INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532772 |
| NSE Symbol |
DCBBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE503A01015 |
| Name of bank |
DCB BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2026 |
| Date of end of financial year |
31-03-2027 |
| Date of board meeting when results were approved |
24-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
16-07-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
First quarter |
| Nature of report standalone or consolidated |
Standalone |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
|
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
24-07-2026
12:00:00 |
| End date and time of board meeting |
24-07-2026 15:15:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Whether statement on deviation or variation for proceeds of public issue, rights issue,
preferential issue, qualified institutions placement etc. is applicable to the company for the
current quarter? |
No |
| No. of times funds raised during the quarter |
|
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the
entity? |
No |
| There is no default. |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| B |
Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
1,60,117.00 |
1,60,117.00 |
|
Income on investments |
36,727.00 |
36,727.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
1,205.00 |
1,205.00 |
|
Others |
382.00 |
382.00 |
|
Total interest earned |
1,98,431.00 |
1,98,431.00 |
| 2 |
Other income |
19,633.00 |
19,633.00 |
| 3 |
Total income |
2,18,064.00 |
2,18,064.00 |
|
Expenses
|
| 4 |
Interest expenses |
1,30,036.00 |
1,30,036.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
26,720.00 |
26,720.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Rent, Taxes and Lighting |
4,102.00 |
4,102.00 |
| 2 |
Printing and Stationery |
276.00 |
276.00 |
| 3 |
Advertisement and Publicity |
145.00 |
145.00 |
| 4 |
Depreciation on Bank's property |
2,640.00 |
2,640.00 |
| 5 |
Directors' Fees, Allowances and Expenses |
73.00 |
73.00 |
| 6 |
Auditors' Fees and Expenses |
56.00 |
56.00 |
| 7 |
Law Charges |
499.00 |
499.00 |
| 8 |
Postages,Telegrams,Telephones etc. |
631.00 |
631.00 |
| 9 |
Repairs and Maintenance |
2,182.00 |
2,182.00 |
| 10 |
Other Expenditure & Insurance |
16,300.00 |
16,300.00 |
|
Total other operating Expenses |
26,904.00 |
26,904.00 |
|
Total Operating Expenses |
53,624.00 |
53,624.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 1,83,660.00 |
1,83,660.00 |
| 7 |
Operating profit before provision and contingencies |
34,404.00 |
34,404.00 |
| 8 |
Provisions other than tax and contingencies |
5,707.00 |
5,707.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 28,697.00 |
28,697.00 |
| 11 |
Provision for Tax |
7,377.00 |
7,377.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
21,320.00 |
21,320.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
21,320.00 |
21,320.00 |
| 15 |
Share of profit (loss) of associates
| |
|
| 16
| Profit (loss) of minority interest
| |
|
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 21,320.00 |
21,320.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 32,208.00 |
32,208.00 |
|
Face value of equity share capital
| 10 |
10 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0 |
0 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.900 |
14.900 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 6.62 |
6.62 |
|
Diluted earnings per share before extraordinary items
| 6.58 |
6.58 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 6.62 |
6.62 |
|
Diluted earnings per share after extraordinary items
| 6.58 |
6.58 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 1,48,174.00 |
1,48,174.00 |
|
Amount of net non-performing assets
| 50,434.00 |
50,434.00 |
|
% of gross NPAs |
2.4300 |
2.4300 |
|
% of net NPAs
| 0.8400 |
0.8400 |
|
Return on assets
| 0.9600 |
0.9600 |
| 21 |
Disclosure of notes on financial results by banks
| |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-04-2026 |
01-04-2026 |
| Date of end of reporting period |
30-06-2026 |
30-06-2026 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury Operations |
49,021.00 |
49,021.00 |
| 2 |
Corporate / Wholesale Banking |
14,965.00 |
14,965.00 |
| 3 |
Retail Banking |
1,84,429.00 |
1,84,429.00 |
| 4 |
Other Banking Operations |
5,222.00 |
5,222.00 |
| 5 |
Unallocable |
0.00 |
0.00 |
|
| Total Segment Revenue
| 2,53,637.00 |
2,53,637.00 |
|
Less: Inter segment revenue |
35,573.00 |
35,573.00 |
|
Income from operations |
2,18,064.00 |
2,18,064.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury Operations |
1,220.00 |
1,220.00 |
| 2 |
Corporate / Wholesale Banking |
4,334.00 |
4,334.00 |
| 3 |
Retail Banking |
19,114.00 |
19,114.00 |
| 4 |
Other Banking Operations |
4,954.00 |
4,954.00 |
| 5 |
Unallocable |
(925.00) |
(925.00) |
|
Total Profit before tax |
28,697.00 |
28,697.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
0.00 |
0.00 |
|
Profit before tax |
28,697.00 |
28,697.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury Operations |
26,35,003.00 |
26,35,003.00 |
| 2 |
Corporate / Wholesale Banking |
6,35,538.00 |
6,35,538.00 |
| 3 |
Retail Banking |
55,47,871.00 |
55,47,871.00 |
| 4 |
Other Banking Operations |
0.00 |
0.00 |
| 5 |
Unallocable |
56,794.00 |
56,794.00 |
|
Total Segment Assets |
88,75,206.00 |
88,75,206.00 |
|
Un-allocable Assets |
0.00 |
0.00 |
|
Net Segment Assets |
88,75,206.00 |
88,75,206.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury Operations |
18,95,139.00 |
18,95,139.00 |
| 2 |
Corporate / Wholesale Banking |
6,22,122.00 |
6,22,122.00 |
| 3 |
Retail Banking |
56,80,561.00 |
56,80,561.00 |
| 4 |
Other Banking Operations |
251.00 |
251.00 |
| 5 |
Unallocable |
6,77,133.00 |
6,77,133.00 |
| |
Total Segment Liabilities |
88,75,206.00 |
88,75,206.00 |
| |
Un-allocable Liabilities |
0.00 |
0.00 |
|
Net Segment Liabilities |
88,75,206.00 |
88,75,206.00 |
|
Disclosure of notes on segments |
Capital, Employee stock options and reserves for quarter ended June 2026 is Rs. 6,771.33 crores and unallocated liabilities are NIL. As the format does not have particular category of Capital, employees stock option and outstanding reserves, it has been clubbed and mentioned with Unallocated liabilities. |
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Unaudited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
M/S B S R & Co LLP |
Yes |
31-07-2028 |
| 2 |
M/S Deloitte Haskins & Sells |
Yes |
31-03-2027 |