INTEGRATED FILING — BANKING



General information about company

Scrip code 532461
NSE Symbol PNB
MSEI Symbol NOTLISTED
ISIN INE160A01022
Name of bank Punjab National Bank
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 05-05-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 29-04-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 05-05-2026   11:10:00
End date and time of board meeting 05-05-2026   12:35:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? Yes
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? Yes
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 17-04-2026
Indicate Company website link for updated RPT policy of the Company https://pnb.bank.in/Policies.html
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 22,48,830.00 88,76,159.00
Income on investments 8,04,477.00 33,12,577.00
Interest on balances with reserve bank of India and other inter bank funds 1,22,693.00 4,25,777.00
Others 39,672.00 2,07,806.00
Total interest earned 32,15,672.00 1,28,22,319.00
2 Other income 4,16,198.00 18,79,397.00
3 Total income 36,31,870.00 1,47,01,716.00
Expenses
4 Interest expenses 21,77,642.00 86,26,342.00
5 Operating expenses
(i) Employees cost 3,74,716.00 18,74,703.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 3,29,477.00 12,71,708.00
Total other operating Expenses 3,29,477.00 12,71,708.00
Total Operating Expenses 7,04,193.00 31,46,411.00
6 Total expenditure excluding provisions and contingencies 28,81,835.00 1,17,72,753.00
7 Operating profit before provision and contingencies 7,50,035.00 29,28,963.00
8 Provisions other than tax and contingencies 42,371.00 2,53,993.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 7,07,664.00 26,74,970.00
11 Provision for Tax 1,85,153.00 9,84,571.00
12 Net profit (loss) from ordinary activities after tax 5,22,511.00 16,90,399.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 5,22,511.00 16,90,399.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 5,22,511.00 16,90,399.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 2,29,859.00 2,29,859.00
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 1,29,98,781.00
20 Analytical ratios
(i) Percentage of share held by government of India 70.0800 70.0800
(ii) Capital adequacy ratio
CET 1 ratio 13.6200 13.6200
Additional Tier 1 ratio 1.5300 1.5300
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 4.55 14.71
Diluted earnings per share before extraordinary items 4.55 14.71
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 4.55 14.71
Diluted earnings per share after extraordinary items 4.55 14.71
(iv) NPA Ratios
Amount of gross non-performing assets 37,12,412.00 37,12,412.00
Amount of net non-performing assets 3,60,956.00 3,60,956.00
% of gross NPAs 2.9500 2.9500
% of net NPAs 0.2900 0.2900
Return on assets 1.0600 0.8900
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) As per intimation of outcome of board meeting dated 05.05.2026 filed today.


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025
Date of end of reporting period 31-03-2026
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 2,29,859.00
Reserves and surplus 1,40,35,115.00
Deposits 17,11,12,633.00
Borrowings 82,31,432.00
Other liabilities and provisions
1 Other liabilities and provisions 49,80,208.00
Total of Other liabilities and provisions 49,80,208.00
Total Capital Liabilities 19,85,89,247.00
2 ASSETS
Cash and Balances with Reserve Bank of India 60,85,552.00
Balances with Banks and money at call and short notice 1,01,09,155.00
Investments 4,94,11,184.00
Advances 12,25,29,230.00
Fixed Assets 15,57,677.00
Other Assets
1 Other Assets 88,96,449.00
Total of Other Assets 88,96,449.00
Total Assets 19,85,89,247.00
Disclosure of notes on assets and liabilities Textual Information(1)


