocated 0 0
Total Segment Assets 4060918600000 4060918600000
Un-allocable Assets 68700300000 68700300000
Net Segment Assets 4129618900000 4129618900000
4 Segment Liabilities
Segment Liabilities
1 Corporate/Wholesale banking 381585400000 381585400000
2 Retail Banking 2818498700000 2818498700000
3 Treasury 310507100000 310507100000
4 Other Banking Operations 2827100000 2827100000
5 Unallocated 0 0
Total Segment Liabilities 3513418300000 3513418300000
Un-allocable Liabilities 0 0
Net Segment Liabilities 3513418300000 3513418300000
Disclosure of notes on segments




Cash Flow Statement, Indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Consolidated
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0
Adjustments for depreciation and amortisation expense 5381200000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for share-based payments 0
Other adjustments for which cash effects are investing or financing cash flow 0
Other adjustments to reconcile profit (loss) 128516300000
Other adjustments for non-cash items 0
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments to profit (loss) 133897500000
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables 0
Adjustments for decrease (increase) in other current assets 0
Adjustments for increase (decrease) in trade payables 0
Adjustments for increase (decrease) in other current liabilities 0
Adjustments for provisions 0
Total adjustments for working capital 0
Total adjustments for reconcile profit (loss) 133897500000
Net cash flows from (used in) operations 240602200000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) -17354700000
Other inflows (outflows) of cash 0
Net cash flows from (used in) operating activities before extraordinary items 257956900000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) operating activities 257956900000
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of tangible assets 61200000
Purchase of tangible assets 3496700000
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Proceeds from government grants 0
Net cash flows from (used in) investing activities before extraordinary items -3435500000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) investing activities -3435500000
5 Cash flows from used in financing activities
Proceeds from issuing shares 0
Proceeds from issuing other equity instruments 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 0
Repayments of borrowings 0
Dividends paid 16117900000
Interest paid 6455000000
Income taxes paid (refund) 0
Other inflows (outflows) of cash -47330200000
Net cash flows from (used in) financing activities before extraordinary items -69903100000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) financing activities -69903100000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 184618300000
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 52700000
Net increase (decrease) in cash and cash equivalents 184671000000
Cash and cash equivalents cash flow statement at beginning of period 260094800000
Cash and cash equivalents cash flow statement at end of period 444765800000


Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s Suri & Co. Yes 30-Apr-2027
2 Chokshi & Chokshi LLP Yes 31-Mar-2028


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth

Any other financial item(s) (as felt appropriate by the management)



Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date