INTEGRATED FILING — BANKING



General information about company

Scrip code 539437
NSE Symbol IDFCFIRSTB
MSEI Symbol NA
ISIN INE092T01019
Name of bank IDFC FIRST BANK LIMITED
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 25-04-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 27-03-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 25-04-2026   09:30:00
End date and time of board meeting 25-04-2026   15:50:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? Yes
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? Yes
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 31-01-2026
Indicate Company website link for updated RPT policy of the Company https://www.idfcfirst.bank.in/content/dam/idfcfirstbank/pdf/corporate-governance/Policy-on-Related--Party-Transactions.pdf
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 8,96,701.00 34,19,863.00
Income on investments 1,51,204.00 5,94,965.00
Interest on balances with reserve bank of India and other inter bank funds 3,768.00 13,096.00
Others 3,604.00 26,958.00
Total interest earned 10,55,277.00 40,54,882.00
2 Other income 1,63,004.00 7,87,329.00
3 Total income 12,18,281.00 48,42,211.00
Expenses
4 Interest expenses 4,87,558.00 19,33,355.00
5 Operating expenses
(i) Employees cost 1,59,425.00 6,18,193.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Other operating expenses 4,65,444.00 15,69,527.00
Total other operating Expenses 4,65,444.00 15,69,527.00
Total Operating Expenses 6,24,869.00 21,87,720.00
6 Total expenditure excluding provisions and contingencies 11,12,427.00 41,21,075.00
7 Operating profit before provision and contingencies 1,05,854.00 7,21,136.00
8 Provisions other than tax and contingencies 86,924.00 5,37,855.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 18,930.00 1,83,281.00
11 Provision for Tax (12,964.00) 19,645.00
12 Net profit (loss) from ordinary activities after tax 31,894.00 1,63,636.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 31,894.00 1,63,636.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 31,894.00 1,63,636.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 8,60,170.00 8,60,170.00
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) 38,46,227.00
20 Analytical ratios
(i) Percentage of share held by government of India 7.7500 7.7500
(ii) Capital adequacy ratio
CET 1 ratio 13.7300 13.7300
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.37 1.93
Diluted earnings per share before extraordinary items 0.37 1.91
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.37 1.93
Diluted earnings per share after extraordinary items 0.37 1.91
(iv) NPA Ratios
Amount of gross non-performing assets 4,55,852.00 4,55,852.00
Amount of net non-performing assets 1,34,644.00 1,34,644.00
% of gross NPAs 1.6100 1.6100
% of net NPAs 0.4800 0.4800
Return on assets 0.3300 0.4400
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) For notes, please refer detailed financial results for the quarter and year ended March 2026, filed by the Bank in PDF.


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025
Date of end of reporting period 31-03-2026
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 8,88,957.00
Reserves and surplus 38,46,227.00
Deposits 2,94,47,455.00
Borrowings 36,62,068.00
Other liabilities and provisions
1 Other liabilities and provisions 21,33,302.00
Total of Other liabilities and provisions 21,33,302.00
Total Capital Liabilities 3,99,78,009.00
2 ASSETS
Cash and Balances with Reserve Bank of India 11,33,713.00
Balances with Banks and money at call and short notice 1,42,526.00
Investments 85,96,625.00
Advances 2,80,39,060.00
Fixed Assets 2,55,728.00
Other Assets
1 Other Assets 18,10,357.00
Total of Other Assets 18,10,357.00
Total Assets 3,99,78,009.00
Disclosure of notes on assets and liabilities Textual Information(1)


Text Block

Textual Information(1) Refer Standalone Financials Results for quarter and year ended March 31, 2026 uploaded in Bank's website