Text Block

Textual Information(1) As per intimation of outcome of board meeting dated 05.05.2026 filed today.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-01-2026 01-04-2025
Date of end of reporting period 31-03-2026 31-03-2026
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 10,11,868.00 43,22,946.00
2 Corporate / Wholesale Banking 15,23,412.00 56,15,675.00
3 Retail Banking 10,41,436.00 43,70,741.00
4 Other Banking Operations 55,154.00 3,92,354.00
Total Segment Revenue 36,31,870.00 1,47,01,716.00
Less: Inter segment revenue
Income from operations 36,31,870.00 1,47,01,716.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 1,54,251.00 11,12,832.00
2 Corporate / Wholesale Banking 3,88,670.00 12,13,114.00
3 Retail Banking 2,77,787.00 9,56,065.00
4 Other Banking Operations 16,012.00 1,00,049.00
Total Profit before tax 8,36,720.00 33,82,060.00
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 8,36,720.00 33,82,060.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 5,29,23,572.00 5,29,23,572.00
2 Corporate / Wholesale Banking 8,55,92,520.00 8,55,92,520.00
3 Retail Banking 5,02,46,519.00 5,02,46,519.00
4 Other Banking Operations 64,78,901.00 64,78,901.00
Total Segment Assets 19,52,41,512.00 19,52,41,512.00
Un-allocable Assets 33,47,735.00 33,47,735.00
Net Segment Assets 19,85,89,247.00 19,85,89,247.00
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 4,98,70,587.00 4,98,70,587.00
2 Corporate / Wholesale Banking 8,06,54,973.00 8,06,54,973.00
3 Retail Banking 4,73,47,965.00 4,73,47,965.00
4 Other Banking Operations 61,05,155.00 61,05,155.00
Total Segment Liabilities 18,39,78,680.00 18,39,78,680.00
Un-allocable Liabilities 3,45,593.00 3,45,593.00
Net Segment Liabilities 18,43,24,273.00 18,43,24,273.00
Disclosure of notes on segments 1. Segment Liabilities are distributed in the ratio of their respective Segment Assets. 2. Figures of the previous period have been re-grouped/re-classified wherever necessary. 3. As per RBI Circular RBI/2022-23/19 DOR.AUT.REC. 12/22.01.001/2022-23 dated April 07, 2022, for the purpose of disclosure under Accounting Standard 17, Segment Reporting, Digital Banking Segment has been identified as sub-segment under Retail Banking by Reserve Bank of India (RBI). As on March 31, 2026, 8 (eight) Digital Banking Units (DBUs) of the Bank are operating and the segment information disclosed as Digital Banking under Retail Banking Operations is related to the said DBUs.




Cash Flow Statement, Indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025
B Date of end of reporting period 31-03-2026
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax 26,74,970.00
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 2,84,542.00
Adjustments for depreciation and amortisation expense 1,27,168.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss (1,01,751.00)
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 9,185.00
Adjustments for share-based payments 0.00
Other adjustments for which cash effects are investing or financing cash flow (719.00)
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 1,60,685.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships (94,833.00)
Total adjustments to profit (loss) 3,65,907.00
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables 0.00
Adjustments for decrease (increase) in other current assets (1,61,95,417.00)
Adjustments for increase (decrease) in trade payables 0.00
Adjustments for increase (decrease) in other current liabilities 1,55,53,512.00
Adjustments for provisions 2,16,634.00
Total adjustments for working capital (4,25,271.00)
Total adjustments for reconcile profit (loss) (59,364.00)
Net cash flows from (used in) operations 26,15,606.00
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) (14,601.00)
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities before extraordinary items 26,30,207.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) operating activities 26,30,207.00
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 1,15,198.00
Cash flows used in obtaining control of subsidiaries or other businesses 1,10,443.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 0.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of tangible assets 2,140.00
Purchase of tangible assets 1,57,632.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 9,185.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Proceeds from government grants 0.00
Net cash flows from (used in) investing activities before extraordinary items (1,41,552.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) investing activities (1,41,552.00)
5 Cash flows from used in financing activities
Proceeds from issuing shares 0.00
Proceeds from issuing other equity instruments 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 0.00
Repayments of borrowings 5,48,900.00
Dividends paid 3,32,490.00
Interest paid 2,84,542.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) financing activities before extraordinary items (11,65,932.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) financing activities (11,65,932.00)
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 13,22,723.00
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents 13,22,723.00
Cash and cash equivalents cash flow statement at beginning of period 1,48,71,984.00
Cash and cash equivalents cash flow statement at end of period 1,61,94,707.00


Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 Ummed Jain & Co Yes 31-07-2028
2 N K Bhargava & Co Yes 28-02-2029
3 Prem Gupta & Co. Yes 31-12-2027
4 P A & Associates Yes 31-12-2028


Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Punjab National Bank Sh. Ashok Chandra Managing Director & CEO Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 13.50 0.00 0.00 Textual Information(1)
2 Punjab National Bank Sh. Bibhu Prasad Mahapatra Executive Director Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 4.15 0.00 0.00
3 Punjab National Bank Smt. Anita Mahapatra Relative of Executive Director Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 2.50 0.00 0.00
4 Punjab National Bank Smt. Ruchi Srivastava Relative of Executive Director Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 88.60 0.00 0.00
5 Punjab National Bank Ambarish Ojha Non-Executive Independent Director Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 19.43 0.00 0.00
6 Punjab National Bank Sh. Lopamudra Shom Relative of KMP (CS) Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 6.50 0.00 0.00
7 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Securities Purchase/Subscription and Securities Sale/Redemption & Money Market Transactions 6,00,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 42,528.21 0.00 0.00
8 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Interest paid on Reverse Repo 0.50 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 0.50 0.00 0.00
9 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Rent Income 105.09 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 105.09 0.00 0.00
10 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Bank Charges 14.02 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 14.02 0.00 5.31
11 Punjab National Bank PNB Gilts Ltd. Subsidiary Interest received 57.98 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 57.98 15.13 2.79
12 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Sponsorship Income 11.80 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 11.80 35.40 11.60
13 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 30,000.00 0.00 30,000.00
14 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Interest Accrued on Term Deposits 0.00 NA 0.00 01-01-2000 900.81 824.28 102.55
15 Punjab National Bank PNB Gilts Ltd. Subsidiary Any other transaction Power Fuel & Water Charges 13.76 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 13.76 0.77 3.92
16 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Interest Accrued on Term Deposits 0.00 NA 0.00 01-01-2000 179.30 0.00 0.00
17 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Rent Income 22.88 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 22.88 15.05 59.42
18 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Security Trusteeship services & Other Advisory Services 31.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 31.00 0.00 12.45
19 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Royalty 9.35 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 9.35 0.00 9.35
20 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 2,406.46 0.00 4,325.02
21 Punjab National Bank PNB Investment Services Ltd. Subsidiary Any other transaction Electricity Expenses Receivable 0.50 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 0.50 0.00 15.40
22 Punjab National Bank PNB Cards and Services Limited Subsidiary Interest paid 0.00 NA 0.00 01-01-2000 80.77 0.00 0.00
23 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 703.21 0.00 0.00
24 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Rent Received 19.08 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 19.08 0.00 0.00
25 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Payment for Business Support Services 4,707.90 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 4,707.90 0.00 0.00
26 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Business Promotion 10.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 10.00 0.00 0.00
27 Punjab National Bank PNB Cards and Services Limited Subsidiary Any other transaction Bank Charges 0.01 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 0.01 0.00 0.00
28 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction IT Charges 252.98 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 252.98 0.00 0.00
29 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Interest received 3,227.78 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 3,227.78 0.00 0.00
30 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction Rent Received 16.28 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 16.28 0.00 0.00
31 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction Inter Bank Placement 9,484.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 9,484.00 0.00 0.00
32 Punjab National Bank Punjab National Bank (International) Ltd. Subsidiary Any other transaction Forex Deals 11,373.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 11,373.00 0.00 0.00
33 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Bank Charges 47.12 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 47.12 0.00 0.00
34 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Counter Guarantee Issued 0.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 0.00 1,557.00 1,557.00
35 Punjab National Bank Druk PNB Bank Ltd Subsidiary Any other transaction Counter Guarantee received 246.18 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 246.18 3,891.00 4,118.43
36 Punjab National Bank Bhutan Ventures Hospitality Private Limited Related Party of Subsidiary (Druk PNB Limited) Interest received 509.45 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 509.45 0.00 2.67
37 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Bank Charges 41.17 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 41.17 0.00 8.00
