INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532483 |
| NSE Symbol |
CANBK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE476A01022 |
| Name of bank |
Canara Bank |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
11-05-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
04-05-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Fourth quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Audited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Audited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
11-05-2026
10:30:00 |
| End date and time of board meeting |
11-05-2026 12:55:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
23,95,133.00 |
93,24,755.00 |
|
Income on investments |
6,31,848.00 |
25,12,176.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
1,41,884.00 |
5,95,116.00 |
|
Others |
14,989.00 |
2,05,073.00 |
|
Total interest earned |
31,83,854.00 |
1,26,37,120.00 |
| 2 |
Other income |
4,70,007.00 |
26,71,202.00 |
| 3 |
Total income |
36,53,861.00 |
1,53,08,322.00 |
|
Expenses
|
| 4 |
Interest expenses |
22,02,435.00 |
89,13,752.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
4,74,679.00 |
19,27,900.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Other operating expenses |
3,13,159.00 |
11,86,286.00 |
|
Total other operating Expenses |
3,13,159.00 |
11,86,286.00 |
|
Total Operating Expenses |
7,87,838.00 |
31,14,186.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 29,90,273.00 |
1,20,27,938.00 |
| 7 |
Operating profit before provision and contingencies |
6,63,588.00 |
32,80,384.00 |
| 8 |
Provisions other than tax and contingencies |
99,212.00 |
8,12,238.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 5,64,376.00 |
24,68,146.00 |
| 11 |
Provision for Tax |
1,26,298.00 |
5,73,023.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
4,38,078.00 |
18,95,123.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
(1,83,303.00) |
| 14 |
Net profit (loss) for the period |
4,38,078.00 |
17,11,820.00 |
| 15 |
Share of profit (loss) of associates
| 19,433.00 |
76,036.00 |
| 16
| Profit (loss) of minority interest
| 88.00 |
568.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 4,57,423.00 |
17,87,288.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,81,413.00 |
1,81,413.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
1,09,46,657.00 |
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
62.9300 |
62.9300 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
12.4700 |
12.4700 |
|
| Additional Tier 1 ratio |
2.1500 |
2.1500 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 5.04 |
21.73 |
|
Diluted earnings per share before extraordinary items
| 5.04 |
21.73 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 5.04 |
21.73 |
|
Diluted earnings per share after extraordinary items
| 5.04 |
21.73 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 22,74,944.00 |
22,74,944.00 |
|
Amount of net non-performing assets
| 5,20,937.00 |
5,20,937.00 |
|
% of gross NPAs |
1.8400 |
1.8400 |
|
% of net NPAs
| 0.4300 |
0.4300 |
|
Return on assets
| 1.0200 |
1.1100 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
1,81,413.00 |
|
Reserves and surplus |
1,15,89,051.00 |
|
Deposits |
15,68,33,340.00 |
|
Borrowings |
1,55,28,768.00 |
|
Other liabilities and provisions |
|
| 1 |
Other liabilities and provisions |
45,99,939.00 |
|
Total of Other liabilities and provisions |
45,99,939.00 |
|
Total Capital Liabilities |
18,87,32,511.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
54,05,390.00 |
|
| Balances with Banks and money at call and short notice
| 1,52,27,653.00 |
|
Investments |
4,07,38,893.00 |
|
Advances |
12,20,01,772.00 |
|
Fixed Assets |
10,59,520.00 |
|
Other Assets |
|
| 1 |
Other Assets |
42,99,283.00 |
|
Total of Other Assets |
42,99,283.00 |
|
Total Assets |
18,87,32,511.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury Operations |
6,84,330.00 |
33,70,031.00 |
| 2 |
Retail Banking operations |
17,11,555.00 |
68,93,052.00 |
| 3 |
wholesale Banking operations |
12,57,976.00 |
50,45,239.00 |
|
| Total Segment Revenue
| 36,53,861.00 |
1,53,08,322.00 |
|
Less: Inter segment revenue |
|
|
|
Income from operations |
36,53,861.00 |
1,53,08,322.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury Operations |
2,12,999.00 |
12,60,498.00 |
