| Scrip code | 540065 |
|---|---|
| NSE Symbol | RBLBANK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE976G01028 |
| Name of bank | RBL BANK Limited |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 17-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 08-07-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 17-07-2026 15:03:00 |
| End date and time of board meeting | 17-07-2026 15:57:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | Yes |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 3,10,714.00 | 3,10,714.00 | |
| Income on investments | 53,839.00 | 53,839.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 14,442.00 | 14,442.00 | |
| Others | 5,030.00 | 5,030.00 | |
| Total interest earned | 3,84,025.00 | 3,84,025.00 | |
| 2 | Other income | 95,943.00 | 95,943.00 |
| 3 | Total income | 4,79,968.00 | 4,79,968.00 |
| Expenses | |||
| 4 | Interest expenses | 2,18,580.00 | 2,18,580.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 51,613.00 | 51,613.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Rent, taxes and lighting | 7,776.00 | 7,776.00 |
| 2 | Printing and stationery | 564.00 | 564.00 |
| 3 | Advertisement and publicity | 2,592.00 | 2,592.00 |
| 4 | Depreciation on Bank's property | 5,429.00 | 5,429.00 |
| 5 | Director’s fees Allowances and expenses | 312.00 | 312.00 |
| 6 | Auditors' fees and expenses | 93.00 | 93.00 |
| 7 | Law Charges | 896.00 | 896.00 |
| 8 | Postage, Telegrams, Telephones, etc. | 1,951.00 | 1,951.00 |
| 9 | Repairs and maintenance | 4,492.00 | 4,492.00 |
| 10 | Others | 93,391.00 | 93,391.00 |
| Total other operating Expenses | 1,17,496.00 | 1,17,496.00 | |
| Total Operating Expenses | 1,69,109.00 | 1,69,109.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 3,87,689.00 | 3,87,689.00 |
| 7 | Operating profit before provision and contingencies | 92,279.00 | 92,279.00 |
| 8 | Provisions other than tax and contingencies | 59,928.00 | 59,928.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 32,351.00 | 32,351.00 |
| 11 | Provision for Tax | 6,981.00 | 6,981.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 25,370.00 | 25,370.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 25,370.00 | 25,370.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 25,370.00 | 25,370.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 1,54,856.00 | 1,54,856.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 32.1800 | 32.1800 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 3.38 | 3.38 | |
| Diluted earnings per share before extraordinary items | 3.33 | 3.33 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 3.38 | 3.38 | |
| Diluted earnings per share after extraordinary items | 3.33 | 3.33 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 1,52,159.00 | 1,52,159.00 | |
| Amount of net non-performing assets | 42,610.00 | 42,610.00 | |
| % of gross NPAs | 1.300 | 1.300 | |
| % of net NPAs | 0.3700 | 0.3700 | |
| Return on assets | 0.5700 | 0.5700 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Refer Details uploaded on site |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | 01-04-2026 | |||||
| Date of end of reporting period | 30-06-2026 | 30-06-2026 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Corporate / Wholesale Banking | 2,17,526.00 | 2,17,526.00 | ||||
| 2 | Retail Banking | 4,19,777.00 | 4,19,777.00 | ||||
| 3 | Treasury | 2,74,832.00 | 2,74,832.00 | ||||
| 4 | Other Banking Operations | 5,489.00 | 5,489.00 | ||||
| 5 | Capital and Reserves | 0.00 | 0.00 | ||||
| Total Segment Revenue | 9,17,624.00 | 9,17,624.00 | |||||
| Less: Inter segment revenue | 4,37,656.00 | 4,37,656.00 | |||||
| Income from operations | 4,79,968.00 | 4,79,968.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Corporate / Wholesale Banking | 21,855.00 | 21,855.00 | ||||
| 2 | Retail Banking | (8,128.00) | (8,128.00) | ||||
| 3 | Treasury | 13,128.00 | 13,128.00 | ||||
| 4 | Other Banking Operations | 5,489.00 | 5,489.00 | ||||
| 5 | Capital and Reserves | 0.00 | 0.00 | ||||
| Total Profit before tax | 32,344.00 | 32,344.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | (7.00) | (7.00) | |||||
| Profit before tax | 32,351.00 | 32,351.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Corporate / Wholesale Banking | 62,97,516.00 | 62,97,516.00 | ||||
| 2 | Retail Banking | 55,54,666.00 | 55,54,666.00 | ||||
| 3 | Treasury | 63,68,371.00 | 63,68,371.00 | ||||
| 4 | Other Banking Operations | 4,662.00 | 4,662.00 | ||||
| 5 | Capital and Reserves | 0.00 | 0.00 | ||||
| Total Segment Assets | 1,82,25,215.00 | 1,82,25,215.00 | |||||
| Un-allocable Assets | 3,30,360.00 | 3,30,360.00 | |||||
| Net Segment Assets | 1,85,55,575.00 | 1,85,55,575.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Corporate / Wholesale Banking | 50,24,090.00 | 50,24,090.00 | ||||
| 2 | Retail Banking | 79,22,718.00 | 79,22,718.00 | ||||
| 3 | Treasury | 13,00,373.00 | 13,00,373.00 | ||||
| 4 | Other Banking Operations | 672.00 | 672.00 | ||||
| 5 | Capital and Reserves | 42,87,666.00 | 42,87,666.00 | ||||
| Total Segment Liabilities | 1,85,35,519.00 | 1,85,35,519.00 | |||||
| Un-allocable Liabilities | 20,056.00 | 20,056.00 | |||||
| Net Segment Liabilities | 1,85,55,575.00 | 1,85,55,575.00 | |||||
| Disclosure of notes on segments | Refer Details uploaded on site | ||||||
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | KKC & Associates LLP | Yes | 31-07-2027 | ||
|---|---|---|---|---|---|
| 2 | Singhi & Co | Yes | 31-08-2028 | ||
| Sr. No. | Particulars | Amount | Remarks |
| 1. | Loans / revolving facilities like cash credit from banks / financial institutions | ||
| A | Total amount outstanding as on date | 9,80,338.00 | |
|---|---|---|---|
| B | Of the total amount outstanding, amount of default as on date | 0.00 | |
| 2. | Unlisted debt securities i.e. NCDs and NCRPS | ||
| A | Total amount outstanding as on date | 0.00 | |
| B | Of the total amount outstanding, amount of default as on date | 0.00 | |
| 3. | Total financial indebtedness of the listed entity including short-term and long-term debt | 9,80,338.00 | |