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-01-2026 01-04-2025
Date of end of reporting period 31-03-2026 31-03-2026
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 6,76,272.00 28,42,689.00
2 Wholesale Banking 2,90,385.00 11,16,581.00
3 Retail Banking 13,97,605.00 53,88,312.00
4 Other Banking Business 30,934.00 1,02,674.00
5 Unallocated 1,989.00 16,507.00
Total Segment Revenue 23,97,185.00 94,66,763.00
Less: Inter segment revenue 11,78,904.00 46,24,552.00
Income from operations 12,18,281.00 48,42,211.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury (9,602.00) 52,210.00
2 Wholesale Banking (13,982.00) 1,08,986.00
3 Retail Banking 42,230.00 26,009.00
4 Other Banking Business 16,791.00 48,696.00
5 Unallocated (16,507.00) (52,620.00)
Total Profit before tax 18,930.00 1,83,281.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 0.00 0.00
Profit before tax 18,930.00 1,83,281.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1,07,55,620.00 1,07,55,620.00
2 Wholesale Banking 56,43,604.00 56,43,604.00
3 Retail Banking 2,33,06,619.00 2,33,06,619.00
4 Other Banking Business 8,038.00 8,038.00
5 Unallocated 2,64,128.00 2,64,128.00
Total Segment Assets 3,99,78,009.00 3,99,78,009.00
Un-allocable Assets 0.00 0.00
Net Segment Assets 3,99,78,009.00 3,99,78,009.00
4 Segment Liabilities
Segment Liabilities
1 Treasury 32,58,630.00 32,58,630.00
2 Wholesale Banking 84,24,204.00 84,24,204.00
3 Retail Banking 2,34,38,844.00 2,34,38,844.00
4 Other Banking Business 6,674.00 6,674.00
5 Unallocated 1,14,473.00 1,14,473.00
Total Segment Liabilities 3,52,42,825.00 3,52,42,825.00
Un-allocable Liabilities 0.00 0.00
Net Segment Liabilities 3,52,42,825.00 3,52,42,825.00
Disclosure of notes on segments Refer Standalone Financials Results for quarter and year ended March 31, 2026 uploaded in Bank's website




Cash Flow Statement, Indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025
B Date of end of reporting period 31-03-2026
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax 1,83,281.00
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0.00
Adjustments for depreciation and amortisation expense 1,16,075.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 5,37,854.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for share-based payments 15,363.00
Other adjustments for which cash effects are investing or financing cash flow (115.00)
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 0.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments to profit (loss) 6,69,177.00
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables (44,54,333.00)
Adjustments for decrease (increase) in other current assets (5,93,590.00)
Adjustments for increase (decrease) in trade payables 42,40,931.00
Adjustments for increase (decrease) in other current liabilities 6,69,786.00
Adjustments for provisions 0.00
Total adjustments for working capital (1,37,206.00)
Total adjustments for reconcile profit (loss) 5,31,971.00
Net cash flows from (used in) operations 7,15,252.00
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) 23,748.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities before extraordinary items 6,91,504.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) operating activities 6,91,504.00
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 13,50,421.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of tangible assets 2,669.00
Purchase of tangible assets 76,376.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 0.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Proceeds from government grants 0.00
Net cash flows from (used in) investing activities before extraordinary items (14,24,128.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) investing activities (14,24,128.00)
5 Cash flows from used in financing activities
Proceeds from issuing shares 7,61,899.00
Proceeds from issuing other equity instruments 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 0.00
Repayments of borrowings 2,35,415.00
Dividends paid 29,572.00
Interest paid 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) financing activities before extraordinary items 4,96,912.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) financing activities 4,96,912.00
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes (2,35,712.00)
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 2,215.00
Net increase (decrease) in cash and cash equivalents (2,33,497.00)
Cash and cash equivalents cash flow statement at beginning of period 15,09,736.00
Cash and cash equivalents cash flow statement at end of period 12,76,239.00


Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s M P Chitale & Co Yes 31-07-2028
2 M/s Walker Chandiok & CO LLP Yes 31-05-2028


Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Deposits with Bank Value is dependent on the Counterparty 16,253.92 3,463.12 16,253.92
2 IDFC FIRST Bank Limited Mr. V. Vaidyanathan Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 52.44 56.92 52.44
3 IDFC FIRST Bank Limited Mrs. Jeyashree Vaidyanathan Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 6.73 3.79 6.73
4 IDFC FIRST Bank Limited Mr. Pranav Vaidyanathan Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.49 2.07 1.49
5 IDFC FIRST Bank Limited Mr. Amartya Vaidyanathan Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.08 0.16 0.08
6 IDFC FIRST Bank Limited Ms. Anusha Vaidyanathan Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.75 1.48 1.75
7 IDFC FIRST Bank Limited Mr. Maj V Krishnamurthy Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 38.87 60.90 38.87
8 IDFC FIRST Bank Limited Ms. Savitri Krishnamoorthy Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 15.43 17.32 15.43
9 IDFC FIRST Bank Limited Mr. Pradeep Natarajan Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 99.54 91.99 99.54 Textual Information(1)
10 IDFC FIRST Bank Limited Mrs. Deepa Pradeep Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 195.25 184.35 195.25
11 IDFC FIRST Bank Limited Mr. Natarajan Pookote Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 5.08 3.74 5.08
12 IDFC FIRST Bank Limited Mrs. Parakkat Nirmaladevi Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 22.26 20.95 22.26
13 IDFC FIRST Bank Limited Mr. Aadi Pradeep Menon Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.17 0.02 0.17
14 IDFC FIRST Bank Limited Mr. Satish Gaikwad Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 41.96 33.30 41.96 Textual Information(2)
15 IDFC FIRST Bank Limited Mrs. Bharati Satish Gaikwad Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.78 0.51 0.78 Textual Information(3)
16 IDFC FIRST Bank Limited Mr. Ashok Ganpat Gaikwad Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.79 1.01 0.79
17 IDFC FIRST Bank Limited Mr. Sudhanshu Jain Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 171.21 439.31 171.21
18 IDFC FIRST Bank Limited Mrs. Shipra Surana Jain Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 9.92 5.11 9.92
19 IDFC FIRST Bank Limited Mr. Rakesh Jain Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 412.40 446.64 412.40
20 IDFC FIRST Bank Limited Mr. Pravir Kumar Vohra Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 32.39 22.32 32.39
21 IDFC FIRST Bank Limited Mrs. Deepika Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 8.41 8.22 8.41
22 IDFC FIRST Bank Limited Mr. Varun Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.00 0.01 0.00
23 IDFC FIRST Bank Limited Ms. Avantika Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.01 0.01 0.01
24 IDFC FIRST Bank Limited Mr. Sudhir Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1,055.91 1,070.94 1,055.91
25 IDFC FIRST Bank Limited Mr. Aashish Kamat Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 542.22 430.97 542.22
26 IDFC FIRST Bank Limited Mrs. Amrita Oomman Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 6.59 10.74 6.59
27 IDFC FIRST Bank Limited Mr. Sanjeeb Chaudhuri Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 2,060.94 1,356.31 2,060.94
28 IDFC FIRST Bank Limited Mrs. Nandita Chaudhuri Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 56.02 48.01 56.02
29 IDFC FIRST Bank Limited Mr. Shantanu Chaudhuri Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 100.98 130.48 100.98
30 IDFC FIRST Bank Limited S. Ganesh Kumar Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 873.41 768.00 873.41
31 IDFC FIRST Bank Limited Mrs. Subbalakshmi Ganesh Kumar Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 3.33 1.95 3.33
32 IDFC FIRST Bank Limited Ms. Matangi Gowrishankar Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 517.84 253.25 517.84
33 IDFC FIRST Bank Limited Mrs. Radha Gowri Shankar Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 151.61 30.57 151.61
34 IDFC FIRST Bank Limited Mr. Pankajam Sridevi Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 200.40 176.13 200.40
35 IDFC FIRST Bank Limited Mrs. S. Neelakanta Iyer Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 98.22 80.12 98.22
36 IDFC FIRST Bank Limited Mr. Uday Shirish Bhansali Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 535.64 780.93 535.64
