INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532174 |
| NSE Symbol |
ICICIBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE090A01021 |
| Name of bank |
ICICI BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2026 |
| Date of end of financial year |
31-03-2027 |
| Date of board meeting when results were approved |
17-10-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
22-09-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Second quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
17-10-2026
09:40:00 |
| End date and time of board meeting |
17-10-2026 14:15:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Not applicable |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-07-2026 |
01-04-2026 |
| B |
Date of end of reporting period |
30-09-2026 |
30-09-2026 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
40,40,412.00 |
77,58,720.00 |
|
Income on investments |
13,23,943.00 |
25,61,027.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
1,47,582.00 |
2,73,515.00 |
|
Others |
87,254.00 |
2,30,014.00 |
|
Total interest earned |
55,99,191.00 |
1,08,23,276.00 |
| 2 |
Other income |
32,16,927.00 |
59,61,764.00 |
| 3 |
Total income |
88,16,118.00 |
1,67,85,040.00 |
|
Expenses
|
| 4 |
Interest expenses |
25,65,627.00 |
48,71,999.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
6,91,934.00 |
13,83,091.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Claims and benefits paid and other expenses pertaining to insurance business |
22,35,174.00 |
40,61,150.00 |
| 2 |
Other operating expenses |
9,22,386.00 |
18,07,370.00 |
|
Total other operating Expenses |
31,57,560.00 |
58,68,520.00 |
|
Total Operating Expenses |
38,49,494.00 |
72,51,611.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 64,15,121.00 |
1,21,23,610.00 |
| 7 |
Operating profit before provision and contingencies |
24,00,997.00 |
46,61,430.00 |
| 8 |
Provisions other than tax and contingencies |
89,521.00 |
2,19,241.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 23,11,476.00 |
44,42,189.00 |
| 11 |
Provision for Tax |
5,80,289.00 |
10,90,028.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
17,31,187.00 |
33,52,161.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
17,31,187.00 |
33,52,161.00 |
| 15 |
Share of profit (loss) of associates
| 7,699.00 |
14,347.00 |
| 16
| Profit (loss) of minority interest
| 1,05,568.00 |
1,89,184.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 16,33,318.00 |
31,77,324.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,43,596.00 |
1,43,596.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0.2200 |
0.2200 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
15.9700 |
15.9700 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 22.76 |
44.3 |
|
Diluted earnings per share before extraordinary items
| 22.49 |
43.78 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 22.76 |
44.3 |
|
Diluted earnings per share after extraordinary items
| 22.49 |
43.78 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 23,57,702.00 |
23,57,702.00 |
|
Amount of net non-performing assets
| 6,27,160.00 |
6,27,160.00 |
|
% of gross NPAs |
1.2100 |
1.2100 |
|
% of net NPAs
| 0.3200 |
0.3200 |
|
Return on assets
| 2.1900 |
2.1800 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2026 |
| Date of end of reporting period |
30-09-2026 |
| Whether results are audited or unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
4,29,882.00 |
|
Reserves and surplus |
4,05,90,652.00 |
|
Deposits |
20,91,53,851.00 |
|
Borrowings |
2,95,56,142.00 |
|
Other liabilities and provisions |
|
| 1 |
Other liabilities and provisions |
4,95,64,772.00 |
|
Total of Other liabilities and provisions |
4,95,64,772.00 |
|
Total Capital Liabilities |
32,92,95,299.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
1,00,19,653.00 |
|
| Balances with Banks and money at call and short notice
| 1,75,06,551.00 |
|
Investments |
9,48,72,757.00 |
|
Advances |
19,35,38,544.00 |
|
Fixed Assets |
17,53,985.00 |
|
Other Assets |
|
| 1 |
Other Assets |
1,16,03,809.00 |
|
Total of Other Assets |
1,16,03,809.00 |
|
Total Assets |
32,92,95,299.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-07-2026 |
01-04-2026 |
| Date of end of reporting period |
30-09-2026 |
30-09-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Retail Banking |
43,72,390.00 |
85,89,039.00 |
| 2 |
Wholesale Banking |
27,03,505.00 |
52,36,164.00 |
| 3 |
Treasury |
39,52,211.00 |
76,73,380.00 |
| 4 |
Other Banking |
4,41,641.00 |
6,84,801.00 |
| 5 |
Life Insurance |
17,50,435.00 |
31,13,764.00 |
| 6 |
General Insurance |
8,59,781.00 |
16,13,952.00 |
| 7 |
Others |
5,16,030.00 |
10,33,394.00 |
| 8 |
intersegment |
0.00 |
0.00 |
|
| Total Segment Revenue
| 1,45,95,993.00 |
2,79,44,494.00 |
|
Less: Inter segment revenue |
57,79,875.00 |
1,11,59,454.00 |
|
Income from operations |
