INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532134 |
| NSE Symbol |
BANKBARODA |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE028A01039 |
| Name of bank |
Bank Of Baroda |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2026 |
| Date of end of financial year |
31-03-2027 |
| Date of board meeting when results were approved |
24-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
07-07-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
First quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
|
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
24-07-2026
10:30:00 |
| End date and time of board meeting |
24-07-2026 16:30:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| B |
Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
26,39,979.00 |
26,39,979.00 |
|
Income on investments |
7,55,227.00 |
7,55,227.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
70,660.00 |
70,660.00 |
|
Others |
45,586.00 |
45,586.00 |
|
Total interest earned |
35,11,452.00 |
35,11,452.00 |
| 2 |
Other income |
6,20,219.00 |
6,20,219.00 |
| 3 |
Total income |
41,31,671.00 |
41,31,671.00 |
|
Expenses
|
| 4 |
Interest expenses |
21,30,113.00 |
21,30,113.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
4,61,134.00 |
4,61,134.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Other Operating Expenses |
4,82,030.00 |
4,82,030.00 |
|
Total other operating Expenses |
4,82,030.00 |
4,82,030.00 |
|
Total Operating Expenses |
9,43,164.00 |
9,43,164.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 30,73,277.00 |
30,73,277.00 |
| 7 |
Operating profit before provision and contingencies |
10,58,394.00 |
10,58,394.00 |
| 8 |
Provisions other than tax and contingencies |
2,69,817.00 |
2,69,817.00 |
| 9 |
Exceptional items |
(5,68,023.00) |
(5,68,023.00) |
| 10 |
Total profit (loss) from ordinary activities before tax
| 2,20,554.00 |
2,20,554.00 |
| 11 |
Provision for Tax |
63,295.00 |
63,295.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
1,57,259.00 |
1,57,259.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
1,57,259.00 |
1,57,259.00 |
| 15 |
Share of profit (loss) of associates
| 26,667.00 |
26,667.00 |
| 16
| Profit (loss) of minority interest
| 5,597.00 |
5,597.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 1,78,329.00 |
1,78,329.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,03,553.00 |
1,03,553.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
63.9700 |
63.9700 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.3600 |
14.3600 |
|
| Additional Tier 1 ratio |
0.500 |
0.500 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 3.45 |
3.45 |
|
Diluted earnings per share before extraordinary items
| 3.45 |
3.45 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 3.45 |
3.45 |
|
Diluted earnings per share after extraordinary items
| 3.45 |
3.45 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 0.00 |
0.00 |
|
Amount of net non-performing assets
| 0.00 |
0.00 |
|
% of gross NPAs |
0 |
0 |
|
% of net NPAs
| 0 |
0 |
|
Return on assets
| 0.3400 |
0.3400 |
| 21 |
Disclosure of notes on financial results by banks
| |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury Operations |
8,71,607.00 |
8,71,607.00 |
| 2 |
Wholesale Banking |
13,28,647.00 |
13,28,647.00 |
| 3 |
Digital Banking |
66.00 |
66.00 |
| 4 |
Other Retail Banking |
16,08,816.00 |
16,08,816.00 |
| 5 |
Other Banking Operations |
3,22,535.00 |
3,22,535.00 |
| 6 |
Exceptional Items |
0.00 |
0.00 |
|
| Total Segment Revenue
| 41,31,671.00 |
41,31,671.00 |
|
Less: Inter segment revenue |
0.00 |
0.00 |
|
Income from operations |
41,31,671.00 |
41,31,671.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury Operations |
1,70,463.00 |
1,70,463.00 |
| 2 |
Wholesale Banking |
3,49,295.00 |
3,49,295.00 |
| 3 |
Digital Banking |
(376.00) |
(376.00) |
| 4 |
Other Retail Banking |
3,84,173.00 |
3,84,173.00 |
| 5 |
Other Banking Operations |
45,337.00 |
45,337.00 |
| 6 |
Exceptional Items |
(5,68,023.00) |
(5,68,023.00) |
|
Total Profit before tax |
3,80,869.00 |
3,80,869.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
1,39,245.00 |
1,39,245.00 |
|
Profit before tax |
2,41,624.00 |
2,41,624.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury Operations |
5,90,15,996.00 |
5,90,15,996.00 |
| 2 |
Wholesale Banking |
8,02,84,304.00 |
8,02,84,304.00 |
| 3 |
Digital Banking |
3,395.00 |
3,395.00 |
| 4 |
Other Retail Banking |
6,36,58,840.00 |
6,36,58,840.00 |
| 5 |
Other Banking Operations |
45,74,044.00 |
45,74,044.00 |
| 6 |
Exceptional Items |
0.00 |
0.00 |
|
Total Segment Assets |
20,75,36,579.00 |
20,75,36,579.00 |
|
Un-allocable Assets |
41,56,230.00 |
41,56,230.00 |
|
Net Segment Assets |
21,16,92,809.00 |
21,16,92,809.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury Operations |
5,43,18,547.00 |
5,43,18,547.00 |
| 2 |
Wholesale Banking |
7,38,93,978.00 |
7,38,93,978.00 |
| 3 |
Digital Banking |
3,125.00 |
3,125.00 |
| 4 |
Other Retail Banking |
5,85,91,838.00 |
5,85,91,838.00 |
| 5 |
Other Banking Operations |
42,09,967.00 |
42,09,967.00 |
| 6 |
Exceptional Items |
0.00 |
0.00 |
| |
Total Segment Liabilities |
19,10,17,455.00 |
19,10,17,455.00 |
| |
Un-allocable Liabilities |
38,25,410.00 |
38,25,410.00 |
|
Net Segment Liabilities |
19,48,42,865.00 |
19,48,42,865.00 |
|
Disclosure of notes on segments |
|
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Unaudited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
M/s Ravi Rajan & Co LLP |
Yes |
31-05-2028 |
| 2 |
M/s Gokhale & Sathe |
Yes |
28-02-2027 |
| 3 |
M/S Batliboi & Purohit |
Yes |
30-04-2028 |
| 4 |
M/s Shah Gupta & Co |
Yes |
31-12-2027 |
| 5 |
M/s V Sankar Aiyar & Co |
Yes |
30-04-2028 |