| Scrip code | 500469 |
|---|---|
| NSE Symbol | FEDERALBNK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE171A01029 |
| Name of bank | The Federal Bank Limited |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 29-04-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 07-04-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Fourth quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Audited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Audited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 29-04-2026 13:20:00 |
| End date and time of board meeting | 29-04-2026 13:50:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether the company has any related party? | Yes |
| Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? | Yes |
| (I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public | Yes |
| (II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. | Yes |
| (III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? | Yes |
| (a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? | Yes |
| (b) If answer to above question is No, please explain the reason for not complying. | |
| Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? | Yes |
| Latest Date on which RPT policy is updated | 17-03-2026 |
| Indicate Company website link for updated RPT policy of the Company | https://www.federal.bank.in/codes-policies-disclosures |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| Not applicable | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-01-2026 | 01-04-2025 |
| B | Date of end of reporting period | 31-03-2026 | 31-03-2026 |
| C | Whether results are audited or unaudited | Audited | Audited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 5,52,959.00 | 21,70,995.00 | |
| Income on investments | 1,25,431.00 | 4,77,017.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 10,308.00 | 45,833.00 | |
| Others | 51,211.00 | 75,693.00 | |
| Total interest earned | 7,39,909.00 | 27,69,538.00 | |
| 2 | Other income | 1,14,495.00 | 4,44,039.00 |
| 3 | Total income | 8,54,404.00 | 32,13,577.00 |
| Expenses | |||
| 4 | Interest expenses | 4,22,648.00 | 17,03,797.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 77,570.00 | 3,22,540.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other operating expenses | 1,26,545.00 | 4,66,620.00 |
| Total other operating Expenses | 1,26,545.00 | 4,66,620.00 | |
| Total Operating Expenses | 2,04,115.00 | 7,89,160.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 6,26,763.00 | 24,92,957.00 |
| 7 | Operating profit before provision and contingencies | 2,27,641.00 | 7,20,620.00 |
| 8 | Provisions other than tax and contingencies | 74,104.00 | 1,83,667.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 1,53,537.00 | 5,36,953.00 |
| 11 | Provision for Tax | 27,627.00 | 1,25,221.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 1,25,910.00 | 4,11,732.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 1,25,910.00 | 4,11,732.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 1,25,910.00 | 4,11,732.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 49,286.00 | 49,286.00 | |
| Face value of equity share capital | 2 | 2 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | 36,65,807.00 | |
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 15.9300 | 15.9300 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 5.11 | 16.74 | |
| Diluted earnings per share before extraordinary items | 5.05 | 16.56 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 5.11 | 16.74 | |
| Diluted earnings per share after extraordinary items | 5.05 | 16.56 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 4,33,529.00 | 4,33,529.00 | |
| Amount of net non-performing assets | 52,925.00 | 52,925.00 | |
| % of gross NPAs | 1.6200 | 1.6200 | |
| % of net NPAs | 0.200 | 0.200 | |
| Return on assets | 0.3400 | 1.1500 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | 1. The above Standalone Audited Financial Results for the quarter and year ended March 31, 2026 were approved by the Board of Directors at its meeting held on April 29, 2026. These financial results have been subjected to Audit by the Joint Statutory Auditors of the Bank and an unmodified audit opinion has been issued. 