| Scrip code | 532814 |
|---|---|
| NSE Symbol | INDIANB |
| MSEI Symbol | NOTLISTED |
| ISIN | INE562A01011 |
| Name of bank | Indian Bank |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 10-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 06-07-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 10-07-2026 11:50:00 |
| End date and time of board meeting | 10-07-2026 12:25:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 13,12,341.00 | 13,12,341.00 | |
| Income on investments | 4,22,634.00 | 4,22,634.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 40,076.00 | 40,076.00 | |
| Others | 34,463.00 | 34,463.00 | |
| Total interest earned | 18,09,514.00 | 18,09,514.00 | |
| 2 | Other income | 2,90,224.00 | 2,90,224.00 |
| 3 | Total income | 20,99,738.00 | 20,99,738.00 |
| Expenses | |||
| 4 | Interest expenses | 10,65,686.00 | 10,65,686.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 3,09,853.00 | 3,09,853.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 1,65,393.00 | 1,65,393.00 |
| Total other operating Expenses | 1,65,393.00 | 1,65,393.00 | |
| Total Operating Expenses | 4,75,246.00 | 4,75,246.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 15,40,932.00 | 15,40,932.00 |
| 7 | Operating profit before provision and contingencies | 5,58,806.00 | 5,58,806.00 |
| 8 | Provisions other than tax and contingencies | 1,19,360.00 | 1,19,360.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 4,39,446.00 | 4,39,446.00 |
| 11 | Provision for Tax | 1,09,498.00 | 1,09,498.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 3,29,948.00 | 3,29,948.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 3,29,948.00 | 3,29,948.00 |
| 15 | Share of profit (loss) of associates | 5,796.00 | 5,796.00 |
| 16 | Profit (loss) of minority interest | 81.00 | 81.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 3,35,663.00 | 3,35,663.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 1,34,696.00 | 1,34,696.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 73.8400 | 73.8400 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 16.7400 | 16.7400 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 24.92 | 24.92 | |
| Diluted earnings per share before extraordinary items | 24.92 | 24.92 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 24.92 | 24.92 | |
| Diluted earnings per share after extraordinary items | 24.92 | 24.92 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 12,71,034.00 | 12,71,034.00 | |
| Amount of net non-performing assets | 99,022.00 | 99,022.00 | |
| % of gross NPAs | 1.8600 | 1.8600 | |
| % of net NPAs | 0.1500 | 0.1500 | |
| Return on assets | 1.3400 | 1.3400 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Figures of previous periods have been regrouped/ reclassified wherever considered necessary to conform to current period classification. Please refer to the Notes in the PDF filed with Results on Stock Exchanges |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | 01-04-2026 | |||||
| Date of end of reporting period | 30-06-2026 | 30-06-2026 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operations | 5,12,172.00 | 5,12,172.00 | ||||
| 2 | Corporate / Wholesale Banking | 6,85,450.00 | 6,85,450.00 | ||||
| 3 | Retail Banking | 8,48,662.00 | 8,48,662.00 | ||||
| 4 | Other Banking Operations | 53,454.00 | 53,454.00 | ||||
| Total Segment Revenue | 20,99,738.00 | 20,99,738.00 | |||||
| Less: Inter segment revenue | 0.00 | 0.00 | |||||
| Income from operations | 20,99,738.00 | 20,99,738.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operations | 1,81,561.00 | 1,81,561.00 | ||||
| 2 | Corporate / Wholesale Banking | 1,63,285.00 | 1,63,285.00 | ||||
| 3 | Retail Banking | 1,88,564.00 | 1,88,564.00 | ||||
| 4 | Other Banking Operations | 25,396.00 | 25,396.00 | ||||
| Total Profit before tax | 5,58,806.00 | 5,58,806.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 1,13,645.00 | 1,13,645.00 | |||||
| Profit before tax | 4,45,161.00 | 4,45,161.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operations | 2,92,27,405.00 | 2,92,27,405.00 | ||||
| 2 | Corporate / Wholesale Banking | 3,23,75,254.00 | 3,23,75,254.00 | ||||
| 3 | Retail Banking | 3,85,29,497.00 | 3,85,29,497.00 | ||||
| 4 | Other Banking Operations | 3,65,709.00 | 3,65,709.00 | ||||
| Total Segment Assets | 10,04,97,865.00 | 10,04,97,865.00 | |||||
| Un-allocable Assets | 5,64,789.00 | 5,64,789.00 | |||||
| Net Segment Assets | 10,10,62,654.00 | 10,10,62,654.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operations | 2,68,45,294.00 | 2,68,45,294.00 | ||||
| 2 | Corporate / Wholesale Banking | 2,97,36,586.00 | 2,97,36,586.00 | ||||
| 3 | Retail Banking | 3,53,89,242.00 | 3,53,89,242.00 | ||||
| 4 | Other Banking Operations | 1,83,803.00 | 1,83,803.00 | ||||
| Total Segment Liabilities | 9,21,54,925.00 | 9,21,54,925.00 | |||||
| Un-allocable Liabilities | 89,07,729.00 | 89,07,729.00 | |||||
| Net Segment Liabilities | 10,10,62,654.00 | 10,10,62,654.00 | |||||
| Disclosure of notes on segments | 1. Segment Revenue and expenses have been apportioned on the basis of Segment assets, wherever direct allocation is not possible. 2. Figures of the previous period have been regrouped/reclassified wherever considered necessary to conform to current period classification. 3 .As per RBI Master Direction RBI/DOR/2025-26/167 DOR.ACC.REC.N0.86/21.04.018/2025-26 dated November 28, 2025 on 'Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025', for the purpose of disclosure under Accounting Standard 17 ' Segment reporting', 'Digital Banking' has been identified as a sub-segment under Retail Banking by Reserve Bank of India (RBI). The bank has 3 DBUs and the 'Digital Banking' segment information disclosed pertains to the said DBUs, | ||||||