37 IDFC FIRST Bank Limited Mr. Ashish Singh Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 195.17 260.73 195.17
38 IDFC FIRST Bank Limited Mrs. Vijaya Singh Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 146.85 224.99 146.85
39 IDFC FIRST Bank Limited Mr. Ishaan Singh Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.05 0.75 1.05
40 IDFC FIRST Bank Limited Mr. Aahaan Singh Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.04 1.13 1.04
41 IDFC FIRST Bank Limited Mr. Soumitra Singh Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.08 0.12 0.08
42 IDFC FIRST Bank Limited Mrs. Lakshmi Seshadri Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 4.06 2.99 4.06
43 IDFC FIRST Bank Limited Mr. Adith Seshadri Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 18.55 17.15 18.55
44 IDFC FIRST Bank Limited Boby Xavier KMP in Subsidiary Comapany Any other transaction Deposits with Bank Value is dependent on the Counterparty 3.93 3.62 3.93 Textual Information(4)
45 IDFC FIRST Bank Limited Mr. Aravind J KMP in Subsidiary Comapany Any other transaction Deposits with Bank Value is dependent on the Counterparty 6.37 3.85 6.37
46 IDFC FIRST Bank Limited Mrs. Shikha Hora Kamdar Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 21.81 51.75 21.81 Textual Information(5)
47 IDFC FIRST Bank Limited Mr. Jignesh Kamdar Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.31 0.22 1.31
48 IDFC FIRST Bank Limited Mrs. Raj Hora Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 2.35 2.31 2.35
49 IDFC FIRST Bank Limited Mr. Rajesh Krishnamoorthy Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 1,071.71 1,164.98 1,071.71 Textual Information(6)
50 IDFC FIRST Bank Limited Mrs. Sarada Sangekar Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 749.52 51.75 749.52
51 IDFC FIRST Bank Limited Mr. Anujeet Varadkar Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 12.02 18.24 12.02
52 IDFC FIRST Bank Limited Ms. Rekha Shah Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.39 41.85 1.39
53 IDFC FIRST Bank Limited Rukmani Social Welfare Trust Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 101.46 11.11 101.46
54 IDFC FIRST Bank Limited V Satyamurthy Security Agency (Sole Proprietor) Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 4.21 18.43 4.21
55 IDFC FIRST Bank Limited Chanakya Talent (Sole Proprietor) Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 20.19 35.92 20.19
56 IDFC FIRST Bank Limited Indusind General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 23,929.51 801.61 23,929.51
57 IDFC FIRST Bank Limited Avati Consulting Solutions Private Limited Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.00 0.99 0.00
58 IDFC FIRST Bank Limited The Mixed Wardrobe Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.03 2.90 0.03
59 IDFC FIRST Bank Limited Warburg Pincus India Private Limited Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 5,551.65 6,841.41 5,551.65
60 IDFC FIRST Bank Limited Mrs. Swati Singh Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 200.74 0.00 200.74
61 IDFC FIRST Bank Limited Ms. Savitha Arunachalam Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 23.58 0.00 23.58
62 IDFC FIRST Bank Limited Mrs. Shilpa Ostawal Relatives of Directors Any other transaction Deposits with Bank Value is dependent on the Counterparty 27.04 0.00 27.04 Textual Information(7)
63 IDFC FIRST Bank Limited Mr. Viaan Ostawal Relatives of Directors Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.01 0.00 1.01
64 IDFC FIRST Bank Limited Dr. N Sankar Relatives of Directors Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.26 0.00 1.26
65 IDFC FIRST Bank Limited The Mixed Wardrobe Private Limited Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 2.66 0.00 2.66
66 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Interest paid Value is dependent on the Counterparty 76.19 0.00 0.00
67 IDFC FIRST Bank Limited Mr. V. Vaidyanathan Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 1.79 0.00 0.00
68 IDFC FIRST Bank Limited Mrs. Jeyashree Vaidyanathan Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.15 0.00 0.00
69 IDFC FIRST Bank Limited Mr. Pranav Vaidyanathan Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.02 0.00 0.00
70 IDFC FIRST Bank Limited Mr. Amartya Vaidyanathan Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
71 IDFC FIRST Bank Limited Ms. Anusha Vaidyanathan Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.06 0.00 0.00