2. The above Financial Results of the Bank have been prepared in accordance with the provisions of the Banking Regulation Act, 1949, Generally Accepted Accounting Principles in India, including Accounting Standards as specified under Section 133 of the Companies Act, 2013, Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities and Exchange Board of India (SEBI) Listing Obligations and Disclosure Requirements Regulations, 2015, as amended, in so far as they apply to Bank, and the guidelines issued by the RBI. 3. The Bank has applied significant accounting policies in the preparation of these Financial Results consistent with those followed in the annual financial statements for the year ended March 31, 2025. Any circular / direction issued by the RBI is implemented prospectively when it becomes applicable, unless specifically required as per that circular / direction. 4. Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit / loss on sale of investments / fixed assets, profit / loss on revaluation of investments, dividend received from subsidiaries / associate, recoveries from advances written off, etc. 5. The Capital Adequacy Ratio is computed on the basis of the RBI guidelines applicable on the relevant reporting dates and the ratio for the corresponding previous period is not adjusted to consider the impact of subsequent changes if any, in the guidelines. 6. During the quarter and year ended March 31, 2026, the Bank has allotted 22,05,731 and 84,53,291 equity shares of Rs. 2 each respectively, pursuant to the exercise of stock options by employees. 7. As per the extant RBI guidelines, banks are required to make Pillar 3 disclosures including leverage ratio, liquidity coverage ratio and Net Stable Funding Ratio (NSFR) under the Basel III Capital Regulations. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: https://www.federal.bank.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Joint Statutory Auditors of the Bank. 8. Disclosure as per 'Reserve Bank of India (Commercial Banks – Financial Statements : Presentation and Disclosures) Directions, 2025' dated November 28, 2025 and as amended thereafter, on resolution plan implemented under the Resolution Framework for COVID-19-related Stress are published in the financial results. 9. Disclosure as per 'Reserve Bank of India (Commercial Banks – Financial Statements : Presentation and Disclosures) Directions, 2025' dated November 28, 2025 and as amended thereafter, for the loans transferred / acquired during the year ended March 31, 2026 are published in the financial results. 10. The Board of Directors of the Bank have recommended a dividend of 60% i.e. Rs. 1.20/- per equity share on face value of Rs. 2.00/- each for the year 2025-26 (Previous Year Rs.1.20/- per equity share) subject to the approval of the members at the ensuing Annual General Meeting. The effect of the proposed dividend has been reckoned in determining capital funds in the computation of Capital Adequacy Ratio as on March 31, 2026. Cont… |
|---|
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | ||
| Date of end of reporting period | 31-03-2026 | ||
| Whether results are audited or unaudited | Audited | ||
| Nature of report standalone or consolidated | Standalone | ||
| 1 | Capital and liabilities | ||
| Capital | 49,286.00 | ||
| Reserves and surplus | 38,21,221.00 | ||
| Deposits | 3,13,90,939.00 | ||
| Borrowings | 21,15,913.00 | ||
| Other liabilities and provisions | |||
| 1 | Other Liabilities and Provisions | 13,74,790.00 | |
| Total of Other liabilities and provisions | 13,74,790.00 | ||
| Total Capital Liabilities | 3,87,52,149.00 | ||
| 2 | ASSETS | ||
| Cash and Balances with Reserve Bank of India | 15,56,619.00 | ||
| Balances with Banks and money at call and short notice | 10,16,141.00 | ||
| Investments | 76,67,621.00 | ||
| Advances | 2,64,59,437.00 | ||
| Fixed Assets | 1,47,252.00 | ||
| Other Assets | |||
| 1 | Other Assets | 19,05,079.00 | |
| Total of Other Assets | 19,05,079.00 | ||
| Total Assets | 3,87,52,149.00 | ||
| Disclosure of notes on assets and liabilities | Textual Information(1) | ||
| Textual Information(1) | Cont... 11. Disclosure as per 'Reserve Bank of India (Commercial Banks – Financial Statements : Presentation and Disclosures) Directions, 2025' dated November 28, 2025 and as amended thereafter, on projects under implementation, for the quarter ended March 31, 2026 are published in the financial results. 12. Disclosure as per 'Reserve Bank of India (Commercial Banks – Financial Statements : Presentation and Disclosures) Directions, 2025' dated November 28, 2025 and as amended thereafter, on Co-Lending Arrangements (CLAs) on an aggregate basis, for the year ended March 31, 2026 is given below. 13. During the quarter ended March 31, 2026, the Bank has accounted interest on income tax refund aggregating to Rs. 45,659.75 lakhs pursuant to favourable orders received for various assessment years. Tax expense during the quarter and year ended March 31, 2026, is net of write back of provision no longer required of Rs. 11,451.00 lakhs, pursuant to favourable orders received. 