INTEGRATED FILING — BANKING



General information about company

Scrip code 532218
NSE Symbol SOUTHBANK
MSEI Symbol NOTLISTED
ISIN INE683A01023
Name of bank THE SOUTH INDIAN BANK LIMITED
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 15-10-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 03-10-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Second quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 15-10-2026   11:00:00
End date and time of board meeting 15-10-2026   13:15:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. NA
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 25-06-2026
Indicate Company website link for updated RPT policy of the Company https://www.southindianbank.bank.in/other-links/disclosures/policy-on-related-party-transactions
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
There was no default on loans and debt securities during the period under consideration.


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-07-2026 01-04-2026
B Date of end of reporting period 30-09-2026 30-09-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 2,24,730.00 4,35,555.00
Income on investments 45,064.00 89,885.00
Interest on balances with reserve bank of India and other inter bank funds 8,616.00 14,978.00
Others 1,160.00 1,933.00
Total interest earned 2,79,570.00 5,42,351.00
2 Other income 46,815.00 84,764.00
3 Total income 3,26,385.00 6,27,115.00
Expenses
4 Interest expenses 1,67,984.00 3,28,293.00
5 Operating expenses
(i) Employees cost 45,608.00 90,527.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Depreciation 3,226.00 6,311.00
2 Insurance 2,911.00 5,757.00
3 Office Expenses 1,003.00 1,843.00
4 Communication Expenses 2,076.00 4,041.00
5 Rent Rates and Taxes 4,848.00 9,428.00
6 Repairs 3,159.00 6,010.00
7 Travelling Expenses 2,012.00 4,010.00
8 Others 20,310.00 38,467.00
Total other operating Expenses 39,545.00 75,867.00
Total Operating Expenses 85,153.00 1,66,394.00
6 Total expenditure excluding provisions and contingencies 2,53,137.00 4,94,687.00
7 Operating profit before provision and contingencies 73,248.00 1,32,428.00
8 Provisions other than tax and contingencies 15,911.00 24,345.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 57,337.00 1,08,083.00
11 Provision for Tax 14,724.00 27,707.00
12 Net profit (loss) from ordinary activities after tax 42,613.00 80,376.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 42,613.00 80,376.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 42,613.00 80,376.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 26,195.00 26,195.00
Face value of equity share capital 1 1
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 18.7100 18.7100
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 1.63 3.07
Diluted earnings per share before extraordinary items 1.62 3.06
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 1.63 3.07
Diluted earnings per share after extraordinary items 1.62 3.06
(iv) NPA Ratios
Amount of gross non-performing assets 1,35,484.00 1,35,484.00
Amount of net non-performing assets 10,271.00 10,271.00
% of gross NPAs 1.2400 1.2400
% of net NPAs 0.0900 0.0900
Return on assets 1.1200 1.100
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Other Income includes Profit on sale of investments (net), provision for appreciation/(depreciation) on eligible investments, earnings from foreign exchange and derivative transactions, commission from non – fund based banking activities, income from sale of PSL Certificates, income from card business, income from bancassurance business, recoveries from advances written off etc. Other operating expenses includes Insurance, Rent, Repair, Depreciation, Communication expenses, Outsourced manpower charges, premium paid on PSLC purchase, CSR, Card expenses etc. In accordance with the RBI Circular DOR.CAP.REC.70/21-01-002/2025-26 on Prudential Norms on Capital Adequacy dated November 28, 2025, as amended and RBI Circular DOR.LRG.No.82/13-10-001/2025-26 dated November 28, 2025 - 'Commercial Banks – Asset Liability Management', as amended, Banks are required to make Pillar III disclosures including leverage ratio and liquidity coverage ratio under Basel III framework. The Bank has made these disclosures which are available on its website at the following link. https://www.southindianbank.bank.in/other-links/disclosures/disclosure-under-basel-ii-basel-iii-guidelines These disclosures have not been subjected to audit/review by the Joint Statutory Central Auditors. Details of Resolution Plan implemented under Resolution Framework for COVID 19 related stress as per RBI circular dated August 06, 2020 (DOR.No.BP.BC/3/21.04.048/2020-21 – Resolution Framework 1.0) and May 05, 2021 (DOR.STR.REC.11/21.04.048/2021-22 - Resolution Framework 2.0) are given below: (Rs. in lakhs except number of accounts) Type of borrower Exposure to accounts classified as Standard consequent to implementation of resolution plan - Position as at the end of the previous half year (A) Of (A), aggregate debt that slipped into NPA during the half-year Of (A) amount written off during the half-year Of (A) amount paid by the borrowers during the half-year1 Exposure to accounts classified as Standard consequent to implementation of resolution plan - Position as at the end of this half-year2 Personal Loans 8,921 69 - 1,186 7,666 Corporate persons* 3,862 - - 278 3,584 Of which, MSMEs - - - - - Others 1,424 - - 116 1,308 Total 14,208 69 - 1,581 12,558 * As defined in Section 3(7) of the Insolvency and Bankruptcy Code, 2016 1Amount paid by the borrower during the half year is net of additions in the borrower account including additions due to interest capitalisation and accounts upgraded from NPA to Standard restructured category. 