| Scrip code | 539437 |
|---|---|
| NSE Symbol | IDFCFIRSTB |
| MSEI Symbol | NA |
| ISIN | INE092T01019 |
| Name of bank | IDFC FIRST BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 24-10-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 29-09-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Second quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 24-10-2026 10:00:00 |
| End date and time of board meeting | 24-10-2026 14:45:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-09-2026 | 30-09-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 10,16,913.00 | 19,60,758.00 | |
| Income on investments | 1,64,920.00 | 3,12,438.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 7,120.00 | 13,229.00 | |
| Others | 3,376.00 | 11,013.00 | |
| Total interest earned | 11,92,329.00 | 22,97,438.00 | |
| 2 | Other income | 2,30,517.00 | 4,61,477.00 |
| 3 | Total income | 14,22,846.00 | 27,58,915.00 |
| Expenses | |||
| 4 | Interest expenses | 5,73,451.00 | 10,81,148.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 2,18,660.00 | 4,31,688.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other operating expenses | 3,75,566.00 | 7,28,339.00 |
| Total other operating Expenses | 3,75,566.00 | 7,28,339.00 | |
| Total Operating Expenses | 5,94,226.00 | 11,60,027.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 11,67,677.00 | 22,41,175.00 |
| 7 | Operating profit before provision and contingencies | 2,55,169.00 | 5,17,740.00 |
| 8 | Provisions other than tax and contingencies | 1,13,920.00 | 2,28,336.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 1,41,249.00 | 2,89,404.00 |
| 11 | Provision for Tax | 36,332.00 | 69,705.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 1,04,917.00 | 2,19,699.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 1,04,917.00 | 2,19,699.00 |
| 15 | Share of profit (loss) of associates | 0.00 | 0.00 |
| 16 | Profit (loss) of minority interest | 0.00 | 0.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 1,04,917.00 | 2,19,699.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 8,62,283.00 | 8,62,283.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 0 | 0 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 1.22 | 2.55 | |
| Diluted earnings per share before extraordinary items | 1.21 | 2.53 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 1.22 | 2.55 | |
| Diluted earnings per share after extraordinary items | 1.21 | 2.53 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 0.00 | 0.00 | |
| Amount of net non-performing assets | 0.00 | 0.00 | |
| % of gross NPAs | 0 | 0 | |
| % of net NPAs | 0 | 0 | |
| Return on assets | 0 | 0 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Refer Consolidated Financials Results for Quarter and half year ended September 30, 2026 uploaded on stock exchange & on Bank's website |
|---|
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | ||
| Date of end of reporting period | 30-09-2026 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Consolidated | ||
| 1 | Capital and liabilities | ||
| Capital | 8,62,283.00 | ||
| Reserves and surplus | 40,95,194.00 | ||
| Deposits | 3,48,36,851.00 | ||
| Borrowings | 53,96,786.00 | ||
| Other liabilities and provisions | |||
| 1 | Other liabilities and provisions | 18,63,360.00 | |
| Total of Other liabilities and provisions | 18,63,360.00 | ||
| Total Capital Liabilities | 4,70,54,474.00 | ||
| 2 | ASSETS | ||
| Cash and Balances with Reserve Bank of India | 11,31,811.00 | ||
| Balances with Banks and money at call and short notice | 3,73,269.00 | ||
| Investments | 1,02,27,040.00 | ||
| Advances | 3,35,64,086.00 | ||
| Fixed Assets | 2,65,081.00 | ||
| Other Assets | |||
| 1 | Other Assets | 14,93,187.00 | |
| Total of Other Assets | 14,93,187.00 | ||
| Total Assets | 4,70,54,474.00 | ||
| Disclosure of notes on assets and liabilities | Textual Information(1) | ||
| Textual Information(1) | Refer Consolidated Financials Results for Quarter and half year ended September 30, 2026 uploaded on stock exchange & on Bank's website |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-07-2026 | 01-04-2026 | |||||
| Date of end of reporting period | 30-09-2026 | 30-09-2026 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury | 8,21,902.00 | 15,95,097.00 | ||||
| 2 | Wholesale Banking | 3,45,945.00 | 6,65,205.00 | ||||
| 3 | Retail Banking | 15,83,173.00 | 30,44,852.00 | ||||
| 4 | Other Banking Business | 24,327.00 | 47,348.00 | ||||
| 5 | Unallocated | (101.00) | 5,418.00 | ||||
| Total Segment Revenue | 27,75,246.00 | 53,57,920.00 | |||||
| Less: Inter segment revenue | 13,52,400.00 | 25,99,005.00 | |||||
| Income from operations | 14,22,846.00 | 27,58,915.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury | 3,593.00 | 45,103.00 | ||||
| 2 | Wholesale Banking | 46,063.00 | 87,012.00 | ||||
| 3 | Retail Banking | 1,02,418.00 | 1,71,974.00 | ||||
| 4 | Other Banking Business | 9,208.00 | 17,974.00 | ||||
| 5 | Unallocated | (20,033.00) | (32,659.00) | ||||
| Total Profit before tax | 1,41,249.00 | 2,89,404.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 0.00 | 0.00 | |||||