14. On February 16,2026, the Bank has issued and allotted 27,29,74,043 warrants by way of preferential allotment on a private placement basis to Asia II Topco XIII Pte. Ltd., on receipt of 25% of the warrant price of Rs. 227 per warrant, aggregating to Rs. 1,54,912.77 lakhs. Each warrant carries the right to subscribe to one fully paid up equity share of the Bank having a face value of Rs. 2 per share, upon exercise, by paying the remaining 75% within 18 months of allotment. 15. During the quarter ended December 31, 2025, the Bank has acquired 3,20,00,000 equity shares of Ageas Federal Life Insurance Company Limited (associate company) from Ageas Insurance International NV, for a consideration of Rs. 30.45 per share. Total consideration paid was Rs. 9,744.00 lakhs. Pursuant to this acquisition, the Bank now holds 30% shareholding in Ageas Federal Life Insurance Company Limited, on a fully diluted basis. 16. During the quarter ended March 31, 2026, the Bank has made a floating provision of Rs. 45,596.00 lakhs for Non-Performing Assets. 17. The figures of the last quarter of the respective financial years are the balancing figures between the audited figures in respect of the full financial year and the published year to date figures upto the end of third quarter of the respective financial year, which were subjected to limited review. 18. Previous period's figures have been regrouped / reclassified, wherever necessary to conform to current period's classification. |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-01-2026 | 01-04-2025 | |||||
| Date of end of reporting period | 31-03-2026 | 31-03-2026 | |||||
| Whether results are audited or unaudited | Audited | Audited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury | 1,48,203.00 | 6,68,863.00 | ||||
| 2 | Corporate/Wholesale Banking | 3,08,281.00 | 12,29,992.00 | ||||
| 3 | Retail Banking - Digital Banking | 84,865.00 | 3,36,174.00 | ||||
| 4 | Retail Banking - Other Retail Banking | 7,36,576.00 | 28,38,113.00 | ||||
| 5 | Other Banking operations | 13,318.00 | 43,250.00 | ||||
| 6 | Unallocated | 46,712.00 | 50,868.00 | ||||
| Total Segment Revenue | 13,37,955.00 | 51,67,260.00 | |||||
| Less: Inter segment revenue | 4,83,551.00 | 19,53,683.00 | |||||
| Income from operations | 8,54,404.00 | 32,13,577.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury | 14,231.00 | 1,15,557.00 | ||||
| 2 | Corporate/Wholesale Banking | 66,092.00 | 2,38,421.00 | ||||
| 3 | Retail Banking - Digital Banking | 2,592.00 | 10,096.00 | ||||
| 4 | Retail Banking - Other Retail Banking | 58,186.00 | 1,30,845.00 | ||||
| 5 | Other Banking operations | 11,320.00 | 36,762.00 | ||||
| 6 | Unallocated | 0.00 | 0.00 | ||||
| Total Profit before tax | 1,52,421.00 | 5,31,681.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | (1,116.00) | (5,272.00) | |||||
| Profit before tax | 1,53,537.00 | 5,36,953.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury | 1,09,60,306.00 | 1,09,60,306.00 | ||||
| 2 | Corporate/Wholesale Banking | 1,30,15,453.00 | 1,30,15,453.00 | ||||
| 3 | Retail Banking - Digital Banking | 8,22,508.00 | 8,22,508.00 | ||||
| 4 | Retail Banking - Other Retail Banking | 1,37,06,956.00 | 1,37,06,956.00 | ||||
| 5 | Other Banking operations | 4,984.00 | 4,984.00 | ||||
| 6 | Unallocated | 0.00 | 0.00 | ||||
| Total Segment Assets | 3,85,10,207.00 | 3,85,10,207.00 | |||||
| Un-allocable Assets | 2,41,942.00 | 2,41,942.00 | |||||
| Net Segment Assets | 3,87,52,149.00 | 3,87,52,149.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury | 36,77,394.00 | 36,77,394.00 | ||||
| 2 | Corporate/Wholesale Banking | 43,99,349.00 | 43,99,349.00 | ||||
| 3 | Retail Banking - Digital Banking | 23,49,518.00 | 23,49,518.00 | ||||
| 4 | Retail Banking - Other Retail Banking | 2,43,14,275.00 | 2,43,14,275.00 | ||||
| 5 | Other Banking operations | 92.00 | 92.00 | ||||
| 6 | Unallocated | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 3,47,40,628.00 | 3,47,40,628.00 | |||||
| Un-allocable Liabilities | 1,41,014.00 | 1,41,014.00 | |||||
| Net Segment Liabilities | 3,48,81,642.00 | 3,48,81,642.00 | |||||
