INTEGRATED FILING — BANKING



General information about company

Scrip code 532461
NSE Symbol PNB
MSEI Symbol NOTLISTED
ISIN INE160A01022
Name of bank Punjab National Bank
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 16-10-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 12-10-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Second quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 16-10-2026   14:45:00
End date and time of board meeting 16-10-2026   16:15:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? Yes
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? Yes
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 17-04-2026
Indicate Company website link for updated RPT policy of the Company https://pnb.bank.in/Policies.html
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-07-2026 01-04-2026
B Date of end of reporting period 30-09-2026 30-09-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 24,32,306.00 47,38,420.00
Income on investments 8,29,340.00 16,36,998.00
Interest on balances with reserve bank of India and other inter bank funds 1,47,304.00 2,80,859.00
Others 49,532.00 91,931.00
Total interest earned 34,58,482.00 67,48,208.00
2 Other income 3,60,059.00 7,93,406.00
3 Total income 38,18,541.00 75,41,614.00
Expenses
4 Interest expenses 22,98,353.00 45,08,243.00
5 Operating expenses
(i) Employees cost 4,40,635.00 8,94,173.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 3,26,359.00 6,34,084.00
Total other operating Expenses 3,26,359.00 6,34,084.00
Total Operating Expenses 7,66,994.00 15,28,257.00
6 Total expenditure excluding provisions and contingencies 30,65,347.00 60,36,500.00
7 Operating profit before provision and contingencies 7,53,194.00 15,05,114.00
8 Provisions other than tax and contingencies 9,727.00 63,846.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 7,43,467.00 14,41,268.00
11 Provision for Tax 1,90,244.00 3,62,716.00
12 Net profit (loss) from ordinary activities after tax 5,53,223.00 10,78,552.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 5,53,223.00 10,78,552.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 5,53,223.00 10,78,552.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 2,29,859.00 2,29,859.00
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 70.0800 70.0800
(ii) Capital adequacy ratio
CET 1 ratio 14.4400 14.4400
Additional Tier 1 ratio 1.4500 1.4500
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 4.81 9.38
Diluted earnings per share before extraordinary items 4.81 9.38
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 4.81 9.38
Diluted earnings per share after extraordinary items 4.81 9.38
(iv) NPA Ratios
Amount of gross non-performing assets 34,19,017.00 34,19,017.00
Amount of net non-performing assets 3,31,327.00 3,31,327.00
% of gross NPAs 2.5500 2.5500
% of net NPAs 0.2500 0.2500
Return on assets 1.0500 1.0400
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) As per pdf filed with outcome of board meeting on bse and nse on 16.10.2026.


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2026
Date of end of reporting period 30-09-2026
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 2,29,859.00
Reserves and surplus 1,50,47,825.00
Deposits 17,77,24,048.00
Borrowings 1,13,61,584.00
Other liabilities and provisions
1 Other liabilities and provisions 35,96,814.00
Total of Other liabilities and provisions 35,96,814.00
Total Capital Liabilities 20,79,60,130.00
2 ASSETS
Cash and Balances with Reserve Bank of India 50,42,486.00
Balances with Banks and money at call and short notice 1,00,14,165.00
Investments 5,17,59,086.00
Advances 13,10,45,081.00
Fixed Assets 15,55,952.00
Other Assets
1 Other Assets 85,43,360.00
Total of Other Assets 85,43,360.00
Total Assets 20,79,60,130.00
Disclosure of notes on assets and liabilities Textual Information(1)