72 IDFC FIRST Bank Limited Mr. Maj V Krishnamurthy Relative of KMP/Director Interest paid Value is dependent on the Counterparty 1.75 0.00 0.00
73 IDFC FIRST Bank Limited Ms. Savitri Krishnamoorthy Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.45 0.00 0.00
74 IDFC FIRST Bank Limited Mr. Pradeep Natarajan Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 3.40 0.00 0.00 Textual Information(8)
75 IDFC FIRST Bank Limited Mrs. Deepa Pradeep Relative of KMP/Director Interest paid Value is dependent on the Counterparty 6.58 0.00 0.00
76 IDFC FIRST Bank Limited Mr. Natarajan Pookote Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.06 0.00 0.00
77 IDFC FIRST Bank Limited Mrs. Parakkat Nirmaladevi Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.79 0.00 0.00
78 IDFC FIRST Bank Limited Mr. Aadi Pradeep Menon Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
79 IDFC FIRST Bank Limited Mr. Satish Gaikwad Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 1.08 0.00 0.00 Textual Information(9)
80 IDFC FIRST Bank Limited Mrs. Bharati Satish Gaikwad Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.02 0.00 0.00 Textual Information(10)
81 IDFC FIRST Bank Limited Mr. Ashok Ganpat Gaikwad Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.01 0.00 0.00
82 IDFC FIRST Bank Limited Mr. Sudhanshu Jain Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 12.49 0.00 0.00
83 IDFC FIRST Bank Limited Mrs. Shipra Surana Jain Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.11 0.00 0.00
84 IDFC FIRST Bank Limited Mr. Rakesh Jain Relative of KMP/Director Interest paid Value is dependent on the Counterparty 14.41 0.00 0.00
85 IDFC FIRST Bank Limited Mr. Pravir Kumar Vohra Director Interest paid Value is dependent on the Counterparty 0.95 0.00 0.00
86 IDFC FIRST Bank Limited Mrs. Deepika Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.19 0.00 0.00
87 IDFC FIRST Bank Limited Mr. Varun Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
88 IDFC FIRST Bank Limited Ms. Avantika Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
89 IDFC FIRST Bank Limited Mr. Sudhir Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 57.93 0.00 0.00
90 IDFC FIRST Bank Limited Mr. Aashish Kamat Director Interest paid Value is dependent on the Counterparty 13.79 0.00 0.00
91 IDFC FIRST Bank Limited Mrs. Amrita Oomman Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.22 0.00 0.00
92 IDFC FIRST Bank Limited Mr. Sanjeeb Chaudhuri Director Interest paid Value is dependent on the Counterparty 35.14 0.00 0.00
93 IDFC FIRST Bank Limited Mrs. Nandita Chaudhuri Relative of KMP/Director Interest paid Value is dependent on the Counterparty 1.46 0.00 0.00
94 IDFC FIRST Bank Limited Mr. Shantanu Chaudhuri Relative of KMP/Director Interest paid Value is dependent on the Counterparty 2.45 0.00 0.00
95 IDFC FIRST Bank Limited S. Ganesh Kumar Director Interest paid Value is dependent on the Counterparty 30.91 0.00 0.00
96 IDFC FIRST Bank Limited Mrs. Subbalakshmi Ganesh Kumar Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.05 0.00 0.00
97 IDFC FIRST Bank Limited Ms. Matangi Gowrishankar Director Interest paid Value is dependent on the Counterparty 12.05 0.00 0.00
98 IDFC FIRST Bank Limited Mrs. Radha Gowri Shankar Relative of KMP/Director Interest paid Value is dependent on the Counterparty 1.21 0.00 0.00
99 IDFC FIRST Bank Limited Mr. Pankajam Sridevi Director Interest paid Value is dependent on the Counterparty 6.96 0.00 0.00
100 IDFC FIRST Bank Limited Mrs. S. Neelakanta Iyer Relative of KMP/Director Interest paid Value is dependent on the Counterparty 3.19 0.00 0.00
101 IDFC FIRST Bank Limited Mr. Uday Shirish Bhansali Director Interest paid Value is dependent on the Counterparty 22.39 0.00 0.00
102 IDFC FIRST Bank Limited Mr. Ashish Singh Director Interest paid Value is dependent on the Counterparty 8.52 0.00 0.00
103 IDFC FIRST Bank Limited Mrs. Vijaya Singh Relative of KMP/Director Interest paid Value is dependent on the Counterparty 8.18 0.00 0.00
104 IDFC FIRST Bank Limited Mr. Ishaan Singh Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.02 0.00 0.00
105 IDFC FIRST Bank Limited Mr. Aahaan Singh Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.02 0.00 0.00
106 IDFC FIRST Bank Limited Mr. Soumitra Singh Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
107 IDFC FIRST Bank Limited Mrs. Lakshmi Seshadri Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.14 0.00 0.00