| 2 |
Retail Banking operations |
3,40,556.00 |
13,81,448.00 |
| 3 |
wholesale Banking operations |
10,821.00 |
(1,73,800.00) |
|
Total Profit before tax |
5,64,376.00 |
24,68,146.00 |
|
i. Finance cost |
|
|
|
ii. Other Unallocable Expenditure net off Unallocable income
|
|
|
|
Profit before tax |
5,64,376.00 |
24,68,146.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury Operations |
4,59,96,031.00 |
4,59,96,031.00 |
| 2 |
Retail Banking operations |
7,03,10,025.00 |
7,03,10,025.00 |
| 3 |
wholesale Banking operations |
6,15,29,999.00 |
6,15,29,999.00 |
|
Total Segment Assets |
17,78,36,055.00 |
17,78,36,055.00 |
|
Un-allocable Assets |
1,08,96,456.00 |
1,08,96,456.00 |
|
Net Segment Assets |
18,87,32,511.00 |
18,87,32,511.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury Operations |
4,45,34,212.00 |
4,45,34,212.00 |
| 2 |
Retail Banking operations |
6,71,51,921.00 |
6,71,51,921.00 |
| 3 |
wholesale Banking operations |
5,92,13,693.00 |
5,92,13,693.00 |
| |
Total Segment Liabilities |
17,08,99,826.00 |
17,08,99,826.00 |
| |
Un-allocable Liabilities |
60,54,930.00 |
60,54,930.00 |
|
Net Segment Liabilities |
17,69,54,756.00 |
17,69,54,756.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
24,68,146.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
2,58,042.00 |
|
Adjustments for depreciation and amortisation expense |
92,453.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
0.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
0.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
(5,06,342.00) |
|
Other adjustments to reconcile profit (loss) |
7,161.00 |
|
Other adjustments for non-cash items |
8,12,239.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
6,63,553.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
23,57,586.00 |
|
Adjustments for decrease (increase) in trade receivables |
(1,77,00,568.00) |
|
Adjustments for decrease (increase) in other current assets |
(6,82,966.00) |
|
Adjustments for increase (decrease) in trade payables |
64,20,866.00 |
|
Adjustments for increase (decrease) in other current liabilities |
1,11,83,838.00 |
|
Adjustments for provisions |
(35,17,000.00) |
|
Total adjustments for working capital |
(19,38,244.00)
|
|
Total adjustments for reconcile profit (loss) |
(12,74,691.00) |
|
Net cash flows from (used in) operations |
11,93,455.00 |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
2,91,425.00 |
|
Other inflows (outflows) of cash |
(1,07,836.00) |
|
Net cash flows from (used in) operating activities before extraordinary items |
7,94,194.00 |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
7,94,194.00 |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
35,824.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
0.00 |
|
Other cash payments to acquire equity or debt instruments of other entities |
0.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
(1,28,977.00) |
|
Purchase of tangible assets |
0.00 |
|
Proceeds from sales of intangible assets |
0.00 |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
(1,88,067.00) |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(2,81,220.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(2,81,220.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
0.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
8,50,000.00 |
|
Proceeds from borrowings |
0.00 |
|
Repayments of borrowings |
7,08,610.00 |
|
Dividends paid |
3,62,826.00 |
|
Interest paid |
2,58,042.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
(4,79,478.00)
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
(4,79,478.00)
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
33,496.00
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
10,536.00 |
|
Net increase (decrease) in cash and cash equivalents |
44,032.00
|
|
Cash and cash equivalents cash flow statement at beginning of period |
2,05,89,011.00 |
|
Cash and cash equivalents cash flow statement at end of period |
2,06,33,043.00 |
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Audited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
K VENKATACHALAM AIYER & CO |
Yes |
31-12-2027 |
| 2 |
RODI DABIR & Co |
Yes |
31-12-2028 |
| 3 |
ABARNA & ANANTHAN |
Yes |
30-09-2028 |
| 4 |
S R GOYAL & CO |
Yes |
30-09-2027 |
| 5 |
M C BHANDARI & CO |
Yes |
31-01-2029 |