| Scrip code | 500247 |
|---|---|
| NSE Symbol | KOTAKBANK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE237A01036 |
| Name of bank | KOTAK MAHINDRA BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 18-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 06-07-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 18-07-2026 10:30:00 |
| End date and time of board meeting | 18-07-2026 12:20:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| NA | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 11,27,124.00 | 11,27,124.00 | |
| Income on investments | 2,67,314.00 | 2,67,314.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 37,085.00 | 37,085.00 | |
| Others | 16,226.00 | 16,226.00 | |
| Total interest earned | 14,47,749.00 | 14,47,749.00 | |
| 2 | Other income | 3,33,820.00 | 3,33,820.00 |
| 3 | Total income | 17,81,569.00 | 17,81,569.00 |
| Expenses | |||
| 4 | Interest expenses | 6,54,906.00 | 6,54,906.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 2,21,031.00 | 2,21,031.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other operating expenses | 2,92,497.00 | 2,92,497.00 |
| Total other operating Expenses | 2,92,497.00 | 2,92,497.00 | |
| Total Operating Expenses | 5,13,528.00 | 5,13,528.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 11,68,434.00 | 11,68,434.00 |
| 7 | Operating profit before provision and contingencies | 6,13,135.00 | 6,13,135.00 |
| 8 | Provisions other than tax and contingencies | 66,813.00 | 66,813.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 5,46,322.00 | 5,46,322.00 |
| 11 | Provision for Tax | 1,34,026.00 | 1,34,026.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 4,12,296.00 | 4,12,296.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 4,12,296.00 | 4,12,296.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 4,12,296.00 | 4,12,296.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 99,467.00 | 99,467.00 | |
| Face value of equity share capital | 1 | 1 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 22.3800 | 22.3800 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 4.15 | 4.15 | |
| Diluted earnings per share before extraordinary items | 4.14 | 4.14 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 4.15 | 4.15 | |
| Diluted earnings per share after extraordinary items | 4.14 | 4.14 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 6,12,183.00 | 6,12,183.00 | |
| Amount of net non-performing assets | 1,35,756.00 | 1,35,756.00 | |
| % of gross NPAs | 1.1800 | 1.1800 | |
| % of net NPAs | 0.2700 | 0.2700 | |
| Return on assets | 0.5300 | 0.5300 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | 01-04-2026 | |||||
| Date of end of reporting period | 30-06-2026 | 30-06-2026 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Corporate Wholesale Banking | 7,01,663.00 | 7,01,663.00 | ||||
| 2 | Retail Banking | 8,34,125.00 | 8,34,125.00 | ||||
| 3 | Treasury, BMU and Corporate Centre | 3,64,539.00 | 3,64,539.00 | ||||
| 4 | Other Banking business | 0.00 | 0.00 | ||||
| Total Segment Revenue | 19,00,327.00 | 19,00,327.00 | |||||
| Less: Inter segment revenue | 1,18,758.00 | 1,18,758.00 | |||||
| Income from operations | 17,81,569.00 | 17,81,569.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Corporate Wholesale Banking | 2,09,251.00 | 2,09,251.00 | ||||
| 2 | Retail Banking | 1,42,997.00 | 1,42,997.00 | ||||
| 3 | Treasury, BMU and Corporate Centre | 1,94,074.00 | 1,94,074.00 | ||||
| 4 | Other Banking business | 0.00 | 0.00 | ||||
| Total Profit before tax | 5,46,322.00 | 5,46,322.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 0.00 | 0.00 | |||||
| Profit before tax | 5,46,322.00 | 5,46,322.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Corporate Wholesale Banking | 3,39,00,533.00 | 3,39,00,533.00 | ||||
| 2 | Retail Banking | 4,99,46,083.00 | 4,99,46,083.00 | ||||
| 3 | Treasury, BMU and Corporate Centre | 2,07,49,814.00 | 2,07,49,814.00 | ||||
| 4 | Other Banking business | 0.00 | 0.00 | ||||
| Total Segment Assets | 10,45,96,430.00 | 10,45,96,430.00 | |||||
| Un-allocable Assets | (2,70,89,100.00) | (2,70,89,100.00) | |||||
| Net Segment Assets | 7,75,07,330.00 | 7,75,07,330.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Corporate Wholesale Banking | 3,04,18,151.00 | 3,04,18,151.00 | ||||
| 2 | Retail Banking | 4,44,01,401.00 | 4,44,01,401.00 | ||||
| 3 | Treasury, BMU and Corporate Centre | 1,54,52,789.00 | 1,54,52,789.00 | ||||
| 4 | Other Banking business | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 9,02,72,341.00 | 9,02,72,341.00 | |||||
| Un-allocable Liabilities | (1,27,65,011.00) | (1,27,65,011.00) | |||||
| Net Segment Liabilities | 7,75,07,330.00 | 7,75,07,330.00 | |||||
| Disclosure of notes on segments | |||||||