INTEGRATED FILING — BANKING



General information about company

Scrip code 532174
NSE Symbol ICICIBANK
MSEI Symbol NOTLISTED
ISIN INE090A01021
Name of bank ICICI BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 19-Apr-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 21-Mar-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 19-Apr-2025   09:45:00
End date and time of board meeting 19-Apr-2025   14:48:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 345474500000 1332437100000
Income on investments 119280900000 473025400000
Interest on balances with reserve bank of India and other inter bank funds 10521900000 34286600000
Others 8591900000 23565600000
Total interest earned 483869200000 1863314700000
2 Other income 313608500000 1082554700000
3 Total income 797477700000 2945869400000
Expenses
4 Interest expenses 230473200000 890276500000
5 Operating expenses
(i) Employees cost 57970100000 236299400000
(ii) Details of other operating expenses
Description of other operating expenses
1 Claims and benefits paid and other expenses pertaining to insurance business 229334300000 738061800000
2 Other operating expenses 79172000000 303638600000
Total other operating Expenses 308506300000 1041700400000
Total Operating Expenses 366476400000 1277999800000
6 Total expenditure excluding provisions and contingencies 596949600000 2168276300000
7 Operating profit before provision and contingencies 200528100000 777593100000
8 Provisions other than tax and contingencies 9401300000 49057600000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 191126800000 728535500000
11 Provision for Tax 47893100000 184348300000
12 Net profit (loss) from ordinary activities after tax 143233700000 544187200000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 143233700000 544187200000
15 Share of profit (loss) of associates 303200000 1506600000
16 Profit (loss) of minority interest 8514700000 35401800000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 135022200000 510292000000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 14246000000 14246000000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 3066319500000
20 Analytical ratios
(i) Percentage of share held by government of India 0.22 0.22
(ii) Capital adequacy ratio
CET 1 ratio 15.81 15.81
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 19.11 72.41
Diluted earnings per share before extraordinary items 18.84 71.14
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 19.11 72.41
Diluted earnings per share after extraordinary items 18.84 71.14
(iv) NPA Ratios
Amount of gross non-performing assets 243310100000 243310100000
Amount of net non-performing assets 61554000000 61554000000
% of gross NPAs 1.68 1.68
% of net NPAs 0.43 0.43
Return on assets 2.26 2.2
21 Disclosure of notes on financial results by banks


Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Consolidated
1 Capital and liabilities
Capital 14246000000
Reserves and surplus 3273180500000
Deposits 16416374000000
Borrowings 2188834400000
Other liabilities and provisions 4529779200000
Total Capital Liabilities 26422414100000
2 ASSETS
Cash and Balances with Reserve Bank of India 1202409100000
Balances with Banks and money at call and short notice 937825500000
Investments 8863768100000
Advances 14206637100000
Fixed Assets 158124200000
Other Assets 1053650100000
Total Assets 26422414100000
Disclosure of notes on assets and liabilities


Text Block
Textual Information(1)


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Jan-2025 01-Apr-2024
Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Retail Banking 406176600000 1561846800000
2 Wholesale Banking 215359100000 824362100000
3 Treasury 347750900000 1350423100000
4 Other Banking 17635500000 75083200000
5 Life Insurance 194491400000 602242400000
6 General Insurance 64662200000 256510900000
7 Others 46520900000 188326500000
8 intersegment 0 0
Total Segment Revenue 1292596600000 4858795000000
Less: Inter segment revenue 495118900000 1912925600000
Income from operations 797477700000 2945869400000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Retail Banking 64934200000 216210400000
2 Wholesale Banking 55517900000 215646300000
3 Treasury 44625400000 187503200000
4 Other Banking 4086300000 14511900000
5 Life Insurance 4141200000 13364300000
6 General Insurance 6681800000 33212900000
7 Others 17843300000 74230800000
8 intersegment -6703300000 -26144300000
Total Profit before tax 191126800000 728535500000
i. Finance cost 0 0
ii. Other Unallocable Expenditure net off Unallocable income -303200000 -1506600000
Profit before tax 191430000000 730042100000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Retail Banking 7929301900000 7929301900000
2 Wholesale Banking 5482698200000 5482698200000
3 Treasury 7227332600000 7227332600000
4 Other Banking 1025594700000 1025594700000
5 Life Insurance 3140885400000 3140885400000
6 General Insurance 685617400000 685617400000
7 Others 1029682000000 1029682000000
8 intersegment -154037200000 -154037200000
Total Segment Assets 26367075000000 26367075000000
Un-allocable Assets 55339100000 55339100000
Net Segment Assets 26422414100000 26422414100000
4 Segment Liabilities
Segment Liabilities
1 Retail Banking 11119662200000 11119662200000
2 Wholesale Banking 5559973900000 5559973900000
3 Treasury 1646530600000 1646530600000
4 Other Banking 537776400000 537776400000
5 Life Insurance 3022988300000 3022988300000
6 General Insurance 540364400000 540364400000
7 Others 879096400000 879096400000
8 intersegment -154037200000 -154037200000
Total Segment Liabilities 23152355000000 23152355000000
Un-allocable Liabilities 131000000000 131000000000
Net Segment Liabilities 23152355000000 23152355000000
Disclosure of notes on segments




Cash Flow Statement, Indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Consolidated
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0
Adjustments for depreciation and amortisation expense 26903800000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 41056500000
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for share-based payments 0
Other adjustments for which cash effects are investing or financing cash flow -1023200000
Other adjustments to reconcile profit (loss) -33895200000
Other adjustments for non-cash items 7462400000
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments to profit (loss) 40504300000
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables 0
Adjustments for decrease (increase) in other current assets -1570359800000
Adjustments for increase (decrease) in trade payables 0
Adjustments for increase (decrease) in other current liabilities 1980574500000
Adjustments for provisions 229962700000
Total adjustments for working capital 640177400000
Total adjustments for reconcile profit (loss) 680681700000
Net cash flows from (used in) operations 1409217200000
Dividends received 0
Interest paid 0
Interest received 0
Income taxes paid (refund) 181164600000
Other inflows (outflows) of cash 0
Net cash flows from (used in) operating activities before extraordinary items 1228052600000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) operating activities 1228052600000
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 725829700000
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of tangible assets -47053900000
Purchase of tangible assets 0
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Proceeds from government grants 0
Net cash flows from (used in) investing activities before extraordinary items -772883600000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) investing activities -772883600000
5 Cash flows from used in financing activities
Proceeds from issuing shares 14375200000
Proceeds from issuing other equity instruments 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 404464900000
Repayments of borrowings 292535100000
Dividends paid 70412700000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities before extraordinary items 55892300000
Proceeds from extraordinary items 0
Payment for extraordinary items 0
Net cash flows from (used in) financing activities 55892300000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 511061300000
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 1484300000
Net increase (decrease) in cash and cash equivalents 512545600000
Cash and cash equivalents cash flow statement at beginning of period 1627689000000
Cash and cash equivalents cash flow statement at end of period 2140234600000


Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 B S R & Co. LLP Yes 31-Jul-2025
2 C N K & Associates LLP Yes 31-Jul-2027


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth

Any other financial item(s) (as felt appropriate by the management)



Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date