INTEGRATED FILING — BANKING



General information about company

Scrip code 539437
NSE Symbol IDFCFIRSTB
MSEI Symbol NA
ISIN INE092T01019
Name of bank IDFC FIRST BANK LIMITED
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 25-07-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 25-06-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 25-07-2026   10:00:00
End date and time of board meeting 25-07-2026   15:15:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
No defaults during quarter ended June 30, 2026.


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 9,43,845.00 9,43,845.00
Income on investments 1,47,518.00 1,47,518.00
Interest on balances with reserve bank of India and other inter bank funds 6,109.00 6,109.00
Others 7,637.00 7,637.00
Total interest earned 11,05,109.00 11,05,109.00
2 Other income 2,30,943.00 2,30,943.00
3 Total income 13,36,052.00 13,36,052.00
Expenses
4 Interest expenses 5,07,869.00 5,07,869.00
5 Operating expenses
(i) Employees cost 1,69,619.00 1,69,619.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Other operating expenses 4,03,307.00 4,03,307.00
Total other operating Expenses 4,03,307.00 4,03,307.00
Total Operating Expenses 5,72,926.00 5,72,926.00
6 Total expenditure excluding provisions and contingencies 10,80,795.00 10,80,795.00
7 Operating profit before provision and contingencies 2,55,257.00 2,55,257.00
8 Provisions other than tax and contingencies 1,14,388.00 1,14,388.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 1,40,869.00 1,40,869.00
11 Provision for Tax 33,373.00 33,373.00
12 Net profit (loss) from ordinary activities after tax 1,07,496.00 1,07,496.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 1,07,496.00 1,07,496.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 1,07,496.00 1,07,496.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 8,61,474.00 8,61,474.00
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 7.7400 7.7400
(ii) Capital adequacy ratio
CET 1 ratio 13.3300 13.3300
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 1.25 1.25
Diluted earnings per share before extraordinary items 1.24 1.24
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 1.25 1.25
Diluted earnings per share after extraordinary items 1.24 1.24
(iv) NPA Ratios
Amount of gross non-performing assets 4,50,979.00 4,50,979.00
Amount of net non-performing assets 1,28,622.00 1,28,622.00
% of gross NPAs 1.5100 1.5100
% of net NPAs 0.4400 0.4400
Return on assets 1.0500 1.0500
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer Standalone Financials Results for Quarter ended June 30, 2026 uploaded on the Stock Exchange and the Bank's website. There were no issue proceeds pending for utilization during the quarter ended June 30, 2026, and accordingly, there was no deviation or variation in the utilization of issue proceeds.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 7,73,195.00 7,73,195.00
2 Wholesale Banking 3,19,260.00 3,19,260.00
3 Retail Banking 14,61,662.00 14,61,662.00
4 Other Banking Business 23,021.00 23,021.00
5 Unallocated 5,519.00 5,519.00
Total Segment Revenue 25,82,657.00 25,82,657.00
Less: Inter segment revenue 12,46,605.00 12,46,605.00
Income from operations 13,36,052.00 13,36,052.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 41,510.00 41,510.00
2 Wholesale Banking 40,949.00 40,949.00
3 Retail Banking 62,270.00 62,270.00
4 Other Banking Business 8,766.00 8,766.00
5 Unallocated (12,626.00) (12,626.00)
Total Profit before tax 1,40,869.00 1,40,869.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 0.00 0.00
Profit before tax 1,40,869.00 1,40,869.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1,14,77,162.00 1,14,77,162.00
2 Wholesale Banking 62,95,108.00 62,95,108.00
3 Retail Banking 2,41,15,635.00 2,41,15,635.00
4 Other Banking Business 10,155.00 10,155.00
5 Unallocated 1,82,920.00 1,82,920.00
Total Segment Assets 4,20,80,980.00 4,20,80,980.00
Un-allocable Assets 0.00 0.00
Net Segment Assets 4,20,80,980.00 4,20,80,980.00
4 Segment Liabilities
Segment Liabilities
1 Treasury 36,96,256.00 36,96,256.00
2 Wholesale Banking 84,74,558.00 84,74,558.00
3 Retail Banking 2,49,37,802.00 2,49,37,802.00
4 Other Banking Business 5,128.00 5,128.00
5 Unallocated 1,02,121.00 1,02,121.00
Total Segment Liabilities 3,72,15,865.00 3,72,15,865.00
Un-allocable Liabilities 0.00 0.00
Net Segment Liabilities 3,72,15,865.00 3,72,15,865.00
Disclosure of notes on segments Refer Standalone Financials Results for Quarter ended June 30, 2026 uploaded on the Stock Exchange and Bank's website.






Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s M P Chitale & Co Yes 31-07-2028
2 M/s Walker Chandiok & CO LLP Yes 31-05-2028