2Includes other facilities to the borrowers which have not been restructured. Disclosures as per Commercial Banks- Transfer and Distribution of Credit Risk Directions, 2025 Directions dated November 28, 2025 for the loans transferred/acquired during the quarter ended September 30, 2026 are given below: (i) The Bank has not transferred any Special Mention Account (SMA) and loan not in default. (ii) Details of loans not in default acquired through assignment are given below: Aggregate amount of loans acquired (Rs. in Lakhs) 3,474.95 Weighted average residual maturity (in months) 217.50 Weighted average holding period by originator (in months) 36.54 Retention of beneficial economic interest by the originator 10.00% Tangible security coverage 180.90% The loans acquired are not rated as these are to non-corporate borrowers. (iii) The Bank has not acquired any stressed loans. (iv) During the quarter, Bank has not transferred any Non Performing Assets to any financial institutions/ARC. (v) Details of recovery ratings assigned to Security Receipts as at September 30, 2026: (Rs. in lakhs) Recovery Ratings * Anticipated Recovery as per Recovery Rating Book value NR2/ R1 /RR1 100% - 150% 7,252.51 Total 7,252.51 * Recovery Rating is as assigned by various external rating agencies Disclosure related to clause 28 of RBI circular dated May 05, 2021 where the number of borrower accounts where modifications were sanctioned and implemented in terms of Clause 22 of the aforesaid circular: Type of Borrower No of Accounts Aggregate exposure to such borrower (Rs. in lakhs) Personal Loans 3 134.18 Corporate Persons - - Of which MSMEs - - Others - - Total 3 134.18 There were 3 borrowers having an aggregate exposure of Rs.134.18 Lakh to the Bank, where Resolution Plan has been implemented under RBI's Resolution Framework 1.0 dated August 06, 2020 and now modified under RBI's Resolution Framework 2.0 dated May 05, 2021. Accounts where modification has been done subsequently closed/upgraded to standard category not included here. Details of Co-Lending Arrangements as per Reserve Bank of India (Commercial Banks-Transfer and Distribution of Credit Risk) Directions, 2025 are given below: (Rs. in Lakhs) Particulars September 30, 2026 Quantum of CLAs : Number of CLA Partners (Nos) 8 Amount of Gross Outstanding (Rs.) 1,96,878 Weighted average rate of interest (%) 10.70% Fees charged for the Quarter (Rs.) 1059 Broad sectors in which CLA was made Gold Loan, Personal Loan, Housing Loan, Business Loan Performance of loans under CLA: Standard Loan (Rs.) Non Performing Loan (Rs.) 1,95,868 1,010 Details related to default loss guarantee available on outstanding amount (Rs.) 1057 Disclosure related to Project Finance for the quarter ended September 30, 2026, as per the Reserve Bank of India (Commercial Banks- Financial Statements: Presentation and Disclosures) Direction, 2025 dated November 28,2025 is given below: Item Description Number of Accounts Total Outstanding (Rs. in Lakhs) 1. Projects under implementation accounts at the beginning of the quarter. 37 25,777 2. Projects under implementation accounts sanctioned during the quarter. 4 1,402 3. Projects under implementation accounts where DCCO has been achieved during the quarter 6 3,405 4. Projects under implementation accounts at the end of the quarter. (1+2-3) 35 26,162* 5. Out of ‘4’ – accounts in respect of which resolution process involving extension in original / extended DCCO, as the case may be, has been invoked: 11 3,401 5.1 Out of ‘5’ – accounts in respect of which Resolution plan has been implemented. - - 5.2 Out of ‘5’ – accounts in respect of which Resolution plan is under implementation. - - 5.3 Out of ‘5’ – accounts in respect of which Resolution plan has failed. - - 6. Out of ‘5’, accounts in respect of which resolution process involving extension in original / extended DCCO, as the case may be, has been invoked due to change in scope and size of the project. - - 7. Out of ‘5’, account in respect of which cost overrun associated with extension in original / extended DCCO, as the case may be, was funded: - - 7.1 Out of ‘7’, accounts where SBCF was sanctioned during financial closure and renewed continuously - - 7.2 Out of ‘7’, accounts where SBCF was not presanctioned or renewed continuously - - 8. Out of ‘4’ – accounts in respect of which resolution process not involving extension in original / extended DCCO, as the case may be, has been invoked. - - 8.1 Out of ‘8’ – accounts in respect of which Resolution plan has been implemented. - - 8.2 Out of ‘8’ – accounts in respect of which Resolution plan is under implementation. - - 8.3 Out of ‘8’ – accounts in respect of which Resolution plan has failed. - - *Includes movement of Rs. 2,388 Lakhs during Q2 2026 in projects under implementation During the quarter and half year ended September 30, 2025, the Bank allotted 14,37,644 and 19,35,803 shares respectively, pursuant to the exercise of stock option. Previous period's figures /ratios have been regrouped / reclassified, wherever necessary to confirm to current period's classification.