| Profit before tax | 1,41,249.00 | 2,89,404.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury | 1,22,86,657.00 | 1,22,86,657.00 | ||||
| 2 | Wholesale Banking | 69,64,730.00 | 69,64,730.00 | ||||
| 3 | Retail Banking | 2,76,00,151.00 | 2,76,00,151.00 | ||||
| 4 | Other Banking Business | 11,308.00 | 11,308.00 | ||||
| 5 | Unallocated | 1,91,628.00 | 1,91,628.00 | ||||
| Total Segment Assets | 4,70,54,474.00 | 4,70,54,474.00 | |||||
| Un-allocable Assets | 0.00 | 0.00 | |||||
| Net Segment Assets | 4,70,54,474.00 | 4,70,54,474.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury | 44,13,368.00 | 44,13,368.00 | ||||
| 2 | Wholesale Banking | 84,00,081.00 | 84,00,081.00 | ||||
| 3 | Retail Banking | 2,91,81,027.00 | 2,91,81,027.00 | ||||
| 4 | Other Banking Business | 5,950.00 | 5,950.00 | ||||
| 5 | Unallocated | 96,571.00 | 96,571.00 | ||||
| Total Segment Liabilities | 4,20,96,997.00 | 4,20,96,997.00 | |||||
| Un-allocable Liabilities | 0.00 | 0.00 | |||||
| Net Segment Liabilities | 4,20,96,997.00 | 4,20,96,997.00 | |||||
| Disclosure of notes on segments | Refer Consolidated Financials Results for Quarter and half year ended September 30, 2026 uploaded on stock exchange & on Bank's website | ||||||
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2026 |
| B | Date of end of reporting period | 30-09-2026 |
| C | Whether results are audited or unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated |
| 1 | Statement of cash flows | |
| Cash flows from used in operating activities | ||
| Profit before extraordinary items and tax | 2,89,404.00 | |
| 2 | Adjustments for reconcile profit (loss) | |
| Adjustments to profit (loss) | ||
| Adjustments for finance costs | 0.00 | |
| Adjustments for depreciation and amortisation expense | 62,265.00 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | 2,28,336.00 | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 0.00 | |
| Adjustments for share-based payments | 9,688.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | 130.00 | |
| Other adjustments to reconcile profit (loss) | 0.00 | |
| Other adjustments for non-cash items | 0.00 | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Total adjustments to profit (loss) | 3,00,419.00 | |
| 3 | Adjustments for working capital | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables | (64,98,279.00) | |
| Adjustments for decrease (increase) in other current assets | 3,20,931.00 | |
| Adjustments for increase (decrease) in trade payables | 54,05,635.00 | |
| Adjustments for increase (decrease) in other current liabilities | (2,90,329.00) | |
| Adjustments for provisions | 0.00 | |
| Total adjustments for working capital | (10,62,042.00) | |
| Total adjustments for reconcile profit (loss) | (7,61,623.00) | |
| Net cash flows from (used in) operations | (4,72,219.00) | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 62,704.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) operating activities before extraordinary items | (5,34,923.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) operating activities | (5,34,923.00) | |
| 4 | Cash flows from used in investing activities | |
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 0.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | 0.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 9,07,892.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 0.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of tangible assets | 1,648.00 | |
| Purchase of tangible assets | 49,943.00 | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Cash advances and loans made to other parties | 0.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Proceeds from government grants | 0.00 | |
| Net cash flows from (used in) investing activities before extraordinary items | (9,56,187.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) investing activities | (9,56,187.00) | |
| 5 | Cash flows from used in financing activities | |
| Proceeds from issuing shares | 7,314.00 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 0.00 | |
| Proceeds from borrowings | 17,33,523.00 | |
| Repayments of borrowings | 0.00 | |
| Dividends paid | 21,553.00 | |
| Interest paid | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) financing activities before extraordinary items | 17,19,284.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) financing activities | 17,19,284.00 | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | 2,28,174.00 | |
| 6 | Effect of exchange rate changes on cash and cash equivalents | |
| Effect of exchange rate changes on cash and cash equivalents | 256.00 | |
| Net increase (decrease) in cash and cash equivalents | 2,28,430.00 | |
| Cash and cash equivalents cash flow statement at beginning of period | 12,76,650.00 | |
| Cash and cash equivalents cash flow statement at end of period | 15,05,080.00 | |
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | M/s M P Chitale | Yes | 31-07-2028 | ||
|---|---|---|---|---|---|
| 2 | M/s Walker Chandiok & CO LLP | Yes | 31-05-2028 | ||