INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532134 |
| NSE Symbol |
BANKBARODA |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE028A01039 |
| Name of bank |
Bank Of Baroda |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2026 |
| Date of end of financial year |
31-03-2027 |
| Date of board meeting when results were approved |
24-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
07-07-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
First quarter |
| Nature of report standalone or consolidated |
Standalone |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
|
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
24-07-2026
10:30:00 |
| End date and time of board meeting |
24-07-2026 16:30:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Whether statement on deviation or variation for proceeds of public issue, rights issue,
preferential issue, qualified institutions placement etc. is applicable to the company for the
current quarter? |
No |
| No. of times funds raised during the quarter |
|
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the
entity? |
No |
| Not applicable |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| B |
Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
25,52,362.00 |
25,52,362.00 |
|
Income on investments |
6,55,619.00 |
6,55,619.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
65,631.00 |
65,631.00 |
|
Others |
47,460.00 |
47,460.00 |
|
Total interest earned |
33,21,072.00 |
33,21,072.00 |
| 2 |
Other income |
3,47,037.00 |
3,47,037.00 |
| 3 |
Total income |
36,68,109.00 |
36,68,109.00 |
|
Expenses
|
| 4 |
Interest expenses |
20,68,563.00 |
20,68,563.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
4,24,721.00 |
4,24,721.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Other Operating Expenses |
3,62,100.00 |
3,62,100.00 |
|
Total other operating Expenses |
3,62,100.00 |
3,62,100.00 |
|
Total Operating Expenses |
7,86,821.00 |
7,86,821.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 28,55,384.00 |
28,55,384.00 |
| 7 |
Operating profit before provision and contingencies |
8,12,725.00 |
8,12,725.00 |
| 8 |
Provisions other than tax and contingencies |
64,303.00 |
64,303.00 |
| 9 |
Exceptional items |
(5,68,023.00) |
(5,68,023.00) |
| 10 |
Total profit (loss) from ordinary activities before tax
| 1,80,399.00 |
1,80,399.00 |
| 11 |
Provision for Tax |
52,560.00 |
52,560.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
1,27,839.00 |
1,27,839.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
1,27,839.00 |
1,27,839.00 |
| 15 |
Share of profit (loss) of associates
| |
|
| 16
| Profit (loss) of minority interest
| |
|
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 1,27,839.00 |
1,27,839.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,03,553.00 |
1,03,553.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
63.9700 |
63.9700 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
13.900 |
13.900 |
|
| Additional Tier 1 ratio |
0.5100 |
0.5100 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 2.47 |
2.47 |
|
Diluted earnings per share before extraordinary items
| 2.47 |
2.47 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 2.47 |
2.47 |
|
Diluted earnings per share after extraordinary items
| 2.47 |
2.47 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 28,15,042.00 |
28,15,042.00 |
|
Amount of net non-performing assets
| 7,01,710.00 |
7,01,710.00 |
|
% of gross NPAs |
1.9900 |
1.9900 |
|
% of net NPAs
| 0.500 |
0.500 |
|
Return on assets
| 0.2500 |
0.2500 |
| 21 |
Disclosure of notes on financial results by banks
| |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury Operations |
8,21,228.00 |
8,21,228.00 |
| 2 |
Wholesale Banking |
12,99,739.00 |
12,99,739.00 |
| 3 |
Digital Banking |
66.00 |
66.00 |
| 4 |
Other Retail Banking |
15,36,900.00 |
15,36,900.00 |
| 5 |
Other Banking Operations |
10,176.00 |
10,176.00 |
| 6 |
Exceptional Items |
0.00 |
0.00 |
|
| Total Segment Revenue
| 36,68,109.00 |
36,68,109.00 |
|
Less: Inter segment revenue |
0.00 |
0.00 |
|
Income from operations |
36,68,109.00 |
36,68,109.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury Operations |
1,47,060.00 |
1,47,060.00 |
| 2 |
Wholesale Banking |
3,39,909.00 |
3,39,909.00 |
| 3 |
Digital Banking |
(376.00) |
(376.00) |
| 4 |
Other Retail Banking |
3,89,273.00 |
3,89,273.00 |
| 5 |
Other Banking Operations |
10,176.00 |
10,176.00 |
| 6 |
Exceptional Items |
(5,68,023.00) |
(5,68,023.00) |
|
Total Profit before tax |
3,18,019.00 |
3,18,019.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
1,37,620.00 |
1,37,620.00 |
|
Profit before tax |
1,80,399.00 |
1,80,399.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury Operations |
5,68,39,621.00 |
5,68,39,621.00 |
| 2 |
Wholesale Banking |
7,90,52,753.00 |
7,90,52,753.00 |
| 3 |
Digital Banking |
3,395.00 |
3,395.00 |
| 4 |
Other Retail Banking |
6,20,76,729.00 |
6,20,76,729.00 |
| 5 |
Other Banking Operations |
0.00 |
0.00 |
| 6 |
Exceptional Items |
0.00 |
0.00 |
|
Total Segment Assets |
19,79,72,498.00 |
19,79,72,498.00 |
|
Un-allocable Assets |
41,52,878.00 |
41,52,878.00 |
|
Net Segment Assets |
20,21,25,376.00 |
20,21,25,376.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury Operations |
5,24,76,361.00 |
5,24,76,361.00 |
| 2 |
Wholesale Banking |
7,29,84,314.00 |
7,29,84,314.00 |
| 3 |
Digital Banking |
3,134.00 |
3,134.00 |
| 4 |
Other Retail Banking |
5,73,11,445.00 |
5,73,11,445.00 |
| 5 |
Other Banking Operations |
0.00 |
0.00 |
| 6 |
Exceptional Items |
0.00 |
0.00 |
| |
Total Segment Liabilities |
18,27,75,254.00 |
18,27,75,254.00 |
| |
Un-allocable Liabilities |
38,34,085.00 |
38,34,085.00 |
|
Net Segment Liabilities |
18,66,09,339.00 |
18,66,09,339.00 |
|
Disclosure of notes on segments |
|
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Unaudited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
M/s Ravi Rajan & Co LLP |
Yes |
31-05-2028 |
| 2 |
M/s Gokhale & Sathe |
Yes |
28-02-2027 |
| 3 |
M/S Batliboi & Purohit |
Yes |
30-04-2028 |
| 4 |
M/s Shah Gupta & Co |
Yes |
31-12-2027 |
| 5 |
M/s V Sankar Aiyar & Co |
Yes |
30-04-2028 |