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2026
Date of end of reporting period 30-09-2026
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 26,195.00
Reserves and surplus 11,81,438.00
Deposits 1,37,27,852.00
Borrowings 3,68,120.00
Other liabilities and provisions
1 Bills payable 23,454.00
2 Interest payable On Deposits 38,913.00
3 Provision For Standard Assets 42,918.00
4 Guarantee claim received- ECGC & DICGC 13,457.00
5 Employees' Stock Options Outstanding 1,374.00
6 Deferred Tax Asset (23,353.00)
7 Deferred Tax Liability 26,732.00
8 Others 1,91,710.00
Total of Other liabilities and provisions 3,15,205.00
Total Capital Liabilities 1,56,18,810.00
2 ASSETS
Cash and Balances with Reserve Bank of India 8,70,460.00
Balances with Banks and money at call and short notice 6,31,520.00
Investments 27,70,903.00
Advances 1,08,38,815.00
Fixed Assets 1,04,013.00
Other Assets
1 Tax paid in advance 1,34,671.00
2 Interest on staff Housing loan/Gold Loan A/c. 43,068.00
3 Interest earned but not collected 76,905.00
4 Interest on Investments receivable 48,027.00
5 Security deposit- telephone 16,950.00
6 Others 83,478.00
Total of Other Assets 4,03,099.00
Total Assets 1,56,18,810.00
Disclosure of notes on assets and liabilities Textual Information(1)


Text Block

Textual Information(1) 'The above standalone financial results for the quarter and half year ended September 30, 2026 were reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on October 15, 2026. These results have been subjected to limited review by the Joint Statutory Central Auditors M/s. M.P. Chitale & Co, Chartered Accountants and M/s. Borkar & Muzumdar, Chartered Accountants of the Bank. The report thereon is unmodified. The financial results for the quarter and half year ended September 30, 2025, and for the FY 2025-26 were reviewed/audited by Joint statutory auditors M/s. M.P. Chitale & Co, Chartered Accountants and M/s. Borkar & Muzumdar, Chartered Accountants. The Bank has consistently applied its significant accounting policies in the preparation of its financial results during the quarter and half year ended September 30, 2026 as compared to those followed for the year ended March 31, 2026. The above financial results of the Bank have been prepared in accordance with the recognition and measurement principles laid down in Accounting Standards specified under Section 133 of the Companies Act, 2013 read with relevant rules issued thereunder,the relevant provisions of the Banking Regulation Act, 1949,the circulars,guidelines and directions issued by the Reserve Bank of India ('the RBI') ,from time to time ('RBI Guidelines') and other accounting principles generally accepted in India, and is in compliance with the presentation and disclosure requirements of the Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations,2015,as amended including relevant circulars issued by the SEBI from time to time. The financial results have been arrived at after considering provision for standard assets (including requirements for exposures to entities with unhedged foreign currency exposures), provision for non-performing assets (NPAs), provision for non-performing investments, provision for income-tax and other usual and necessary provisions.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-07-2026 01-04-2026
Date of end of reporting period 30-09-2026 30-09-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 a) Treasury 64,225.00 1,21,348.00
2 b) Corporate/ Wholesale Banking 97,390.00 1,88,374.00
3 c) Retail Banking 0.00 0.00
4 (i) Digital Banking 20,428.00 41,530.00
5 (ii) Other Retail Banking 1,32,569.00 2,54,017.00
6 d) Other Banking Operations 11,773.00 21,846.00
Total Segment Revenue 3,26,385.00 6,27,115.00
Less: Inter segment revenue 0.00 0.00
Income from operations 3,26,385.00 6,27,115.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 a) Treasury 12,869.00 21,615.00
2 b) Corporate/ Wholesale Banking 9,351.00 16,279.00
3 c) Retail Banking 0.00 0.00
4 (i) Digital Banking (4,599.00) (4,290.00)
5 (ii) Other Retail Banking 36,166.00 68,403.00
6 d) Other Banking Operations 3,550.00 6,076.00
Total Profit before tax 57,337.00 1,08,083.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 0.00 0.00
Profit before tax 57,337.00 1,08,083.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 a) Treasury 31,41,209.00 31,41,209.00
2 b) Corporate/ Wholesale Banking 61,42,965.00 61,42,965.00
3 c) Retail Banking 0.00 0.00
4 (i) Digital Banking 6,30,600.00 6,30,600.00
5 (ii) Other Retail Banking 53,26,893.00 53,26,893.00
6 d) Other Banking Operations 859.00 859.00
Total Segment Assets 1,52,42,526.00 1,52,42,526.00
Un-allocable Assets 3,76,283.00 3,76,283.00
Net Segment Assets 1,56,18,809.00 1,56,18,809.00
4 Segment Liabilities
Segment Liabilities
1 a) Treasury 28,59,802.00 28,59,802.00
2 b) Corporate/ Wholesale Banking 57,48,606.00 57,48,606.00
3 c) Retail Banking 0.00 0.00
4 (i) Digital Banking 5,90,117.00 5,90,117.00
5 (ii) Other Retail Banking 49,84,923.00 49,84,923.00
6 d) Other Banking Operations 0.00 0.00
Total Segment Liabilities 1,41,83,448.00 1,41,83,448.00
Un-allocable Liabilities 2,27,727.00 2,27,727.00
Net Segment Liabilities 1,44,11,175.00 1,44,11,175.00
Disclosure of notes on segments For the above segment reporting, the reportable segments are identified into Treasury, Corporate/Wholesale Banking, Retail Banking (including Digital Banking) and Other Banking Operations in Compliance with the revised RBI Guidelines. The Bank operates in India.




