INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532215 |
| NSE Symbol |
AXISBANK |
| MSEI Symbol |
NA |
| ISIN |
INE238A01034 |
| Name of bank |
AXIS BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
25-04-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
16-04-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Fourth quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Audited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Audited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
25-04-2026
09:00:00 |
| End date and time of board meeting |
25-04-2026 11:35:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
26,86,847.00 |
1,04,65,782.00 |
|
Income on investments |
6,74,305.00 |
25,44,375.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
28,900.00 |
1,27,350.00 |
|
Others |
27,047.00 |
1,16,317.00 |
|
Total interest earned |
34,17,099.00 |
1,32,53,824.00 |
| 2 |
Other income |
6,97,170.00 |
29,67,371.00 |
| 3 |
Total income |
41,14,269.00 |
1,62,21,195.00 |
|
Expenses
|
| 4 |
Interest expenses |
19,07,971.00 |
74,07,499.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
3,58,045.00 |
14,00,605.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Rent, taxes & lighting |
55,968.00 |
2,20,620.00 |
| 2 |
Printing and stationery |
7,468.00 |
24,247.00 |
| 3 |
Advertisement and publicity |
6,814.00 |
16,464.00 |
| 4 |
(a) Depreciation on bank's property other than Leased Assets |
50,094.00 |
1,89,294.00 |
| 5 |
Directors' fees, allowances and expenses |
343.00 |
1,338.00 |
| 6 |
Auditors' fees and expenses (including branch auditors' fees and expenses) |
456.00 |
827.00 |
| 7 |
Law Charges |
6,910.00 |
23,451.00 |
| 8 |
Postage, Telegrams, Telephones etc. |
13,195.00 |
42,011.00 |
| 9 |
Repairs and maintenance |
74,777.00 |
2,71,384.00 |
| 10 |
Insurance+others |
5,50,302.00 |
20,32,400.00 |
|
Total other operating Expenses |
7,66,327.00 |
28,22,036.00 |
|
Total Operating Expenses |
11,24,372.00 |
42,22,641.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 30,32,343.00 |
1,16,30,140.00 |
| 7 |
Operating profit before provision and contingencies |
10,81,926.00 |
45,91,055.00 |
| 8 |
Provisions other than tax and contingencies |
3,57,207.00 |
13,61,708.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 7,24,719.00 |
32,29,347.00 |
| 11 |
Provision for Tax |
(38,453.00) |
5,79,965.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
7,63,172.00 |
26,49,382.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
7,63,172.00 |
26,49,382.00 |
| 15 |
Share of profit (loss) of associates
| 1,036.00 |
5,409.00 |
| 16
| Profit (loss) of minority interest
| 3,945.00 |
16,306.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 7,60,263.00 |
26,38,485.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 62,163.00 |
62,163.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
2,12,95,729.00 |
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0 |
0 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.4500 |
14.4500 |
|
| Additional Tier 1 ratio |
14.8300 |
14.8300 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 24.47 |
85.04 |
|
Diluted earnings per share before extraordinary items
| 24.33 |
84.48 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 24.47 |
85.04 |
|
Diluted earnings per share after extraordinary items
| 24.33 |
84.48 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 16,08,365.00 |
16,08,365.00 |
|
Amount of net non-performing assets
| 4,78,959.00 |
4,78,959.00 |
|
% of gross NPAs |
1.2300 |
1.2300 |
|
% of net NPAs
| 0.3700 |
0.3700 |
|
Return on assets
| 1.6400 |
1.4600 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
62,163.00 |
|
Reserves and surplus |
2,12,95,729.00 |
|
Deposits |
13,33,79,144.00 |
|
Borrowings |
2,80,51,062.00 |
|
Other liabilities and provisions |
|
| 1 |
Other Liabilities and Provisions |
1,18,16,931.00 |
|
Total of Other liabilities and provisions |
1,18,16,931.00 |
|
Total Capital Liabilities |
19,46,05,029.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
78,62,737.00 |
|
| Balances with Banks and money at call and short notice
| 30,72,420.00 |
|
Investments |
4,46,42,218.00 |
|
Advances |
12,82,39,217.00 |
|
Fixed Assets |
6,75,603.00 |
|
Other Assets |
|
| 1 |
Other Assets |
1,01,12,834.00 |
|
Total of Other Assets |
1,01,12,834.00 |
|
Total Assets |
19,46,05,029.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury |
7,76,153.00 |
33,27,181.00 |
| 2 |
Corporate/Wholesale Banking |
13,71,813.00 |
52,50,054.00 |
| 3 |
Retail Banking - Digital Banking |
10,30,266.00 |
39,65,573.00 |
| 4 |
Retail Banking - Others |
27,77,459.00 |
1,09,74,579.00 |
| 5 |
Other Banking Business |
1,93,595.00 |
6,33,284.00 |
| 6 |
Unallocated |
961.00 |
6,357.00 |
|
| Total Segment Revenue