Text Block

Textual Information(1) As per pdf filed with outcome of board meeting on bse and nse on 16.10.2026.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-07-2026 01-04-2026
Date of end of reporting period 30-09-2026 30-09-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 10,67,886.00 21,17,745.00
2 Corporate/Wholesale Banking 14,26,346.00 28,61,061.00
3 Retail Banking 12,25,249.00 23,85,794.00
4 Other Banking Operations 99,060.00 1,77,014.00
Total Segment Revenue 38,18,541.00 75,41,614.00
Less: Inter segment revenue
Income from operations 38,18,541.00 75,41,614.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 2,19,305.00 4,37,557.00
2 Corporate/Wholesale Banking 3,54,377.00 7,01,652.00
3 Retail Banking 3,25,266.00 6,23,446.00
4 Other Banking Operations 21,905.00 43,529.00
Total Profit before tax 9,20,853.00 18,06,184.00
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income 1,77,386.00 3,64,916.00
Profit before tax 7,43,467.00 14,41,268.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 5,29,21,090.00 5,29,21,090.00
2 Corporate/Wholesale Banking 9,04,35,432.00 9,04,35,432.00
3 Retail Banking 5,51,24,192.00 5,51,24,192.00
4 Other Banking Operations 63,05,555.00 63,05,555.00
Total Segment Assets 20,47,86,269.00 20,47,86,269.00
Un-allocable Assets 31,73,861.00 31,73,861.00
Net Segment Assets 20,79,60,130.00 20,79,60,130.00
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 4,97,92,892.00 4,97,92,892.00
2 Corporate/Wholesale Banking 8,50,89,738.00 8,50,89,738.00
3 Retail Banking 5,18,65,767.00 5,18,65,767.00
4 Other Banking Operations 59,32,829.00 59,32,829.00
Total Segment Liabilities 19,26,81,226.00 19,26,81,226.00
Un-allocable Liabilities 1,220.00 1,220.00
Net Segment Liabilities 19,26,82,446.00 19,26,82,446.00
Disclosure of notes on segments 1. Segment Liabilities are distributed in the ratio of their respective Segment Assets. 2. Figures of the previous period have been re-grouped/re-classified wherever necessary. 3. As per RBI/DOR/2025-26/147 DOR.LIC.REC.No.66/22-01-001/2025-26 dated November 28, 2025, for the purpose of disclosure under Accounting Standard 17, Segment Reporting issued by ICAI, Digital Banking Segment has been identified as sub-segment under Retail Banking Segment by Reserve Bank of India (RBI). As on September 30, 2026, 8 (eight) Digital Banking Units (DBUs) of the Bank are operating and the segment information disclosed as Digital Banking under Retail Banking Operations is related to the said DBUs.




Cash Flow Statement, Indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026
B Date of end of reporting period 30-09-2026
C Whether results are audited or unaudited Unaudited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax 14,41,268.00
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 1,28,962.00
Adjustments for depreciation and amortisation expense 68,214.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 8,939.00
Adjustments for share-based payments 0.00
Other adjustments for which cash effects are investing or financing cash flow (182.00)
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 0.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments to profit (loss) 1,88,055.00
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables 0.00
Adjustments for decrease (increase) in other current assets (1,06,73,026.00)
Adjustments for increase (decrease) in trade payables 0.00
Adjustments for increase (decrease) in other current liabilities 86,41,197.00
Adjustments for provisions 30,812.00
Total adjustments for working capital (20,01,017.00)
Total adjustments for reconcile profit (loss) (18,12,962.00)
Net cash flows from (used in) operations (3,71,694.00)
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) 2,36,463.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities before extraordinary items (6,08,157.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) operating activities (6,08,157.00)
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 0.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of tangible assets 0.00
Purchase of tangible assets (670.00)
Proceeds from sales of intangible assets (66,977.00)
Purchase of intangible assets 0.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 8,939.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Proceeds from government grants 0.00
Net cash flows from (used in) investing activities before extraordinary items (57,368.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) investing activities (57,368.00)
5 Cash flows from used in financing activities
Proceeds from issuing shares 0.00
Proceeds from issuing other equity instruments 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 0.00
Repayments of borrowings 0.00
Dividends paid 3,43,569.00
Interest paid 1,28,962.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) financing activities before extraordinary items (4,72,531.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) financing activities (4,72,531.00)
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes (11,38,056.00)
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents (11,38,056.00)
Cash and cash equivalents cash flow statement at beginning of period 1,61,94,706.00
Cash and cash equivalents cash flow statement at end of period 1,50,56,650.00


Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 Ummed Jain & Co Yes 31-07-2028
2 N K Bhargava & Co Yes 28-02-2029
3 Prem Gupta & Co. Yes 31-12-2027
4 P A & Associates Yes 31-12-2028


Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Securities Purchase/Subscription and Securities Sale/Redemption & Money Market Transactions 10,00,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,40,916.33 0.00 0.00 Textual Information(1)
2 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Managerial Contracts 500.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 120.81 11.60 41.30
3 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Rent Income 500.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 117.31 3.92 0.09
4 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Bank Charges 1,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 326.80 5.31 2.63
5 Punjab National Bank PNB Gilts Ltd. Subsidiary Interest received 36,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 23.74 2.79 5.61
6 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Interest Accrued on Term Deposits 0.00 NA 0.00 01-01-2000 1,122.16 102.55 1,224.71
7 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 0.00 30,000.00 30,000.00
8 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Interest Accrued on Term Deposits 0.00 NA 0.00 01-01-2000 164.15 0.00 0.00
9 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Rent Income 0.00 NA 0.00 01-01-2000 22.88 59.42 72.56
10 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Security Trusteeship services & Other Advisory Services 0.00 NA 0.00 01-01-2000 13.00 12.45 0.00
11 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Royalty 0.00 NA 0.00 01-01-2000 9.37 9.35 0.00
12 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 1,437.93 4,325.02 4,205.57
13 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Electricity Expenses 0.00 NA 0.00 01-01-2000 2.80 15.40 18.20
14 Punjab National Bank PNB Cards and Services Limited Subsidiary Interest paid 0.00 NA 0.00 01-01-2000 86.64 0.00 0.00
15 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 497.47 0.00 0.00
16 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Rent Received 0.00 NA 0.00 01-01-2000 50.30 0.00 0.00
17 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Outsourcing Services for Retails Loans, deposits and Credit Card 0.00 NA 0.00 01-01-2000 6,411.36 0.00 0.00
18 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Royalty 0.00 NA 0.00 01-01-2000 17.02 0.00 0.00
19 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 0.01 0.00 0.00
20 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction IT Charges 0.00 NA 0.00 01-01-2000 156.14 0.00 0.00
21 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Interest received 0.00 NA 0.00 01-01-2000 2,995.29 0.00 0.00
22 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction Rent Received 0.00 NA 0.00 01-01-2000 4.03 0.00 0.00
23 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction Inter Bank Placement 0.00 NA 0.00 01-01-2000 10,537.94 0.00 0.00
24 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction Forex Deals 0.00 NA 0.00 01-01-2000 11,610.00 0.00 0.00
25 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Hosting Charges 95.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 47.12 0.00 0.00
26 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Counter Guarantee (PNB on behalf of DPNBL) 3,500.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,528.63 1,557.00 3,085.63
27 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Counter Guarantee (DPNBL on behalf of PNB) 10,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 0.88 4,118.43 4,119.31
28 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Bank Guarantee Charges 24.61 As per Bank’s Policy/Omnibus Approval - At Actuals 0.00 01-01-2000 24.61 0.00 0.00
29 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Management Service Agreement Charges 50.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 14.63 0.00 14.63
30 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Royalty 46.19 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 46.19 0.00 46.19
31 Punjab National Bank Bhutan Ventures Hospitality Private Limited Related Party of Subsidiary (Druk PNB Limited) Interest received 490.65 As per Bank’s Policy/Omnibus Approval - At Actuals 0.00 01-01-2000 490.65 2.67 2.55
32 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Bank Charges 200.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 27.35 8.00 21.20
33 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Interest Accrued on Term Deposits 0.00 NA 0.00 01-01-2000 3.54 18.62 20.10
34 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Commission and Rewards 60,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 13,244.70 4,735.07 1,519.40
35 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Insurance Claim Settled 5,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 47.76 0.00 0.00
36 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Interest received 820.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 407.11 140.15 547.27