Cash Flow Statement, Indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026
B Date of end of reporting period 30-09-2026
C Whether results are audited or unaudited Unaudited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax 1,08,083.00
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0.00
Adjustments for depreciation and amortisation expense 10,070.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for share-based payments 352.00
Other adjustments for which cash effects are investing or financing cash flow 322.00
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 24,471.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments to profit (loss) 35,215.00
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 14,902.00
Adjustments for decrease (increase) in trade receivables (9,35,350.00)
Adjustments for decrease (increase) in other current assets (2,923.00)
Adjustments for increase (decrease) in trade payables 13,93,220.00
Adjustments for increase (decrease) in other current liabilities 6,204.00
Adjustments for provisions 0.00
Total adjustments for working capital 4,76,053.00
Total adjustments for reconcile profit (loss) 5,11,268.00
Net cash flows from (used in) operations 6,19,351.00
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) 30,708.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities before extraordinary items 5,88,643.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) operating activities 5,88,643.00
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 0.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of tangible assets 11.00
Purchase of tangible assets 5,469.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 0.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash (59,324.00)
Proceeds from government grants 0.00
Net cash flows from (used in) investing activities before extraordinary items (64,782.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) investing activities (64,782.00)
5 Cash flows from used in financing activities
Proceeds from issuing shares 408.00
Proceeds from issuing other equity instruments 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings (24,581.00)
Repayments of borrowings 0.00
Dividends paid 11,782.00
Interest paid 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) financing activities before extraordinary items (35,955.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) financing activities (35,955.00)
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 4,87,906.00
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents 4,87,906.00
Cash and cash equivalents cash flow statement at beginning of period 10,14,074.00
Cash and cash equivalents cash flow statement at end of period 15,01,980.00


Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 MP Chitale & Co. Yes 31-07-2028
2 Borkar & Muzumdar Yes 31-05-2028


Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 The South Indian Bank Ltd AARON ZACHARIAS BENNY DIRECTOR RELATIVE Any other transaction Fixed Deposit 7.14 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 7.14 4.14 7.14 Textual Information(1)
2 The South Indian Bank Ltd ABEL TOM BENNY DIRECTOR RELATIVE Any other transaction Fixed Deposit 0.75 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.75 0.57 0.75 Textual Information(2)
3 The South Indian Bank Ltd ANCY BENNY DIRECTOR RELATIVE Any other transaction Fixed Deposit 45.87 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 45.87 45.24 45.87 Textual Information(3)
4 The South Indian Bank Ltd BENNY P THOMAS DIRECTOR Any other transaction Fixed Deposit 170.84 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 170.84 130.28 170.84 Textual Information(4)
5 The South Indian Bank Ltd DONA GRACE ANTO SUBSIDIARY DIRECTOR RELATIVE Any other transaction Fixed Deposit 16.73 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 16.73 15.37 16.73 Textual Information(5)
6 The South Indian Bank Ltd FRANCIS JOHN KMP RELATIVE Any other transaction Fixed Deposit 13.06 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 13.06 13.02 13.06 Textual Information(6)
7 The South Indian Bank Ltd GRACY FRANCIS KMP RELATIVE Any other transaction Fixed Deposit 15.38 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 15.38 15.35 15.38 Textual Information(7)
8 The South Indian Bank Ltd JANCY JOSEPH SUBSIDIARY DIRECTOR RELATIVE Any other transaction Fixed Deposit 47.31 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 47.31 44.27 47.31 Textual Information(8)
9 The South Indian Bank Ltd KORAH & KORAH DIRECTOR RELATIVE Any other transaction Fixed Deposit 0.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.00 4.68 0.00 Textual Information(9)
10 The South Indian Bank Ltd M GEORGE KORAH DIRECTOR Any other transaction Fixed Deposit 0.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.00 92.88 0.00 Textual Information(10)
11 The South Indian Bank Ltd NINA PAUL PALATHINGAL DIRECTOR RELATIVE Any other transaction Fixed Deposit 11.85 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 11.85 11.85 11.85 Textual Information(11)
12 The South Indian Bank Ltd NITHA VINOD KMP RELATIVE Any other transaction Fixed Deposit 31.40 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 31.40 21.80 31.40 Textual Information(12)
13 The South Indian Bank Ltd P R Seshadri MD Any other transaction Fixed Deposit 525.35 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 525.35 426.94 525.35 Textual Information(13)
14 The South Indian Bank Ltd PAUL ANTONY DIRECTOR Any other transaction Fixed Deposit 0.08 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.08 0.08 0.08 Textual Information(14)