108 IDFC FIRST Bank Limited Mr. Adith Seshadri Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.30 0.00 0.00
109 IDFC FIRST Bank Limited Boby Xavier KMP in Subsidiary Comapany Interest paid Value is dependent on the Counterparty 0.19 0.00 0.00 Textual Information(11)
110 IDFC FIRST Bank Limited Mr. Aravind J KMP in Subsidiary Comapany Interest paid Value is dependent on the Counterparty 0.01 0.00 0.00
111 IDFC FIRST Bank Limited Mrs. Shikha Hora Kamdar Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.96 0.00 0.00 Textual Information(12)
112 IDFC FIRST Bank Limited Mr. Jignesh Kamdar Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.11 0.00 0.00
113 IDFC FIRST Bank Limited Mrs. Raj Hora Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.04 0.00 0.00
114 IDFC FIRST Bank Limited Mr. Rajesh Krishnamoorthy Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 43.38 0.00 0.00 Textual Information(13)
115 IDFC FIRST Bank Limited Mrs. Sarada Sangekar Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 11.42 0.00 0.00
116 IDFC FIRST Bank Limited Mr. Anujeet Varadkar Director Interest paid Value is dependent on the Counterparty 0.17 0.00 0.00
117 IDFC FIRST Bank Limited Ms. Rekha Shah Relative of KMP/Director Interest paid Value is dependent on the Counterparty 1.52 0.00 0.00
118 IDFC FIRST Bank Limited Rukmani Social Welfare Trust Interested entity of KMP/Directors or their relative Interest paid Value is dependent on the Counterparty 3.70 0.00 0.00
119 IDFC FIRST Bank Limited V Satyamurthy Security Agency (Sole Proprietor) Interested entity of KMP/Directors or their relative Interest paid Value is dependent on the Counterparty 0.10 0.00 0.00
120 IDFC FIRST Bank Limited Warburg Pincus India Private Limited Interested entity of KMP/Directors or their relative Interest paid Value is dependent on the Counterparty 153.89 0.00 0.00
121 IDFC FIRST Bank Limited Group Captain V. Satyamurthy Relatives of Directors Interest paid Value is dependent on the Counterparty 0.09 0.00 0.00
122 IDFC FIRST Bank Limited Mrs. Swati Singh Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 7.20 0.00 0.00
123 IDFC FIRST Bank Limited Mrs. Shilpa Ostawal Relatives of Directors Interest paid Value is dependent on the Counterparty 0.60 0.00 0.00 Textual Information(14)
124 IDFC FIRST Bank Limited Mr. Viaan Ostawal Relatives of Directors Interest paid Value is dependent on the Counterparty 0.01 0.00 0.00
125 IDFC FIRST Bank Limited Dr. N Sankar Relatives of Directors Interest paid Value is dependent on the Counterparty 0.02 0.00 0.00
126 IDFC FIRST Bank Limited Mr. Narendra Ostawal Director Interest paid Value is dependent on the Counterparty 2.16 0.00 0.00
127 IDFC FIRST Bank Limited Indusind General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Interest Receivable At Actuals 1,378.06 37.64 1,415.69
128 IDFC FIRST Bank Limited Millennium City Expressways Private Limited Associates Any other transaction Legal & Operational expesnes paid ` 1crore per transaction as approved by Audit Committee 62.17 0.00 0.00
129 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Loan Servicing Fees ` 2000 crore as approved by Audit Committee 92,943.71 0.00 0.00
130 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Loan Servicing Fees Payable At Actuals 6,434.65 5,742.18 6,434.65
131 IDFC FIRST Bank Limited Indusind General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Purchase of Investment At Actuals 13,400.00 25,000.00 38,400.00
132 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Sale of fixed assets ` 1crore per transaction as approved by Audit Committee 46.84 0.00 0.00
133 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Shared service cost receivable At Actuals 18.69 18.57 3.20
134 IDFC FIRST Bank Limited Indusind General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Swap/Forward Contract ` 50 crore per transaction per counterparty 1,673.76 0.00 0.00
135 IDFC FIRST Bank Limited Mr. Narendra Ostawal Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 102.10 0.00 102.10
136 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Cash with Business Correspondent At Actuals 2,999.33 3,758.61 2,999.33
137 IDFC FIRST Bank Limited Indusind General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Commission Income At Actuals 0.10 0.00 0.00
Total value of transaction during the reporting period 1,75,284.95