| Disclosure of notes on segments | For the above segment reporting, the reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking (with Digital Banking and Other Retail Banking as sub-segments) and Other Banking Operations in compliance with the Reserve Bank of India (RBI) guidelines. The business operations of the Bank are substantially concentrated in India and for the purpose of Segment Reporting as per Accounting Standard-17, the Bank is considered to operate only in domestic segment. The Bank has made improvements to the internal transfer pricing methodology aligning to matched maturities for better presentation of the segment information effective from April 01, 2025. Correspondingly the segment information for previous periods have been regrouped / reclassified to conform to current period's presentation. This change in segment information does not impact the segment identification, overall Revenue, Results, Assets, Liabilities and Capital Employed of the Bank for the quarter and year ended March 31, 2026, or for the previous periods. | ||||||
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2025 |
| B | Date of end of reporting period | 31-03-2026 |
| C | Whether results are audited or unaudited | Audited |
| D | Nature of report standalone or consolidated | Standalone |
| 1 | Statement of cash flows | |
| Cash flows from used in operating activities | ||
| Profit before extraordinary items and tax | 5,36,953.00 | |
| 2 | Adjustments for reconcile profit (loss) | |
| Adjustments to profit (loss) | ||
| Adjustments for finance costs | 0.00 | |
| Adjustments for depreciation and amortisation expense | 17,117.00 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | 0.00 | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 1,655.00 | |
| Adjustments for share-based payments | 2,659.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | (2,084.00) | |
| Other adjustments to reconcile profit (loss) | 0.00 | |
| Other adjustments for non-cash items | 25,163.00 | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Total adjustments to profit (loss) | 41,200.00 | |
| 3 | Adjustments for working capital | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables | (31,49,439.00) | |
| Adjustments for decrease (increase) in other current assets | (3,54,022.00) | |
| Adjustments for increase (decrease) in trade payables | 30,26,192.00 | |
| Adjustments for increase (decrease) in other current liabilities | 5,28,300.00 | |
| Adjustments for provisions | 1,83,667.00 | |
| Total adjustments for working capital | 2,34,698.00 | |
| Total adjustments for reconcile profit (loss) | 2,75,898.00 | |
| Net cash flows from (used in) operations | 8,12,851.00 | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 94,649.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) operating activities before extraordinary items | 7,18,202.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) operating activities | 7,18,202.00 | |
| 4 | Cash flows from used in investing activities | |
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 0.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | 0.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 10,71,872.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 9,744.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of tangible assets | 0.00 | |
| Purchase of tangible assets | 27,785.00 | |
| Proceeds from sales of intangible assets | 2,206.00 | |
| Purchase of intangible assets | 0.00 | |
| Cash advances and loans made to other parties | 0.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 1,655.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Proceeds from government grants | 0.00 | |
| Net cash flows from (used in) investing activities before extraordinary items | (11,05,540.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) investing activities | (11,05,540.00) | |
| 5 | Cash flows from used in financing activities | |
| Proceeds from issuing shares | 1,61,310.00 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 0.00 | |
| Proceeds from borrowings | 0.00 | |
| Repayments of borrowings | 2,56,718.00 | |
| Dividends paid | 29,504.00 | |
| Interest paid | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) financing activities before extraordinary items | (1,24,912.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) financing activities | (1,24,912.00) | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | (5,12,250.00) | |
| 6 | Effect of exchange rate changes on cash and cash equivalents | |
| Effect of exchange rate changes on cash and cash equivalents | (914.00) | |
| Net increase (decrease) in cash and cash equivalents | (5,13,164.00) | |
| Cash and cash equivalents cash flow statement at beginning of period | 30,85,924.00 | |
| Cash and cash equivalents cash flow statement at end of period | 25,72,760.00 | |
Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter) |