15 The South Indian Bank Ltd PRADEEP MAHADEO GODBOLE DIRECTOR Any other transaction Fixed Deposit 5.06 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 5.06 2.06 5.06 Textual Information(15)
16 The South Indian Bank Ltd SONA MARIA ANTO SUBSIDIARY DIRECTOR RELATIVE Any other transaction Fixed Deposit 60.50 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 60.50 59.10 60.50 Textual Information(16)
17 The South Indian Bank Ltd Uma Seshadri MD RELATIVE Any other transaction Fixed Deposit 129.13 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 129.13 128.49 129.13 Textual Information(17)
18 The South Indian Bank Ltd VINOD FRANCIS KMP Any other transaction Fixed Deposit 0.35 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.35 0.00 0.35 Textual Information(18)
19 The South Indian Bank Ltd SHANTI SANKARA NARAYANAN DIRECTOR RELATIVE Any other transaction Fixed Deposit 10.82 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 10.82 10.76 10.82 Textual Information(19)
20 The South Indian Bank Ltd JOSE JOSEPH KATTOOR DIRECTOR Any other transaction Fixed Deposit 111.97 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 111.97 10.22 111.97 Textual Information(20)
21 The South Indian Bank Ltd Lakshmi Ramakrishna Srinivas DIRECTOR Any other transaction Fixed Deposit 7.57 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 7.57 17.97 7.57 Textual Information(21)
22 The South Indian Bank Ltd AISHWARYA SANKARA NARAYANAN DIRECTOR RELATIVE Any other transaction Fixed Deposit 14.79 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 14.79 14.33 14.79 Textual Information(22)
23 The South Indian Bank Ltd VARSHA PRADEEP GODBOLE DIRECTOR RELATIVE Any other transaction Fixed Deposit 0.54 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.54 0.54 0.54 Textual Information(23)
24 The South Indian Bank Ltd MEGHNA SESHADRI MD RELATIVE Any other transaction Fixed Deposit 4.35 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 4.35 4.35 4.35 Textual Information(24)
25 The South Indian Bank Ltd Southern India Banks' Staff Training College (SIBSTC) MD RELATIVE Any other transaction Fixed Deposit 113.32 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 113.32 113.32 113.32 Textual Information(25)
26 The South Indian Bank Ltd SIB OPERATIONS AND SERVICES LIMITED WOS Any other transaction Fixed Deposit 15.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 15.00 0.00 15.00 Textual Information(26)
27 The South Indian Bank Ltd AARON ZACHARIAS BENNY DIRECTOR RELATIVE Interest paid 0.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.00 0.00 0.00 Textual Information(27)
28 The South Indian Bank Ltd ANCY BENNY DIRECTOR RELATIVE Interest paid 0.50 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.50 0.00 0.00 Textual Information(28)
29 The South Indian Bank Ltd BENNY P THOMAS DIRECTOR Interest paid 0.77 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.77 0.00 0.00 Textual Information(29)
30 The South Indian Bank Ltd DONA GRACE ANTO SUBSIDIARY DIRECTOR RELATIVE Interest paid 0.04 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.04 0.00 0.00 Textual Information(30)
31 The South Indian Bank Ltd FRANCIS JOHN KMP RELATIVE Interest paid 0.03 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.03 0.00 0.00 Textual Information(31)
32 The South Indian Bank Ltd GRACY FRANCIS KMP RELATIVE Interest paid 0.02 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.02 0.00 0.00 Textual Information(32)
33 The South Indian Bank Ltd JANCY JOSEPH SUBSIDIARY DIRECTOR RELATIVE Interest paid 0.40 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.40 0.00 0.00 Textual Information(33)
34 The South Indian Bank Ltd KORAH & KORAH DIRECTOR RELATIVE Interest paid 0.16 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.16 0.00 0.00 Textual Information(34)
35 The South Indian Bank Ltd M GEORGE KORAH DIRECTOR Interest paid 1.64 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 1.64 0.00 0.00 Textual Information(35)
36 The South Indian Bank Ltd NINA PAUL PALATHINGAL DIRECTOR RELATIVE Interest paid 0.22 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.22 0.00 0.00 Textual Information(36)
37 The South Indian Bank Ltd P R Seshadri MD Interest paid 4.77 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 4.77 0.00 0.00 Textual Information(37)
38 The South Indian Bank Ltd PAUL ANTONY DIRECTOR Interest paid 0.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.00 0.00 0.00 Textual Information(38)
39 The South Indian Bank Ltd SONA MARIA ANTO SUBSIDIARY DIRECTOR RELATIVE Interest paid 1.10 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 1.10 0.00 0.00 Textual Information(39)
40 The South Indian Bank Ltd Uma Seshadri MD RELATIVE Interest paid 0.71 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.71 0.00 0.00 Textual Information(40)
41 The South Indian Bank Ltd SHANTI SANKARA NARAYANAN DIRECTOR RELATIVE Interest paid 0.06 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.06 0.00 0.00 Textual Information(41)
42 The South Indian Bank Ltd JOSE JOSEPH KATTOOR DIRECTOR Interest paid 1.30 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 1.30 0.00 0.00 Textual Information(42)
43 The South Indian Bank Ltd Lakshmi Ramakrishna Srinivas DIRECTOR Interest paid 0.34 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.34 0.00 0.00 Textual Information(43)
44 The South Indian Bank Ltd ANTO GEORGE T SUBSIDIARY DIRECTOR Interest received 1.05 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 1.05 0.00 0.00 Textual Information(44)
45 The South Indian Bank Ltd DONA GRACE ANTO SUBSIDIARY DIRECTOR RELATIVE Interest received 0.17 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.17 0.00 0.00 Textual Information(45)