88,16,118.00 |
1,67,85,040.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Retail Banking |
7,71,634.00 |
13,95,524.00 |
| 2 |
Wholesale Banking |
7,91,052.00 |
15,38,978.00 |
| 3 |
Treasury |
4,00,496.00 |
8,82,739.00 |
| 4 |
Other Banking |
20,953.00 |
92,827.00 |
| 5 |
Life Insurance |
43,555.00 |
86,699.00 |
| 6 |
General Insurance |
1,24,741.00 |
1,78,312.00 |
| 7 |
Others |
2,04,249.00 |
4,23,306.00 |
| 8 |
intersegment |
(45,204.00) |
(1,56,196.00) |
|
Total Profit before tax |
23,11,476.00 |
44,42,189.00 |
|
i. Finance cost |
|
|
|
ii. Other Unallocable Expenditure net off Unallocable income
|
(7,699.00) |
(14,347.00) |
|
Profit before tax |
23,19,175.00 |
44,56,536.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Retail Banking |
9,27,95,099.00 |
9,27,95,099.00 |
| 2 |
Wholesale Banking |
8,15,72,377.00 |
8,15,72,377.00 |
| 3 |
Treasury |
8,33,89,078.00 |
8,33,89,078.00 |
| 4 |
Other Banking |
2,09,62,857.00 |
2,09,62,857.00 |
| 5 |
Life Insurance |
3,31,95,431.00 |
3,31,95,431.00 |
| 6 |
General Insurance |
83,37,094.00 |
83,37,094.00 |
| 7 |
Others |
1,03,23,811.00 |
1,03,23,811.00 |
| 8 |
intersegment |
(16,81,191.00) |
(16,81,191.00) |
|
Total Segment Assets |
32,88,94,556.00 |
32,88,94,556.00 |
|
Un-allocable Assets |
4,00,743.00 |
4,00,743.00 |
|
Net Segment Assets |
32,92,95,299.00 |
32,92,95,299.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Retail Banking |
12,97,63,412.00 |
12,97,63,412.00 |
| 2 |
Wholesale Banking |
6,84,62,653.00 |
6,84,62,653.00 |
| 3 |
Treasury |
2,54,06,427.00 |
2,54,06,427.00 |
| 4 |
Other Banking |
2,03,02,593.00 |
2,03,02,593.00 |
| 5 |
Life Insurance |
3,17,97,813.00 |
3,17,97,813.00 |
| 6 |
General Insurance |
63,34,752.00 |
63,34,752.00 |
| 7 |
Others |
83,46,257.00 |
83,46,257.00 |
| 8 |
intersegment |
(16,81,191.00) |
(16,81,191.00) |
| |
Total Segment Liabilities |
28,87,32,716.00 |
28,87,32,716.00 |
| |
Un-allocable Liabilities |
15,10,138.00 |
15,10,138.00 |
|
Net Segment Liabilities |
29,02,42,854.00 |
29,02,42,854.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2026 |
| B |
Date of end of reporting period |
30-09-2026 |
| C |
Whether results are audited or unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
44,42,189.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
0.00 |
|
Adjustments for depreciation and amortisation expense |
1,65,585.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
3,70,195.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
0.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
(1,19,867.00) |
|
Other adjustments to reconcile profit (loss) |
(1,74,837.00) |
|
Other adjustments for non-cash items |
52,094.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
2,93,170.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
0.00 |
|
Adjustments for decrease (increase) in trade receivables |
0.00 |
|
Adjustments for decrease (increase) in other current assets |
(3,11,40,016.00) |
|
Adjustments for increase (decrease) in trade payables |
0.00 |
|
Adjustments for increase (decrease) in other current liabilities |
2,61,56,138.00 |
|
Adjustments for provisions |
7,81,498.00 |
|
Total adjustments for working capital |
(42,02,380.00)
|
|
Total adjustments for reconcile profit (loss) |
(39,09,210.00) |
|
Net cash flows from (used in) operations |
5,32,979.00 |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
9,79,754.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) operating activities before extraordinary items |
(4,46,775.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
(4,46,775.00) |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
0.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
0.00 |
|
Other cash payments to acquire equity or debt instruments of other entities |
50,93,564.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
(1,62,177.00) |
|
Purchase of tangible assets |
0.00 |
|
Proceeds from sales of intangible assets |
0.00 |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(52,55,741.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(52,55,741.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
62,249.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
0.00 |
|
Proceeds from borrowings |
81,30,736.00 |
|
Repayments of borrowings |
6,12,538.00 |
|
Dividends paid |
8,61,072.00 |
|
Interest paid |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
67,19,375.00
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
67,19,375.00
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
10,16,859.00
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
11,273.00 |
|
Net increase (decrease) in cash and cash equivalents |
10,28,132.00
|
|
Cash and cash equivalents cash flow statement at beginning of period |
2,64,98,072.00 |
|
Cash and cash equivalents cash flow statement at end of period |
2,75,26,204.00 |