INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532215 |
| NSE Symbol |
AXISBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE238A01034 |
| Name of bank |
Axis Bank Limited |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2026 |
| Date of end of financial year |
31-03-2027 |
| Date of board meeting when results were approved |
17-10-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
17-09-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Second quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
17-10-2026
09:00:00 |
| End date and time of board meeting |
17-10-2026 12:30:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Not applicable |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-07-2026 |
01-04-2026 |
| B |
Date of end of reporting period |
30-09-2026 |
30-09-2026 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
29,62,825.00 |
57,60,265.00 |
|
Income on investments |
7,33,010.00 |
14,06,248.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
75,009.00 |
1,20,100.00 |
|
Others |
37,904.00 |
76,331.00 |
|
Total interest earned |
38,08,748.00 |
73,62,944.00 |
| 2 |
Other income |
7,58,689.00 |
15,25,775.00 |
| 3 |
Total income |
45,67,437.00 |
88,88,719.00 |
|
Expenses
|
| 4 |
Interest expenses |
21,93,293.00 |
42,14,763.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
3,82,411.00 |
7,35,410.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Rent, taxes & lighting |
58,197.00 |
1,17,337.00 |
| 2 |
Printing and stationery |
8,944.00 |
15,257.00 |
| 3 |
Advertisement and publicity |
11,358.00 |
16,421.00 |
| 4 |
(a) Depreciation on bank's property other than Leased Assets |
51,641.00 |
1,00,760.00 |
| 5 |
Directors' fees, allowances and expenses |
304.00 |
670.00 |
| 6 |
Auditors' fees and expenses (including branch auditors' fees and expenses) |
93.00 |
221.00 |
| 7 |
Law Charges |
7,041.00 |
14,078.00 |
| 8 |
Postage, Telegrams, Telephones etc. |
13,587.00 |
23,086.00 |
| 9 |
Repairs and maintenance |
86,518.00 |
1,60,468.00 |
| 10 |
Insurance and others |
5,43,139.00 |
10,29,462.00 |
|
Total other operating Expenses |
7,80,822.00 |
14,77,760.00 |
|
Total Operating Expenses |
11,63,233.00 |
22,13,170.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 33,56,526.00 |
64,27,933.00 |
| 7 |
Operating profit before provision and contingencies |
12,10,911.00 |
24,60,786.00 |
| 8 |
Provisions other than tax and contingencies |
1,75,746.00 |
4,09,493.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 10,35,165.00 |
20,51,293.00 |
| 11 |
Provision for Tax |
2,70,196.00 |
5,20,672.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
7,64,969.00 |
15,30,621.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
7,64,969.00 |
15,30,621.00 |
| 15 |
Share of profit (loss) of associates
| 1,624.00 |
3,010.00 |
| 16
| Profit (loss) of minority interest
| (3,873.00) |
(67.00) |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 7,70,466.00 |
15,33,698.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 62,274.00 |
62,274.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0 |
0 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.7100 |
14.7100 |
|
| Additional Tier 1 ratio |
0.3300 |
0.3300 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 24.76 |
49.3 |
|
Diluted earnings per share before extraordinary items
| 24.63 |
49.03 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 24.76 |
49.3 |
|
Diluted earnings per share after extraordinary items
| 24.63 |
49.03 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 16,77,752.00 |
16,77,752.00 |
|
Amount of net non-performing assets
| 5,05,379.00 |
5,05,379.00 |
|
% of gross NPAs |
1.1600 |
1.1600 |
|
% of net NPAs
| 0.3500 |
0.3500 |
|
Return on assets
| 1.3800 |
1.4400 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2026 |
| Date of end of reporting period |
30-09-2026 |
| Whether results are audited or unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
62,274.00 |
|
Reserves and surplus |
2,29,04,249.00 |
|
Deposits |
14,50,28,783.00 |
|
Borrowings |
3,24,48,788.00 |
|
Other liabilities and provisions |
|
| 1 |
Other Liabilities and Provisions |
1,08,13,953.00 |
| 2 |
Employees' Stock Options Outstanding |
1,50,834.00 |
| 3 |
Minority Interest |
1,24,126.00 |
|
Total of Other liabilities and provisions |
1,10,88,913.00 |
|
Total Capital Liabilities |
21,15,33,007.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
82,24,179.00 |
|
| Balances with Banks and money at call and short notice
| 51,48,063.00 |
|
Investments |
4,53,43,416.00 |
|
Advances |
14,31,45,273.00 |
|
Fixed Assets |
6,85,875.00 |
|
Other Assets |
|
| 1 |
Other Assets |
89,57,277.00 |
| 2 |
Goodwill on Consolidation |
28,924.00 |
|
Total of Other Assets |
89,86,201.00 |
|
Total Assets |
21,15,33,007.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-07-2026 |
01-04-2026 |
| Date of end of reporting period |
30-09-2026 |
30-09-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury |
9,78,926.00 |
19,08,100.00 |
| 2 |
Corporate/Wholesale Banking |
15,63,400.00 |