46 The South Indian Bank Ltd JIMMY MATHEW KMP Interest received 6.40 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 6.40 0.00 0.00 Textual Information(46)
47 The South Indian Bank Ltd P R Seshadri MD Interest received 0.38 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.38 0.00 0.00 Textual Information(47)
48 The South Indian Bank Ltd VINOD FRANCIS KMP Interest received 5.87 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 5.87 0.00 0.00 Textual Information(48)
49 The South Indian Bank Ltd TONY JOSEPH KATTOOR DIRECTOR RELATIVE Interest received 0.52 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.52 0.00 0.00 Textual Information(49)
50 The South Indian Bank Ltd SIB OPERATIONS AND SERVICES LIMITED WOS Any other transaction Income received for providing management service 40.20 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 40.20 20.10 20.10 Textual Information(50)
51 The South Indian Bank Ltd SIB OPERATIONS AND SERVICES LIMITED WOS Any other transaction Expense paid for HR services provided by WOS 1,967.70 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 1,967.70 30.48 246.14 Textual Information(51)
52 The South Indian Bank Ltd P R Seshadri MD Any other transaction ESOS Options Granted/outstanding (Number of options granted) 5,30,916.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 5,30,916.00 16,94,917.00 22,25,833.00 Textual Information(52)
53 The South Indian Bank Ltd DOLPHY JOSE ED Any other transaction ESOS Options Granted/outstanding (Number of options granted) 0.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.00 1,21,206.00 1,21,206.00 Textual Information(53)
54 The South Indian Bank Ltd ANTO GEORGE T SUBSIDIARY DIRECTOR Any other transaction ESOS Options Granted/outstanding (Number of options granted) 23,865.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 23,865.00 1,27,397.00 1,15,065.00 Textual Information(54)
55 The South Indian Bank Ltd JIMMY MATHEW KMP Any other transaction ESOS Options Granted/outstanding (Number of options granted) 17,899.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 17,899.00 59,254.00 77,153.00 Textual Information(55)
56 The South Indian Bank Ltd VINOD FRANCIS KMP Any other transaction ESOS Options Granted/outstanding (Number of options granted) 17,899.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 17,899.00 51,439.00 69,338.00 Textual Information(56)
57 The South Indian Bank Ltd DONA GRACE ANTO SUBSIDIARY DIRECTOR RELATIVE Any other transaction ESOS Options Granted/outstanding (Number of options granted) 0.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 0.00 936.00 936.00 Textual Information(57)
58 The South Indian Bank Ltd ANTO GEORGE T SUBSIDIARY DIRECTOR Any other transaction value of ESOS Exercised 9.38 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 9.38 0.00 0.00 Textual Information(58)
59 The South Indian Bank Ltd R A Sankara Narayanan DIRECTOR Any other transaction Sitting Fee, Fixed Remuneration 35.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 35.00 0.00 0.00 Textual Information(59)
60 The South Indian Bank Ltd BENNY P THOMAS DIRECTOR Any other transaction Sitting Fee, Fixed Remuneration 29.60 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 29.60 0.00 0.00 Textual Information(60)
61 The South Indian Bank Ltd Lakshmi Ramakrishna Srinivas DIRECTOR Any other transaction Sitting Fee, Fixed Remuneration 40.40 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 40.40 0.00 0.00 Textual Information(61)
62 The South Indian Bank Ltd JOSE JOSEPH KATTOOR DIRECTOR Any other transaction Sitting Fee, fixed remuneration and Honararium 53.66 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 53.66 0.00 0.00 Textual Information(62)
63 The South Indian Bank Ltd PAUL ANTONY DIRECTOR Any other transaction Sitting Fee, Fixed Remuneration 42.20 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 42.20 0.00 0.00 Textual Information(63)
64 The South Indian Bank Ltd M GEORGE KORAH DIRECTOR Any other transaction Sitting Fee, Fixed Remuneration 39.00 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 39.00 0.00 0.00 Textual Information(64)
65 The South Indian Bank Ltd PRADEEP MAHADEO GODBOLE DIRECTOR Any other transaction Sitting Fee, Fixed Remuneration 30.60 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 30.60 0.00 0.00 Textual Information(65)
66 The South Indian Bank Ltd THOMSON THOMAS DIRECTOR Any other transaction Sitting Fee, Fixed Remuneration 17.44 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 17.44 0.00 0.00 Textual Information(66)
67 The South Indian Bank Ltd ANTO GEORGE T SUBSIDIARY DIRECTOR Remuneration 47.11 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 47.11 0.00 0.00 Textual Information(67)
68 The South Indian Bank Ltd DOLPHY JOSE ED Remuneration 55.52 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 55.52 0.00 0.00 Textual Information(68)
69 The South Indian Bank Ltd DONA GRACE ANTO SUBSIDIARY DIRECTOR RELATIVE Remuneration 10.16 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 10.16 0.00 0.00 Textual Information(69)
70 The South Indian Bank Ltd JIMMY MATHEW KMP Remuneration 39.94 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 39.94 0.00 0.00 Textual Information(70)
71 The South Indian Bank Ltd P R SESHADRI MD Remuneration 191.12 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 191.12 0.00 0.00 Textual Information(71)
72 The South Indian Bank Ltd VINOD FRANCIS KMP Remuneration 39.08 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 39.08 0.00 0.00 Textual Information(72)
73 SIB Operations and Services Limited BENNY P THOMAS DIRECTOR Any other transaction Sitting Fee (WOS) 1.20 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 1.20 0.00 0.00 Textual Information(73)