Text Block

Textual Information(1) Dhruv Pradeep Menon Balance Clubed to Mr. Pradeep Menon
Textual Information(2) Ovee Gaikwad balance clubed to Mr. Satish Gaikwad
Textual Information(3) Saanvi Gaikwad balance clubed to Mrs. Bharati Satish Gaikwad
Textual Information(4) Ceased w.e.f January 29, 2026.
Textual Information(5) Pranit Kamdar balance clubed to Mrs. Shikha Hora Kamdar
Textual Information(6) Medhini Rajesh balance clubed to Mr. Rajesh Krishnamoorthy
Textual Information(7) Mihir Ostawal balance clubed to Mrs. Shilpa Ostawal
Textual Information(8) Dhruv Pradeep Menon balance clubed to Mr. Pradeep Menon
Textual Information(9) Ovee Gaikwad balance clubed to Mr. Satish Gaikwad
Textual Information(10) Saanvi Gaikwad balance clubed to Mrs. Bharati Satish Gaikwad
Textual Information(11) Ceased w.e.f January 29, 2026.
Textual Information(12) Pranit Kamdar balance clubed to Mrs. Shikha Hora Kamdar
Textual Information(13) Medhini Rajesh balance clubed to Mr. Rajesh Krishnamoorthy
Textual Information(14) Mihir Ostawal balance clubed to Mrs. Shilpa Ostawal


Format for Disclosing Outstanding Default on Loans and Debt Securities

Amount in (Lakhs)

Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 0.00
B Of the total amount outstanding, amount of default as on date 0.00
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0.00
B Of the total amount outstanding, amount of default as on date 0.00
3. Total financial indebtedness of the listed entity including short-term and long-term debt 0.00