| Scrip code | 500112 |
|---|---|
| NSE Symbol | SBIN |
| MSEI Symbol | 0 |
| ISIN | INE062A01020 |
| Name of bank | STATE BANK OF INDIA |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 08-05-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 02-05-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Fourth quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Audited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Audited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 08-05-2026 10:00:00 |
| End date and time of board meeting | 08-05-2026 13:45:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-01-2026 | 01-04-2025 |
| B | Date of end of reporting period | 31-03-2026 | 31-03-2026 |
| C | Whether results are audited or unaudited | Audited | Audited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 92,04,347.00 | 3,61,06,400.00 | |
| Income on investments | 33,39,933.00 | 1,31,95,432.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 1,69,015.00 | 7,99,897.00 | |
| Others | 3,94,717.00 | 13,91,530.00 | |
| Total interest earned | 1,31,08,012.00 | 5,14,93,259.00 | |
| 2 | Other income | 49,99,890.00 | 1,94,68,437.00 |
| 3 | Total income | 1,81,07,902.00 | 7,09,61,696.00 |
| Expenses | |||
| 4 | Interest expenses | 79,95,343.00 | 3,15,00,481.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 17,90,714.00 | 72,76,824.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Operating Expenses relating to Insurance Business | 33,16,773.00 | 1,21,46,405.00 |
| 2 | Other Operating Expenses | 20,31,382.00 | 68,41,816.00 |
| Total other operating Expenses | 53,48,155.00 | 1,89,88,221.00 | |
| Total Operating Expenses | 71,38,869.00 | 2,62,65,045.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 1,51,34,212.00 | 5,77,65,526.00 |
| 7 | Operating profit before provision and contingencies | 29,73,690.00 | 1,31,96,170.00 |
| 8 | Provisions other than tax and contingencies | 3,66,139.00 | 20,96,029.00 |
| 9 | Exceptional items | 0.00 | 3,02,657.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 26,07,551.00 | 1,14,02,798.00 |
| 11 | Provision for Tax | 5,91,421.00 | 28,85,951.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 20,16,130.00 | 85,16,847.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 20,16,130.00 | 85,16,847.00 |
| 15 | Share of profit (loss) of associates | 34,668.00 | 1,49,720.00 |
| 16 | Profit (loss) of minority interest | 86,511.00 | 3,36,689.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 19,64,287.00 | 83,29,878.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 92,306.00 | 92,306.00 | |
| Face value of equity share capital | 1 | 1 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | 5,60,78,678.00 | |
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 55.0300 | 55.0300 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 0 | 0 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 21.28 | 91.16 | |
| Diluted earnings per share before extraordinary items | 21.28 | 91.16 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 21.28 | 91.16 | |
| Diluted earnings per share after extraordinary items | 21.28 | 91.16 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 0.00 | 0.00 | |
| Amount of net non-performing assets | 0.00 | 0.00 | |
| % of gross NPAs | 0 | 0 | |
| % of net NPAs | 0 | 0 | |
| Return on assets | 0 | 0 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Refer PDF file uploaded on Site for Notes |
|---|
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | ||
| Date of end of reporting period | 31-03-2026 | ||
| Whether results are audited or unaudited | Audited | ||
| Nature of report standalone or consolidated | Consolidated | ||
| 1 | Capital and liabilities | ||
| Capital | 92,306.00 | ||
| Reserves and surplus | 6,13,97,609.00 | ||
| Deposits | 60,43,09,712.00 | ||
| Borrowings | 7,77,30,215.00 | ||
| Other liabilities and provisions | |||
| 1 | Other liabilities and provisions | 8,86,27,015.00 | |
| Total of Other liabilities and provisions | 8,86,27,015.00 | ||
| Total Capital Liabilities | 83,21,56,857.00 | ||
| 2 | ASSETS | ||
| Cash and Balances with Reserve Bank of India | 2,68,68,174.00 | ||
| Balances with Banks and money at call and short notice | 1,33,16,147.00 | ||
| Investments | 23,59,50,217.00 | ||
| Advances | 49,78,01,321.00 | ||
| Fixed Assets | 57,15,210.00 | ||
| Other Assets | |||
| 1 | Other Assets | 5,25,05,788.00 | |
| Total of Other Assets | 5,25,05,788.00 | ||
| Total Assets | 83,21,56,857.00 | ||
| Disclosure of notes on assets and liabilities | Textual Information(1) | ||
| Textual Information(1) | Reserves and surplus includes minority interest ' ' 2. For notes, refer PDF file uploaded on website |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-01-2026 | 01-04-2025 | |||||
| Date of end of reporting period | 31-03-2026 | 31-03-2026 | |||||
| Whether results are audited or unaudited | Audited | Audited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury operations | 27,42,845.00 | 1,30,11,877.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 41,07,140.00 | 1,53,35,479.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 91,088.00 | 4,24,113.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 68,99,789.00 | 2,61,60,285.00 | ||||
| 5 | Insurance Business | 36,12,244.00 | 1,33,26,046.00 | ||||
| 6 | Other Banking operations | 8,52,823.00 | 34,82,189.00 | ||||
| 7 | Unallocated | 1,01,420.00 | 2,47,047.00 | ||||
| 8 | Exceptional Items | 0.00 | 0.00 | ||||
| Total Segment Revenue | 1,84,07,349.00 | 7,19,87,036.00 | |||||
| Less: Inter segment revenue | 2,99,447.00 | 10,25,340.00 | |||||
| Income from operations | 1,81,07,902.00 | 7,09,61,696.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury operations | (1,20,951.00) | 14,41,518.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 10,43,836.00 | 33,07,787.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 6,33,116.00 | 18,34,086.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 9,15,784.00 | 41,51,207.00 | ||||
| 5 | Insurance Business | 90,203.00 | 3,39,187.00 | ||||
| 6 | Other Banking operations | 2,36,752.00 | 10,02,719.00 | ||||
| 7 | Unallocated | 0.00 | 0.00 | ||||
