| Scrip code | 540065 |
|---|---|
| NSE Symbol | RBLBANK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE976G01028 |
| Name of bank | RBL BANK Limited |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 17-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 08-07-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 17-07-2026 15:03:00 |
| End date and time of board meeting | 17-07-2026 15:57:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 3,10,714.00 | 3,10,714.00 | |
| Income on investments | 53,839.00 | 53,839.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 14,442.00 | 14,442.00 | |
| Others | 5,029.00 | 5,029.00 | |
| Total interest earned | 3,84,024.00 | 3,84,024.00 | |
| 2 | Other income | 92,204.00 | 92,204.00 |
| 3 | Total income | 4,76,228.00 | 4,76,228.00 |
| Expenses | |||
| 4 | Interest expenses | 2,18,499.00 | 2,18,499.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 63,023.00 | 63,023.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Rent, taxes and lighting | 8,433.00 | 8,433.00 |
| 2 | Printing and stationery | 609.00 | 609.00 |
| 3 | Advertisement and publicity | 2,592.00 | 2,592.00 |
| 4 | Depreciation on Bank's property | 5,683.00 | 5,683.00 |
| 5 | Director’s fees Allowances and expenses | 320.00 | 320.00 |
| 6 | Auditors' fees and expenses | 103.00 | 103.00 |
| 7 | Law Charges | 972.00 | 972.00 |
| 8 | Postage, Telegrams, Telephones, etc. | 2,013.00 | 2,013.00 |
| 9 | Repairs and maintenance | 4,516.00 | 4,516.00 |
| 10 | Others | 78,566.00 | 78,566.00 |
| Total other operating Expenses | 1,03,807.00 | 1,03,807.00 | |
| Total Operating Expenses | 1,66,830.00 | 1,66,830.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 3,85,329.00 | 3,85,329.00 |
| 7 | Operating profit before provision and contingencies | 90,899.00 | 90,899.00 |
| 8 | Provisions other than tax and contingencies | 59,928.00 | 59,928.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 30,971.00 | 30,971.00 |
| 11 | Provision for Tax | 7,548.00 | 7,548.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 23,423.00 | 23,423.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 23,423.00 | 23,423.00 |
| 15 | Share of profit (loss) of associates | 0.00 | 0.00 |
| 16 | Profit (loss) of minority interest | 0.00 | 0.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 23,423.00 | 23,423.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 1,54,856.00 | 1,54,856.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 0 | 0 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 3.12 | 3.12 | |
| Diluted earnings per share before extraordinary items | 3.08 | 3.08 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 3.12 | 3.12 | |
| Diluted earnings per share after extraordinary items | 3.08 | 3.08 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 0.00 | 0.00 | |
| Amount of net non-performing assets | 0.00 | 0.00 | |
| % of gross NPAs | 0 | 0 | |
| % of net NPAs | 0 | 0 | |
| Return on assets | 0 | 0 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Refer details on the site |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | 01-04-2026 | |||||
| Date of end of reporting period | 30-06-2026 | 30-06-2026 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Corporate / Wholesale Banking | 2,17,526.00 | 2,17,526.00 | ||||
| 2 | Retail Banking | 4,19,979.00 | 4,19,979.00 | ||||
| 3 | Treasury | 2,70,890.00 | 2,70,890.00 | ||||
| 4 | Other Banking Operations | 5,489.00 | 5,489.00 | ||||
| 5 | Capital and Reserves | 0.00 | 0.00 | ||||
| Total Segment Revenue | 9,13,884.00 | 9,13,884.00 | |||||
| Less: Inter segment revenue | 4,37,656.00 | 4,37,656.00 | |||||
| Income from operations | 4,76,228.00 | 4,76,228.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Corporate / Wholesale Banking | 21,855.00 | 21,855.00 | ||||
| 2 | Retail Banking | (5,566.00) | (5,566.00) | ||||
| 3 | Treasury | 9,186.00 | 9,186.00 | ||||
| 4 | Other Banking Operations | 5,489.00 | 5,489.00 | ||||
| 5 | Capital and Reserves | 0.00 | 0.00 | ||||
| Total Profit before tax | 30,964.00 | 30,964.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | (7.00) | (7.00) | |||||
| Profit before tax | 30,971.00 | 30,971.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Corporate / Wholesale Banking | 62,97,516.00 | 62,97,516.00 | ||||
| 2 | Retail Banking | 55,59,971.00 | 55,59,971.00 | ||||
| 3 | Treasury | 63,68,371.00 | 63,68,371.00 | ||||
| 4 | Other Banking Operations | 4,662.00 | 4,662.00 | ||||
| 5 | Capital and Reserves | 0.00 | 0.00 | ||||
| Total Segment Assets | 1,82,30,520.00 | 1,82,30,520.00 | |||||
| Un-allocable Assets | 3,30,360.00 | 3,30,360.00 | |||||
| Net Segment Assets | 1,85,60,880.00 | 1,85,60,880.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Corporate / Wholesale Banking | 50,24,090.00 | 50,24,090.00 | ||||
| 2 | Retail Banking | 79,18,036.00 | 79,18,036.00 | ||||
| 3 | Treasury | 13,00,373.00 | 13,00,373.00 | ||||
| 4 | Other Banking Operations | 672.00 | 672.00 | ||||
| 5 | Capital and Reserves | 42,97,653.00 | 42,97,653.00 | ||||
| Total Segment Liabilities | 1,85,40,824.00 | 1,85,40,824.00 | |||||
| Un-allocable Liabilities | 20,056.00 | 20,056.00 | |||||
| Net Segment Liabilities | 1,85,60,880.00 | 1,85,60,880.00 | |||||
| Disclosure of notes on segments | Refer details on the site | ||||||
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | KKC & Associates LLP | Yes | 31-07-2027 | ||
|---|---|---|---|---|---|
| 2 | Singhi & Co | Yes | 31-08-2028 | ||