| 61,50,247.00 |
2,41,57,028.00 |
|
Less: Inter segment revenue |
20,35,978.00 |
79,35,833.00 |
|
Income from operations |
41,14,269.00 |
1,62,21,195.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury |
31,520.00 |
5,06,454.00 |
| 2 |
Corporate/Wholesale Banking |
2,35,318.00 |
12,17,571.00 |
| 3 |
Retail Banking - Digital Banking |
1,34,041.00 |
4,25,503.00 |
| 4 |
Retail Banking - Others |
1,47,605.00 |
5,32,355.00 |
| 5 |
Other Banking Business |
1,75,274.00 |
5,41,107.00 |
| 6 |
Unallocated |
961.00 |
6,357.00 |
|
Total Profit before tax |
7,24,719.00 |
32,29,347.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
0.00 |
0.00 |
|
Profit before tax |
7,24,719.00 |
32,29,347.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury |
6,16,64,952.00 |
6,16,64,952.00 |
| 2 |
Corporate/Wholesale Banking |
5,94,82,455.00 |
5,94,82,455.00 |
| 3 |
Retail Banking - Digital Banking |
1,48,12,332.00 |
1,48,12,332.00 |
| 4 |
Retail Banking - Others |
5,73,58,639.00 |
5,73,58,639.00 |
| 5 |
Other Banking Business |
4,11,302.00 |
4,11,302.00 |
| 6 |
Unallocated |
8,75,349.00 |
8,75,349.00 |
|
Total Segment Assets |
19,46,05,029.00 |
19,46,05,029.00 |
|
Un-allocable Assets |
0.00 |
0.00 |
|
Net Segment Assets |
19,46,05,029.00 |
19,46,05,029.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury |
3,82,78,174.00 |
3,82,78,174.00 |
| 2 |
Corporate/Wholesale Banking |
2,56,18,738.00 |
2,56,18,738.00 |
| 3 |
Retail Banking - Digital Banking |
2,19,47,246.00 |
2,19,47,246.00 |
| 4 |
Retail Banking - Others |
8,65,39,390.00 |
8,65,39,390.00 |
| 5 |
Other Banking Business |
22,321.00 |
22,321.00 |
| 6 |
Unallocated |
8,41,268.00 |
8,41,268.00 |
| |
Total Segment Liabilities |
17,32,47,137.00 |
17,32,47,137.00 |
| |
Un-allocable Liabilities |
0.00 |
0.00 |
|
Net Segment Liabilities |
17,32,47,137.00 |
17,32,47,137.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
32,29,347.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
0.00 |
|
Adjustments for depreciation and amortisation expense |
3,69,913.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
13,35,018.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
48,338.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
0.00 |
|
Other adjustments to reconcile profit (loss) |
0.00 |
|
Other adjustments for non-cash items |
3,85,277.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
21,38,546.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
0.00 |
|
Adjustments for decrease (increase) in trade receivables |
0.00 |
|
Adjustments for decrease (increase) in other current assets |
0.00 |
|
Adjustments for increase (decrease) in trade payables |
0.00 |
|
Adjustments for increase (decrease) in other current liabilities |
0.00 |
|
Adjustments for provisions |
0.00 |
|
Total adjustments for working capital |
0.00
|
|
Total adjustments for reconcile profit (loss) |
21,38,546.00 |
|
Net cash flows from (used in) operations |
53,67,893.00 |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
6,93,628.00 |
|
Other inflows (outflows) of cash |
(55,21,630.00) |
|
Net cash flows from (used in) operating activities before extraordinary items |
(8,47,365.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
(8,47,365.00) |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
0.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
0.00 |
|
Other cash payments to acquire equity or debt instruments of other entities |
0.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
5,002.00 |
|
Purchase of tangible assets |
2,21,000.00 |
|
Proceeds from sales of intangible assets |
0.00 |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
(43,75,732.00) |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(45,91,730.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(45,91,730.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
68,088.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
0.00 |
|
Proceeds from borrowings |
60,67,662.00 |
|
Repayments of borrowings |
85,275.00 |
|
Dividends paid |
31,014.00 |
|
Interest paid |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
60,19,461.00
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
60,19,461.00
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
5,80,366.00
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
84,921.00 |
|
Net increase (decrease) in cash and cash equivalents |
6,65,287.00
|
|
Cash and cash equivalents cash flow statement at beginning of period |
0.00 |
|
Cash and cash equivalents cash flow statement at end of period |
6,65,287.00 |
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Audited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
KKC & Associates LLP |
Yes |
31-07-2027 |
| 2 |
M M Nissim & Co LLP |
Yes |
31-03-2028 |