38 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Interest Accrued on Term Deposits 0.00 NA 0.00 01-01-2000 2.88 17.00 18.62
39 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Commission 15,711.28 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 15,711.28 1,639.00 4,241.70
40 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Premium (1.15) As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 (1.15) 0.00 0.00
41 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Insurance Claim Settled 1,169.09 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,169.09 0.00 0.00
42 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Interest received 404.89 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 404.89 0.00 140.15
43 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Royalty Charges 1,465.21 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,465.21 607.00 0.00
44 Punjab National Bank PNB Metlife India Insurance Co. Ltd. Associate Any other transaction Rewards to Intermediaries 1,686.47 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,686.47 0.00 493.37
45 Punjab National Bank PNB Housing Finance Ltd Associate Interest received 22,386.38 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 22,386.38 0.00 173.26
46 Punjab National Bank PNB Housing Finance Ltd Associate Any other transaction Principal on assignment of loans 26,472.73 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 26,472.73 0.00 5,909.74
47 Punjab National Bank PNB Housing Finance Ltd Associate Any other transaction Interest and other charges on assignment of loans 8,536.30 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 8,536.30 0.00 0.00
48 Punjab National Bank PNB Housing Finance Ltd Associate Any other transaction Servicing Fee on assignment of loans 122.68 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 122.68 0.00 36.05
49 Punjab National Bank PNB Housing Finance Ltd Associate Any other transaction Royalty Charges 1,495.89 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,495.89 0.00 2,970.00
50 Punjab National Bank PNB Housing Finance Ltd Associate Any other transaction Bank Charges 3.80 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 3.80 0.00 0.00
51 Punjab National Bank PNB Housing Finance Ltd Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 63,000.00 0.00 0.00
52 Punjab National Bank PNB Housing Finance Ltd Associate Interest paid 0.00 NA 0.00 01-01-2000 106.48 0.00 0.00
53 Punjab National Bank Everest Bank Ltd Associate Any other transaction Counter Guarantee Issued 49.78 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 49.78 495.00 554.00
54 Punjab National Bank Everest Bank Ltd Associate Any other transaction Counter Guarantee received 251.34 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 251.34 4,457.00 3,807.00
55 Punjab National Bank Everest Bank Ltd Associate Any other transaction Technical Service Agreement Fees 53.55 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 53.55 0.00 0.00
56 Punjab National Bank Bihar Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 72,500.00 0.00 1,25,567.77
57 Punjab National Bank Bihar Gramin Bank Associate Any other transaction Bank Charges 268.56 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 268.56 0.00 134.28
58 Punjab National Bank Bihar Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 311.94 0.00 0.00
59 Punjab National Bank Bihar Gramin Bank Associate Interest received 573.57 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 573.57 0.00 0.00
60 Punjab National Bank Haryana Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 9,627.06 0.00 0.00
61 Punjab National Bank Haryana Gramin Bank Associate Interest received 32.36 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 32.36 0.00 0.00
62 Punjab National Bank Haryana Gramin Bank Associate Any other transaction Bank Charges 227.82 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 227.82 0.00 0.00
63 Punjab National Bank Haryana Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 80,000.00 0.00 1,50,020.00
64 Punjab National Bank Tripura Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 349.11 0.00 0.00
65 Punjab National Bank Tripura Gramin Bank Associate Interest received 16.43 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 16.43 0.00 0.00
66 Punjab National Bank Tripura Gramin Bank Associate Any other transaction Bank Charges 572.83 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 572.83 0.00 37.02
67 Punjab National Bank Tripura Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 1,700.00 0.00 12,144.63
68 Punjab National Bank Tripura Gramin Bank Associate Any other transaction Interest Expense on Bonds 71.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 71.00 0.00 0.00
69 Punjab National Bank Punjab Gramin Bank Associate Interest received 571.31 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 571.31 0.00 0.00
70 Punjab National Bank Punjab Gramin Bank Associate Any other transaction Bank Charges 1,448.30 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 1,448.30 0.00 0.00
71 Punjab National Bank Punjab Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 12,000.00 0.00 54,500.00
72 Punjab National Bank Punjab Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 3,266.93 0.00 0.00
73 Punjab National Bank Assam Gramin Bank Associate Any other transaction Interest Payable on Term Deposit 0.00 NA 0.00 01-01-2000 899.66 0.00 0.00