74 SIB Operations and Services Limited M GEORGE KORAH DIRECTOR Any other transaction Sitting Fee (WOS) 1.20 Value of the related party transaction is recorded at actuals as approved by the audit committee/Emanating from ACB approved transactions 1.20 0.00 0.00 Textual Information(74)
Total value of transaction during the reporting period 5,94,655.12


Text Block

Textual Information(1) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(2) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(3) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(4) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(5) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(6) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(7) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(8) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(9) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(10) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(11) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(12) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(13) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance. 15) Mr P R Seshadri has retired from the post of MD & CEO on closure of business hours on September 30,2026, since during review period ended 30.09.206 he was MD and CEO of the Bank, all transactions pertaining to him/ his relatives are shown under MD & CEO / relatives during the review period.
Textual Information(14) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(15) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(16) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(17) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(18) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(19) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(20) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(21) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(22) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(23) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(24) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(25) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(26) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 7)      Value of the related party transaction for deposit is the balance in fixed deposit outstanding as on 30.09.2026 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance.
Textual Information(27) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(28) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(29) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(30) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(31) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(32) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(33) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(34) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(35) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(36) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(37) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(38) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(39) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(40) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(41) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(42) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(43) 3) As per the provisions of SEBI (LODR) Regulations, 2015 the following are not considered as related party transactions: (a) the issue of specified securities on a preferential basis, subject to compliance of the requirements under the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018; (b) the following corporate actions which are uniformly applicable/offered to all shareholders in proportion to their shareholding: i. payment of dividend; ii. subdivision or consolidation of securities; iii. issuance of securities by way of a rights issue or a bonus issue; and iv. buy-back of securities. (c) acceptance of fixed deposits at the terms uniformly applicable/offered to all shareholders/public, subject to disclosure of the same along with the disclosure of related party transactions every six months to the stock exchange(s), in the format as specified by the Board: (d) acceptance of current account deposits and saving account deposits in compliance with the directions issued by the Reserve Bank of India or any other central bank in the relevant jurisdiction from time to time: Explanation: For the purpose of clauses (c) and (d) above, acceptance of deposits includes payment of interest thereon. (e) Retail purchases from any listed entity or its subsidiary by its directors or its employees, without establishing a business relationship and at the terms which are uniformly applicable/offered to all employees and directors. Hence the above excluded transactions are not reported except for Fixed deposit and interest paid thereon and interest received for loan and advances in line with the provisions 6)      The Bank, being a scheduled commercial bank, as per Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Directions, 2025 dated November 28, 2025, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits to bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director, or such other Executives appointed for a fixed tenure.
Textual Information(44) 2) In compliance with the guidelines as per annexure to SEBI Circular No. SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021, read with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026, originally issued on July 11, 2023, and last updated on January 30, 2026 , The South Indian Bank Ltd, being a listed bank, is not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the bank.
