| Scrip code | 532187 |
|---|---|
| NSE Symbol | INDUSINDBK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE095A01012 |
| Name of bank | INDUSIND BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 22-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 08-07-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 22-07-2026 11:07:00 |
| End date and time of board meeting | 22-07-2026 15:35:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 8,70,726.00 | 8,70,726.00 | |
| Income on investments | 1,89,796.00 | 1,89,796.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 27,091.00 | 27,091.00 | |
| Others | 43,381.00 | 43,381.00 | |
| Total interest earned | 11,30,994.00 | 11,30,994.00 | |
| 2 | Other income | 1,78,653.00 | 1,78,653.00 |
| 3 | Total income | 13,09,647.00 | 13,09,647.00 |
| Expenses | |||
| 4 | Interest expenses | 6,62,522.00 | 6,62,522.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 1,79,173.00 | 1,79,173.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 1,90,607.00 | 1,90,607.00 |
| Total other operating Expenses | 1,90,607.00 | 1,90,607.00 | |
| Total Operating Expenses | 3,69,780.00 | 3,69,780.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 10,32,302.00 | 10,32,302.00 |
| 7 | Operating profit before provision and contingencies | 2,77,345.00 | 2,77,345.00 |
| 8 | Provisions other than tax and contingencies | 1,38,430.00 | 1,38,430.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 1,38,915.00 | 1,38,915.00 |
| 11 | Provision for Tax | 35,213.00 | 35,213.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 1,03,702.00 | 1,03,702.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 1,03,702.00 | 1,03,702.00 |
| 15 | Share of profit (loss) of associates | 3.00 | 3.00 |
| 16 | Profit (loss) of minority interest | 0.00 | 0.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 1,03,705.00 | 1,03,705.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 77,913.00 | 77,913.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 16.100 | 16.100 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 13.31 | 13.31 | |
| Diluted earnings per share before extraordinary items | 13.31 | 13.31 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 13.31 | 13.31 | |
| Diluted earnings per share after extraordinary items | 13.31 | 13.31 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 10,84,868.00 | 10,84,868.00 | |
| Amount of net non-performing assets | 3,10,054.00 | 3,10,054.00 | |
| % of gross NPAs | 3.2500 | 3.2500 | |
| % of net NPAs | 0.9500 | 0.9500 | |
| Return on assets | 0.7800 | 0.7800 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Capital Adequacy Ratio - 17.15% |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | 01-04-2026 | |||||
| Date of end of reporting period | 30-06-2026 | 30-06-2026 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | i) Treasury Operations | 2,39,152.00 | 2,39,152.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 3,22,772.00 | 3,22,772.00 | ||||
| 3 | iii) Retail Banking | 8,16,223.00 | 8,16,223.00 | ||||
| 4 | iv) Other Banking Business | 1.00 | 1.00 | ||||
| 5 | v) Unallocated | 28,493.00 | 28,493.00 | ||||
| Total Segment Revenue | 14,06,641.00 | 14,06,641.00 | |||||
| Less: Inter segment revenue | 96,994.00 | 96,994.00 | |||||
| Income from operations | 13,09,647.00 | 13,09,647.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | i) Treasury Operations | 53,741.00 | 53,741.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 43,310.00 | 43,310.00 | ||||
| 3 | iii) Retail Banking | 1,65,771.00 | 1,65,771.00 | ||||
| 4 | iv) Other Banking Business | 0.00 | 0.00 | ||||
| 5 | v) Unallocated | 28,493.00 | 28,493.00 | ||||
| Total Profit before tax | 2,91,315.00 | 2,91,315.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 13,970.00 | 13,970.00 | |||||
| Profit before tax | 2,77,345.00 | 2,77,345.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | i) Treasury Operations | 1,51,46,114.00 | 1,51,46,114.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 1,21,00,710.00 | 1,21,00,710.00 | ||||
| 3 | iii) Retail Banking | 2,54,35,444.00 | 2,54,35,444.00 | ||||
| 4 | iv) Other Banking Business | 0.00 | 0.00 | ||||
| 5 | v) Unallocated | 0.00 | 0.00 | ||||
| Total Segment Assets | 5,26,82,268.00 | 5,26,82,268.00 | |||||
| Un-allocable Assets | 28,10,302.00 | 28,10,302.00 | |||||
| Net Segment Assets | 5,54,92,570.00 | 5,54,92,570.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | i) Treasury Operations | 44,30,572.00 | 44,30,572.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 1,98,95,667.00 | 1,98,95,667.00 | ||||
| 3 | iii) Retail Banking | 2,19,68,971.00 | 2,19,68,971.00 | ||||
| 4 | iv) Other Banking Business | 0.00 | 0.00 | ||||
| 5 | v) Unallocated | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 4,62,95,210.00 | 4,62,95,210.00 | |||||
| Un-allocable Liabilities | 91,97,360.00 | 91,97,360.00 | |||||
| Net Segment Liabilities | 5,54,92,570.00 | 5,54,92,570.00 | |||||
| Disclosure of notes on segments | Consolidated Segment Reporting Quarter Ended 30.06.2026 Operating Profit 277345 Less: Provisions & Contingencies 138430 Net Profit before tax 138915 Less: Taxes including Deferred Taxes 35213 Net Profit before share of Associate 103702 Add: Share in profit / loss of Associate 3 Net Profit 103705 As on 30.06.2026 Total Segment Liabilities 46295210 Unallocated Liabilities 2514520 Capital & Other Reserves 6682840 Total Liabilities 55492570 | ||||||
| Whether results are audited or unaudited | Audited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | Chokshi & Chokshi | Yes | 31-03-2028 | ||
|---|---|---|---|---|---|
| 2 | Borkar Muzumdar | Yes | 31-05-2028 | ||