INTEGRATED FILING — BANKING



General information about company

Scrip code 532215
NSE Symbol AXISBANK
MSEI Symbol NA
ISIN INE238A01034
Name of bank Axis Bank Limited
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 24-Apr-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 16-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 24-Apr-2025   11:03:00
End date and time of board meeting 24-Apr-2025   17:00:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 257090600000 1015820600000
Income on investments 61300500000 230570100000
Interest on balances with reserve bank of India and other inter bank funds 2969600000 12432300000
Others 3162500000 14917900000
Total interest earned 324523200000 1273740900000
2 Other income 75057200000 285427700000
3 Total income 399580400000 1559168600000
Expenses
4 Interest expenses 181207100000 710363100000
5 Operating expenses
(i) Employees cost 33400000000 136612800000
(ii) Details of other operating expenses
Description of other operating expenses
1 Rent, taxes & lighting 5162300000 20901600000
2 Printing and stationery 1020800000 3738200000
3 Advertisement and publicity 191700000 1754000000
4 (a) Depreciation on bank's property other than Leased Assets 4673800000 17669700000
5 Directors' fees, allowances and expenses 37700000 118400000
6 Auditors' fees and expenses (including branch auditors' fees and expenses) 39000000 74200000
7 Law Charges 625900000 2129200000
8 Postage, Telegrams, Telephones etc. 1240500000 4675000000
9 Repairs and maintenance 5403400000 23296900000
10 Insurance+others 52127700000 188950400000
Total other operating Expenses 70522800000 263307600000
Total Operating Expenses 103922800000 399920400000
6 Total expenditure excluding provisions and contingencies 285129900000 1110283500000
7 Operating profit before provision and contingencies 114450500000 448885100000
8 Provisions other than tax and contingencies 15502800000 81663500000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 98947700000 367221600000
11 Provision for Tax 24050600000 86104200000
12 Net profit (loss) from ordinary activities after tax 74897100000 281117400000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 74897100000 281117400000
15 Share of profit (loss) of associates 193900000 790600000
16 Profit (loss) of minority interest 339700000 1356900000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 74751300000 280551100000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 6194700000 6194700000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 1854333600000
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 14.68 14.68
Additional Tier 1 ratio 0.38 0.38
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 24.14 90.72
Diluted earnings per share before extraordinary items 24.01 90.18
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 24.14 90.72
Diluted earnings per share after extraordinary items 24.01 90.18
(iv) NPA Ratios
Amount of gross non-performing assets 144901100000 144901100000
Amount of net non-performing assets 36854500000 36854500000
% of gross NPAs 1.28 1.28
% of net NPAs 0.33 0.33
Return on assets 1.83 1.74
21 Disclosure of notes on financial results by banks


Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Consolidated
1 Capital and liabilities
Capital 6194700000
Reserves and surplus 1854333600000
Deposits 11709208900000
Borrowings 2206867500000
Other liabilities and provisions 793021400000
Total Capital Liabilities 16569626100000
2 ASSETS
Cash and Balances with Reserve Bank of India 736384400000
Balances with Banks and money at call and short notice 290602600000
Investments 3966850700000
Advances 10812294700000
Fixed Assets 64920800000
Other Assets 698572900000
Total Assets 16569626100000
Disclosure of notes on assets and liabilities


Text Block
Textual Information(1)


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 78016400000 323520400000
2 Corporate/Wholesale Banking 123552900000 493607900000
3 Retail Banking - Digital Banking 93815300000 343203600000
4 Retail Banking - Others 278327800000 1104301900000
5 Other Banking Business 20605900000 59613300000
6 Unallocated 682200000 3687200000
Total Segment Revenue 595000500000 2327934300000
Less: Inter segment revenue 195420100000 768765700000
Income from operations 399580400000 1559168600000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 12873300000 71956400000
2 Corporate/Wholesale Banking 39302600000 132351200000
3 Retail Banking - Digital Banking 7764200000 21981000000
4 Retail Banking - Others 20547900000 85941500000
5 Other Banking Business 17777500000 51017700000
6 Unallocated 682200000 3973800000
Total Profit before tax 98947700000 367221600000
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 98947700000 367221600000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 5359329700000 5359329700000
2 Corporate/Wholesale Banking 4453845400000 4453845400000
3 Retail Banking - Digital Banking 1277285600000 1277285600000
4 Retail Banking - Others 5378025200000 5378025200000
5 Other Banking Business 32247800000 32247800000
6 Unallocated 68892400000 68892400000
Total Segment Assets 16569626100000 16569626100000
Un-allocable Assets 0 0
Net Segment Assets 16569626100000 16569626100000
4 Segment Liabilities
Segment Liabilities
1 Treasury 2940352100000 2940352100000
2 Corporate/Wholesale Banking 2335745900000 2335745900000
3 Retail Banking - Digital Banking 1741748200000 1741748200000
4 Retail Banking - Others 7602148200000 7602148200000
5 Other Banking Business 2312200000 2312200000
6 Unallocated 86791200000 86791200000
Total Segment Liabilities 14709097800000 14709097800000
Un-allocable Liabilities 0 0
Net Segment Liabilities 14709097800000 14709097800000
Disclosure of notes on segments




Cash Flow Statement, Indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Consolidated
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0
Adjustments for depreciation and amortisation expense 17180500000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 116436900000
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for share-based payments 4305400000
Other adjustments for which cash effects are investing or financing cash flow 0
Other adjustments to reconcile profit (loss) 0
Other adjustments for non-cash items 3601500000
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments to profit (loss) 141524300000
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables 0
Adjustments for decrease (increase) in other current assets 0
Adjustments for increase (decrease) in trade payables 0
Adjustments for increase (decrease) in other current liabilities 0
Adjustments for provisions 0
Total adjustments for working capital 0
Total adjustments for reconcile profit (loss) 141524300000
Net cash flows from (used in) operations 508745900000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) 81480100000
Other inflows (outflows) of cash 16571000000
Net cash flows from (used in) operating activities before extraordinary items 443836800000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) operating activities 443836800000
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 16120000000
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of tangible assets 125100000
Purchase of tangible assets 24455400000
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash -471701000000
Proceeds from government grants 0
Net cash flows from (used in) investing activities before extraordinary items -512151300000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) investing activities -512151300000
5 Cash flows from used in financing activities
Proceeds from issuing shares 6858400000
Proceeds from issuing other equity instruments 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings -66863500000
Repayments of borrowings 8264500000
Dividends paid 3090900000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 1356900000
Net cash flows from (used in) financing activities before extraordinary items -70003600000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) financing activities -70003600000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes -138318100000
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 373300000
Net increase (decrease) in cash and cash equivalents -137944800000
Cash and cash equivalents cash flow statement at beginning of period 1164931800000
Cash and cash equivalents cash flow statement at end of period 1026987000000


Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 KKC & Associates LLP Yes 31-Jul-2027
2 M M Nissim & Co LLP Yes 31-Mar-2028


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth

Any other financial item(s) (as felt appropriate by the management)



Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date