INTEGRATED FILING — BANKING



General information about company

Scrip code 500247
NSE Symbol KOTAKBANK
MSEI Symbol NOTLISTED
ISIN INE237A01036
Name of bank KOTAK MAHINDRA BANK LIMITED
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 18-07-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 06-07-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 18-07-2026   10:30:00
End date and time of board meeting 18-07-2026   12:20:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 13,22,228.00 13,22,228.00
Income on investments 4,27,042.00 4,27,042.00
Interest on balances with reserve bank of India and other inter bank funds 65,917.00 65,917.00
Others 20,270.00 20,270.00
Total interest earned 18,35,457.00 18,35,457.00
2 Other income 11,71,403.00 11,71,403.00
3 Total income 30,06,860.00 30,06,860.00
Expenses
4 Interest expenses 7,70,254.00 7,70,254.00
5 Operating expenses
(i) Employees cost 3,30,049.00 3,30,049.00
(ii) Details of other operating expenses
Description of other operating expenses
1 (b) Policy holders’ reserves, surrender expense and claims (insurance business) 6,86,308.00 6,86,308.00
2 Other operating expenses 3,92,880.00 3,92,880.00
Total other operating Expenses 10,79,188.00 10,79,188.00
Total Operating Expenses 14,09,237.00 14,09,237.00
6 Total expenditure excluding provisions and contingencies 21,79,491.00 21,79,491.00
7 Operating profit before provision and contingencies 8,27,369.00 8,27,369.00
8 Provisions other than tax and contingencies 76,483.00 76,483.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 7,50,886.00 7,50,886.00
11 Provision for Tax 2,02,180.00 2,02,180.00
12 Net profit (loss) from ordinary activities after tax 5,48,706.00 5,48,706.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 5,48,706.00 5,48,706.00
15 Share of profit (loss) of associates (660.00) (660.00)
16 Profit (loss) of minority interest 0.00 0.00
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 5,48,046.00 5,48,046.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 99,467.00 99,467.00
Face value of equity share capital 1 1
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 22.5700 22.5700
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 5.51 5.51
Diluted earnings per share before extraordinary items 5.51 5.51
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 5.51 5.51
Diluted earnings per share after extraordinary items 5.51 5.51
(iv) NPA Ratios
Amount of gross non-performing assets 7,15,774.00 7,15,774.00
Amount of net non-performing assets 1,82,522.00 1,82,522.00
% of gross NPAs 1.2100 1.2100
% of net NPAs 0.3100 0.3100
Return on assets 2.1800 2.1800
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury, BMU and Corporate Centre 3,65,711.00 3,65,711.00
2 Retail Banking 8,34,125.00 8,34,125.00
3 Corporate / Wholesale Banking 7,01,663.00 7,01,663.00
4 Vehicle Financing 1,21,311.00 1,21,311.00
5 Other Lending Activities 58,326.00 58,326.00
6 Broking 1,35,739.00 1,35,739.00
7 Advisory and Transactional Services 24,854.00 24,854.00
8 Asset Management 1,07,074.00 1,07,074.00
9 Insurance 8,30,950.00 8,30,950.00
Total Segment Revenue 31,79,753.00 31,79,753.00
Less: Inter segment revenue 1,72,893.00 1,72,893.00
Income from operations 30,06,860.00 30,06,860.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury, BMU and Corporate Centre 1,82,091.00 1,82,091.00
2 Retail Banking 1,42,997.00 1,42,997.00
3 Corporate / Wholesale Banking 2,09,251.00 2,09,251.00
4 Vehicle Financing 30,727.00 30,727.00
5 Other Lending Activities 17,394.00 17,394.00
6 Broking 41,205.00 41,205.00
7 Advisory and Transactional Services 3,379.00 3,379.00
8 Asset Management 76,651.00 76,651.00
9 Insurance 47,191.00 47,191.00
Total Profit before tax 7,50,886.00 7,50,886.00
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 7,50,886.00 7,50,886.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury, BMU and Corporate Centre 2,26,64,899.00 2,26,64,899.00
2 Retail Banking 4,99,46,083.00 4,99,46,083.00
3 Corporate / Wholesale Banking 3,39,00,533.00 3,39,00,533.00
4 Vehicle Financing 37,02,503.00 37,02,503.00
5 Other Lending Activities 22,55,630.00 22,55,630.00
6 Broking 36,08,009.00 36,08,009.00
7 Advisory and Transactional Services 1,18,813.00 1,18,813.00
8 Asset Management 10,27,833.00 10,27,833.00
9 Insurance 1,12,38,837.00 1,12,38,837.00
Total Segment Assets 12,84,63,140.00 12,84,63,140.00
Un-allocable Assets (2,75,26,578.00) (2,75,26,578.00)
Net Segment Assets 10,09,36,562.00 10,09,36,562.00
4 Segment Liabilities
Segment Liabilities
1 Treasury, BMU and Corporate Centre 1,62,24,915.00 1,62,24,915.00
2 Retail Banking 4,44,01,401.00 4,44,01,401.00
3 Corporate / Wholesale Banking 3,04,18,151.00 3,04,18,151.00
4 Vehicle Financing 27,78,486.00 27,78,486.00
5 Other Lending Activities 18,28,577.00 18,28,577.00
6 Broking 31,78,047.00 31,78,047.00
7 Advisory and Transactional Services 20,852.00 20,852.00
8 Asset Management 74,919.00 74,919.00
9 Insurance 1,04,02,792.00 1,04,02,792.00
Total Segment Liabilities 10,93,28,140.00 10,93,28,140.00
Un-allocable Liabilities (83,91,578.00) (83,91,578.00)
Net Segment Liabilities 10,09,36,562.00 10,09,36,562.00
Disclosure of notes on segments