| 8 | Exceptional Items | 0.00 | 3,02,657.00 | ||||
| Total Profit before tax | 27,98,740.00 | 1,23,79,161.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 1,91,189.00 | 9,76,363.00 | |||||
| Profit before tax | 26,07,551.00 | 1,14,02,798.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury operations | 20,48,90,284.00 | 20,48,90,284.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 22,97,69,427.00 | 22,97,69,427.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 33,13,281.00 | 33,13,281.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 32,20,58,920.00 | 32,20,58,920.00 | ||||
| 5 | Insurance Business | 5,26,24,144.00 | 5,26,24,144.00 | ||||
| 6 | Other Banking operations | 1,20,36,606.00 | 1,20,36,606.00 | ||||
| 7 | Unallocated | 0.00 | 0.00 | ||||
| 8 | Exceptional Items | 0.00 | 0.00 | ||||
| Total Segment Assets | 82,46,92,662.00 | 82,46,92,662.00 | |||||
| Un-allocable Assets | 74,64,195.00 | 74,64,195.00 | |||||
| Net Segment Assets | 83,21,56,857.00 | 83,21,56,857.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury operations | 17,96,82,582.00 | 17,96,82,582.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 20,59,65,862.00 | 20,59,65,862.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 11,27,56,577.00 | 11,27,56,577.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 19,08,79,740.00 | 19,08,79,740.00 | ||||
| 5 | Insurance Business | 5,02,35,936.00 | 5,02,35,936.00 | ||||
| 6 | Other Banking operations | 85,71,708.00 | 85,71,708.00 | ||||
| 7 | Unallocated | 0.00 | 0.00 | ||||
| 8 | Exceptional Items | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 74,80,92,405.00 | 74,80,92,405.00 | |||||
| Un-allocable Liabilities | 2,44,51,365.00 | 2,44,51,365.00 | |||||
| Net Segment Liabilities | 77,25,43,770.00 | 77,25,43,770.00 | |||||
| Disclosure of notes on segments | 1. Segment net results are arrived after taking effect of Transfer Pricing. 2. As per RBI Circular DOR.AUT.REC.12/22/01.001/2022-23 dated April 07, 2022, for the purpose of disclosure under Accounting Standard 17, Segment reporting, ‘Digital Banking’ has been identified as a sub- segment under the retail banking Segment. | ||||||
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2025 |
| B | Date of end of reporting period | 31-03-2026 |
| C | Whether results are audited or unaudited | Audited |
| D | Nature of report standalone or consolidated | Consolidated |
| 1 | Statement of cash flows | |
| Cash flows from used in operating activities | ||
| Profit before extraordinary items and tax | 1,14,02,798.00 | |
| 2 | Adjustments for reconcile profit (loss) | |
| Adjustments to profit (loss) | ||
| Adjustments for finance costs | 7,39,727.00 | |
| Adjustments for depreciation and amortisation expense | 4,82,972.00 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | 0.00 | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 0.00 | |
| Adjustments for share-based payments | 0.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | (5,483.00) | |
| Other adjustments to reconcile profit (loss) | (1,86,969.00) | |
| Other adjustments for non-cash items | 21,55,125.00 | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Total adjustments to profit (loss) | 31,85,372.00 | |
| 3 | Adjustments for working capital | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables | (7,46,53,255.00) | |
| Adjustments for decrease (increase) in other current assets | (2,24,77,629.00) | |
| Adjustments for increase (decrease) in trade payables | 6,03,19,911.00 | |
| Adjustments for increase (decrease) in other current liabilities | 2,96,64,839.00 | |
| Adjustments for provisions | 0.00 | |
| Total adjustments for working capital | (71,46,134.00) | |
| Total adjustments for reconcile profit (loss) | (39,60,762.00) | |
| Net cash flows from (used in) operations | 74,42,036.00 | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 36,32,297.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) operating activities before extraordinary items | 38,09,739.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) operating activities | 38,09,739.00 | |
| 4 | Cash flows from used in investing activities | |
| Cash flows from losing control of subsidiaries or other businesses | 7,77,942.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 10,827.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | 0.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 0.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 0.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of tangible assets | 0.00 | |
| Purchase of tangible assets | 8,36,296.00 | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Cash advances and loans made to other parties | 0.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 93.00 | |
| Proceeds from government grants | 0.00 | |
| Net cash flows from (used in) investing activities before extraordinary items | (69,088.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) investing activities | (69,088.00) | |
| 5 | Cash flows from used in financing activities | |
| Proceeds from issuing shares | 24,99,453.00 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 13,73,850.00 | |
| Proceeds from borrowings | 0.00 | |
| Repayments of borrowings | 0.00 | |
| Dividends paid | 14,23,115.00 | |
| Interest paid | 7,72,171.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | (20,20,731.00) | |
| Net cash flows from (used in) financing activities before extraordinary items | (3,42,714.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) financing activities | (3,42,714.00) | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | 33,97,937.00 | |
| 6 | Effect of exchange rate changes on cash and cash equivalents | |
| Effect of exchange rate changes on cash and cash equivalents | 9,93,090.00 | |
| Net increase (decrease) in cash and cash equivalents | 43,91,027.00 | |
| Cash and cash equivalents cash flow statement at beginning of period | 3,57,93,294.00 | |
| Cash and cash equivalents cash flow statement at end of period | 4,01,84,321.00 | |
| Whether results are audited or unaudited | Audited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | M/s R.G.N. Price & Co. | Yes | 31-03-2028 | ||
|---|---|---|---|---|---|