37 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Royalty Charges 1,200.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 481.19 0.00 0.00
38 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Debentures 0.00 NA 0.00 01-01-2000 0.00 10,000.00 10,000.00
39 Punjab National Bank PNB Housing Finance Limited Associate Interest received 66,600.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 21,416.96 118.68 114.67
40 Punjab National Bank PNB Housing Finance Limited Associate Any other transaction Interest received on ECB 10,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 2,645.79 54.58 39.47
41 Punjab National Bank PNB Housing Finance Limited Associate Any other transaction Repayment of Principal on assignment of loans 21,034.25 As per Bank’s Policy/Omnibus Approval - At Actuals 0.00 01-01-2000 21,034.25 5,909.74 4,244.77
42 Punjab National Bank PNB Housing Finance Limited Associate Any other transaction Interest and other charges on assignment of loans 40,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 7,305.20 0.00 0.00
43 Punjab National Bank PNB Housing Finance Limited Associate Any other transaction Servicing Fee on assignment of loans 500.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 108.96 36.05 46.68
44 Punjab National Bank PNB Housing Finance Limited Associate Any other transaction Royalty Charges 3,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,504.11 2,970.00 1,504.11
45 Punjab National Bank PNB Housing Finance Limited Associate Any other transaction Bank Charges 1,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 9.73 0.00 0.00
46 Punjab National Bank PNB Housing Finance Limited Associate Any other transaction Reimbursement of GST & Interest on Royalty fees 0.00 NA 0.00 01-01-2000 1,087.56 0.00 0.00
47 Punjab National Bank Everest Bank Ltd Associate Any other transaction Counter Guarantee (PNB on behalf of EBL) 920.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 32.29 554.00 559.00
48 Punjab National Bank Everest Bank Ltd Associate Any other transaction Counter Guarantee (EBL on behalf of PNB) 40,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 86.10 3,807.00 3,491.00
49 Punjab National Bank Bihar Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 96,500.00 1,25,567.77 1,27,367.94
50 Punjab National Bank Bihar Gramin Bank Associate Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 268.56 134.28 134.28
51 Punjab National Bank Bihar Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 4,146.56 0.00 0.00
52 Punjab National Bank Bihar Gramin Bank Associate Interest received 0.00 NA 0.00 01-01-2000 224.65 0.00 0.00
53 Punjab National Bank Haryana Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 4,062.89 0.00 0.00
54 Punjab National Bank Haryana Gramin Bank Associate Interest received 0.00 NA 0.00 01-01-2000 17.92 0.00 0.00
55 Punjab National Bank Haryana Gramin Bank Associate Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 2,621.19 0.00 1,998.91
56 Punjab National Bank Haryana Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 60,000.00 1,50,020.00 1,40,020.00
57 Punjab National Bank Tripura Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 503.11 0.00 0.00
58 Punjab National Bank Tripura Gramin Bank Associate Interest received 0.00 NA 0.00 01-01-2000 0.89 0.00 0.41
59 Punjab National Bank Tripura Gramin Bank Associate Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 198.74 37.02 161.72
60 Punjab National Bank Tripura Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 29,000.00 12,144.63 12,805.97
61 Punjab National Bank Punjab Gramin Bank Associate Interest received 0.00 NA 0.00 01-01-2000 548.59 0.00 0.00
62 Punjab National Bank Punjab Gramin Bank Associate Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 383.04 0.00 0.00
63 Punjab National Bank Punjab Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 46,188.00 54,500.00 58,187.78
64 Punjab National Bank Punjab Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 3,015.85 0.00 0.00
65 Punjab National Bank Assam Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 864.88 0.00 0.00
66 Punjab National Bank Assam Gramin Bank Associate Interest received 0.00 NA 0.00 01-01-2000 469.38 0.00 0.00
67 Punjab National Bank Assam Gramin Bank Associate Any other transaction Finacle Hosting Charges 0.00 NA 0.00 01-01-2000 2,018.08 0.00 0.00
68 Punjab National Bank Assam Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 28,347.74 26,496.15 28,347.74
69 Punjab National Bank West Bengal Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 10,120.30 16,545.11 16,661.06
70 Punjab National Bank West Bengal Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 540.23 0.00 0.00
71 Punjab National Bank West Bengal Gramin Bank Associate Interest received 0.00 NA 0.00 01-01-2000 1.46 0.00 0.00
72 Punjab National Bank West Bengal Gramin Bank Associate Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 2,523.92 0.00 0.00
73 Punjab National Bank Himachal Pradesh Gramin Bank Associate Interest received 0.00 NA 0.00 01-01-2000 26.41 0.00 0.00