| Sr No. | Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken. | ||||||||||||||||||||||||
| Details of the party (listed entity /subsidiary) entering into the transaction | Details of the counterparty | Type of related party transaction | Details of other related party transaction | Value of the related party transaction as approved by the audit committee | Remarks on approval by audit committee | Value of the related party transaction ratified by the audit committee | Date of Audit Committee Meeting where the ratification was approved | Value of transaction during the reporting period | In case monies are due to either party as a result of the transaction | In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments | Details of the loans, inter-corporate deposits, advances or investments | Notes | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Name | PAN | Name | PAN | Relationship of the counterparty with the listed entity or its subsidiary | Opening balance | Closing balance | Nature of indebtedness (loan/ issuance of debt/ any other etc.) | Details of other indebtedness | Cost | Tenure | Nature (loan/ advance/ intercorporate deposit/ investment ) | Interest Rate (%) | Tenure | Secured/ unsecured | Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage) | ||||||||||
| 1 | Federal Bank Limited | Ageas Federal Life Insurance Company Limited | Associate | Sale of goods or services | 24,000.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 11,851.89 | 1,295.39 | 2,922.11 | ||||||||||||||||
| 2 | Federal Bank Limited | Federal Operations And Services Limited | Subsidiary | Purchase of goods or services | 17,000.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 6,935.81 | 1,154.77 | 1,088.47 | ||||||||||||||||
| 3 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Service charge for managing forex transactions | 5.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 0.25 | 0.00 | 0.00 | |||||||||||||||
| 4 | Federal Bank Limited | Ageas Federal Life Insurance Company Limited | Associate | Any other transaction | Service charge for managing forex transactions | 50.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 0.99 | 0.00 | 0.00 | |||||||||||||||
| 5 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Purchase of goods or services | 400.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 0.00 | 49.59 | 0.08 | ||||||||||||||||
| 6 | Federal Bank Limited | Federal Operations And Services Limited | Subsidiary | Any other transaction | Leasing arrangements provided | 20.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 9.85 | 0.00 | 0.00 | |||||||||||||||
| 7 | Federal Bank Limited | Federal Operations And Services Limited | Subsidiary | Any other transaction | Leasing arrangements availed | 27.48 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 1.92 | 0.00 | 0.00 | |||||||||||||||
| 8 | Federal Bank Limited | Federal Bank Hormis Memorial Foundation | Interested entity | Any other transaction | CSR Expenditure | 9,000.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 5,355.77 | 0.00 | 0.00 | |||||||||||||||
| 9 | Federal Bank Limited | Digivriddhi Technologies Pvt Ltd. | Interested entity of Director | Any other transaction | Service charge | 100.00 | Value of the related party transaction as approved by the audit committee represents Omnibus limit approved by Audit Committee. | 19.37 | 0.00 | 0.00 | |||||||||||||||
| 10 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Charges collected | 42.74 | Emanating from approved transactions | 33.02 | 0.00 | 0.00 | |||||||||||||||
| 11 | Federal Bank Limited | Ageas Federal Life Insurance Company Limited | Associate | Any other transaction | Charges collected | 1.79 | Emanating from approved transactions | 1.28 | 0.00 | 0.00 | |||||||||||||||
| 12 | Federal Bank Limited | Digivriddhi Technologies Pvt Ltd. | Interested entity of Director | Any other transaction | Charges collected | 0.03 | Emanating from approved transactions | 0.01 | 0.00 | 0.00 | |||||||||||||||
| 13 | Federal Bank Limited | Ageas Federal Life Insurance Company Limited | Associate | Any other transaction | Directors Sitting Fee Received | 42.00 | Emanating from approved transactions | 21.00 | 0.00 | 0.00 | |||||||||||||||
| 14 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Interest accrued on Debentures | 2,323.53 | Emanating from approved transactions | 1,158.58 | 0.00 | 0.00 | |||||||||||||||
| 15 | Federal Bank Limited | Ageas Federal Life Insurance Company Limited | Associate | Any other transaction | Forex merchant deals booked | 1,660.34 | Emanating from approved transactions | 749.34 | 0.00 | 0.00 | Textual Information(1) | ||||||||||||||