74 Punjab National Bank Assam Gramin Bank Associate Interest received 335.03 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 335.03 0.00 0.00
75 Punjab National Bank Assam Gramin Bank Associate Any other transaction Finacle Hosting Charges 749.79 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 749.79 0.00 0.00
76 Punjab National Bank Assam Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 26,496.15 0.00 26,496.15
77 Punjab National Bank West Bengal Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 6,540.76 0.00 16,545.11
78 Punjab National Bank West Bengal Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 848.66 0.00 0.00
79 Punjab National Bank West Bengal Gramin Bank Associate Interest received 15.10 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 15.10 0.00 0.00
80 Punjab National Bank West Bengal Gramin Bank Associate Any other transaction Bank Charges 741.60 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 741.60 0.00 0.00
81 Punjab National Bank Himachal Pradesh Gramin Bank Associate Interest received 47.21 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 47.21 0.00 0.00
82 Punjab National Bank Himachal Pradesh Gramin Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 24,002.50 0.00 35,002.50
83 Punjab National Bank Himachal Pradesh Gramin Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 1,504.07 0.00 0.00
84 Punjab National Bank Himachal Pradesh Gramin Bank Associate Any other transaction Bank Charges 113.80 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 113.80 0.00 28.45
85 Punjab National Bank Manipur Rural Bank Associate Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 15,740.00 0.00 13,301.20
86 Punjab National Bank Manipur Rural Bank Associate Interest received 16.58 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 16.58 0.00 0.00
87 Punjab National Bank Manipur Rural Bank Associate Interest paid 0.00 NA 0.00 01-01-2000 546.72 0.00 0.00
88 Punjab National Bank Manipur Rural Bank Associate Any other transaction Bank Charges 23.44 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 23.44 0.00 5.86
89 Punjab National Bank PNB Centenary Rural Development Trust Associate Any other transaction Amount Sanctioned to PNBCRDT for RSETIs 2,000.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 2,000.00 0.00 0.00
90 Punjab National Bank PNB Farmers Welfare Trust Associate Any other transaction Amount Sanctioned to PNBFWT for FTCs (Farmers Training Centers) for Farmers’ Welfare 555.00 As per Bank’s Policy/Omnibus Approval 0.00 01-01-2000 555.00 0.00 0.00
91 PNB Gilts Ltd. Bihar Gramin Bank Associate of PNB Any other transaction Securities Purchase/Subscription 0.00 NA 0.00 01-01-2000 32,385.09 0.00 0.00
92 PNB Gilts Ltd. Punjab Gramin Bank Associate of PNB Any other transaction Securities Purchase/Subscription 0.00 NA 0.00 01-01-2000 15,681.29 0.00 0.00
93 PNB Gilts Ltd. Bihar Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 31,681.92 0.00 0.00
94 PNB Gilts Ltd. Himachal Pradesh Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 4,016.03 0.00 0.00
95 PNB Gilts Ltd. PNB Metlife India Insurance Co. Ltd. Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 13,408.40 0.00 0.00
96 PNB Gilts Ltd. Punjab Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 6,974.47 0.00 0.00
97 PNB Gilts Ltd. West Bengal Gramin Bank Associate of PNB Any other transaction Securities Sale/Redemption 0.00 NA 0.00 01-01-2000 89,794.01 0.00 0.00
98 PNB Gilts Ltd. Assam Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.97 0.00 0.00
99 PNB Gilts Ltd. Bihar Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.30 0.00 0.00
100 PNB Gilts Ltd. Himachal Pradesh Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.78 0.00 0.00
101 PNB Gilts Ltd. Manipur Rural Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.02 0.00 0.00
102 PNB Gilts Ltd. PNB Housing Finance Ltd Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.29 0.00 0.00
103 PNB Gilts Ltd. Punjab Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.71 0.00 0.00
104 PNB Gilts Ltd. Haryana Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.21 0.00 0.00
105 PNB Gilts Ltd. Tripura Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 0.78 0.00 0.00
106 PNB Gilts Ltd. West Bengal Gramin Bank Associate of PNB Any other transaction Fee Income 0.00 NA 0.00 01-01-2000 1.54 0.00 0.00
107 Punjab National Bank Smt. Aditi Priyadarshini Relative of Executive Director Any other transaction Term Deposit 0.00 NA 0.00 01-01-2000 3.00 0.00 0.00
Total value of transaction during the reporting period 7,08,719.97


Text Block

Textual Information(1) 1. As Listed banks are not required to provide the disclosures with respect to related party transactions involving loans, inter-corporate deposits, advances or investments made or given by the listed Banks, such disclosures have not been made above. 2. Transactions relating to fixed deposits accepted are at the terms uniformly applicable /offered to all shareholders/ public. 3. All the Related Party Transactions undertaken by the Bank have been approved by the Audit Committee of the Board of the Bank and the Shareholders, as applicable, as per Bank’s Policy/SEBI Guidelines.


Format for Disclosing Outstanding Default on Loans and Debt Securities

Amount in (Lakhs)

Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 31,31,326.00
B Of the total amount outstanding, amount of default as on date 0.00
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0.00
B Of the total amount outstanding, amount of default as on date 0.00
3. Total financial indebtedness of the listed entity including short-term and long-term debt 82,31,432.00