Textual Information(45) 2) In compliance with the guidelines as per annexure to SEBI Circular No. SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021, read with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026, originally issued on July 11, 2023, and last updated on January 30, 2026 , The South Indian Bank Ltd, being a listed bank, is not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the bank.
Textual Information(46) 2) In compliance with the guidelines as per annexure to SEBI Circular No. SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021, read with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026, originally issued on July 11, 2023, and last updated on January 30, 2026 , The South Indian Bank Ltd, being a listed bank, is not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the bank.
Textual Information(47) 2) In compliance with the guidelines as per annexure to SEBI Circular No. SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021, read with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026, originally issued on July 11, 2023, and last updated on January 30, 2026 , The South Indian Bank Ltd, being a listed bank, is not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the bank.
Textual Information(48) 2) In compliance with the guidelines as per annexure to SEBI Circular No. SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021, read with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026, originally issued on July 11, 2023, and last updated on January 30, 2026 , The South Indian Bank Ltd, being a listed bank, is not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the bank.
Textual Information(49) 2) In compliance with the guidelines as per annexure to SEBI Circular No. SEBI/HO/CFD/CMD1/CIR/P/2021/662 dated November 22, 2021, read with SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026, originally issued on July 11, 2023, and last updated on January 30, 2026 , The South Indian Bank Ltd, being a listed bank, is not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the bank.
Textual Information(50) 1)      Transactions with WOS are shown excluding GST and TDS 8)      Regulation 23 of Listing regulations, as amended from time to time, grant exemptions from seeking approval of the Audit Committee for the transactions entered into by and between the holding company and its wholly owned subsidiary company, whose accounts are consolidated with such holding company and placed before the shareholders at the general meeting for approval.
Textual Information(51) 1)      Transactions with WOS are shown excluding GST and TDS 8)      Regulation 23 of Listing regulations, as amended from time to time, grant exemptions from seeking approval of the Audit Committee for the transactions entered into by and between the holding company and its wholly owned subsidiary company, whose accounts are consolidated with such holding company and placed before the shareholders at the general meeting for approval.
Textual Information(52) 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance. 11)  The outstanding in ESOS refers to number of options granted to KMP/ subsidiary directors/ MD & CEO /ED(being employees of the Bank)
Textual Information(53) 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance. 11)  The outstanding in ESOS refers to number of options granted to KMP/ subsidiary directors/ MD & CEO /ED(being employees of the Bank)
Textual Information(54) 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance. 11)  The outstanding in ESOS refers to number of options granted to KMP/ subsidiary directors/ MD & CEO /ED(being employees of the Bank)
Textual Information(55) 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance. 11)  The outstanding in ESOS refers to number of options granted to KMP/ subsidiary directors/ MD & CEO /ED(being employees of the Bank)
Textual Information(56) 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance. 11)  The outstanding in ESOS refers to number of options granted to KMP/ subsidiary directors/ MD & CEO /ED(being employees of the Bank)
Textual Information(57) 10)  In the closing balance of Deposits, the details of deposits/ESOS of directors/ KMP /their relatives, who has retired or ceased to be KMP or directors/ related party during the review period were not included in reporting, as the same will not be coming under the preview of Related Party Transaction. The opening balance / interest paid and received / remuneration paid during the period are reported as part of RPT. Further for other persons who were classified as Related parties during the review period, the full transaction including opening balance, closing balance for deposits and interest paid and received (if any) during the review period are considered in full and reported as RPT for better compliance. 11)  The outstanding in ESOS refers to number of options granted to KMP/ subsidiary directors/ MD & CEO /ED(being employees of the Bank)
Textual Information(58) The same represents value of exercise price of ESOS exercised during the review period
Textual Information(59) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(60) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(61) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(62) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(63) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(64) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(65) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(66) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review.
Textual Information(67) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review. The remuneration is paid as per Bank policy/ RBI approval
Textual Information(68) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review. The remuneration is paid as per Bank policy/ RBI approval
Textual Information(69) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review. The remuneration is paid as per Bank policy/ RBI approval
Textual Information(70) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review. The remuneration is paid as per Bank policy/ RBI approval
Textual Information(71) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review. The remuneration is paid as per Bank policy/ RBI approval
Textual Information(72) 5)   It is further provided under 4th provision to Regulation 23 (9) that the remuneration and sitting fees paid by the listed entity or its subsidiary to its director, key managerial personnel or senior management, except who is part of promoter or promoter group, shall not require approval of Audit Committee under this sub-regulation provided that the same is not material in terms of the provisions of sub-regulation (1) of the regulation 23 of SEBI (LODR) Regulation 2015, all such transactions are submitted to Audit committee for review. The remuneration is paid as per Bank policy/ RBI approval
Textual Information(73) 14)  Transactions with common directors of subsidiary and Bank is shown under Directors.
Textual Information(74) 14)  Transactions with common directors of subsidiary and Bank is shown under Directors.