| 16 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Forex merchant deals booked | 464.38 | Emanating from approved transactions | 464.38 | 0.00 | 0.00 | Textual Information(2) | ||||||||||||||
| 17 | Federal Bank Limited | Venkatraman Venkateswaran | KMP | Any other transaction | Investment in the equity shares of Bank | 751.21 | Emanating from approved transactions | 751.21 | 0.00 | 0.00 | Textual Information(3) | ||||||||||||||
| 18 | Federal Bank Limited | Johnson K Jose | Related party of the subsidiary | Any other transaction | Investment in the equity shares of Bank | 4.11 | Emanating from approved transactions | 4.11 | 0.00 | 0.00 | Textual Information(4) | ||||||||||||||
| 19 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Receivable on IPO related transaction | 0.00 | Approved by the Audit Committee | 0.00 | 3.61 | 0.00 | |||||||||||||||
| 20 | Federal Bank Limited | Federal Operations And Services Limited | Subsidiary | Any other transaction | Deposit for rental premises payable | 0.00 | Approved by the Audit Committee | 0.00 | 8.69 | 8.69 | |||||||||||||||
| 21 | Federal Bank Limited | Federal Operations And Services Limited | Subsidiary | Any other transaction | Deposit for rental premises receivable | 0.00 | Approved by the Audit Committee | 0.00 | 12.17 | 12.17 | |||||||||||||||
| 22 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Service charges on assignment deals | 24.92 | Approved by the Audit Committee | 10.79 | 0.00 | 5.28 | |||||||||||||||
| 23 | Federal Bank Limited | Federal Operations And Services Limited | Subsidiary | Any other transaction | Asset Usage charges | 13.09 | Approved by the Audit Committee | 0.00 | 13.09 | 0.00 | |||||||||||||||
| 24 | Federal Bank Limited | Federal Operations And Services Limited | Subsidiary | Purchase of fixed assets | 287.42 | Approved by the Audit Committee | 287.42 | 0.00 | 0.00 | ||||||||||||||||
| 25 | Federal Bank Limited | Reserve Bank Innovation Hub (Ceased to be related party since Jan 14, 2026). | Interested entity of Director | Any other transaction | Service charges paid | 0.10 | Approved by the Audit Committee | 0.01 | 0.00 | 0.00 | |||||||||||||||
| 26 | Federal Bank Limited | Scoreme Solutions Pvt Ltd� � (Ceased to be related party since Jan 14, 2026.) | Interested entity of Director | Any other transaction | Setup cost for digital platform for DSA | 58.50 | Approved by the Audit Committee | 13.00 | 0.00 | 0.00 | |||||||||||||||
| 27 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Cross Currency Deal (Notional Value) | 22,673.75 | Emanating from approved transactions | 22,673.75 | 0.00 | 0.00 | |||||||||||||||
| 28 | Federal Bank Limited | Fedbank Financial Services Limited | Subsidiary | Any other transaction | Net MTM Loss Recognised in other income | 1,344.45 | Emanating from approved transactions | 1,344.45 | 0.00 | 1,344.45 | |||||||||||||||
| 29 | Federal Bank Limited | Ambit Finvest�Private Limited | Related party of the subsidiary | Any other transaction | Service charge for CSGL Transactions | 0.00 | Ractified by ACB | 0.05 | 29-04-2026 | 0.05 | 0.00 | 0.00 | |||||||||||||
| 30 | Fedbank Financial Services Limited | Perfios Account Aggregation Services Pvt Ltd | Interested entity of a Director of the Subsidiary | Any other transaction | KYC Documentation Charges | 0.00 | Ractified by ACB | 0.10 | 28-04-2026 | 0.10 | 0.00 | 0.00 | Textual Information(5) | ||||||||||||
| 31 | Fedbank Financial Services Limited | Ganesh Venkatraman Chatapuram | KMP of subsidiary | Any other transaction | Exercise of ESOP | 0.00 | Ractified by ACB | 29.76 | 28-04-2026 | 29.76 | 0.00 | 0.00 | Textual Information(6) | ||||||||||||
| Total value of transaction during the reporting period | 51,718.11 | ||||||||||||||||||||||||
| Textual Information(1) | Value of transactions in respect of forex merchant deals represent notional amount of the contracts. |
| Textual Information(2) | Value of transactions in respect of forex merchant deals represent notional amount of the contracts. |
| Textual Information(3) | Value of transaction for investment of related party in the Bank represents exercise of ESOPs. |
| Textual Information(4) | Value of transaction for investment of related party in the Bank represents exercise of ESOPs. |
| Textual Information(5) | For transactions of the subsidiaries, relationship of the counterparty has been given with respect to the subsidiary. |
| Textual Information(6) | For transactions of the subsidiaries, relationship of the counterparty has been given with respect to the subsidiary. |