74 Punjab National Bank Himachal Pradesh Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 8,000.00 35,002.50 26,002.50
75 Punjab National Bank Himachal Pradesh Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 922.52 0.00 0.00
76 Punjab National Bank Himachal Pradesh Gramin Bank Associate Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 996.61 28.45 216.39
77 Punjab National Bank Manipur Rural Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 34,230.00 13,301.20 9,262.65
78 Punjab National Bank Manipur Rural Bank Associate Interest received 0.00 NA 0.00 01-01-2000 18.15 0.00 0.00
79 Punjab National Bank Manipur Rural Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 342.18 0.00 0.00
80 Punjab National Bank Manipur Rural Bank Associate Any other transaction Bank Charges 0.00 NA 0.00 01-01-2000 108.84 5.86 59.71
81 Punjab National Bank PNB Centenary Rural Development Trust Associate Any other transaction CSR Expense 10,500.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,150.00 0.00 0.00
82 Punjab National Bank PNB Farmers Welfare Trust Associate Any other transaction CSR Expense 2,180.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 280.00 0.00 0.00
83 PNB Gilts Ltd. Assam Gramin Bank Associate of PNB Any other transaction Securities Purchase/Subscription 0.00 NA 0.00 01-01-2000 8,241.55 0.00 0.00
84 PNB Gilts Ltd. Assam Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 1,001.30 0.00 0.00
85 PNB Gilts Ltd. Bihar Gramin Bank Associate of PNB Any other transaction Securities Purchase/Subscription 0.00 NA 0.00 01-01-2000 24,399.05 0.00 0.00
86 PNB Gilts Ltd. Bihar Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 15,298.37 0.00 0.00
87 PNB Gilts Ltd. Haryana Gramin Bank Associate of PNB Any other transaction Securities Purchase/Subscription 0.00 NA 0.00 01-01-2000 10,088.50 0.00 0.00
88 PNB Gilts Ltd. Haryana Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 1,531.01 0.00 0.00
89 PNB Gilts Ltd. Punjab Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 6,409.65 0.00 0.00
90 PNB Gilts Ltd. Punjab Gramin Bank Associate of PNB Any other transaction Securities Purchase/Subscription 0.00 NA 0.00 01-01-2000 1,496.25 0.00 0.00
91 PNB Gilts Ltd. Himachal Pradesh Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 2,389.86 0.00 0.00
92 PNB Gilts Ltd. West Bengal Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 14,591.61 0.00 0.00
93 PNB Gilts Ltd. Assam Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.92 0.00 0.00
94 PNB Gilts Ltd. Bihar Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.66 0.00 0.00
95 PNB Gilts Ltd. Himachal Pradesh Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.87 0.00 0.00
96 PNB Gilts Ltd. Manipur Rural Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.03 0.00 0.00
97 PNB Gilts Ltd. PNB Housing Finance Limited Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.17 0.00 0.00
98 PNB Gilts Ltd. Punjab Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 2.05 0.00 0.00
99 PNB Gilts Ltd. Haryana Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.03 0.00 0.00
100 PNB Gilts Ltd. Tripura Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.92 0.00 0.00
101 PNB Gilts Ltd. West Bengal Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.24 0.00 0.00
102 PNB Gilts Ltd. PNB Metlife India Insurance Co. Ltd. Associate of PNB Any other transaction Term Insurance premium expenses 0.00 NA 0.00 01-01-2000 6.30 0.00 0.00
103 PNB Gilts Ltd. PNB Housing Finance Limited Associate of PNB Any other transaction Arranger Service 0.00 NA 0.00 01-01-2000 0.29 0.00 0.00
Total value of transaction during the reporting period 6,72,343.11


Text Block

Textual Information(1) 1. As Listed banks are not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the listed Banks, such disclosures have not been made above. 2. Transactions relating to fixed deposits accepted are at the terms uniformly applicable /offered to all shareholders/ public. 3. All the Related Party Transactions undertaken by the Bank have been approved by the Audit Committee of the Board of the Bank and the Shareholders, as applicable, as per Bank’s Policy/SEBI Guidelines. 4. In terms of Paragraph 5 of AS 18, transactions in the nature of Banker-Customer relationship have not been disclosed including those with Key Management Personnel and relatives of Key Management Personnel. There are no reportable transactions with Key Management Personnel and relatives of Key Management Personnel


Format for Disclosing Outstanding Default on Loans and Debt Securities

Amount in (Lakhs)

Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 36,70,727.26
B Of the total amount outstanding, amount of default as on date 0.00
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0.00
B Of the total amount outstanding, amount of default as on date 0.00
3. Total financial indebtedness of the listed entity including short-term and long-term debt 1,13,61,584.00