30,66,097.00 |
| 3 |
Retail Banking - Digital Banking |
11,16,529.00 |
21,79,261.00 |
| 4 |
Retail Banking - Others |
31,10,223.00 |
59,99,202.00 |
| 5 |
Other Banking Business |
1,72,926.00 |
2,98,611.00 |
| 6 |
Unallocated |
1,254.00 |
1,254.00 |
|
| Total Segment Revenue
| 69,43,258.00 |
1,34,52,525.00 |
|
Less: Inter segment revenue |
23,75,821.00 |
45,63,806.00 |
|
Income from operations |
45,67,437.00 |
88,88,719.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury |
1,29,933.00 |
2,98,949.00 |
| 2 |
Corporate/Wholesale Banking |
3,07,641.00 |
6,67,755.00 |
| 3 |
Retail Banking - Digital Banking |
1,57,715.00 |
3,10,858.00 |
| 4 |
Retail Banking - Others |
2,96,931.00 |
5,28,928.00 |
| 5 |
Other Banking Business |
1,41,691.00 |
2,43,549.00 |
| 6 |
Unallocated |
1,254.00 |
1,254.00 |
|
Total Profit before tax |
10,35,165.00 |
20,51,293.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
0.00 |
0.00 |
|
Profit before tax |
10,35,165.00 |
20,51,293.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury |
6,34,92,760.00 |
6,34,92,760.00 |
| 2 |
Corporate/Wholesale Banking |
6,78,24,672.00 |
6,78,24,672.00 |
| 3 |
Retail Banking - Digital Banking |
1,62,60,995.00 |
1,62,60,995.00 |
| 4 |
Retail Banking - Others |
6,26,83,581.00 |
6,26,83,581.00 |
| 5 |
Other Banking Business |
4,03,832.00 |
4,03,832.00 |
| 6 |
Unallocated |
8,67,167.00 |
8,67,167.00 |
|
Total Segment Assets |
21,15,33,007.00 |
21,15,33,007.00 |
|
Un-allocable Assets |
0.00 |
0.00 |
|
Net Segment Assets |
21,15,33,007.00 |
21,15,33,007.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury |
4,02,13,302.00 |
4,02,13,302.00 |
| 2 |
Corporate/Wholesale Banking |
2,40,78,600.00 |
2,40,78,600.00 |
| 3 |
Retail Banking - Digital Banking |
2,40,29,097.00 |
2,40,29,097.00 |
| 4 |
Retail Banking - Others |
9,92,85,757.00 |
9,92,85,757.00 |
| 5 |
Other Banking Business |
96,692.00 |
96,692.00 |
| 6 |
Unallocated |
8,63,036.00 |
8,63,036.00 |
| |
Total Segment Liabilities |
18,85,66,484.00 |
18,85,66,484.00 |
| |
Un-allocable Liabilities |
0.00 |
0.00 |
|
Net Segment Liabilities |
18,85,66,484.00 |
18,85,66,484.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2026 |
| B |
Date of end of reporting period |
30-09-2026 |
| C |
Whether results are audited or unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
20,51,293.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
0.00 |
|
Adjustments for depreciation and amortisation expense |
1,01,928.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
5,74,677.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
24,649.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
0.00 |
|
Other adjustments to reconcile profit (loss) |
67.00 |
|
Other adjustments for non-cash items |
30,685.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
7,32,006.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
0.00 |
|
Adjustments for decrease (increase) in trade receivables |
0.00 |
|
Adjustments for decrease (increase) in other current assets |
0.00 |
|
Adjustments for increase (decrease) in trade payables |
0.00 |
|
Adjustments for increase (decrease) in other current liabilities |
0.00 |
|
Adjustments for provisions |
0.00 |
|
Total adjustments for working capital |
0.00
|
|
Total adjustments for reconcile profit (loss) |
7,32,006.00 |
|
Net cash flows from (used in) operations |
27,83,299.00 |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
4,17,245.00 |
|
Other inflows (outflows) of cash |
7,05,142.00 |
|
Net cash flows from (used in) operating activities before extraordinary items |
30,71,196.00 |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
30,71,196.00 |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
0.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
0.00 |
|
Other cash payments to acquire equity or debt instruments of other entities |
38,060.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
0.00 |
|
Purchase of tangible assets |
1,12,311.00 |
|
Proceeds from sales of intangible assets |
1,184.00 |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
(49,68,896.00) |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(51,18,083.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(51,18,083.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
1,03,429.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
0.00 |
|
Proceeds from borrowings |
46,33,784.00 |
|
Repayments of borrowings |
2,36,058.00 |
|
Dividends paid |
31,109.00 |
|
Interest paid |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
4,273.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
44,74,319.00
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
44,74,319.00
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
24,27,432.00
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
9,653.00 |
|
Net increase (decrease) in cash and cash equivalents |
24,37,085.00
|
|
Cash and cash equivalents cash flow statement at beginning of period |
1,09,35,157.00 |
|
Cash and cash equivalents cash flow statement at end of period |
1,33,72,242.00 |