INTEGRATED FILING — BANKING



General information about company

Scrip code 532215
NSE Symbol AXISBANK
MSEI Symbol NOTLISTED
ISIN INE238A01034
Name of bank Axis Bank Limited
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 18-07-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 19-06-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 18-07-2026   09:00:00
End date and time of board meeting 18-07-2026   11:11:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 26,51,574.00 26,51,574.00
Income on investments 6,69,842.00 6,69,842.00
Interest on balances with reserve bank of India and other inter bank funds 45,091.00 45,091.00
Others 32,056.00 32,056.00
Total interest earned 33,98,563.00 33,98,563.00
2 Other income 6,73,542.00 6,73,542.00
3 Total income 40,72,105.00 40,72,105.00
Expenses
4 Interest expenses 19,33,953.00 19,33,953.00
5 Operating expenses
(i) Employees cost 3,05,800.00 3,05,800.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Rent, taxes & lighting 56,589.00 56,589.00
2 Printing and stationery 6,237.00 6,237.00
3 Advertisement and publicity 3,727.00 3,727.00
4 Depreciation on bank's property (incl. impairment provision) 46,813.00 46,813.00
5 Directors' fees, allowances and expenses 129.00 129.00
6 Auditor's fees and expenses 49.00 49.00
7 Law Charges 6,503.00 6,503.00
8 Postage, Telegrams, Telephones etc. 8,518.00 8,518.00
9 Repairs and maintenance 69,215.00 69,215.00
10 Insurance 4,68,662.00 4,68,662.00
Total other operating Expenses 6,66,442.00 6,66,442.00
Total Operating Expenses 9,72,242.00 9,72,242.00
6 Total expenditure excluding provisions and contingencies 29,06,195.00 29,06,195.00
7 Operating profit before provision and contingencies 11,65,910.00 11,65,910.00
8 Provisions other than tax and contingencies 2,22,254.00 2,22,254.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 9,43,656.00 9,43,656.00
11 Provision for Tax 2,32,264.00 2,32,264.00
12 Net profit (loss) from ordinary activities after tax 7,11,392.00 7,11,392.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 7,11,392.00 7,11,392.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 7,11,392.00 7,11,392.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 62,216.00 62,216.00
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 14.6400 14.6400
Additional Tier 1 ratio 15.3500 15.3500
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 22.88 22.88
Diluted earnings per share before extraordinary items 22.75 22.75
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 22.88 22.88
Diluted earnings per share after extraordinary items 22.75 22.75
(iv) NPA Ratios
Amount of gross non-performing assets 17,12,433.00 17,12,433.00
Amount of net non-performing assets 5,19,256.00 5,19,256.00
% of gross NPAs 1.2800 1.2800
% of net NPAs 0.3900 0.3900
Return on assets 1.5100 1.5100
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2026 01-04-2026
Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 8,48,717.00 8,48,717.00
2 Corporate/Wholesale Banking 14,16,750.00 14,16,750.00
3 Retail Banking - Digital Banking 10,62,732.00 10,62,732.00
4 Retail Banking - Other Retail Banking 27,64,198.00 27,64,198.00
5 Other Banking Business 91,557.00 91,557.00
6 Unallocated 0.00 0.00
Total Segment Revenue 61,83,954.00 61,83,954.00
Less: Inter segment revenue 21,11,849.00 21,11,849.00
Income from operations 40,72,105.00 40,72,105.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 1,66,385.00 1,66,385.00
2 Corporate/Wholesale Banking 3,35,826.00 3,35,826.00
3 Retail Banking - Digital Banking 1,53,143.00 1,53,143.00
4 Retail Banking - Other Retail Banking 2,03,409.00 2,03,409.00
5 Other Banking Business 84,893.00 84,893.00
6 Unallocated 0.00 0.00
Total Profit before tax 9,43,656.00 9,43,656.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 0.00 0.00
Profit before tax 9,43,656.00 9,43,656.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 6,26,90,676.00 6,26,90,676.00
2 Corporate/Wholesale Banking 5,98,48,896.00 5,98,48,896.00
3 Retail Banking - Digital Banking 1,53,57,830.00 1,53,57,830.00
4 Retail Banking - Other Retail Banking 5,33,13,549.00 5,33,13,549.00
5 Other Banking Business 1,06,484.00 1,06,484.00
6 Unallocated 8,79,182.00 8,79,182.00
Total Segment Assets 19,21,96,617.00 19,21,96,617.00
Un-allocable Assets 0.00 0.00
Net Segment Assets 19,21,96,617.00 19,21,96,617.00
4 Segment Liabilities
Segment Liabilities
1 Treasury 3,32,81,015.00 3,32,81,015.00
2 Corporate/Wholesale Banking 2,37,69,661.00 2,37,69,661.00
3 Retail Banking - Digital Banking 2,30,50,461.00 2,30,50,461.00
4 Retail Banking - Other Retail Banking 9,00,82,372.00 9,00,82,372.00
5 Other Banking Business 3,707.00 3,707.00
6 Unallocated 8,40,062.00 8,40,062.00
Total Segment Liabilities 17,10,27,278.00 17,10,27,278.00
Un-allocable Liabilities 2,11,69,339.00 2,11,69,339.00
Net Segment Liabilities 19,21,96,617.00 19,21,96,617.00
Disclosure of notes on segments






Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results No
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 KKC & Associates LLP Yes 31-07-2027
2 M M Nissim & Co LLP Yes 31-03-2028


Format for Disclosing Outstanding Default on Loans and Debt Securities

Amount in (Lakhs)

Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 2,24,06,400.00
B Of the total amount outstanding, amount of default as on date 0.00
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0.00
B Of the total amount outstanding, amount of default as on date 0.00
3. Total financial indebtedness of the listed entity including short-term and long-term debt 2,24,06,400.00